Average Adjustment Insurance Clerk Salary in Lahore, Pakistan for 2026

In this article, we will look at the average Adjustment Insurance Clerk salary for 2026 in Lahore and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the Pakistani rupee. To keep things simple, we are using the PKR currency code instead of the currency symbol .

How Much Does an Adjustment Insurance Clerk Make in Lahore?

An Adjustment Insurance Clerk working in Lahore will typically earn around 392,300 PKR per year, and this can range from the lowest average salary of about 205,700 PKR to the highest average salary of 598,600 PKR.

Average Annual Salary392,300 PKR
Average Monthly Salary32,691 PKR
Average Lowest Salary205,700 PKR
Lowest Monthly Salary17,141 PKR
Average Highest Salary598,600 PKR
Highest Monthly Salary49,883 PKR

These are average salaries for an Adjustment Insurance Clerk in Lahore and include benefits such as housing and transport. It's also possible for an Adjustment Insurance Clerk to earn more or less than the average salaries shown above.

Adjustment Insurance Clerk salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Adjustment Insurance Clerk Salaries in Lahore

So we've looked at the average salaries an Adjustment Insurance Clerk will earn in Lahore. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that an Adjustment Insurance Clerk can earn between 205,700 PKR and 598,600 PKR on average in Lahore. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for an Adjustment Insurance Clerk in Lahore is 377,200 PKR. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 377,200 PKR, and 50% of the population earn more than 377,200 PKR.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Adjustment Insurance Clerk salary in Lahore, 25% of the population are earning less than 263,200 PKR while 75% of the population earn more than 263,200 PKR.

75% of the population earn less than 467,100 PKR, and 25% of the population earn more than 467,100 PKR.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Adjustment Insurance Clerk Salary by Experience Level in Lahore

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Adjustment Insurance Clerk salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. An Adjustment Insurance Clerk in Lahore that has less than two years of experience can expect to earn somewhere in the region of 232,900 PKR.
  • 2 - 5 Years Experience. With two to five years of experience the average Adjustment Insurance Clerk salary would increase to 312,400 PKR.
  • 5 - 10 Years Experience. From five to ten years of experience as an Adjustment Insurance Clerk, the average salary would be 406,300 PKR.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 489,600 PKR.
  • 15 - 20 Years Experience. An Adjustment Insurance Clerk with 15 to 20 years of experience can earn an average of 533,000 PKR.
  • 20+ Years Experience. For an Adjustment Insurance Clerk with more than 20 years, the expected average salary increases to 563,000 PKR.

Average Salary by Experience Chart

0-2 Years-
232,900 PKR
2-5 Years+34%
312,400 PKR
5-10 Years+30%
406,300 PKR
10-15 Years+21%
489,600 PKR
15-20 Years+9%
533,000 PKR
20+ Years+5%
563,000 PKR

Adjustment Insurance Clerk Salary by Education Level in Lahore

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for an Adjustment Insurance Clerk in Lahore based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Certificate or Diploma. An Adjustment Insurance Clerk in Lahore with a certificate or diploma education can earn an average salary of 288,700 PKR.
  • Bachelor's Degree. An Adjustment Insurance Clerk in Lahore with a bachelor's degree education can earn an average salary of 524,700 PKR.

Average Salary by Education Chart

Certificate or Diploma-
288,700 PKR
Bachelor's Degree+80%
524,700 PKR

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in Pakistan is around 409,000 to 1,230,000 PKR and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Adjustment Insurance Clerk Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Lahore, a male adjustment insurance clerk will earn an average of 378,300 PKR, while a female adjustment insurance clerk will earn around 320,500 PKR.

This means that a male adjustment insurance clerk earns approximately 18% more than a female adjustment insurance clerk for performing the same job.

Average Salary by Gender Chart in Lahore

Male-
378,300 PKR
Female-18%
320,500 PKR

Adjustment Insurance Clerk Average Pay Raise in Lahore

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for an Adjustment Insurance Clerk in Lahore is around 10% every 19 months.

The national average pay raise across all professions and industries in Pakistan is around 8% every 19 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 10 ÷ 19 ) × 12  = 6%

What this means is that an Adjustment Insurance Clerk in Lahore can expect to receive an average pay raise of around 6% every 12 months.

Annual Pay Raise by Industry in Lahore for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in Pakistan.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking-
2%
Energy-
4%
Information Technology-
6%
Healthcare-
8%
Travel-
1%
Construction-
3%
Education-
5%

Adjustment Insurance Clerk Bonus and Incentive Rates in Lahore

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

An Adjustment Insurance Clerk is a low bonus based job, with 22% of employees reporting at least one bonus in the last 12 months.

78% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 1% to 3%.

Received Bonus-
22%
No Bonus-
78%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in Pakistan earn approximately 12% more than private sector employees in the same role.

Public Sector-
1,023,400 PKR
Private Sector-12%
913,400 PKR

Salaries for Jobs Similar to an Adjustment Insurance Clerk

In the table below, we have salary information for jobs that are similar to an Adjustment Insurance Clerk in Lahore.

Job TitleCategorySalary
Actuarial AnalystInsurance1,235,600 PKR
Actuarial AssistantInsurance929,700 PKR
Actuarial SpecialistInsurance906,000 PKR
ActuaryInsurance1,259,300 PKR
Assistant BrokerInsurance629,800 PKR
Assistant Claims ManagerInsurance1,014,700 PKR
Associate Insurance RepresentativeInsurance507,300 PKR
Auditing Insurance ManagerInsurance1,369,700 PKR
BrokerInsurance962,900 PKR
Claim Advocacy ProfessionalInsurance946,000 PKR
Claims AdjusterInsurance366,200 PKR
Claims AnalystInsurance492,700 PKR
Claims ExaminerInsurance525,700 PKR
Claims ManagerInsurance1,380,400 PKR
Claims ProcessorInsurance352,000 PKR
Claims RepresentativeInsurance444,300 PKR
Claims Resolution SpecialistInsurance1,084,200 PKR
Claims SupervisorInsurance995,200 PKR
Complaints SpecialistInsurance885,000 PKR
Compliance ExaminerInsurance890,100 PKR
Compliance OfficerInsurance767,000 PKR
Compliance ReviewerInsurance938,700 PKR
ConsultantInsurance938,700 PKR
Eligibility InterviewerInsurance1,080,400 PKR
Eligibility SpecialistInsurance973,800 PKR
Insurance Account ManagerInsurance1,235,600 PKR
Insurance Accounts ExecutiveInsurance1,064,100 PKR
Insurance AdjusterInsurance906,500 PKR
Insurance AgentInsurance558,300 PKR
Insurance AnalystInsurance917,200 PKR
Insurance AppraiserInsurance958,700 PKR
Insurance Claims ClerkInsurance341,400 PKR
Insurance ExaminerInsurance899,900 PKR
Insurance InvestigatorInsurance890,100 PKR
Insurance ManagerInsurance1,645,600 PKR
Insurance Operations ManagerInsurance1,678,300 PKR
Insurance Policy Processing ClerkInsurance376,800 PKR
Insurance Pricing AssistantInsurance780,700 PKR
Insurance Program ManagerInsurance1,273,300 PKR
Insurance Project ManagerInsurance1,196,300 PKR
Insurance Quality Assurance AgentInsurance844,100 PKR
Insurance Sales AgentInsurance581,300 PKR
Insurance Sales DirectorInsurance1,606,100 PKR
Insurance Sales ManagerInsurance1,273,300 PKR
Insurance Sales RepresentativeInsurance489,600 PKR
Insurance Team LeaderInsurance1,003,800 PKR
Insurance UnderwriterInsurance701,400 PKR
Loss Control SpecialistInsurance957,800 PKR
Loss Prevention InvestigatorInsurance995,000 PKR
Loss Prevention ManagerInsurance1,345,400 PKR
Loss Prevention SpecialistInsurance1,045,100 PKR
Marine UnderwriterInsurance746,600 PKR
Medical AuditorInsurance970,200 PKR
Monitoring and Performance OfficerInsurance649,700 PKR
Payment Services SpecialistInsurance958,700 PKR
Policy Change DirectorInsurance1,560,800 PKR
Policy Change SupervisorInsurance1,038,700 PKR
Policy Change TechnicianInsurance447,700 PKR
Risk AnalystInsurance1,065,400 PKR
Risk Management DirectorInsurance1,777,700 PKR
Risk Management SupervisorInsurance1,224,800 PKR
Risk ManagerInsurance1,765,300 PKR
Risk Modeling ManagerInsurance1,870,400 PKR
Title Insurance TypistInsurance810,200 PKR
Training ManagerInsurance1,099,200 PKR

Salary Comparison by City

If you want to compare salaries with different cities in Pakistan, you can use the links below to explore the data for each specific city we have researched.

CityAverage Salary
Bahawalpur315,700 PKR
Faisalabad369,900 PKR
Gujranwala369,300 PKR
Hyderabad365,400 PKR
Islamabad335,100 PKR
Karachi415,900 PKR
Multan348,300 PKR
Peshawar348,300 PKR
Quetta341,400 PKR
Rawalpindi384,500 PKR
Sargodha332,100 PKR
Sialkot314,500 PKR

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