Average Claims Examiner Salary in Hamburg, Germany for 2026

In this article, we will look at the average Claims Examiner salary for 2026 in Hamburg and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Euro. To keep things simple, we are using the EUR currency code instead of the currency symbol .

How Much Does a Claims Examiner Make in Hamburg?

A Claims Examiner working in Hamburg will typically earn around 25,660 EUR per year, and this can range from the lowest average salary of about 13,060 EUR to the highest average salary of 44,300 EUR.

Average Annual Salary25,660 EUR
Average Monthly Salary2,138 EUR
Average Lowest Salary13,060 EUR
Lowest Monthly Salary1,088 EUR
Average Highest Salary44,300 EUR
Highest Monthly Salary3,691 EUR

These are average salaries for a Claims Examiner in Hamburg and include benefits such as housing and transport. It's also possible for a Claims Examiner to earn more or less than the average salaries shown above.

Claims Examiner salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Claims Examiner Salaries in Hamburg

So we've looked at the average salaries a Claims Examiner will earn in Hamburg. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Claims Examiner can earn between 13,060 EUR and 44,300 EUR on average in Hamburg. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Claims Examiner in Hamburg is 27,020 EUR. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 27,020 EUR, and 50% of the population earn more than 27,020 EUR.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Claims Examiner salary in Hamburg, 25% of the population are earning less than 20,300 EUR while 75% of the population earn more than 20,300 EUR.

75% of the population earn less than 40,140 EUR, and 25% of the population earn more than 40,140 EUR.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Claims Examiner Salary by Experience Level in Hamburg

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Claims Examiner salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Claims Examiner in Hamburg that has less than two years of experience can expect to earn somewhere in the region of 12,620 EUR.
  • 2 - 5 Years Experience. With two to five years of experience the average Claims Examiner salary would increase to 20,300 EUR.
  • 5 - 10 Years Experience. From five to ten years of experience as a Claims Examiner, the average salary would be 26,100 EUR.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 35,500 EUR.
  • 15 - 20 Years Experience. A Claims Examiner with 15 to 20 years of experience can earn an average of 36,800 EUR.
  • 20+ Years Experience. For a Claims Examiner with more than 20 years, the expected average salary increases to 38,620 EUR.

Average Salary by Experience Chart

0-2 Years-
12,620 EUR
2-5 Years+34%
20,300 EUR
5-10 Years+48%
26,100 EUR
10-15 Years+22%
35,500 EUR
15-20 Years+9%
36,800 EUR
20+ Years+8%
38,620 EUR

Claims Examiner Salary by Education Level in Hamburg

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Claims Examiner in Hamburg based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Certificate or Diploma. A Claims Examiner in Hamburg with a certificate or diploma education can earn an average salary of 15,760 EUR.
  • Bachelor's Degree. A Claims Examiner in Hamburg with a bachelor's degree education can earn an average salary of 23,360 EUR.
  • Master's Degree. A Claims Examiner in Hamburg with a master's degree education can earn an average salary of 40,600 EUR.

Average Salary by Education Chart

Certificate or Diploma-
15,760 EUR
Bachelor's Degree+57%
23,360 EUR
Master's Degree+68%
40,600 EUR

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Germany is around 19,100 to 57,200 EUR and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Claims Examiner Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Hamburg, a male claims examiner will earn an average of 24,800 EUR, while a female claims examiner will earn around 22,660 EUR.

This means that a male claims examiner earns approximately 9% more than a female claims examiner for performing the same job.

Average Salary by Gender Chart in Hamburg

Male-
24,800 EUR
Female-9%
22,660 EUR

Claims Examiner Average Pay Raise in Hamburg

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Claims Examiner in Hamburg is around 10% every 16 months.

The national average pay raise across all professions and industries in Germany is around 8% every 16 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 10 ÷ 16 ) × 12  = 8%

What this means is that a Claims Examiner in Hamburg can expect to receive an average pay raise of around 8% every 12 months.

Annual Pay Raise by Industry in Hamburg for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Germany.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
9%
Energy-
9%
Information Technology-
9%
Healthcare-
9%
Travel-
9%
Construction-
9%
Education-
9%

Claims Examiner Bonus and Incentive Rates in Hamburg

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Claims Examiner is a low bonus based job, with 35% of employees reporting at least one bonus in the last 12 months.

65% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 0% to 4%.

Received Bonus-
35%
No Bonus-
65%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Germany earn approximately 8% more than private sector employees in the same role.

