Average Financial Commercial Analyst Salary in Philippines for 2026
A financial commercial analyst in Philippines earns about 535,800 PHP a year. It sits roughly in line with the national average.
Pay ranges widely from country to country and from role to role. The lowest reported salaries in Philippines sit around 246,200 PHP a year, while the very top stretches to 851,200 PHP. Everything on this page is in Philippine peso (PHP, symbol ₱), which lets you compare numbers like-for-like without worrying about exchange rates.
The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Philippines, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.
How much does a financial commercial analyst make in Philippines?
A typical financial commercial analyst working in Philippines brings home around 44,650 PHP a month before tax. Entry-level pay starts near 246,200 PHP, and the top of the ladder reaches roughly 851,200 PHP for the most experienced and specialised people in the role.
The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior financial commercial analyst working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.
How financial commercial analyst pay ranges in Philippines
A good way to think about salary in Philippines is to look at the distribution rather than the headline average. Half of all financial commercial analysts in Philippines earn less than 576,500 PHP a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".
Looking at the quartiles fills in the picture. A quarter of earners take home less than 369,300 PHP (the 25th percentile), and a quarter clear 769,500 PHP (the 75th percentile). The middle 50% of financial commercial analysts sit somewhere inside that band, which is where the typical reader of this page probably lives.
The very lowest reported salaries sit around 246,200 PHP. The highest stretch to 851,200 PHP, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.
Financial commercial analyst pay by experience in Philippines
Years of experience is the single biggest lever on pay for a financial commercial analyst in Philippines, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical financial commercial analyst salary changes as you move through the career ladder.
- 0-2 Years279,400 PHP
- 2-5 Years+33% from previous372,600 PHP
- 5-10 Years+48% from previous551,200 PHP
- 10-15 Years+22% from previous671,000 PHP
- 15-20 Years+9% from previous731,700 PHP
- 20+ Years+8% from previous791,600 PHP
The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 48%. That is the point at which a financial commercial analyst typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.
Financial commercial analyst pay by education in Philippines
Education sits alongside experience as one of the biggest factors driving financial commercial analyst pay in Philippines. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.
Below is the average financial commercial analyst salary in Philippines broken down by the highest level of education a worker has completed.
- High School341,900 PHP
- Certificate or Diploma+18% from previous403,100 PHP
- Bachelor's Degree+45% from previous583,000 PHP
- Master's Degree+32% from previous767,000 PHP
Financial commercial analyst gender pay gap in Philippines
The gender pay gap is a stubborn feature of almost every labour market, and Philippines is no exception. Male financial commercial analysts in Philippines earn an average of 572,200 PHP a year, while female financial commercial analysts earn around 499,300 PHP. That works out to a 15% gap in favour of men, even when comparing people doing the same work.
A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.
Financial Commercial Analyst gender pay gap
13%
Men earn this much more than women on average in Philippines.
Pay raises for a financial commercial analyst in Philippines
Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.
A typical worker doing this role in Philippines sees a raise of about 11% every 18 months, which works out to roughly 7% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.
Across all jobs in Philippines, the national average raise is around 8% every 18 months.
By industry
Industries with the highest pay raises in Philippines:
- Banking
- Energy
- Information Technology
- Healthcare
- Travel
- Construction
- Education
By experience level
Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.
- Junior Level3% - 5%
- Mid-Career
- Senior Level
- Top Management
Financial commercial analyst bonus rates in Philippines
Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.
57% of financial commercial analysts in Philippines reported a bonus of some kind in the past twelve months. That makes a financial commercial analyst a moderate-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.
Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 2% to 7% of base salary. The remaining 43% of financial commercial analysts reported no bonus at all over the same period.
Which careers pay bonuses in Philippines
Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.
- Finance
- Architecture
- Sales
- Business Development
- Marketing / Advertising
- Information Technology
- Healthcare
- Insurance
- Customer Service
- Human Resources
- Construction
- Transport
- Hospitality
Financial commercial analyst: public vs private sector pay
Public-sector pay in Philippines is about 12% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.
Public vs private pay gap
10%
Public-sector workers earn this much more than private-sector workers in Philippines on average.
Financial commercial analyst salary by city in Philippines
Financial commercial analyst pay is not even across Philippines. The chart below shows the highest-paying cities in the dataset, followed by the full location table.
- Quezon City
- Manila
- Davao
- Kalookan
- Cebu
- Taguig
- Antipolo
- Pasig
- Cagayan de Oro
- Paranaque
| Location | Type | Average | Median | Range |
|---|---|---|---|---|
| Quezon City | City | 628,000 PHP | 679,200 PHP | 290,800-999,500 PHP |
| Manila | City | 615,700 PHP | 664,500 PHP | 282,300-979,300 PHP |
| Davao | City | 600,000 PHP | 649,700 PHP | 275,500-957,800 PHP |
| Kalookan | City | 592,600 PHP | 641,900 PHP | 275,200-945,400 PHP |
| Cebu | City | 581,000 PHP | 627,900 PHP | 267,100-925,900 PHP |
| Taguig | City | 566,900 PHP | 610,100 PHP | 261,300-902,100 PHP |
| Antipolo | City | 558,300 PHP | 603,400 PHP | 258,400-890,700 PHP |
| Pasig | City | 548,800 PHP | 592,600 PHP | 253,400-870,700 PHP |
| Cagayan de Oro | City | 531,700 PHP | 574,200 PHP | 245,300-848,200 PHP |
| Paranaque | City | 520,900 PHP | 563,000 PHP | 239,000-829,000 PHP |
| Valenzuela | City | 516,100 PHP | 555,800 PHP | 237,400-816,900 PHP |
| Las Pinas | City | 500,100 PHP | 538,600 PHP | 231,000-794,900 PHP |
| Makati | City | 489,600 PHP | 528,500 PHP | 225,700-778,500 PHP |
| Dasmarinas | City | 483,400 PHP | 522,700 PHP | 222,300-767,400 PHP |
Financial Commercial Analyst in Philippines: FAQs
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How much does a financial commercial analyst make per month in Philippines?
A financial commercial analyst in Philippines earns about 44,650 PHP a month before tax, based on an annual average of 535,800 PHP.
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What's the salary range for a financial commercial analyst in Philippines?
Entry-level financial commercial analysts in Philippines start near 246,200 PHP. Top-end pay reaches around 851,200 PHP. The middle 50% of earners sit between 369,300 and 769,500 PHP.
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Is the median financial commercial analyst salary in Philippines higher or lower than the average?
The median is 576,500 PHP, higher than the average of 535,800 PHP. Half of financial commercial analysts in Philippines earn below the median, half earn above it.
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What's the gender pay gap for financial commercial analysts in Philippines?
Men working as a financial commercial analyst in Philippines earn around 15% more than women on average (572,200 vs 499,300 PHP a year).
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Do financial commercial analysts in Philippines get bonuses?
About 57% of financial commercial analysts in Philippines reported a bonus in the past 12 months. Reported bonuses ranged from 2% to 7% of base salary.
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Do financial commercial analysts earn more in the public or private sector in Philippines?
In Philippines, the public sector pays a financial commercial analyst about 12% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.
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How often do financial commercial analysts in Philippines get a pay raise?
A financial commercial analyst in Philippines sees a raise of around 11% every 18 months, equivalent to roughly 7% a year.