Average Actuarial Specialist Salary in Texas, United States for 2026

In this article, we will look at the average Actuarial Specialist salary for 2026 in Texas and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the United States dollar. To keep things simple, we are using the USD currency code instead of the currency symbol $.

How Much Does an Actuarial Specialist Make in Texas?

An Actuarial Specialist working in Texas will typically earn around 103,600 USD per year, and this can range from the lowest average salary of about 47,400 USD to the highest average salary of 160,600 USD.

These are average salaries for an Actuarial Specialist in Texas and include benefits such as housing and transport. It's also possible for an Actuarial Specialist to earn more or less than the average salaries shown above.

Actuarial Specialist salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Actuarial Specialist Salaries in Texas

So we've looked at the average salaries an Actuarial Specialist will earn in Texas. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that an Actuarial Specialist can earn between 47,400 USD and 160,600 USD on average in Texas. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for an Actuarial Specialist in Texas is 107,300 USD. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 107,300 USD, and 50% of the population earn more than 107,300 USD.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Actuarial Specialist salary in Texas, 25% of the population are earning less than 68,300 USD while 75% of the population earn more than 68,300 USD.

75% of the population earn less than 140,700 USD, and 25% of the population earn more than 140,700 USD.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

Actuarial Specialist Salary by Experience Level in Texas

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average Actuarial Specialist salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

• 0 - 2 Years Experience. An Actuarial Specialist in Texas that has less than two years of experience can expect to earn somewhere in the region of 58,600 USD.
• 2 - 5 Years Experience. With two to five years of experience the average Actuarial Specialist salary would increase to 79,600 USD.
• 5 - 10 Years Experience. From five to ten years of experience as an Actuarial Specialist, the average salary would be 107,700 USD.
• 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 130,400 USD.
• 15 - 20 Years Experience. An Actuarial Specialist with 15 to 20 years of experience can earn an average of 141,000 USD.
• 20+ Years Experience. For an Actuarial Specialist with more than 20 years, the expected average salary increases to 152,900 USD.

Average Salary by Experience Chart

Actuarial Specialist Salary by Education Level in Texas

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for an Actuarial Specialist in Texas based on the education level of the employees in order to find out whether a better education level would increase your salary.

• Certificate or Diploma. An Actuarial Specialist in Texas with a certificate or diploma education can earn an average salary of 70,700 USD.
• Bachelor's Degree. An Actuarial Specialist in Texas with a bachelor's degree education can earn an average salary of 114,900 USD.
• Master's Degree. An Actuarial Specialist in Texas with a master's degree education can earn an average salary of 153,800 USD.

Average Salary by Education Chart

Actuarial Specialist Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In Texas, a male actuarial specialist will earn an average of 92,100 USD, while a female actuarial specialist will earn around 88,000 USD.

This means that a male actuarial specialist earns approximately 5% more than a female actuarial specialist for performing the same job.

Average Salary by Gender Chart in Texas

Actuarial Specialist Average Pay Raise in Texas

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for an Actuarial Specialist in Texas is around 11% every 17 months.

The national average pay raise across all professions and industries in United States is around 8% every 16 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 11 ÷ 17 ) × 12  = 8%

What this means is that an Actuarial Specialist in Texas can expect to receive an average pay raise of around 8% every 12 months.

Annual Pay Raise by Industry in Texas for 2026

In the chart below, you can see the average annual pay raise percentages for each of the major industries in United States.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Actuarial Specialist Bonus and Incentive Rates in Texas

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

An Actuarial Specialist is a moderate bonus based job, with 56% of employees reporting at least one bonus in the last 12 months.

44% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 3% to 6%.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in United States earn approximately 6% more than private sector employees in the same role.

Salaries for Jobs Similar to an Actuarial Specialist

In the table below, we have salary information for jobs that are similar to an Actuarial Specialist in Texas.

Salary Comparison by City

If you want to compare salaries with different cities in United States, you can use the links below to explore the data for each specific city we have researched.

Salary Comparison by State

The table below includes links to the average salary for each state in United States.