Average Claims Examiner Salary in United States for 2024

In this article, we will look at the average Claims Examiner salary for 2024 in United States and how that compares to other countries and professions. We'll also look at interesting salary data points like median salary, 25th and 75th percentile salaries, salary amounts based on experience, bonus ranges and more!

The data in this article has been compiled using official government salary data, salary surveys, and other sources such as job postings which contain salary information.

All salary information is in the local currency, which is the United States dollar. To keep things simple, we are using the USD currency code instead of the currency symbol $.

How Much Does a Claims Examiner Make in United States?

A Claims Examiner working in United States will typically earn around 52,300 USD per year, and this can range from the lowest average salary of about 27,300 USD to the highest average salary of 75,800 USD.

Average Annual Salary
52,300 USD
Average Monthly Salary
4,358 USD

Lowest Annual Salary
27,300 USD
Lowest Monthly Salary
2,275 USD

Highest Annual Salary
75,800 USD
Highest Monthly Salary
6,316 USD

These are average salaries for a Claims Examiner in United States and include benefits such as housing and transport. It's also possible for a Claims Examiner to earn more or less than the average salaries shown above.

Claims Examiner salaries will vary a lot based on your experience, location, skills, and gender. Keep reading below to research more data on each of these areas.

Distribution of Claims Examiner Salaries in United States

So we've looked at the average salaries a Claims Examiner will earn in United States. The next interesting data point is the distribution of salaries.

Salary ranges

We already know that a Claims Examiner can earn between 27,300 USD and 75,800 USD on average in United States. This is known as the range in statistics.

The difference between the maximum and minimum values is a good indicator of variability in salaries, and can be used by employers to figure out how much they can expect to pay, and for employees to know how much they can earn.

Median salary

The median salary for a Claims Examiner in United States is 46,700 USD. This is the middle value in the distribution of salaries.

What this means is that approximately 50% of the population earn less than 46,700 USD, and 50% of the population earn more than 46,700 USD.

If you are earning more than the median salary, that's a good indicator that you are being paid well.

If you're not earning more than the median salary, your objective should be to increase your earnings to be at least as high as the median salary (which you can do by asking for a pay rise, looking for a better paying job, etc).

Percentiles

Percentiles are similar to the median salary, but instead of looking at the middle value, they look at the values in the top and bottom half of the distribution.

For the average Claims Examiner salary in United States, 25% of the population are earning less than 31,700 USD while 75% of the population earn more than 31,700 USD.

75% of the population earn less than 58,200 USD, and 25% of the population earn more than 58,200 USD.

Like the median salary, the 25th and 75th percentile salaries can be used to determine which quartile you fall into so that you know whether you are being paid well enough compared to others in your profession and location.

The difference between a median and an average salary

The median and average salary are both indicators you can use to see if you are being paid fairly based on the overall population.

  • If your salary is higher than the average and the median salary, you are earning well compared to others.
  • If your salary is lower than the average and the median salary, it could indicate you are not being paid well enough.
  • If you are somewhere in between then it's tricky to determine if you are being paid well enough and you might need to research more closely.

Claims Examiner Salary by Experience Level in United States

The most important factor in determining your salary after the specific profession is the number of years experience you have. It stands to reason that more years of experience will result in a higher wage.

We have researched the average claims examiner salary based on years of experience to give you an idea of how the average changes once you've worked for a certain amount of time.

  • 0 - 2 Years Experience. A Claims Examiner in United States that has less than two years of experience can expect to earn somewhere in the region of 30,300 USD.
  • 2 - 5 Years Experience. With two to five years of experience the average Claims Examiner salary would increase to 36,200 USD.
  • 5 - 10 Years Experience. From five to ten years of experience as a Claims Examiner, the average salary would be 52,800 USD.
  • 10 - 15 Years Experience. Once you have more than ten years of experience the average salary reaches around 61,200 USD.
  • 15 - 20 Years Experience. A Claims Examiner with 15 to 20 years of experience can earn an average of 68,400 USD.
  • 20+ Years Experience. For a Claims Examiner with more than 20 years, the expected average salary increases to 74,000 USD.

