Average Auditing Insurance Manager Salary in Sao Tome and Principe for 2026

In this article, we will look at the average Auditing Insurance Manager salary for 2026 in Sao Tome and Principe and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the São Tomé and Príncipe dobra. To keep things simple, we are using the STN currency code instead of the currency symbol Db.

How Much Does an Auditing Insurance Manager Make in Sao Tome and Principe?

An Auditing Insurance Manager working in Sao Tome and Principe will typically earn around 124,799,100 STN per year, and this can range from the lowest average salary of about 66,119,000 STN to the highest average salary of 189,600,800 STN.

Average Annual Salary124,799,100 STN
Average Monthly Salary10,399,925 STN
Average Lowest Salary66,119,000 STN
Lowest Monthly Salary5,509,916 STN
Average Highest Salary189,600,800 STN
Highest Monthly Salary15,800,066 STN

These are average salaries for an Auditing Insurance Manager in Sao Tome and Principe and include benefits such as housing and transport. It's also possible for an Auditing Insurance Manager to earn more or less than the average salaries shown above.

Auditing Insurance Manager salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Auditing Insurance Manager Salaries in Sao Tome and Principe

So we've looked at the average salaries an Auditing Insurance Manager will earn in Sao Tome and Principe. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that an Auditing Insurance Manager can earn between 66,119,000 STN and 189,600,800 STN on average in Sao Tome and Principe. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for an Auditing Insurance Manager in Sao Tome and Principe is 117,358,400 STN. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 117,358,400 STN, and 50% of the population earn more than 117,358,400 STN.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Auditing Insurance Manager salary in Sao Tome and Principe, 25% of the population are earning less than 82,561,600 STN while 75% of the population earn more than 82,561,600 STN.

75% of the population earn less than 144,001,700 STN, and 25% of the population earn more than 144,001,700 STN.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Auditing Insurance Manager Salary by Experience Level in Sao Tome and Principe

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Auditing Insurance Manager salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. An Auditing Insurance Manager in Sao Tome and Principe that has less than two years of experience can expect to earn somewhere in the region of 76,078,800 STN.
  • 2 - 5 Years Experience. With two to five years of experience the average Auditing Insurance Manager salary would increase to 93,358,300 STN.
  • 5 - 10 Years Experience. From five to ten years of experience as an Auditing Insurance Manager, the average salary would be 131,998,300 STN.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 154,800,100 STN.
  • 15 - 20 Years Experience. An Auditing Insurance Manager with 15 to 20 years of experience can earn an average of 170,399,900 STN.
  • 20+ Years Experience. For an Auditing Insurance Manager with more than 20 years, the expected average salary increases to 180,000,500 STN.

Average Salary by Experience Chart

0-2 Years-
76,078,800 STN
2-5 Years+23%
93,358,300 STN
5-10 Years+42%
131,998,300 STN
10-15 Years+17%
154,800,100 STN
15-20 Years+10%
170,399,900 STN
20+ Years+6%
180,000,500 STN

Auditing Insurance Manager Salary by Education Level in Sao Tome and Principe

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for an Auditing Insurance Manager in Sao Tome and Principe based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Bachelor's Degree. An Auditing Insurance Manager in Sao Tome and Principe with a bachelor's degree education can earn an average salary of 85,918,200 STN.
  • Master's Degree. An Auditing Insurance Manager in Sao Tome and Principe with a master's degree education can earn an average salary of 166,799,600 STN.

Average Salary by Education Chart

Bachelor's Degree-
85,918,200 STN
Master's Degree+93%
166,799,600 STN

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Sao Tome and Principe is around 34,900,000 to 105,000,000 STN and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Auditing Insurance Manager Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Sao Tome and Principe, a male auditing insurance manager will earn an average of 130,799,600 STN, while a female auditing insurance manager will earn around 114,719,900 STN.

This means that a male auditing insurance manager earns approximately 14% more than a female auditing insurance manager for performing the same job.

Average Salary by Gender Chart in Sao Tome and Principe

Male-
130,799,600 STN
Female-14%
114,719,900 STN

Auditing Insurance Manager Average Pay Raise in Sao Tome and Principe

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for an Auditing Insurance Manager in Sao Tome and Principe is around 8% every 29 months.

The national average pay raise across all professions and industries in Sao Tome and Principe is around 5% every 28 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 8 ÷ 29 ) × 12  = 3%

What this means is that an Auditing Insurance Manager in Sao Tome and Principe can expect to receive an average pay raise of around 3% every 12 months.

