Average Claims Examiner Salary in Baghdad, Iraq for 2026
In this article, we will look at the average Claims Examiner salary for 2026 in Baghdad and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!
The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.
All salary information is in the local currency, which is the Iraqi dinar. To keep things simple, we are using the IQD currency code instead of the currency symbol ع.د.
How Much Does a Claims Examiner Make in Baghdad?
A Claims Examiner working in Baghdad will typically earn around 14,158,800 IQD per year, and this can range from the lowest average salary of about 6,493,000 IQD to the highest average salary of 22,441,700 IQD.
These are average salaries for a Claims Examiner in Baghdad and include benefits such as housing and transport. It's also possible for a Claims Examiner to earn more or less than the average salaries shown above.
Claims Examiner salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.
Distribution of Claims Examiner Salaries in Baghdad
So we've looked at the average salaries a Claims Examiner will earn in Baghdad. The next interesting data point is the distribution of salaries.
Salary ranges
We already know that a Claims Examiner can earn between 6,493,000 IQD and 22,441,700 IQD on average in Baghdad. This is known as the range in statistics.
The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.
Median salary
The median salary for a Claims Examiner in Baghdad is 15,238,200 IQD. This is the middle value in the distribution of salaries.
What this means is that approximately 50% of the population earn less than 15,238,200 IQD, and 50% of the population earn more than 15,238,200 IQD.
If you are earning more than the median salary, that's a good indicator that you are being paid well.
If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).
Percentiles
Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.
For the average Claims Examiner salary in Baghdad, 25% of the population are earning less than 9,778,900 IQD while 75% of the population earn more than 9,778,900 IQD.
75% of the population earn less than 20,281,100 IQD, and 25% of the population earn more than 20,281,100 IQD.
Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.
The difference between a median and an average salary
The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.
- If your salary is higher than the average and the median salary, you are earning well compared to others.
- If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
- If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.
Claims Examiner Salary by Experience Level in Baghdad
The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.
We have researched the average Claims Examiner salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.
- 0 - 2 Years Experience. A Claims Examiner in Baghdad that has less than two years of experience can expect to earn somewhere in the region of 7,369,700 IQD.
- 2 - 5 Years Experience. With two to five years of experience the average Claims Examiner salary would increase to 9,841,900 IQD.
- 5 - 10 Years Experience. From five to ten years of experience as a Claims Examiner, the average salary would be 14,519,400 IQD.
- 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 17,758,500 IQD.
- 15 - 20 Years Experience. A Claims Examiner with 15 to 20 years of experience can earn an average of 19,321,100 IQD.
- 20+ Years Experience. For a Claims Examiner with more than 20 years, the expected average salary increases to 20,878,800 IQD.
Average Salary by Experience Chart
| 0-2 Years | - | 7,369,700 IQD |
| 2-5 Years | +34% | 9,841,900 IQD |
| 5-10 Years | +48% | 14,519,400 IQD |
| 10-15 Years | +22% | 17,758,500 IQD |
| 15-20 Years | +9% | 19,321,100 IQD |
| 20+ Years | +8% | 20,878,800 IQD |
Claims Examiner Salary by Education Level in Baghdad
As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?
In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.
The salary you can earn based on your education is very specific to both your location and the career path you choose.
In our research, we looked at the average salary for a Claims Examiner in Baghdad based on the education level of the employees in order to find out whether a better education level would increase your salary.
- Certificate or Diploma. A Claims Examiner in Baghdad with a certificate or diploma education can earn an average salary of 8,401,800 IQD.
- Bachelor's Degree. A Claims Examiner in Baghdad with a bachelor's degree education can earn an average salary of 13,199,100 IQD.
- Master's Degree. A Claims Examiner in Baghdad with a master's degree education can earn an average salary of 22,081,800 IQD.
Average Salary by Education Chart
| Certificate or Diploma | - | 8,401,800 IQD |
| Bachelor's Degree | +57% | 13,199,100 IQD |
| Master's Degree | +68% | 22,081,800 IQD |
How Much is a Master's Degree or MBA Program?
The approximate cost of a master's degree or post-graduate program like an MBA in Iraq is around 10,200,000 to 30,700,000 IQD and takes two years to complete.
As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.
It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.
Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.
Claims Examiner Salary Compared by Gender
In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.
In Baghdad, a male claims examiner will earn an average of 14,880,300 IQD, while a female claims examiner will earn around 12,600,600 IQD.
This means that a male claims examiner earns approximately 18% more than a female claims examiner for performing the same job.
Average Salary by Gender Chart in Baghdad
| Male | - | 14,880,300 IQD |
| Female | -18% | 12,600,600 IQD |
Claims Examiner Average Pay Raise in Baghdad
In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.
From our research, we can see that the average pay raise for a Claims Examiner in Baghdad is around 9% every 20 months.
The national average pay raise across all professions and industries in Iraq is around 7% every 20 months.
In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.
To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:
Annual Increase = ( Increase Rate ÷ Months ) × 12
So for this example, it would be:
Annual Increase = ( 9 ÷ 20 ) × 12 = 5%
What this means is that a Claims Examiner in Baghdad can expect to receive an average pay raise of around 5% every 12 months.
Annual Pay Raise by Industry in Baghdad for 2026
In the chart below, you can see the average annual pay raise percentages for each of the major industries in Iraq.
You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.
| Banking | - | 4% |
| Energy | - | 8% |
| Information Technology | - | 3% |
| Healthcare | - | 7% |
| Travel | - | 2% |
| Construction | - | 6% |
| Education | - | 1% |
Claims Examiner Bonus and Incentive Rates in Baghdad
Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.
Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.
A Claims Examiner is a low bonus based job, with 22% of employees reporting at least one bonus in the last 12 months.
