Average Capital Risk Manager Salary in Aruba for 2026

In this article, we will look at the average Capital Risk Manager salary for 2026 in Aruba and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Aruban florin. To keep things simple, we are using the AWG currency code instead of the currency symbol ƒ.

How Much Does a Capital Risk Manager Make in Aruba?

A Capital Risk Manager working in Aruba will typically earn around 56,140 AWG per year, and this can range from the lowest average salary of about 29,040 AWG to the highest average salary of 87,520 AWG.

Average Annual Salary56,140 AWG
Average Monthly Salary4,678 AWG
Average Lowest Salary29,040 AWG
Lowest Monthly Salary2,420 AWG
Average Highest Salary87,520 AWG
Highest Monthly Salary7,293 AWG

These are average salaries for a Capital Risk Manager in Aruba and include benefits such as housing and transport. It's also possible for a Capital Risk Manager to earn more or less than the average salaries shown above.

Capital Risk Manager salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Capital Risk Manager Salaries in Aruba

So we've looked at the average salaries a Capital Risk Manager will earn in Aruba. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Capital Risk Manager can earn between 29,040 AWG and 87,520 AWG on average in Aruba. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Capital Risk Manager in Aruba is 57,320 AWG. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 57,320 AWG, and 50% of the population earn more than 57,320 AWG.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Capital Risk Manager salary in Aruba, 25% of the population are earning less than 37,380 AWG while 75% of the population earn more than 37,380 AWG.

75% of the population earn less than 72,260 AWG, and 25% of the population earn more than 72,260 AWG.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Capital Risk Manager Salary by Experience Level in Aruba

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Capital Risk Manager salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Capital Risk Manager in Aruba that has less than two years of experience can expect to earn somewhere in the region of 34,080 AWG.
  • 2 - 5 Years Experience. With two to five years of experience the average Capital Risk Manager salary would increase to 42,400 AWG.
  • 5 - 10 Years Experience. From five to ten years of experience as a Capital Risk Manager, the average salary would be 55,820 AWG.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 69,400 AWG.
  • 15 - 20 Years Experience. A Capital Risk Manager with 15 to 20 years of experience can earn an average of 76,540 AWG.
  • 20+ Years Experience. For a Capital Risk Manager with more than 20 years, the expected average salary increases to 82,480 AWG.

Average Salary by Experience Chart

0-2 Years-
34,080 AWG
2-5 Years+29%
42,400 AWG
5-10 Years+38%
55,820 AWG
10-15 Years+24%
69,400 AWG
15-20 Years+7%
76,540 AWG
20+ Years+7%
82,480 AWG

Capital Risk Manager Salary by Education Level in Aruba

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Capital Risk Manager in Aruba based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Bachelor's Degree. A Capital Risk Manager in Aruba with a bachelor's degree education can earn an average salary of 41,700 AWG.
  • Master's Degree. A Capital Risk Manager in Aruba with a master's degree education can earn an average salary of 62,860 AWG.

Average Salary by Education Chart

Bachelor's Degree-
41,700 AWG
Master's Degree+60%
62,860 AWG

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Aruba is around 11,300 to 33,900 AWG and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Capital Risk Manager Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Aruba, a male capital risk manager will earn an average of 59,240 AWG, while a female capital risk manager will earn around 51,340 AWG.

This means that a male capital risk manager earns approximately 15% more than a female capital risk manager for performing the same job.

Average Salary by Gender Chart in Aruba

Male-
59,240 AWG
Female-15%
51,340 AWG

Capital Risk Manager Average Pay Raise in Aruba

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Capital Risk Manager in Aruba is around 10% every 28 months.

The national average pay raise across all professions and industries in Aruba is around 5% every 28 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 10 ÷ 28 ) × 12  = 4%

What this means is that a Capital Risk Manager in Aruba can expect to receive an average pay raise of around 4% every 12 months.

Annual Pay Raise by Industry in Aruba for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Aruba.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
3%
Energy-
6%
Information Technology-
9%
Healthcare-
3%
Travel-
6%
Construction-
9%
Education-
3%

Capital Risk Manager Bonus and Incentive Rates in Aruba

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Capital Risk Manager is a moderate bonus based job, with 66% of employees reporting at least one bonus in the last 12 months.

34% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 5% to 9%.

Received Bonus-
66%
No Bonus-
34%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Aruba earn approximately 14% more than private sector employees in the same role.

Public Sector-
27,480 AWG
Private Sector-14%
24,200 AWG

Salaries for Jobs Similar to a Capital Risk Manager

In the table below, we have salary information for jobs that are similar to a Capital Risk Manager in Aruba.

