Average Insurance Claims Clerk Salary in United States for 2024

In this article, we will look at the average Insurance Claims Clerk salary for 2024 in United States and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the United States dollar. To keep things simple, we are using the USD currency code instead of the currency symbol $.

How Much Does an Insurance Claims Clerk Make in United States?

An Insurance Claims Clerk working in United States will typically earn around 35,000 USD per year, and this can range from the lowest average salary of about 20,200 USD to the highest average salary of 54,200 USD.

Average Annual Salary
35,000 USD
Average Monthly Salary
2,916 USD

Lowest Annual Salary
20,200 USD
Lowest Monthly Salary
1,683 USD

Highest Annual Salary
54,200 USD
Highest Monthly Salary
4,516 USD

These are average salaries for an Insurance Claims Clerk in United States and include benefits such as housing and transport. It's also possible for an Insurance Claims Clerk to earn more or less than the average salaries shown above.

Insurance Claims Clerk salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Insurance Claims Clerk Salaries in United States

So we've looked at the average salaries an Insurance Claims Clerk will earn in United States. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that an Insurance Claims Clerk can earn between 20,200 USD and 54,200 USD on average in United States. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for an Insurance Claims Clerk in United States is 33,600 USD. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 33,600 USD, and 50% of the population earn more than 33,600 USD.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Insurance Claims Clerk salary in United States, 25% of the population are earning less than 22,400 USD while 75% of the population earn more than 22,400 USD.

75% of the population earn less than 43,400 USD, and 25% of the population earn more than 43,400 USD.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Insurance Claims Clerk Salary by Experience Level in United States

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average insurance claims clerk salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. An Insurance Claims Clerk in United States that has less than two years of experience can expect to earn somewhere in the region of 20,000 USD.
  • 2 - 5 Years Experience. With two to five years of experience the average Insurance Claims Clerk salary would increase to 29,600 USD.
  • 5 - 10 Years Experience. From five to ten years of experience as an Insurance Claims Clerk, the average salary would be 36,800 USD.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 43,100 USD.
  • 15 - 20 Years Experience. An Insurance Claims Clerk with 15 to 20 years of experience can earn an average of 47,400 USD.
  • 20+ Years Experience. For an Insurance Claims Clerk with more than 20 years, the expected average salary increases to 51,400 USD.

Average Salary by Experience Chart

0-2 Years
20,000 USD
2-5 Years +34%
29,600 USD
5-10 Years +30%
36,800 USD
10-15 Years +21%
43,100 USD
15-20 Years +9%
47,400 USD
20+ Years +5%
51,400 USD

Insurance Claims Clerk Salary by Education Level in United States

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for an Insurance Claims Clerk in United States based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Certificate or Diploma. An Insurance Claims Clerk in United States with a certificate or diploma education can earn an average salary of 27,000 USD.

  • Bachelor's Degree. An Insurance Claims Clerk in United States with a bachelor's degree education can earn an average salary of 46,700 USD.

Average Salary by Education Chart

Certificate or Diploma
27,000 USD
Bachelor's Degree +80%
46,700 USD

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in United States is around 39,500 to 118,000 USD and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Insurance Claims Clerk Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In United States, a male insurance claims clerk will earn an average of 35,400 USD, while a female insurance claims clerk will earn around 33,300 USD.

This means that a male insurance claims clerk earns approximately 6% more than a female insurance claims clerk for performing the same job.

Average Salary by Gender Chart in United States

Male
35,400 USD
Female -6%
33,300 USD

Insurance Claims Clerk Average Pay Raise in United States

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for an Insurance Claims Clerk in United States is around 10% every 15 months.

The national average pay raise across all professions and industries in United States is around 8% every 16 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 10 ÷ 15 ) × 12  = 8%

What this means is that an Insurance Claims Clerk in United States can expect to receive an average pay raise of around 8% every 12 months.

Annual Pay Raise by Industry in United States for 2024

In the chart below, you can see the average annual pay raise percentages for each of the major industries in United States.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking
4%
Energy
8%
Information Technology
3%
Healthcare
7%
Travel
2%
Construction
6%
Education
1%

Insurance Claims Clerk Bonus and Incentive Rates in United States

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

An Insurance Claims Clerk is a low bonus based job, with 28% of employees reporting at least one bonus in the last 12 months.

72% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 1% to 3%.

Received Bonus
28%
No Bonus
72%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in United States earn approximately 6% more than private sector employees in the same role.

Public Sector
98,800 USD
Private Sector -6%
93,100 USD

Salaries for Jobs Similar to an Insurance Claims Clerk

In the table below, we have salary information for jobs that are similar to an Insurance Claims Clerk in United States.