Average Salary by Experience Chart

0-2 Years
30,300 USD
2-5 Years +23%
36,200 USD
5-10 Years +42%
52,800 USD
10-15 Years +17%
61,200 USD
15-20 Years +10%
68,400 USD
20+ Years +6%
74,000 USD

Claims Examiner Salary by Education Level in United States

As well as experience in a job, your education plays a big role in how much you can earn. A lot of higher paying positions require a high level of education, but how much can a degree increase your salary?

In our research we have compared the salaries of employees in the same job and career level with different levels of education to see how much more you can earn at each education level.

The salary you can earn based on your education is very specific to both your location and the career path you choose.

In our research, we looked at the average salary for a Claims Examiner in United States based on the education level of the employees in order to find out whether a better education level would increase your salary.

  • Certificate or Diploma. A Claims Examiner in United States with a certificate or diploma education can earn an average salary of 36,200 USD.

  • Bachelor's Degree. A Claims Examiner in United States with a bachelor's degree education can earn an average salary of 49,400 USD.

  • Master's Degree. A Claims Examiner in United States with a master's degree education can earn an average salary of 68,300 USD.

Average Salary by Education Chart

Certificate or Diploma
36,200 USD
Bachelor's Degree +29%
49,400 USD
Master's Degree +43%
68,300 USD

How Much is a Master's Degree or MBA Program?

The approximate cost of a master's degree or post-graduate program like an MBA in United States is around 39,500 to 118,000 USD and takes two years to complete.

As you can see above, there are financial benefits from reaching master's degree level, but don't expect to see much of a salary increase until you have completed the degree.

It's common for people to pursue an MBA or other post-graduate program in order to switch to a a job that pays more. On average, you can expect to earn around 10% more when switching to a new company.

Whether you decide to pursue a master's degree depends on many factors. If you are able to afford it, the numbers suggest that the return on investment is worth it and you could recover the costs in a few years from the salary increase you would receive.

Claims Examiner Salary Compared by Gender

In the modern age, we know that there should never be a pay gap between men and women. Unfortunately, in many professions, there is still a significant difference between the salaries earned by men when compared to the salary of women in the same job.

In United States, a male claims examiner will earn an average of 51,300 USD, while a female claims examiner will earn around 49,300 USD.

This means that a male claims examiner earns approximately 4% more than a female claims examiner for performing the same job.

Average Salary by Gender Chart in United States

Male
51,300 USD
Female -4%
49,300 USD

Claims Examiner Average Pay Raise in United States

In many countries, an annual pay raise is often given to employees to reward their service with a salary increase.

From our research, we can see that the average pay raise for a Claims Examiner in United States is around 10% every 16 months.

The national average pay raise across all professions and industries in United States is around 8% every 16 months.

In this case, we can see that the number of months between the average pay raise is higher than the typical 12 months.

To make the data more meaningful, we can calculate what the approximate annual pay raise would be using a simple formula:

Annual Increase = ( Increase Rate ÷ Months ) × 12

So for this example, it would be:

Annual Increase = ( 10 ÷ 16 ) × 12  = 8%

What this means is that a Claims Examiner in United States can expect to receive an average pay raise of around 8% every 12 months.

Annual Pay Raise by Industry in United States for 2024

In the chart below, you can see the average annual pay raise percentages for each of the major industries in United States.

You will see that companies in bigger and more lucrative industries tend to have the higher annual pay raises.

Banking
4%
Energy
8%
Information Technology
3%
Healthcare
7%
Travel
2%
Construction
6%
Education
1%

Claims Examiner Bonus and Incentive Rates in United States

Another part of your overall compensation in a job is how much bonus you receive. Some job roles will be more likely to pay a bonus than others and also more likely to have higher bonus rates.

