Average Claims Adjuster Salary in Guernsey for 2026

In this article, we will look at the average Claims Adjuster salary for 2026 in Guernsey and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the British pound. To keep things simple, we are using the GBP currency code instead of the currency symbol £.

How Much Does a Claims Adjuster Make in Guernsey?

A Claims Adjuster working in Guernsey will typically earn around 35,400 GBP per year, and this can range from the lowest average salary of about 17,100 GBP to the highest average salary of 52,300 GBP.

Average Annual Salary35,400 GBP
Average Monthly Salary2,950 GBP
Average Lowest Salary17,100 GBP
Lowest Monthly Salary1,425 GBP
Average Highest Salary52,300 GBP
Highest Monthly Salary4,358 GBP

These are average salaries for a Claims Adjuster in Guernsey and include benefits such as housing and transport. It's also possible for a Claims Adjuster to earn more or less than the average salaries shown above.

Claims Adjuster salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Claims Adjuster Salaries in Guernsey

So we've looked at the average salaries a Claims Adjuster will earn in Guernsey. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Claims Adjuster can earn between 17,100 GBP and 52,300 GBP on average in Guernsey. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Claims Adjuster in Guernsey is 37,100 GBP. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 37,100 GBP, and 50% of the population earn more than 37,100 GBP.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Claims Adjuster salary in Guernsey, 25% of the population are earning less than 23,100 GBP while 75% of the population earn more than 23,100 GBP.

75% of the population earn less than 49,400 GBP, and 25% of the population earn more than 49,400 GBP.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Claims Adjuster Salary by Experience Level in Guernsey

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Claims Adjuster salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Claims Adjuster in Guernsey that has less than two years of experience can expect to earn somewhere in the region of 19,400 GBP.
  • 2 - 5 Years Experience. With two to five years of experience the average Claims Adjuster salary would increase to 22,000 GBP.
  • 5 - 10 Years Experience. From five to ten years of experience as a Claims Adjuster, the average salary would be 34,400 GBP.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 41,500 GBP.
  • 15 - 20 Years Experience. A Claims Adjuster with 15 to 20 years of experience can earn an average of 45,900 GBP.
  • 20+ Years Experience. For a Claims Adjuster with more than 20 years, the expected average salary increases to 49,200 GBP.

Average Salary by Experience Chart

0-2 Years-
19,400 GBP
2-5 Years+34%
22,000 GBP
5-10 Years+48%
34,400 GBP
10-15 Years+22%
41,500 GBP
15-20 Years+9%
45,900 GBP
20+ Years+8%
49,200 GBP

Claims Adjuster Salary by Education Level in Guernsey

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Claims Adjuster in Guernsey based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Certificate or Diploma. A Claims Adjuster in Guernsey with a certificate or diploma education can earn an average salary of 22,000 GBP.
  • Bachelor's Degree. A Claims Adjuster in Guernsey with a bachelor's degree education can earn an average salary of 32,200 GBP.
  • Master's Degree. A Claims Adjuster in Guernsey with a master's degree education can earn an average salary of 52,300 GBP.

Average Salary by Education Chart

Certificate or Diploma-
22,000 GBP
Bachelor's Degree+57%
32,200 GBP
Master's Degree+68%
52,300 GBP

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Guernsey is around 38,400 to 115,000 GBP and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Claims Adjuster Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Guernsey, a male claims adjuster will earn an average of 35,400 GBP, while a female claims adjuster will earn around 29,400 GBP.

This means that a male claims adjuster earns approximately 20% more than a female claims adjuster for performing the same job.

Average Salary by Gender Chart in Guernsey

Male-
35,400 GBP
Female-20%
29,400 GBP

Claims Adjuster Average Pay Raise in Guernsey

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Claims Adjuster in Guernsey is around 7% every 27 months.

The national average pay raise across all professions and industries in Guernsey is around 5% every 28 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 7 ÷ 27 ) × 12  = 3%

What this means is that a Claims Adjuster in Guernsey can expect to receive an average pay raise of around 3% every 12 months.