78% reported that they had not received any bonuses in the previous 12 months.
For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 1% to 3%.
| Received Bonus | - | 22% |
| No Bonus | - | 78% |
What are the Types of Bonus?
There are a number of difference types of bonus you can receive in a job. Including:
- Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
- Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
- Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
- Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.
Government vs Private Sector Salaries
Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.
Public sector employees in Iraq earn approximately 15% more than private sector employees in the same role.
| Public Sector | - | 26,399,200 IQD |
| Private Sector | -15% | 23,040,200 IQD |
Salaries for Jobs Similar to a Claims Examiner
In the table below, we have salary information for jobs that are similar to a Claims Examiner in Baghdad.
| Job Title | Category | Salary |
|---|---|---|
| Actuarial Analyst | Insurance | 35,758,400 IQD |
| Actuarial Assistant | Insurance | 25,200,800 IQD |
| Actuarial Specialist | Insurance | 25,561,400 IQD |
| Actuary | Insurance | 35,039,300 IQD |
| Adjustment Insurance Clerk | Insurance | 9,886,200 IQD |
| Assistant Broker | Insurance | 16,918,700 IQD |
| Assistant Claims Manager | Insurance | 27,841,200 IQD |
| Associate Insurance Representative | Insurance | 12,958,200 IQD |
| Auditing Insurance Manager | Insurance | 39,718,900 IQD |
| Broker | Insurance | 25,440,400 IQD |
| Claim Advocacy Professional | Insurance | 26,520,600 IQD |
| Claims Adjuster | Insurance | 9,946,300 IQD |
| Claims Analyst | Insurance | 13,919,600 IQD |
| Claims Manager | Insurance | 38,158,300 IQD |
| Claims Processor | Insurance | 10,057,900 IQD |
| Claims Representative | Insurance | 11,638,300 IQD |
| Claims Resolution Specialist | Insurance | 28,560,900 IQD |
| Claims Supervisor | Insurance | 24,359,000 IQD |
| Complaints Specialist | Insurance | 23,040,200 IQD |
| Compliance Examiner | Insurance | 25,079,200 IQD |
| Compliance Officer | Insurance | 20,518,900 IQD |
| Compliance Reviewer | Insurance | 24,841,800 IQD |
| Consultant | Insurance | 26,399,200 IQD |
| Eligibility Interviewer | Insurance | 27,361,200 IQD |
| Eligibility Specialist | Insurance | 24,718,600 IQD |
| Insurance Account Manager | Insurance | 30,360,800 IQD |
| Insurance Accounts Executive | Insurance | 27,479,000 IQD |
| Insurance Adjuster | Insurance | 24,841,800 IQD |
| Insurance Agent | Insurance | 14,880,300 IQD |
| Insurance Analyst | Insurance | 24,239,000 IQD |
| Insurance Appraiser | Insurance | 25,801,200 IQD |
| Insurance Claims Clerk | Insurance | 9,599,200 IQD |
| Insurance Examiner | Insurance | 23,759,100 IQD |
| Insurance Investigator | Insurance | 24,478,500 IQD |
| Insurance Manager | Insurance | 43,800,600 IQD |
| Insurance Operations Manager | Insurance | 43,198,900 IQD |
| Insurance Policy Processing Clerk | Insurance | 9,684,600 IQD |
| Insurance Pricing Assistant | Insurance | 19,678,200 IQD |
| Insurance Program Manager | Insurance | 34,799,800 IQD |
| Insurance Project Manager | Insurance | 33,599,200 IQD |
| Insurance Quality Assurance Agent | Insurance | 23,280,700 IQD |
| Insurance Sales Agent | Insurance | 15,599,800 IQD |
| Insurance Sales Director | Insurance | 43,800,600 IQD |
| Insurance Sales Manager | Insurance | 33,119,100 IQD |
| Insurance Sales Representative | Insurance | 13,679,300 IQD |
| Insurance Team Leader | Insurance | 26,158,200 IQD |
| Insurance Underwriter | Insurance | 19,678,200 IQD |
| Loss Control Specialist | Insurance | 26,040,800 IQD |
| Loss Prevention Investigator | Insurance | 28,200,200 IQD |
| Loss Prevention Manager | Insurance | 35,758,400 IQD |
| Loss Prevention Specialist | Insurance | 26,280,300 IQD |
| Marine Underwriter | Insurance | 18,239,400 IQD |
| Medical Auditor | Insurance | 25,801,200 IQD |
| Monitoring and Performance Officer | Insurance | 18,720,200 IQD |
| Payment Services Specialist | Insurance | 27,118,300 IQD |
| Policy Change Director | Insurance | 38,760,100 IQD |
| Policy Change Supervisor | Insurance | 26,759,500 IQD |
| Policy Change Technician | Insurance | 11,998,600 IQD |
| Risk Analyst | Insurance | 27,960,400 IQD |
| Risk Management Director | Insurance | 48,721,100 IQD |
| Risk Management Supervisor | Insurance | 31,559,900 IQD |
| Risk Manager | Insurance | 47,038,300 IQD |
| Risk Modeling Manager | Insurance | 47,280,300 IQD |
| Title Insurance Typist | Insurance | 21,719,900 IQD |
| Training Manager | Insurance | 29,519,900 IQD |
Salary Comparison by City
If you want to compare salaries with different cities in Iraq, you can use the links below to explore the data for each specific city we have researched.
| City | Average Salary |
|---|---|
| Al-Basrah | 14,400,800 IQD |
| Al-Mawsil | 11,878,500 IQD |
| An-Najaf | 14,280,500 IQD |
| Irbil | 13,441,600 IQD |
| Kirkuk | 12,361,500 IQD |
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