Job TitleCategorySalary
AML AnalystBanking46,720 AWG
ATM ManagerBanking38,620 AWG
ATM Service TechnicianBanking12,840 AWG
Assistant Bank Branch ManagerBanking36,020 AWG
Assistant Bank ManagerBanking48,340 AWG
Bank Accounts AnalystBanking16,400 AWG
Bank Accounts CollectorBanking8,100 AWG
Bank Accounts ControllerBanking21,560 AWG
Bank Accounts ExecutiveBanking33,440 AWG
Bank Accounts ManagerBanking37,380 AWG
Bank Auditing ManagerBanking37,620 AWG
Bank Branch ManagerBanking50,520 AWG
Bank Branch Operations CoordinatorBanking22,420 AWG
Bank ClerkBanking8,100 AWG
Bank Client Service AssociateBanking11,880 AWG
Bank CollectorBanking7,820 AWG
Bank Compliance SpecialistBanking25,660 AWG
Bank ManagerBanking59,380 AWG
Bank Operational Risk ManagerBanking56,460 AWG
Bank Operations HeadBanking56,640 AWG
Bank Operations OfficerBanking22,660 AWG
Bank Operations SpecialistBanking35,260 AWG
Bank Process ManagerBanking34,980 AWG
Bank Product Manager Banking38,260 AWG
Bank Programme ManagerBanking42,400 AWG
Bank Project ManagerBanking46,720 AWG
Bank Propositions ManagerBanking43,220 AWG
Bank Quantitative AnalystBanking31,540 AWG
Bank Regional ManagerBanking64,300 AWG
Bank Regional Risk OfficerBanking32,200 AWG
Bank Relationship ManagerBanking43,220 AWG
Bank Relationship OfficerBanking18,900 AWG
Bank TellerBanking11,300 AWG
BankerBanking20,000 AWG
Banking Business AnalystBanking29,600 AWG
Banking Business Development OfficerBanking20,300 AWG
Banking Business Planning ExecutiveBanking43,220 AWG
Banking Product ManagerBanking39,160 AWG
Banking Reference Data ManagerBanking30,700 AWG
Banking Risk AnalystBanking31,340 AWG
Banking Technical AnalystBanking17,100 AWG
Bankruptcy CoordinatorBanking19,940 AWG
Bill and Account CollectorBanking12,840 AWG
Budget AnalystBanking31,960 AWG
Cards Marketing ManagerBanking39,640 AWG
Cash Management ManagerBanking53,860 AWG
Check Processing ManagerBanking40,560 AWG
Commercial Vault AssociateBanking32,020 AWG
Corporate BankerBanking23,520 AWG
Corporate DealerBanking32,960 AWG
Credit AnalystBanking23,080 AWG
Credit Card Fraud InvestigatorBanking34,160 AWG
Credit Portfolio ManagerBanking58,860 AWG
Credit Risk AnalystBanking34,280 AWG
Credit Risk AssociateBanking35,500 AWG
Credit and Collections ManagerBanking43,260 AWG
Direct Bank Sales RepresentativeBanking21,380 AWG
Exchange Control ConsultantBanking32,900 AWG
Executive Account AnalystBanking31,180 AWG
Financial Bank Planning ConsultantBanking39,420 AWG
Financial Banking Analysis ManagerBanking44,720 AWG
Financial Banking AssistantBanking14,840 AWG
Financial Banking Systems ManagerBanking42,040 AWG
Foreign Exchange ManagerBanking45,620 AWG
Fraud AnalystBanking32,420 AWG
Fraud Detection AssociateBanking22,420 AWG
Fraud Detection ManagerBanking49,700 AWG
Fraud Detection SupervisorBanking28,660 AWG
Internal Bank Audit ManagerBanking55,220 AWG
Internal Bank AuditorBanking27,560 AWG
Internal Private BankerBanking23,380 AWG
International Banking ManagerBanking63,700 AWG
Investment Banking AnalystBanking44,300 AWG
Loan AnalystBanking32,200 AWG
Loan Area ManagerBanking40,140 AWG
Loan Audit Team LeaderBanking37,740 AWG
Loan Branch ManagerBanking37,740 AWG
Loan Business Development OfficerBanking18,780 AWG
Loan ClerkBanking9,960 AWG
Loan Collection ManagerBanking37,740 AWG
Loan Collection and Recovery ManagerBanking36,020 AWG
Loan CollectorBanking11,300 AWG
Loan ExaminerBanking11,880 AWG
Loan OfficerBanking12,180 AWG
Loan Processing ManagerBanking35,300 AWG
Loan ProcessorBanking14,200 AWG
Loan Quality Assurance AuditorBanking28,860 AWG
Loan Quality Assurance ManagerBanking34,980 AWG
Loan Quality Assurance RepresentativeBanking20,760 AWG
Loan Review ManagerBanking34,960 AWG
Loan Team LeaderBanking29,600 AWG
Loans ManagerBanking41,660 AWG
Mortgage AdvisorBanking23,520 AWG
Mortgage Collection ManagerBanking36,580 AWG
Mortgage CollectorBanking9,740 AWG
Mortgage Credit AnalystBanking17,100 AWG
Mortgage Credit ManagerBanking31,520 AWG
Mortgage Development ManagerBanking37,800 AWG
Mortgage Document ReviewerBanking13,900 AWG
Mortgage Funding ManagerBanking38,340 AWG
Mortgage Operations ManagerBanking50,520 AWG
Mortgage Payment Processing ClerkBanking10,000 AWG
Mortgage Processing ManagerBanking35,340 AWG
Mortgage ProcessorBanking13,560 AWG
Mortgage Quality Assurance AuditorBanking28,680 AWG
Mortgage Quality Assurance ManagerBanking33,980 AWG
Mortgage Servicing ClerkBanking12,840 AWG
Mortgage Servicing ManagerBanking35,340 AWG
Mortgage UnderwriterBanking13,780 AWG
Online Banking ManagerBanking54,140 AWG
Payment Processing ClerkBanking12,840 AWG
Personal BankerBanking24,840 AWG
Personal Banking Advisor Banking23,520 AWG
Phone BankerBanking12,580 AWG
Private BankerBanking21,300 AWG
Reconciliation and Investigation SpecialistBanking27,020 AWG
Tax OfficerBanking19,640 AWG
TellerBanking9,980 AWG
Trade OfficerBanking11,040 AWG
Trade Product ManagerBanking34,120 AWG
TraderBanking13,100 AWG
Treasury Operations OfficerBanking26,080 AWG

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