Average Bill and Account Collector Salary in Kuwait for 2026

In this article, we will look at the average Bill and Account Collector salary for 2026 in Kuwait and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Kuwaiti dinar. To keep things simple, we are using the KWD currency code instead of the currency symbol د.ك.

How Much Does a Bill and Account Collector Make in Kuwait?

A Bill and Account Collector working in Kuwait will typically earn around 5,620 KWD per year, and this can range from the lowest average salary of about 1,420 KWD to the highest average salary of 8,560 KWD.

Average Annual Salary5,620 KWD
Average Monthly Salary468 KWD
Average Lowest Salary1,420 KWD
Lowest Monthly Salary118 KWD
Average Highest Salary8,560 KWD
Highest Monthly Salary713 KWD

These are average salaries for a Bill and Account Collector in Kuwait and include benefits such as housing and transport. It's also possible for a Bill and Account Collector to earn more or less than the average salaries shown above.

Bill and Account Collector salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Bill and Account Collector Salaries in Kuwait

So we've looked at the average salaries a Bill and Account Collector will earn in Kuwait. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Bill and Account Collector can earn between 1,420 KWD and 8,560 KWD on average in Kuwait. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Bill and Account Collector in Kuwait is 5,400 KWD. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 5,400 KWD, and 50% of the population earn more than 5,400 KWD.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Bill and Account Collector salary in Kuwait, 25% of the population are earning less than 2,480 KWD while 75% of the population earn more than 2,480 KWD.

75% of the population earn less than 5,960 KWD, and 25% of the population earn more than 5,960 KWD.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Bill and Account Collector Salary by Experience Level in Kuwait

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Bill and Account Collector salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Bill and Account Collector in Kuwait that has less than two years of experience can expect to earn somewhere in the region of 1,580 KWD.
  • 2 - 5 Years Experience. With two to five years of experience the average Bill and Account Collector salary would increase to 4,860 KWD.
  • 5 - 10 Years Experience. From five to ten years of experience as a Bill and Account Collector, the average salary would be 6,960 KWD.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 6,280 KWD.
  • 15 - 20 Years Experience. A Bill and Account Collector with 15 to 20 years of experience can earn an average of 8,780 KWD.
  • 20+ Years Experience. For a Bill and Account Collector with more than 20 years, the expected average salary increases to 7,800 KWD.

Average Salary by Experience Chart

0-2 Years-
1,580 KWD
2-5 Years+31%
4,860 KWD
5-10 Years+40%
6,960 KWD
10-15 Years+20%
6,280 KWD
15-20 Years+9%
8,780 KWD
20+ Years+8%
7,800 KWD

Bill and Account Collector Salary by Education Level in Kuwait

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Bill and Account Collector in Kuwait based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • High School. A Bill and Account Collector in Kuwait with a high school education can earn an average salary of 5,160 KWD.
  • Certificate or Diploma. A Bill and Account Collector in Kuwait with a certificate or diploma education can earn an average salary of 6,180 KWD.
  • Bachelor's Degree. A Bill and Account Collector in Kuwait with a bachelor's degree education can earn an average salary of 7,800 KWD.

Average Salary by Education Chart

High School-
5,160 KWD
Certificate or Diploma+47%
6,180 KWD
Bachelor's Degree+53%
7,800 KWD

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Kuwait is around 6,320 to 19,000 KWD and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Bill and Account Collector Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Kuwait, a male bill and account collector will earn an average of 6,080 KWD, while a female bill and account collector will earn around 5,160 KWD.

This means that a male bill and account collector earns approximately 18% more than a female bill and account collector for performing the same job.

Average Salary by Gender Chart in Kuwait

Male-
6,080 KWD
Female-18%
5,160 KWD

Bill and Account Collector Average Pay Raise in Kuwait

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Bill and Account Collector in Kuwait is around 7% every 27 months.

The national average pay raise across all professions and industries in Kuwait is around 4% every 29 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 7 ÷ 27 ) × 12  = 3%

What this means is that a Bill and Account Collector in Kuwait can expect to receive an average pay raise of around 3% every 12 months.

Annual Pay Raise by Industry in Kuwait for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Kuwait.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
7%
Energy-
5%
Information Technology-
3%
Healthcare-
1%
Travel-
8%
Construction-
6%
Education-
4%

Bill and Account Collector Bonus and Incentive Rates in Kuwait

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Bill and Account Collector is a low bonus based job, with 10% of employees reporting at least one bonus in the last 12 months.

90% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 1% to 3%.

Received Bonus-
10%
No Bonus-
90%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Kuwait earn approximately 12% more than private sector employees in the same role.

Public Sector-
16,400 KWD
Private Sector-12%
14,660 KWD

Salaries for Jobs Similar to a Bill and Account Collector

In the table below, we have salary information for jobs that are similar to a Bill and Account Collector in Kuwait.

