How much does a personal financial advisor make per month in Philippines?

A personal financial advisor in Philippines earns about 44,133 PHP a month before tax, based on an annual average of 529,600 PHP.

What's the salary range for a personal financial advisor in Philippines?

Entry-level personal financial advisors in Philippines start near 243,000 PHP. Top-end pay reaches around 844,100 PHP. The middle 50% of earners sit between 367,900 and 767,000 PHP.

Is the median personal financial advisor salary in Philippines higher or lower than the average?

The median is 573,500 PHP, higher than the average of 529,600 PHP. Half of personal financial advisors in Philippines earn below the median, half earn above it.

What's the gender pay gap for personal financial advisors in Philippines?

Men working as a personal financial advisor in Philippines earn around 15% more than women on average (566,900 vs 492,700 PHP a year).

Do personal financial advisors in Philippines get bonuses?

About 82% of personal financial advisors in Philippines reported a bonus in the past 12 months. Reported bonuses ranged from 5% to 9% of base salary.

Do personal financial advisors earn more in the public or private sector in Philippines?

In Philippines, the public sector pays a personal financial advisor about 12% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

How often do personal financial advisors in Philippines get a pay raise?

A personal financial advisor in Philippines sees a raise of around 11% every 18 months, equivalent to roughly 7% a year.

Average Personal Financial Advisor Salary in Philippines for 2026

A personal financial advisor in Philippines earns about 529,600 PHP a year. That's 1% roughly in line with the national average of 535,800 PHP.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Philippines sit around 243,000 PHP a year, while the very top stretches to 844,100 PHP. Everything on this page is in Philippine peso (PHP, symbol ₱), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Philippines, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.

How much does a personal financial advisor make in Philippines?

Average salary

529,600 PHP

44,133 PHP per month

Lowest reported

243,000 PHP

20,250 PHP per month

Highest reported

844,100 PHP

70,341 PHP per month

A typical personal financial advisor working in Philippines brings home around 44,133 PHP a month before tax. Entry-level pay starts near 243,000 PHP, and the top of the ladder reaches roughly 844,100 PHP for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior personal financial advisor working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.

How personal financial advisor pay ranges in Philippines

A good way to think about salary in Philippines is to look at the distribution rather than the headline average. Half of all personal financial advisors in Philippines earn less than 573,500 PHP a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 367,900 PHP (the 25th percentile), and a quarter clear 767,000 PHP (the 75th percentile). The middle 50% of personal financial advisors sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 243,000 PHP. The highest stretch to 844,100 PHP, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

243,000

Low

573,500

Median

844,100

High

367,900

25th

767,000

75th

The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in PHP

Personal financial advisor pay by experience in Philippines

Years of experience is the single biggest lever on pay for a personal financial advisor in Philippines, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical personal financial advisor salary changes as you move through the career ladder.

0-2 Years

275,500 PHP
2-5 Years

+34% from previous

369,900 PHP
5-10 Years

+48% from previous

548,800 PHP
10-15 Years

+21% from previous

665,300 PHP
15-20 Years

+9% from previous

725,700 PHP
20+ Years

+9% from previous

788,000 PHP

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 48%. That is the point at which a personal financial advisor typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.

Personal financial advisor pay by education in Philippines

Education sits alongside experience as one of the biggest factors driving personal financial advisor pay in Philippines. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average personal financial advisor salary in Philippines broken down by the highest level of education a worker has completed.

High School

340,400 PHP
Certificate or Diploma

+17% from previous

397,900 PHP
Bachelor's Degree

+46% from previous

581,300 PHP
Master's Degree

+31% from previous

758,700 PHP

Personal financial advisor gender pay gap in Philippines

The gender pay gap is a stubborn feature of almost every labour market, and Philippines is no exception. Male personal financial advisors in Philippines earn an average of 566,900 PHP a year, while female personal financial advisors earn around 492,700 PHP. That works out to a 15% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Personal Financial Advisor gender pay gap

13%

Men earn this much more than women on average in Philippines.

Men 566,900 PHP

Women 492,700 PHP

Pay raises for a personal financial advisor in Philippines

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Philippines sees a raise of about 11% every 18 months, which works out to roughly 7% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Philippines, the national average raise is around 8% every 18 months.