Annual Pay Raise by Industry in Sao Tome and Principe for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Sao Tome and Principe.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
1%
Energy-
2%
Information Technology-
3%
Healthcare-
4%
Travel-
5%
Construction-
6%
Education-
7%

Auditing Insurance Manager Bonus and Incentive Rates in Sao Tome and Principe

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

An Auditing Insurance Manager is a moderate bonus based job, with 60% of employees reporting at least one bonus in the last 12 months.

40% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 6% to 8%.

Received Bonus-
60%
No Bonus-
40%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Sao Tome and Principe earn approximately 11% more than private sector employees in the same role.

Public Sector-
87,240,100 STN
Private Sector-11%
78,838,900 STN

Salaries for Jobs Similar to an Auditing Insurance Manager

In the table below, we have salary information for jobs that are similar to an Auditing Insurance Manager in Sao Tome and Principe.

Job TitleCategorySalary
Actuarial AnalystInsurance112,319,100 STN
Actuarial AssistantInsurance78,241,300 STN
Actuarial SpecialistInsurance78,598,500 STN
ActuaryInsurance108,000,700 STN
Adjustment Insurance ClerkInsurance28,560,900 STN
Assistant BrokerInsurance50,998,800 STN
Assistant Claims ManagerInsurance86,160,100 STN
Associate Insurance RepresentativeInsurance42,479,000 STN
BrokerInsurance76,921,100 STN
Claim Advocacy ProfessionalInsurance84,238,600 STN
Claims AdjusterInsurance30,961,800 STN
Claims AnalystInsurance42,839,200 STN
Claims ExaminerInsurance42,479,000 STN
Claims ManagerInsurance113,999,200 STN
Claims ProcessorInsurance29,761,800 STN
Claims RepresentativeInsurance34,198,600 STN
Claims Resolution SpecialistInsurance89,639,700 STN
Claims SupervisorInsurance78,358,100 STN
Complaints SpecialistInsurance72,481,900 STN
Compliance ExaminerInsurance74,518,900 STN
Compliance OfficerInsurance66,359,800 STN
Compliance ReviewerInsurance72,718,100 STN
ConsultantInsurance78,358,100 STN
Eligibility InterviewerInsurance86,881,900 STN
Eligibility SpecialistInsurance78,598,500 STN
Insurance Account ManagerInsurance101,038,700 STN
Insurance Accounts ExecutiveInsurance89,639,700 STN
Insurance AdjusterInsurance71,999,700 STN
Insurance AgentInsurance47,999,400 STN
Insurance AnalystInsurance75,838,700 STN
Insurance AppraiserInsurance77,758,500 STN
Insurance Claims ClerkInsurance28,560,900 STN
Insurance ExaminerInsurance76,921,100 STN
Insurance InvestigatorInsurance78,241,300 STN
Insurance ManagerInsurance136,800,100 STN
Insurance Operations ManagerInsurance136,800,100 STN
Insurance Policy Processing ClerkInsurance30,600,900 STN
Insurance Pricing AssistantInsurance64,920,700 STN
Insurance Program ManagerInsurance107,761,600 STN
Insurance Project ManagerInsurance99,958,900 STN
Insurance Quality Assurance AgentInsurance69,599,200 STN
Insurance Sales AgentInsurance48,480,700 STN
Insurance Sales DirectorInsurance135,600,300 STN
Insurance Sales ManagerInsurance100,798,800 STN
Insurance Sales RepresentativeInsurance42,000,700 STN
Insurance Team LeaderInsurance82,439,700 STN
Insurance UnderwriterInsurance62,400,200 STN
Loss Control SpecialistInsurance75,721,000 STN
Loss Prevention InvestigatorInsurance80,640,500 STN
Loss Prevention ManagerInsurance111,720,700 STN
Loss Prevention SpecialistInsurance89,398,800 STN
Marine UnderwriterInsurance58,798,900 STN
Medical AuditorInsurance80,759,700 STN
Monitoring and Performance OfficerInsurance56,998,400 STN
Payment Services SpecialistInsurance77,758,500 STN
Policy Change DirectorInsurance119,761,300 STN
Policy Change SupervisorInsurance90,479,600 STN
Policy Change TechnicianInsurance40,199,100 STN
Risk AnalystInsurance90,958,900 STN
Risk Management DirectorInsurance156,000,100 STN
Risk Management SupervisorInsurance99,838,700 STN
Risk ManagerInsurance147,600,500 STN
Risk Modeling ManagerInsurance145,200,100 STN
Title Insurance TypistInsurance67,681,200 STN
Training ManagerInsurance89,041,300 STN

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