Generally speaking, jobs that are more involved with direct revenue generation will receive higher bonuses based on the performance towards revenue goals.

A Claims Examiner is a low bonus based job, with 27% of employees reporting at least one bonus in the last 12 months.

73% reported that they had not received any bonuses in the previous 12 months.

For the employees that did receive a bonus in the previous 12 months, the reported bonuses ranged from 1% to 3%.

Received Bonus
27%
No Bonus
73%

What are the Types of Bonus?

There are a number of difference types of bonus you can receive in a job. Including:

  • Individual performance bonus - This is a bonus that is awarded to an individual employee for general performance in the job. It's the most common type of bonus.
  • Company performance bonus - This is a bonus that is awarded to a company employees to share profit with the staff.
  • Goal based bonus - This is a bonus that is awarded to an individual employee (or a team) for achieving specific goals, objectives, or milestones.
  • Holiday bonus - This type of bonus is usually paid around the holidays, often the end of the year, and is a token of appreciation for the hard work throughout the year.

Government vs Private Sector Salaries

Another commonly asked question is whether you get paid a higher salary working in the public (government) sector or the private sector.

Public sector employees in United States earn approximately 6% more than private sector employees in the same role.

Public Sector
98,800 USD
Private Sector -6%
93,100 USD

Salaries for Jobs Similar to a Claims Examiner

In the table below, we have salary information for jobs that are similar to a Claims Examiner in United States.

Job Title Category Salary
Actuarial Analyst Insurance 130,400 USD
Actuarial Assistant Insurance 94,000 USD
Actuarial Specialist Insurance 89,400 USD
Actuary Insurance 134,700 USD
Adjustment Insurance Clerk Insurance 35,500 USD
Assistant Broker Insurance 61,600 USD
Assistant Claims Manager Insurance 107,300 USD
Associate Insurance Representative Insurance 46,900 USD
Auditing Insurance Manager Insurance 148,300 USD
Broker Insurance 100,700 USD
Claim Advocacy Professional Insurance 95,200 USD
Claims Adjuster Insurance 39,500 USD
Claims Analyst Insurance 49,300 USD
Claims Manager Insurance 140,200 USD
Claims Processor Insurance 33,000 USD
Claims Representative Insurance 45,000 USD
Claims Resolution Specialist Insurance 107,300 USD
Claims Supervisor Insurance 95,000 USD
Complaints Specialist Insurance 83,100 USD
Compliance Examiner Insurance 94,900 USD
Compliance Officer Insurance 78,700 USD
Compliance Reviewer Insurance 84,800 USD
Consultant Insurance 100,100 USD
Eligibility Interviewer Insurance 97,600 USD
Eligibility Specialist Insurance 98,900 USD
Insurance Account Manager Insurance 124,500 USD
Insurance Accounts Executive Insurance 105,200 USD
Insurance Adjuster Insurance 90,000 USD
Insurance Agent Insurance 57,100 USD
Insurance Analyst Insurance 88,500 USD
Insurance Appraiser Insurance 93,600 USD
Insurance Claims Clerk Insurance 35,000 USD
Insurance Examiner Insurance 90,900 USD
Insurance Investigator Insurance 86,600 USD
Insurance Manager Insurance 163,500 USD
Insurance Operations Manager Insurance 158,900 USD
Insurance Policy Processing Clerk Insurance 36,600 USD
Insurance Pricing Assistant Insurance 73,100 USD
Insurance Program Manager Insurance 132,000 USD
Insurance Project Manager Insurance 127,700 USD
Insurance Quality Assurance Agent Insurance 87,000 USD
Insurance Sales Agent Insurance 59,800 USD
Insurance Sales Director Insurance 165,900 USD
Insurance Sales Manager Insurance 130,500 USD
Insurance Sales Representative Insurance 51,300 USD
Insurance Team Leader Insurance 98,800 USD
Insurance Underwriter Insurance 71,800 USD
Loss Control Specialist Insurance 94,300 USD
Loss Prevention Investigator Insurance 102,700 USD
Loss Prevention Manager Insurance 134,100 USD
Loss Prevention Specialist Insurance 100,700 USD
Marine Underwriter Insurance 72,800 USD
Medical Auditor Insurance 96,400 USD
Monitoring and Performance Officer Insurance 65,900 USD
Payment Services Specialist Insurance 100,100 USD
Policy Change Director Insurance 146,900 USD
Policy Change Supervisor Insurance 105,800 USD
Policy Change Technician Insurance 49,700 USD
Risk Analyst Insurance 109,000 USD
Risk Management Director Insurance 192,600 USD
Risk Management Supervisor Insurance 116,400 USD
Risk Manager Insurance 175,100 USD
Risk Modeling Manager Insurance 183,900 USD
Title Insurance Typist Insurance 82,300 USD
Training Manager Insurance 107,700 USD

