Average Bank Accounts Manager Salary in Guayaquil, Ecuador for 2026

In this article, we will look at the average Bank Accounts Manager salary for 2026 in Guayaquil and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the United States dollar. To keep things simple, we are using the USD currency code instead of the currency symbol $.

How Much Does a Bank Accounts Manager Make in Guayaquil?

A Bank Accounts Manager working in Guayaquil will typically earn around 21,300 USD per year, and this can range from the lowest average salary of about 12,760 USD to the highest average salary of 35,340 USD.

Average Annual Salary21,300 USD
Average Monthly Salary1,775 USD
Average Lowest Salary12,760 USD
Lowest Monthly Salary1,063 USD
Average Highest Salary35,340 USD
Highest Monthly Salary2,945 USD

These are average salaries for a Bank Accounts Manager in Guayaquil and include benefits such as housing and transport. It's also possible for a Bank Accounts Manager to earn more or less than the average salaries shown above.

Bank Accounts Manager salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Bank Accounts Manager Salaries in Guayaquil

So we've looked at the average salaries a Bank Accounts Manager will earn in Guayaquil. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Bank Accounts Manager can earn between 12,760 USD and 35,340 USD on average in Guayaquil. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Bank Accounts Manager in Guayaquil is 24,280 USD. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 24,280 USD, and 50% of the population earn more than 24,280 USD.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Bank Accounts Manager salary in Guayaquil, 25% of the population are earning less than 15,580 USD while 75% of the population earn more than 15,580 USD.

75% of the population earn less than 30,700 USD, and 25% of the population earn more than 30,700 USD.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Bank Accounts Manager Salary by Experience Level in Guayaquil

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Bank Accounts Manager salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Bank Accounts Manager in Guayaquil that has less than two years of experience can expect to earn somewhere in the region of 14,620 USD.
  • 2 - 5 Years Experience. With two to five years of experience the average Bank Accounts Manager salary would increase to 16,340 USD.
  • 5 - 10 Years Experience. From five to ten years of experience as a Bank Accounts Manager, the average salary would be 24,820 USD.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 27,560 USD.
  • 15 - 20 Years Experience. A Bank Accounts Manager with 15 to 20 years of experience can earn an average of 29,600 USD.
  • 20+ Years Experience. For a Bank Accounts Manager with more than 20 years, the expected average salary increases to 34,240 USD.

Average Salary by Experience Chart

0-2 Years-
14,620 USD
2-5 Years+29%
16,340 USD
5-10 Years+38%
24,820 USD
10-15 Years+24%
27,560 USD
15-20 Years+7%
29,600 USD
20+ Years+7%
34,240 USD

Bank Accounts Manager Salary by Education Level in Guayaquil

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Bank Accounts Manager in Guayaquil based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Bachelor's Degree. A Bank Accounts Manager in Guayaquil with a bachelor's degree education can earn an average salary of 18,260 USD.
  • Master's Degree. A Bank Accounts Manager in Guayaquil with a master's degree education can earn an average salary of 25,720 USD.

Average Salary by Education Chart

Bachelor's Degree-
18,260 USD
Master's Degree+60%
25,720 USD

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Ecuador is around 6,810 to 20,400 USD and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Bank Accounts Manager Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Guayaquil, a male bank accounts manager will earn an average of 21,640 USD, while a female bank accounts manager will earn around 19,020 USD.

This means that a male bank accounts manager earns approximately 14% more than a female bank accounts manager for performing the same job.

Average Salary by Gender Chart in Guayaquil

Male-
21,640 USD
Female-14%
19,020 USD

Bank Accounts Manager Average Pay Raise in Guayaquil

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Bank Accounts Manager in Guayaquil is around 11% every 19 months.

The national average pay raise across all professions and industries in Ecuador is around 7% every 19 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 11 ÷ 19 ) × 12  = 7%

What this means is that a Bank Accounts Manager in Guayaquil can expect to receive an average pay raise of around 7% every 12 months.

Annual Pay Raise by Industry in Guayaquil for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Ecuador.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
9%
Energy-
9%
Information Technology-
9%
Healthcare-
9%
Travel-
9%
Construction-
9%
Education-
9%

Bank Accounts Manager Bonus and Incentive Rates in Guayaquil

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Bank Accounts Manager is a high bonus based job, with 82% of employees reporting at least one bonus in the last 12 months.

18% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 5% to 9%.

Received Bonus-
82%
No Bonus-
18%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Ecuador earn approximately 9% less than private sector employees in the same role.

Public Sector-
15,700 USD
Private Sector+9%
17,260 USD

Salaries for Jobs Similar to a Bank Accounts Manager

In the table below, we have salary information for jobs that are similar to a Bank Accounts Manager in Guayaquil.