By industry

Industries with the highest pay raises in Philippines:

Banking
Energy
Information Technology
Healthcare
Travel
Construction
Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

Junior Level

3% - 5%
Mid-Career
Senior Level
Top Management

Personal financial advisor bonus rates in Philippines

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

82%

82% of personal financial advisors in Philippines reported a bonus of some kind in the past twelve months. That makes a personal financial advisor a high-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 5% to 9% of base salary. The remaining 18% of personal financial advisors reported no bonus at all over the same period.

Which careers pay bonuses in Philippines

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

Finance
Architecture
Sales
Business Development
Marketing / Advertising
Information Technology
Healthcare
Insurance
Customer Service
Human Resources
Construction
Transport
Hospitality

Personal financial advisor: public vs private sector pay

Public-sector pay in Philippines is about 12% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

10%

Public-sector workers earn this much more than private-sector workers in Philippines on average.

Public sector 563,300 PHP

Private sector 504,300 PHP

Personal financial advisor salary by city in Philippines

Personal financial advisor pay is not even across Philippines. The chart below shows the highest-paying cities in the dataset, followed by the full location table.

Kalookan
Quezon City
Davao
Taguig
Cebu
Manila
Antipolo
Valenzuela
Cagayan de Oro
Pasig

Location	Type	Average	Median	Range
Kalookan	City	645,800 PHP	696,700 PHP	299,500-1,027,600 PHP
Quezon City	City	639,100 PHP	689,900 PHP	294,300-1,015,500 PHP
Davao	City	633,300 PHP	683,800 PHP	292,000-1,009,600 PHP
Taguig	City	629,800 PHP	680,100 PHP	290,800-1,000,700 PHP
Cebu	City	623,700 PHP	674,100 PHP	288,100-991,000 PHP
Manila	City	615,700 PHP	664,500 PHP	282,300-979,300 PHP
Antipolo	City	580,600 PHP	626,800 PHP	266,000-922,300 PHP
Valenzuela	City	563,000 PHP	606,400 PHP	259,100-895,900 PHP
Cagayan de Oro	City	562,600 PHP	608,500 PHP	259,100-899,100 PHP
Pasig	City	558,300 PHP	603,400 PHP	258,400-890,700 PHP
Paranaque	City	544,800 PHP	588,500 PHP	251,500-862,400 PHP
Makati	City	543,200 PHP	589,400 PHP	249,600-864,700 PHP
Dasmarinas	City	518,900 PHP	559,000 PHP	238,900-824,800 PHP
Las Pinas	City	513,300 PHP	553,800 PHP	237,400-814,500 PHP

Similar jobs to a personal financial advisor

Other jobs in the same category as a personal financial advisor in Philippines.