Salary Comparison by City

If you want to compare salaries with different cities in United States, you can use the links below to explore the data for each specific city we have researched.

City Average Salary
Atlanta 47,200 USD
Austin 54,900 USD
Baltimore 46,900 USD
Boston 51,800 USD
Bristol 39,000 USD
Chicago 60,500 USD
Cincinnati 41,500 USD
Cleveland 45,600 USD
Dallas 58,200 USD
Denver 51,800 USD
Detroit 49,300 USD
Honolulu 42,500 USD
Houston 58,800 USD
Indianapolis 54,100 USD
Iowa City 39,800 USD
Jacksonville 52,300 USD
Kansas City 48,600 USD
Kent 42,400 USD
Las Vegas 47,400 USD
Long Beach 46,100 USD
Los Angeles 58,800 USD
Memphis 51,900 USD
Miami 50,000 USD
Minneapolis 45,600 USD
New Orleans 45,000 USD
New York 63,000 USD
Oakland 49,400 USD
Oklahoma City 49,100 USD
Orlando 45,300 USD
Philadelphia 58,600 USD
Phoenix 59,800 USD
Sacramento 49,200 USD
San Antonio 55,500 USD
San Diego 54,700 USD
San Francisco 52,800 USD
San Jose 55,300 USD
Seattle 55,600 USD
Tampa 42,700 USD
Vancouver 44,300 USD
Washington D.C. 51,300 USD

Salary Comparison by State

The table below includes links to the average salary for each state in United States.

City Average Salary
Alabama 55,200 USD
Alaska 45,200 USD
Arizona 52,000 USD
Arkansas 52,600 USD
California 57,200 USD
Colorado 49,300 USD
Connecticut 51,100 USD
Delaware 45,400 USD
District of Columbia 45,000 USD
Florida 55,300 USD
Georgia 55,600 USD
Hawaii 50,500 USD
Idaho 46,700 USD
Illinois 52,800 USD
Indiana 56,100 USD
Iowa 50,800 USD
Kansas 48,600 USD
Kentucky 53,600 USD
Louisiana 49,200 USD
Maine 45,600 USD
Maryland 55,200 USD
Massachusetts 51,400 USD
Michigan 58,600 USD
Minnesota 50,600 USD
Mississippi 49,000 USD
Missouri 53,800 USD
Montana 47,500 USD
Nebraska 46,100 USD
Nevada 49,200 USD
New Hampshire 45,900 USD
New Jersey 52,000 USD
New Mexico 50,500 USD
New York 54,600 USD
North Carolina 53,600 USD
North Dakota 45,200 USD
Ohio 55,600 USD
Oklahoma 53,300 USD
Oregon 52,300 USD
Pennsylvania 52,800 USD
Rhode Island 45,600 USD
South Carolina 51,800 USD
South Dakota 45,000 USD
Tennessee 55,700 USD
Texas 58,200 USD
Utah 45,000 USD
Vermont 45,400 USD
Virginia 53,600 USD
Washington 58,200 USD
West Virginia 47,200 USD
Wisconsin 49,300 USD
Wyoming 44,500 USD

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