Job TitleCategorySalary
AML AnalystBanking23,140 USD
ATM ManagerBanking23,660 USD
ATM Service TechnicianBanking5,040 USD
Assistant Bank Branch ManagerBanking20,000 USD
Assistant Bank ManagerBanking27,560 USD
Bank Accounts AnalystBanking10,380 USD
Bank Accounts CollectorBanking6,180 USD
Bank Accounts ControllerBanking12,520 USD
Bank Accounts ExecutiveBanking19,220 USD
Bank Auditing ManagerBanking20,000 USD
Bank Branch ManagerBanking27,620 USD
Bank Branch Operations CoordinatorBanking11,360 USD
Bank ClerkBanking5,720 USD
Bank Client Service AssociateBanking6,440 USD
Bank CollectorBanking5,160 USD
Bank Compliance SpecialistBanking14,840 USD
Bank ManagerBanking34,980 USD
Bank Operational Risk ManagerBanking31,520 USD
Bank Operations HeadBanking34,160 USD
Bank Operations OfficerBanking11,360 USD
Bank Operations SpecialistBanking19,160 USD
Bank Process ManagerBanking18,900 USD
Bank Product Manager Banking20,760 USD
Bank Programme ManagerBanking22,340 USD
Bank Project ManagerBanking29,540 USD
Bank Propositions ManagerBanking27,020 USD
Bank Quantitative AnalystBanking15,700 USD
Bank Regional ManagerBanking32,420 USD
Bank Regional Risk OfficerBanking19,640 USD
Bank Relationship ManagerBanking26,080 USD
Bank Relationship OfficerBanking13,660 USD
Bank TellerBanking6,180 USD
BankerBanking13,700 USD
Banking Business AnalystBanking18,780 USD
Banking Business Development OfficerBanking12,760 USD
Banking Business Planning ExecutiveBanking26,020 USD
Banking Product ManagerBanking23,520 USD
Banking Reference Data ManagerBanking19,020 USD
Banking Risk AnalystBanking19,220 USD
Banking Technical AnalystBanking8,560 USD
Bankruptcy CoordinatorBanking12,120 USD
Bill and Account CollectorBanking6,080 USD
Budget AnalystBanking17,560 USD
Capital Risk ManagerBanking35,300 USD
Cards Marketing ManagerBanking22,540 USD
Cash Management ManagerBanking32,020 USD
Check Processing ManagerBanking22,340 USD
Commercial Vault AssociateBanking15,380 USD
Corporate BankerBanking13,060 USD
Corporate DealerBanking16,140 USD
Credit AnalystBanking12,240 USD
Credit Card Fraud InvestigatorBanking15,700 USD
Credit Portfolio ManagerBanking34,080 USD
Credit Risk AnalystBanking18,900 USD
Credit Risk AssociateBanking17,760 USD
Credit and Collections ManagerBanking24,820 USD
Direct Bank Sales RepresentativeBanking12,120 USD
Exchange Control ConsultantBanking19,020 USD
Executive Account AnalystBanking17,860 USD
Financial Bank Planning ConsultantBanking22,660 USD
Financial Banking Analysis ManagerBanking26,500 USD
Financial Banking AssistantBanking10,100 USD
Financial Banking Systems ManagerBanking24,280 USD
Foreign Exchange ManagerBanking25,720 USD
Fraud AnalystBanking19,860 USD
Fraud Detection AssociateBanking13,700 USD
Fraud Detection ManagerBanking26,500 USD
Fraud Detection SupervisorBanking14,660 USD
Internal Bank Audit ManagerBanking31,960 USD
Internal Bank AuditorBanking18,780 USD
Internal Private BankerBanking10,980 USD
International Banking ManagerBanking35,260 USD
Investment Banking AnalystBanking24,720 USD
Loan AnalystBanking15,920 USD
Loan Area ManagerBanking23,400 USD
Loan Audit Team LeaderBanking19,060 USD
Loan Branch ManagerBanking20,520 USD
Loan Business Development OfficerBanking12,020 USD
Loan ClerkBanking6,080 USD
Loan Collection ManagerBanking21,400 USD
Loan Collection and Recovery ManagerBanking19,160 USD
Loan CollectorBanking6,180 USD
Loan ExaminerBanking5,960 USD
Loan OfficerBanking6,760 USD
Loan Processing ManagerBanking20,500 USD
Loan ProcessorBanking6,440 USD
Loan Quality Assurance AuditorBanking18,780 USD
Loan Quality Assurance ManagerBanking21,020 USD
Loan Quality Assurance RepresentativeBanking13,900 USD
Loan Review ManagerBanking18,280 USD
Loan Team LeaderBanking19,640 USD
Loans ManagerBanking23,480 USD
Mortgage AdvisorBanking12,620 USD
Mortgage Collection ManagerBanking20,000 USD
Mortgage CollectorBanking6,180 USD
Mortgage Credit AnalystBanking10,320 USD
Mortgage Credit ManagerBanking21,100 USD
Mortgage Development ManagerBanking20,760 USD
Mortgage Document ReviewerBanking7,040 USD
Mortgage Funding ManagerBanking23,500 USD
Mortgage Operations ManagerBanking32,200 USD
Mortgage Payment Processing ClerkBanking5,520 USD
Mortgage Processing ManagerBanking20,520 USD
Mortgage ProcessorBanking5,960 USD
Mortgage Quality Assurance AuditorBanking15,300 USD
Mortgage Quality Assurance ManagerBanking21,020 USD
Mortgage Servicing ClerkBanking5,040 USD
Mortgage Servicing ManagerBanking18,280 USD
Mortgage UnderwriterBanking7,040 USD
Online Banking ManagerBanking28,860 USD
Payment Processing ClerkBanking6,080 USD
Personal BankerBanking11,040 USD
Personal Banking Advisor Banking13,900 USD
Phone BankerBanking8,780 USD
Private BankerBanking12,120 USD
Reconciliation and Investigation SpecialistBanking12,580 USD
Tax OfficerBanking8,880 USD
TellerBanking6,180 USD
Trade OfficerBanking6,200 USD
Trade Product ManagerBanking20,520 USD
TraderBanking7,080 USD
Treasury Operations OfficerBanking14,140 USD

Salary Comparison by City

If you want to compare salaries with different cities in Ecuador, you can use the links below to explore the data for each specific city we have researched.

CityAverage Salary
Cuenca21,640 USD
Duran18,900 USD
Machala19,360 USD
Manta19,640 USD
Portoviejo19,020 USD
Quito20,460 USD
Santo Domingo21,100 USD

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