Job title	Category	Salary
Finance President	Accounting and Finance	1,120,700 PHP
Financial Director	Accounting and Finance	1,105,600 PHP
Director of Finance	Accounting and Finance	1,098,200 PHP
Financial Manager	Accounting and Finance	1,077,700 PHP
Finance Manager	Accounting and Finance	1,067,500 PHP
Finance Director	Accounting and Finance	1,048,100 PHP
Group Financial Manager	Accounting and Finance	1,043,600 PHP
Vice President of Finance	Accounting and Finance	1,041,900 PHP
Investment Advisor	Accounting and Finance	1,030,200 PHP
Deputy CFO	Accounting and Finance	1,019,200 PHP
Financial Manager	Accounting and Finance	979,600 PHP
Deputy Head of Finance	Accounting and Finance	960,900 PHP
Financial Services Manager	Accounting and Finance	953,200 PHP
Risk Management Director	Accounting and Finance	919,700 PHP
Financial Operations Manager	Accounting and Finance	917,200 PHP
Economist	Accounting and Finance	884,700 PHP
International Tax Director	Accounting and Finance	879,800 PHP
Audit Director	Accounting and Finance	874,500 PHP
Management Economist	Accounting and Finance	858,400 PHP
Finance Relationship Manager	Accounting and Finance	849,200 PHP
Finance Team Leader	Accounting and Finance	839,500 PHP
Tax Director	Accounting and Finance	823,900 PHP
Auditing Manager	Accounting and Finance	798,900 PHP
Accounting Manager	Accounting and Finance	795,700 PHP
Investment Fund Manager	Accounting and Finance	791,200 PHP
Finance Executive	Accounting and Finance	790,600 PHP
Investment Operations Manager	Accounting and Finance	788,000 PHP
Credit Manager	Accounting and Finance	758,700 PHP
Fraud Prevention Manager	Accounting and Finance	752,600 PHP
Assistant Finance Manager	Accounting and Finance	751,100 PHP
Accounting Head	Accounting and Finance	745,000 PHP
Financial Project Manager	Accounting and Finance	743,300 PHP
Investor Relations Manager	Accounting and Finance	743,300 PHP
Investment Analyst	Accounting and Finance	739,500 PHP
Budget Manager	Accounting and Finance	735,500 PHP
Cash Management Manager	Accounting and Finance	735,500 PHP
Risk Management Supervisor	Accounting and Finance	735,500 PHP
Tax Manager	Accounting and Finance	735,200 PHP
Financial Reporting Manager	Accounting and Finance	722,100 PHP
Accounts Receivable Manager	Accounting and Finance	717,900 PHP
Cost Accounting Manager	Accounting and Finance	713,900 PHP
Tax Research Manager	Accounting and Finance	713,900 PHP
Credit and Collection Manager	Accounting and Finance	712,100 PHP
Assistant Accounting Manager	Accounting and Finance	707,700 PHP
Corporate Treasurer	Accounting and Finance	707,700 PHP
Revenue Recognition Analyst	Accounting and Finance	707,700 PHP
Finance Licensing Manager	Accounting and Finance	705,500 PHP
Accounts Payable Manager	Accounting and Finance	699,700 PHP
Financial Section Head	Accounting and Finance	696,700 PHP
KYC Team Leader	Accounting and Finance	695,400 PHP
Payroll Billing Manager	Accounting and Finance	667,400 PHP
Payroll Manager	Accounting and Finance	663,200 PHP
Derivative Trader	Accounting and Finance	658,300 PHP
Financial Advisor	Accounting and Finance	653,200 PHP
Financial Claims Manager	Accounting and Finance	652,200 PHP
Financial Customer Service Manager	Accounting and Finance	648,200 PHP
Financial Analyst	Accounting and Finance	645,800 PHP
Audit Supervisor	Accounting and Finance	643,800 PHP
Equity Analyst	Accounting and Finance	643,400 PHP
Finance Analyst	Accounting and Finance	639,900 PHP
Budget Analyst	Accounting and Finance	633,100 PHP
Accounting Unit Controller	Accounting and Finance	628,000 PHP
Private Equity Analyst	Accounting and Finance	620,300 PHP
Finance Specialist	Accounting and Finance	614,600 PHP
Investment Associate	Accounting and Finance	610,100 PHP
Revenue Management Specialist	Accounting and Finance	610,100 PHP
Treasury Analyst	Accounting and Finance	610,100 PHP
Investment Broker	Accounting and Finance	608,500 PHP
Corporate Controller	Accounting and Finance	605,700 PHP
Financial Quantitative Analyst	Accounting and Finance	605,700 PHP
Retirement Plan Analyst	Accounting and Finance	605,700 PHP
Financial Controller	Accounting and Finance	603,400 PHP
Financial Administrator	Accounting and Finance	602,700 PHP
Pricing Analyst	Accounting and Finance	598,600 PHP
Internal Control Adviser	Accounting and Finance	596,800 PHP
Debt Adviser	Accounting and Finance	592,600 PHP
Financial Claims Supervisor	Accounting and Finance	587,800 PHP
Financial Policy Analyst	Accounting and Finance	585,900 PHP
Tax Consultant	Accounting and Finance	582,700 PHP
Cash Flow Analyst	Accounting and Finance	574,200 PHP
Tax Analyst	Accounting and Finance	574,200 PHP
Financial Controller	Accounting and Finance	571,300 PHP
Chief Accountant	Accounting and Finance	568,500 PHP
Financial Compliance Analyst	Accounting and Finance	566,900 PHP
Cost Accounting Supervisor	Accounting and Finance	565,100 PHP
Financial Actuary	Accounting and Finance	559,000 PHP
Cost Analyst	Accounting and Finance	556,000 PHP
Billing Supervisor	Accounting and Finance	535,900 PHP
Financial Commercial Analyst	Accounting and Finance	535,800 PHP
Tax Advisor	Accounting and Finance	535,800 PHP
Accounts Receivable Team Leader	Accounting and Finance	528,600 PHP
Accounting Supervisor	Accounting and Finance	525,700 PHP
Capital Markets Associate	Accounting and Finance	525,700 PHP
Financial Reporting Consultant	Accounting and Finance	524,700 PHP
External Auditor	Accounting and Finance	520,900 PHP