Annual Pay Raise by Industry in Guernsey for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Guernsey.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
9%
Energy-
9%
Information Technology-
9%
Healthcare-
9%
Travel-
9%
Construction-
9%
Education-
9%

Claims Adjuster Bonus and Incentive Rates in Guernsey

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Claims Adjuster is a low bonus based job, with 15% of employees reporting at least one bonus in the last 12 months.

85% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 0% to 4%.

Received Bonus-
15%
No Bonus-
85%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Guernsey earn approximately 27% more than private sector employees in the same role.

Public Sector-
103,600 GBP
Private Sector-27%
81,400 GBP

Salaries for Jobs Similar to a Claims Adjuster

In the table below, we have salary information for jobs that are similar to a Claims Adjuster in Guernsey.

Job TitleCategorySalary
Actuarial AnalystInsurance125,400 GBP
Actuarial AssistantInsurance87,700 GBP
Actuarial SpecialistInsurance87,000 GBP
ActuaryInsurance118,900 GBP
Adjustment Insurance ClerkInsurance32,200 GBP
Assistant BrokerInsurance55,200 GBP
Assistant Claims ManagerInsurance94,500 GBP
Associate Insurance RepresentativeInsurance48,600 GBP
Auditing Insurance ManagerInsurance138,700 GBP
BrokerInsurance83,100 GBP
Claim Advocacy ProfessionalInsurance91,500 GBP
Claims AnalystInsurance47,600 GBP
Claims ExaminerInsurance48,600 GBP
Claims ManagerInsurance123,800 GBP
Claims ProcessorInsurance32,300 GBP
Claims RepresentativeInsurance36,400 GBP
Claims Resolution SpecialistInsurance100,200 GBP
Claims SupervisorInsurance84,300 GBP
Complaints SpecialistInsurance79,000 GBP
Compliance ExaminerInsurance83,700 GBP
Compliance OfficerInsurance72,000 GBP
Compliance ReviewerInsurance80,700 GBP
ConsultantInsurance84,300 GBP
Eligibility InterviewerInsurance94,000 GBP
Eligibility SpecialistInsurance87,000 GBP
Insurance Account ManagerInsurance111,700 GBP
Insurance Accounts ExecutiveInsurance100,200 GBP
Insurance AdjusterInsurance78,400 GBP
Insurance AgentInsurance51,800 GBP
Insurance AnalystInsurance83,200 GBP
Insurance AppraiserInsurance84,600 GBP
Insurance Claims ClerkInsurance32,200 GBP
Insurance ExaminerInsurance83,000 GBP
Insurance InvestigatorInsurance87,700 GBP
Insurance ManagerInsurance151,800 GBP
Insurance Operations ManagerInsurance151,800 GBP
Insurance Policy Processing ClerkInsurance33,500 GBP
Insurance Pricing AssistantInsurance70,700 GBP
Insurance Program ManagerInsurance117,100 GBP
Insurance Project ManagerInsurance108,200 GBP
Insurance Quality Assurance AgentInsurance75,900 GBP
Insurance Sales AgentInsurance52,300 GBP
Insurance Sales DirectorInsurance151,800 GBP
Insurance Sales ManagerInsurance111,700 GBP
Insurance Sales RepresentativeInsurance45,000 GBP
Insurance Team LeaderInsurance92,000 GBP
Insurance UnderwriterInsurance68,100 GBP
Loss Control SpecialistInsurance83,300 GBP
Loss Prevention InvestigatorInsurance90,600 GBP
Loss Prevention ManagerInsurance124,500 GBP
Loss Prevention SpecialistInsurance97,300 GBP
Marine UnderwriterInsurance64,900 GBP
Medical AuditorInsurance88,600 GBP
Monitoring and Performance OfficerInsurance63,900 GBP
Payment Services SpecialistInsurance84,600 GBP
Policy Change DirectorInsurance130,400 GBP
Policy Change SupervisorInsurance101,400 GBP
Policy Change TechnicianInsurance43,800 GBP
Risk AnalystInsurance99,700 GBP
Risk Management DirectorInsurance172,300 GBP
Risk Management SupervisorInsurance108,200 GBP
Risk ManagerInsurance161,300 GBP
Risk Modeling ManagerInsurance160,700 GBP
Title Insurance TypistInsurance73,800 GBP
Training ManagerInsurance97,400 GBP

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