Job TitleCategorySalary
AML AnalystBanking23,080 KWD
ATM ManagerBanking22,400 KWD
ATM Service TechnicianBanking5,620 KWD
Assistant Bank Branch ManagerBanking21,400 KWD
Assistant Bank ManagerBanking28,660 KWD
Bank Accounts AnalystBanking7,080 KWD
Bank Accounts CollectorBanking5,160 KWD
Bank Accounts ControllerBanking12,520 KWD
Bank Accounts ExecutiveBanking15,700 KWD
Bank Accounts ManagerBanking21,100 KWD
Bank Auditing ManagerBanking20,500 KWD
Bank Branch ManagerBanking26,400 KWD
Bank Branch Operations CoordinatorBanking13,060 KWD
Bank ClerkBanking6,700 KWD
Bank Client Service AssociateBanking8,420 KWD
Bank CollectorBanking6,180 KWD
Bank Compliance SpecialistBanking17,020 KWD
Bank ManagerBanking34,080 KWD
Bank Operational Risk ManagerBanking32,620 KWD
Bank Operations HeadBanking33,120 KWD
Bank Operations OfficerBanking14,620 KWD
Bank Operations SpecialistBanking21,020 KWD
Bank Process ManagerBanking19,200 KWD
Bank Product Manager Banking20,940 KWD
Bank Programme ManagerBanking22,420 KWD
Bank Project ManagerBanking28,820 KWD
Bank Propositions ManagerBanking25,220 KWD
Bank Quantitative AnalystBanking17,560 KWD
Bank Regional ManagerBanking35,340 KWD
Bank Regional Risk OfficerBanking19,200 KWD
Bank Relationship ManagerBanking27,380 KWD
Bank Relationship OfficerBanking10,080 KWD
Bank TellerBanking5,160 KWD
BankerBanking12,200 KWD
Banking Business AnalystBanking15,700 KWD
Banking Business Development OfficerBanking9,740 KWD
Banking Business Planning ExecutiveBanking24,800 KWD
Banking Product ManagerBanking21,020 KWD
Banking Reference Data ManagerBanking19,860 KWD
Banking Risk AnalystBanking16,340 KWD
Banking Technical AnalystBanking7,080 KWD
Bankruptcy CoordinatorBanking13,060 KWD
Budget AnalystBanking15,920 KWD
Capital Risk ManagerBanking34,160 KWD
Cards Marketing ManagerBanking21,380 KWD
Cash Management ManagerBanking30,800 KWD
Check Processing ManagerBanking23,380 KWD
Commercial Vault AssociateBanking16,400 KWD
Corporate BankerBanking12,620 KWD
Corporate DealerBanking20,300 KWD
Credit AnalystBanking12,620 KWD
Credit Card Fraud InvestigatorBanking17,560 KWD
Credit Portfolio ManagerBanking30,700 KWD
Credit Risk AnalystBanking20,300 KWD
Credit Risk AssociateBanking19,220 KWD
Credit and Collections ManagerBanking23,380 KWD
Direct Bank Sales RepresentativeBanking12,200 KWD
Exchange Control ConsultantBanking17,860 KWD
Executive Account AnalystBanking16,140 KWD
Financial Bank Planning ConsultantBanking22,420 KWD
Financial Banking Analysis ManagerBanking27,380 KWD
Financial Banking AssistantBanking10,100 KWD
Financial Banking Systems ManagerBanking23,080 KWD
Foreign Exchange ManagerBanking22,400 KWD
Fraud AnalystBanking20,120 KWD
Fraud Detection AssociateBanking12,620 KWD
Fraud Detection ManagerBanking28,180 KWD
Fraud Detection SupervisorBanking14,660 KWD
Internal Bank Audit ManagerBanking32,200 KWD
Internal Bank AuditorBanking17,560 KWD
Internal Private BankerBanking10,980 KWD
International Banking ManagerBanking34,160 KWD
Investment Banking AnalystBanking23,260 KWD
Loan AnalystBanking18,780 KWD
Loan Area ManagerBanking21,380 KWD
Loan Audit Team LeaderBanking19,860 KWD
Loan Branch ManagerBanking19,480 KWD
Loan Business Development OfficerBanking12,300 KWD
Loan ClerkBanking5,160 KWD
Loan Collection ManagerBanking20,520 KWD
Loan Collection and Recovery ManagerBanking19,160 KWD
Loan CollectorBanking3,940 KWD
Loan ExaminerBanking5,960 KWD
Loan OfficerBanking6,960 KWD
Loan Processing ManagerBanking19,360 KWD
Loan ProcessorBanking6,440 KWD
Loan Quality Assurance AuditorBanking18,260 KWD
Loan Quality Assurance ManagerBanking20,120 KWD
Loan Quality Assurance RepresentativeBanking12,120 KWD
Loan Review ManagerBanking18,940 KWD
Loan Team LeaderBanking16,140 KWD
Loans ManagerBanking23,400 KWD
Mortgage AdvisorBanking11,040 KWD
Mortgage Collection ManagerBanking21,400 KWD
Mortgage CollectorBanking6,700 KWD
Mortgage Credit AnalystBanking7,080 KWD
Mortgage Credit ManagerBanking19,360 KWD
Mortgage Development ManagerBanking23,380 KWD
Mortgage Document ReviewerBanking6,280 KWD
Mortgage Funding ManagerBanking24,840 KWD
Mortgage Operations ManagerBanking30,700 KWD
Mortgage Payment Processing ClerkBanking5,520 KWD
Mortgage Processing ManagerBanking20,120 KWD
Mortgage ProcessorBanking7,040 KWD
Mortgage Quality Assurance AuditorBanking16,140 KWD
Mortgage Quality Assurance ManagerBanking16,980 KWD
Mortgage Servicing ClerkBanking6,180 KWD
Mortgage Servicing ManagerBanking17,740 KWD
Mortgage UnderwriterBanking6,080 KWD
Online Banking ManagerBanking28,900 KWD
Payment Processing ClerkBanking5,400 KWD
Personal BankerBanking12,120 KWD
Personal Banking Advisor Banking10,980 KWD
Phone BankerBanking10,100 KWD
Private BankerBanking13,060 KWD
Reconciliation and Investigation SpecialistBanking13,960 KWD
Tax OfficerBanking9,460 KWD
TellerBanking5,620 KWD
Trade OfficerBanking6,200 KWD
Trade Product ManagerBanking21,380 KWD
TraderBanking6,440 KWD
Treasury Operations OfficerBanking14,840 KWD

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