Average Associate Insurance Representative Salary in Kandahar, Afghanistan for 2025

In this article, we will look at the average Associate Insurance Representative salary for 2025 in Kandahar and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Afghan afghani. To keep things simple, we are using the AFN currency code instead of the currency symbol ؋.

How Much Does an Associate Insurance Representative Make in Kandahar?

An Associate Insurance Representative working in Kandahar will typically earn around 524,300 AFN per year, and this can range from the lowest average salary of about 268,900 AFN to the highest average salary of 810,200 AFN.

These are average salaries for an Associate Insurance Representative in Kandahar and include benefits such as housing and transport. It's also possible for an Associate Insurance Representative to earn more or less than the average salaries shown above.

Associate Insurance Representative salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Associate Insurance Representative Salaries in Kandahar

So we've looked at the average salaries an Associate Insurance Representative will earn in Kandahar. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that an Associate Insurance Representative can earn between 268,900 AFN and 810,200 AFN on average in Kandahar. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for an Associate Insurance Representative in Kandahar is 514,800 AFN. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 514,800 AFN, and 50% of the population earn more than 514,800 AFN.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Associate Insurance Representative salary in Kandahar, 25% of the population are earning less than 351,200 AFN while 75% of the population earn more than 351,200 AFN.

75% of the population earn less than 650,800 AFN, and 25% of the population earn more than 650,800 AFN.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

Associate Insurance Representative Salary by Experience Level in Kandahar

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Associate Insurance Representative salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

• 0 - 2 Years Experience. An Associate Insurance Representative in Kandahar that has less than two years of experience can expect to earn somewhere in the region of 301,300 AFN.
• 2 - 5 Years Experience. With two to five years of experience the average Associate Insurance Representative salary would increase to 392,300 AFN.
• 5 - 10 Years Experience. From five to ten years of experience as an Associate Insurance Representative, the average salary would be 547,800 AFN.
• 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 660,500 AFN.
• 15 - 20 Years Experience. An Associate Insurance Representative with 15 to 20 years of experience can earn an average of 717,900 AFN.
• 20+ Years Experience. For an Associate Insurance Representative with more than 20 years, the expected average salary increases to 773,400 AFN.

Average Salary by Experience Chart

Associate Insurance Representative Salary by Education Level in Kandahar

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for an Associate Insurance Representative in Kandahar based on the education level of the employees in order to find out whether a better education level would increase your salary.

• Certificate or Diploma. An Associate Insurance Representative in Kandahar with a certificate or diploma education can earn an average salary of 345,100 AFN.
• Bachelor's Degree. An Associate Insurance Representative in Kandahar with a bachelor's degree education can earn an average salary of 518,300 AFN.
• Master's Degree. An Associate Insurance Representative in Kandahar with a master's degree education can earn an average salary of 767,400 AFN.

Average Salary by Education Chart

Associate Insurance Representative Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Kandahar, a male associate insurance representative will earn an average of 533,100 AFN, while a female associate insurance representative will earn around 454,300 AFN.

This means that a male associate insurance representative earns approximately 17% more than a female associate insurance representative for performing the same job.

Average Salary by Gender Chart in Kandahar

Associate Insurance Representative Average Pay Raise in Kandahar

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for an Associate Insurance Representative in Kandahar is around 6% every 29 months.

The national average pay raise across all professions and industries in Afghanistan is around 4% every 29 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 6 ÷ 29 ) × 12  = 2%

What this means is that an Associate Insurance Representative in Kandahar can expect to receive an average pay raise of around 2% every 12 months.

Annual Pay Raise by Industry in Kandahar for 2025

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Afghanistan.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Associate Insurance Representative Bonus and Incentive Rates in Kandahar

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

An Associate Insurance Representative is a low bonus based job, with 39% of employees reporting at least one bonus in the last 12 months.

61% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 2% to 7%.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Afghanistan earn approximately 11% more than private sector employees in the same role.

Salaries for Jobs Similar to an Associate Insurance Representative

In the table below, we have salary information for jobs that are similar to an Associate Insurance Representative in Kandahar.

Salary Comparison by City

If you want to compare salaries with different cities in Afghanistan, you can use the links below to explore the data for each specific city we have researched.