Credit Controller	Accounting and Finance	519,300 PHP
Accounts Receivable Administrator	Accounting and Finance	514,800 PHP
Assistant Financial Controller	Accounting and Finance	514,300 PHP
Financial Claims Analyst	Accounting and Finance	507,300 PHP
Payroll Administrator	Accounting and Finance	504,300 PHP
Assistant Corporate Controller	Accounting and Finance	498,000 PHP
Accounts Receivable Financial Analyst	Accounting and Finance	496,100 PHP
Accounting Specialist	Accounting and Finance	493,000 PHP
Investor	Accounting and Finance	489,500 PHP
Internal Auditor	Accounting and Finance	485,300 PHP
Account Executive	Accounting and Finance	472,100 PHP
Accounting Analyst	Accounting and Finance	472,100 PHP
Financial Consultant	Accounting and Finance	467,700 PHP
Fraud Detection Supervisor	Accounting and Finance	467,100 PHP
Financial Applications Specialist	Accounting and Finance	455,400 PHP
Payroll Supervisor	Accounting and Finance	447,700 PHP
Chartered Accountant	Accounting and Finance	447,300 PHP
Accounts Executive	Accounting and Finance	444,300 PHP
Finance Administrator	Accounting and Finance	442,200 PHP
Finance Release Analyst	Accounting and Finance	431,300 PHP
Forensic Accountant	Accounting and Finance	431,100 PHP
Executive Accountant	Accounting and Finance	430,000 PHP
Cash Management Officer	Accounting and Finance	413,900 PHP
Payroll Benefits Coordinator	Accounting and Finance	413,900 PHP
Financial Services Sales Agent	Accounting and Finance	404,600 PHP
Financial Dealer and Broker	Accounting and Finance	398,300 PHP
Business Support Analyst	Accounting and Finance	397,900 PHP
Payroll Specialist	Accounting and Finance	394,300 PHP
Management Accountant	Accounting and Finance	392,300 PHP
Regulatory Accountant	Accounting and Finance	390,000 PHP
Tax Administrator	Accounting and Finance	390,000 PHP
Pensions Administrator	Accounting and Finance	388,100 PHP
Finance Licensing Specialist	Accounting and Finance	386,400 PHP
Inventory Accountant	Accounting and Finance	384,200 PHP
Accounts Payable and Receivable Specialist	Accounting and Finance	383,300 PHP
Billing Specialist	Accounting and Finance	383,300 PHP
Project Accountant	Accounting and Finance	383,300 PHP
Treasury Accountant	Accounting and Finance	382,600 PHP
Collections Specialist	Accounting and Finance	378,300 PHP
Tax Examiner	Accounting and Finance	377,200 PHP
Financial Accountant	Accounting and Finance	372,600 PHP
Fixed Assets Administrator	Accounting and Finance	372,600 PHP
Cost Accountant	Accounting and Finance	367,900 PHP
Accountant	Accounting and Finance	362,200 PHP
Bookkeeping Specialist	Accounting and Finance	357,300 PHP
Assistant Auditor	Accounting and Finance	354,000 PHP
Receivables Accountant	Accounting and Finance	352,000 PHP
Finance Officer	Accounting and Finance	351,900 PHP
Staff Accountant	Accounting and Finance	348,300 PHP
Billing Coordinator	Accounting and Finance	344,600 PHP
Fund Accountant	Accounting and Finance	341,900 PHP
Accounting Coordinator	Accounting and Finance	335,100 PHP
Tax Accountant	Accounting and Finance	332,500 PHP
Financial Associate	Accounting and Finance	332,100 PHP
Financial Coordinator	Accounting and Finance	327,800 PHP
Proposal Development Coordinator	Accounting and Finance	327,800 PHP
Accounts Payable Associate	Accounting and Finance	325,800 PHP
Payroll Clerk	Accounting and Finance	325,600 PHP
Investment Underwriter	Accounting and Finance	322,600 PHP
Internal Control Officer	Accounting and Finance	320,500 PHP
Tax Associate	Accounting and Finance	319,600 PHP
Financial Encoder	Accounting and Finance	318,800 PHP
Finance Associate	Accounting and Finance	317,700 PHP
Loan Processor	Accounting and Finance	314,500 PHP
Escrow Assistant	Accounting and Finance	313,700 PHP
Debt Collector	Accounting and Finance	312,400 PHP
Accounts Payable Assistant	Accounting and Finance	309,800 PHP
Payroll Officer	Accounting and Finance	309,800 PHP
Collections Representative	Accounting and Finance	307,400 PHP
Paymaster	Accounting and Finance	297,000 PHP
Financial Associate	Accounting and Finance	294,700 PHP
Credit and Collection Staff	Accounting and Finance	288,700 PHP
Accounts Receivable Clerk	Accounting and Finance	283,400 PHP
Assistant Accountant	Accounting and Finance	282,500 PHP
Financial Assistant	Accounting and Finance	282,500 PHP
Account Examiner	Accounting and Finance	279,400 PHP
Accounting Officer	Accounting and Finance	277,400 PHP
Debtors Controller	Accounting and Finance	277,400 PHP
Accounts Officer	Accounting and Finance	275,500 PHP
Auditing Clerk	Accounting and Finance	275,500 PHP
Financial Clerk	Accounting and Finance	275,500 PHP
Finance Licensing Clerk	Accounting and Finance	275,200 PHP
Grants Coordinator	Accounting and Finance	273,300 PHP
Accounting Assistant	Accounting and Finance	273,000 PHP
Accounts Payable Clerk	Accounting and Finance	272,800 PHP
Credit and Loans Officer	Accounting and Finance	272,800 PHP
Billing Clerk	Accounting and Finance	268,900 PHP
Accounting Associate	Accounting and Finance	263,900 PHP
Accounting Technician	Accounting and Finance	263,200 PHP
Debtors Clerk	Accounting and Finance	263,100 PHP
Underwriter	Accounting and Finance	253,400 PHP
Cashbook Clerk	Accounting and Finance	249,600 PHP
Bookkeeper	Accounting and Finance	247,800 PHP
Underwriting Assistant	Accounting and Finance	231,000 PHP
Teller	Accounting and Finance	225,700 PHP
Accounting Clerk	Accounting and Finance	222,300 PHP
Collections Clerk	Accounting and Finance	222,300 PHP