Job Title Category Salary
Actuarial Analyst Insurance 130,400 USD
Actuarial Assistant Insurance 94,000 USD
Actuarial Specialist Insurance 89,400 USD
Actuary Insurance 134,700 USD
Adjustment Insurance Clerk Insurance 35,500 USD
Assistant Broker Insurance 61,600 USD
Assistant Claims Manager Insurance 107,300 USD
Associate Insurance Representative Insurance 46,900 USD
Auditing Insurance Manager Insurance 148,300 USD
Broker Insurance 100,700 USD
Claim Advocacy Professional Insurance 95,200 USD
Claims Adjuster Insurance 39,500 USD
Claims Analyst Insurance 49,300 USD
Claims Examiner Insurance 52,300 USD
Claims Manager Insurance 140,200 USD
Claims Processor Insurance 33,000 USD
Claims Representative Insurance 45,000 USD
Claims Resolution Specialist Insurance 107,300 USD
Claims Supervisor Insurance 95,000 USD
Complaints Specialist Insurance 83,100 USD
Compliance Examiner Insurance 94,900 USD
Compliance Officer Insurance 78,700 USD
Compliance Reviewer Insurance 84,800 USD
Consultant Insurance 100,100 USD
Eligibility Interviewer Insurance 97,600 USD
Eligibility Specialist Insurance 98,900 USD
Insurance Account Manager Insurance 124,500 USD
Insurance Accounts Executive Insurance 105,200 USD
Insurance Adjuster Insurance 90,000 USD
Insurance Agent Insurance 57,100 USD
Insurance Analyst Insurance 88,500 USD
Insurance Appraiser Insurance 93,600 USD
Insurance Examiner Insurance 90,900 USD
Insurance Investigator Insurance 86,600 USD
Insurance Manager Insurance 163,500 USD
Insurance Operations Manager Insurance 158,900 USD
Insurance Policy Processing Clerk Insurance 36,600 USD
Insurance Pricing Assistant Insurance 73,100 USD
Insurance Program Manager Insurance 132,000 USD
Insurance Project Manager Insurance 127,700 USD
Insurance Quality Assurance Agent Insurance 87,000 USD
Insurance Sales Agent Insurance 59,800 USD
Insurance Sales Director Insurance 165,900 USD
Insurance Sales Manager Insurance 130,500 USD
Insurance Sales Representative Insurance 51,300 USD
Insurance Team Leader Insurance 98,800 USD
Insurance Underwriter Insurance 71,800 USD
Loss Control Specialist Insurance 94,300 USD
Loss Prevention Investigator Insurance 102,700 USD
Loss Prevention Manager Insurance 134,100 USD
Loss Prevention Specialist Insurance 100,700 USD
Marine Underwriter Insurance 72,800 USD
Medical Auditor Insurance 96,400 USD
Monitoring and Performance Officer Insurance 65,900 USD
Payment Services Specialist Insurance 100,100 USD
Policy Change Director Insurance 146,900 USD
Policy Change Supervisor Insurance 105,800 USD
Policy Change Technician Insurance 49,700 USD
Risk Analyst Insurance 109,000 USD
Risk Management Director Insurance 192,600 USD
Risk Management Supervisor Insurance 116,400 USD
Risk Manager Insurance 175,100 USD
Risk Modeling Manager Insurance 183,900 USD
Title Insurance Typist Insurance 82,300 USD
Training Manager Insurance 107,700 USD

Salary Comparison by City

If you want to compare salaries with different cities in United States, you can use the links below to explore the data for each specific city we have researched.

City Average Salary
Atlanta 34,100 USD
Austin 38,700 USD
Baltimore 31,700 USD
Boston 36,800 USD
Bristol 27,400 USD
Chicago 40,300 USD
Cincinnati 30,800 USD
Cleveland 33,200 USD
Dallas 39,100 USD
Denver 36,700 USD
Detroit 37,100 USD
Honolulu 31,200 USD
Houston 41,300 USD
Indianapolis 36,800 USD
Iowa City 26,300 USD
Jacksonville 35,600 USD
Kansas City 33,600 USD
Kent 30,800 USD
Las Vegas 33,000 USD
Long Beach 31,700 USD
Los Angeles 38,900 USD
Memphis 34,800 USD
Miami 31,700 USD
Minneapolis 33,600 USD
New Orleans 30,000 USD
New York 44,800 USD
Oakland 33,300 USD
Oklahoma City 35,300 USD
Orlando 27,300 USD
Philadelphia 40,900 USD
Phoenix 40,300 USD
Sacramento 33,800 USD
San Antonio 39,800 USD
San Diego 38,900 USD
San Francisco 40,500 USD
San Jose 36,900 USD
Seattle 36,400 USD
Tampa 29,100 USD
Vancouver 28,900 USD
Washington D.C. 38,700 USD

Salary Comparison by State

The table below includes links to the average salary for each state in United States.

City Average Salary
Alabama 36,800 USD
Alaska 30,000 USD
Arizona 36,800 USD
Arkansas 33,000 USD
California 38,900 USD
Colorado 33,800 USD
Connecticut 35,500 USD
Delaware 30,600 USD
District of Columbia 30,700 USD
Florida 39,100 USD
Georgia 38,700 USD
Hawaii 31,700 USD
Idaho 34,000 USD
Illinois 36,900 USD
Indiana 36,500 USD
Iowa 31,700 USD
Kansas 34,300 USD
Kentucky 35,100 USD
Louisiana 34,800 USD
Maine 32,200 USD
Maryland 36,700 USD
Massachusetts 35,300 USD
Michigan 38,000 USD
Minnesota 33,300 USD
Mississippi 33,800 USD
Missouri 35,500 USD
Montana 33,300 USD
Nebraska 34,100 USD
Nevada 33,800 USD
New Hampshire 32,200 USD
New Jersey 40,500 USD
New Mexico 33,600 USD
New York 39,000 USD
North Carolina 35,600 USD
North Dakota 33,200 USD
Ohio 36,400 USD
Oklahoma 35,000 USD
Oregon 35,300 USD
Pennsylvania 41,300 USD
Rhode Island 32,900 USD
South Carolina 37,100 USD
South Dakota 32,900 USD
Tennessee 36,500 USD
Texas 38,000 USD
Utah 33,600 USD
Vermont 29,600 USD
Virginia 40,500 USD
Washington 36,800 USD
West Virginia 35,300 USD
Wisconsin 35,500 USD
Wyoming 30,200 USD

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