Public Sector-
48,200 EUR
Private Sector-8%
44,540 EUR

Salaries for Jobs Similar to a Claims Examiner

In the table below, we have salary information for jobs that are similar to a Claims Examiner in Hamburg.

Job TitleCategorySalary
Actuarial AnalystInsurance58,520 EUR
Actuarial AssistantInsurance38,780 EUR
Actuarial SpecialistInsurance39,420 EUR
ActuaryInsurance59,940 EUR
Adjustment Insurance ClerkInsurance15,380 EUR
Assistant BrokerInsurance27,480 EUR
Assistant Claims ManagerInsurance50,240 EUR
Associate Insurance RepresentativeInsurance22,540 EUR
Auditing Insurance ManagerInsurance64,200 EUR
BrokerInsurance43,220 EUR
Claim Advocacy ProfessionalInsurance44,780 EUR
Claims AdjusterInsurance16,880 EUR
Claims AnalystInsurance20,460 EUR
Claims ManagerInsurance64,300 EUR
Claims ProcessorInsurance17,540 EUR
Claims RepresentativeInsurance18,900 EUR
Claims Resolution SpecialistInsurance47,400 EUR
Claims SupervisorInsurance43,260 EUR
Complaints SpecialistInsurance42,400 EUR
Compliance ExaminerInsurance41,820 EUR
Compliance OfficerInsurance34,380 EUR
Compliance ReviewerInsurance40,600 EUR
ConsultantInsurance43,800 EUR
Eligibility InterviewerInsurance47,760 EUR
Eligibility SpecialistInsurance43,220 EUR
Insurance Account ManagerInsurance55,220 EUR
Insurance Accounts ExecutiveInsurance48,560 EUR
Insurance AdjusterInsurance42,460 EUR
Insurance AgentInsurance23,700 EUR
Insurance AnalystInsurance46,720 EUR
Insurance AppraiserInsurance43,760 EUR
Insurance Claims ClerkInsurance18,260 EUR
Insurance ExaminerInsurance39,560 EUR
Insurance InvestigatorInsurance41,700 EUR
Insurance ManagerInsurance74,940 EUR
Insurance Operations ManagerInsurance77,620 EUR
Insurance Policy Processing ClerkInsurance17,560 EUR
Insurance Pricing AssistantInsurance32,420 EUR
Insurance Program ManagerInsurance55,820 EUR
Insurance Project ManagerInsurance59,000 EUR
Insurance Quality Assurance AgentInsurance39,080 EUR
Insurance Sales AgentInsurance26,500 EUR
Insurance Sales DirectorInsurance69,260 EUR
Insurance Sales ManagerInsurance58,800 EUR
Insurance Sales RepresentativeInsurance22,660 EUR
Insurance Team LeaderInsurance47,400 EUR
Insurance UnderwriterInsurance32,420 EUR
Loss Control SpecialistInsurance43,360 EUR
Loss Prevention InvestigatorInsurance42,960 EUR
Loss Prevention ManagerInsurance60,840 EUR
Loss Prevention SpecialistInsurance48,920 EUR
Marine UnderwriterInsurance34,080 EUR
Medical AuditorInsurance45,600 EUR
Monitoring and Performance OfficerInsurance31,400 EUR
Payment Services SpecialistInsurance44,800 EUR
Policy Change DirectorInsurance72,180 EUR
Policy Change SupervisorInsurance47,580 EUR
Policy Change TechnicianInsurance21,020 EUR
Risk AnalystInsurance53,120 EUR
Risk Management DirectorInsurance87,060 EUR
Risk Management SupervisorInsurance54,500 EUR
Risk ManagerInsurance81,880 EUR
Risk Modeling ManagerInsurance78,120 EUR
Title Insurance TypistInsurance37,740 EUR
Training ManagerInsurance50,520 EUR

Salary Comparison by City

If you want to compare salaries with different cities in Germany, you can use the links below to explore the data for each specific city we have researched.

CityAverage Salary
Berlin24,860 EUR
Bremen22,340 EUR
Dortmund21,020 EUR
Dresden23,380 EUR
Dusseldorf22,340 EUR
Essen24,820 EUR
Frankfurt25,680 EUR
Hannover21,400 EUR
Koln22,400 EUR
Leipzig21,020 EUR
Munchen27,020 EUR
Nurnberg21,100 EUR
Stuttgart24,280 EUR

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