Personal Financial Advisor in Philippines: FAQs

How much does a personal financial advisor make per month in Philippines?

A personal financial advisor in Philippines earns about 44,133 PHP a month before tax, based on an annual average of 529,600 PHP.
What's the salary range for a personal financial advisor in Philippines?

Entry-level personal financial advisors in Philippines start near 243,000 PHP. Top-end pay reaches around 844,100 PHP. The middle 50% of earners sit between 367,900 and 767,000 PHP.
Is the median personal financial advisor salary in Philippines higher or lower than the average?

The median is 573,500 PHP, higher than the average of 529,600 PHP. Half of personal financial advisors in Philippines earn below the median, half earn above it.
What's the gender pay gap for personal financial advisors in Philippines?

Men working as a personal financial advisor in Philippines earn around 15% more than women on average (566,900 vs 492,700 PHP a year).
Do personal financial advisors in Philippines get bonuses?

About 82% of personal financial advisors in Philippines reported a bonus in the past 12 months. Reported bonuses ranged from 5% to 9% of base salary.
Do personal financial advisors earn more in the public or private sector in Philippines?

In Philippines, the public sector pays a personal financial advisor about 12% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.
How often do personal financial advisors in Philippines get a pay raise?

A personal financial advisor in Philippines sees a raise of around 11% every 18 months, equivalent to roughly 7% a year.