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Average Finance Officer Salary in China for 2026

A finance officer in China earns about 246,500 CNY a year. That's 30% below the national average of 351,900 CNY.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in China sit around 117,520 CNY a year, while the very top stretches to 388,100 CNY. Everything on this page is in Chinese yuan (CNY, symbol ¥), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in China, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does a finance officer make in China?

Average salary
246,500 CNY
20,541 CNY per month
Lowest reported
117,520 CNY
9,793 CNY per month
Highest reported
388,100 CNY
32,341 CNY per month

A typical finance officer working in China brings home around 20,541 CNY a month before tax. Entry-level pay starts near 117,520 CNY, and the top of the ladder reaches roughly 388,100 CNY for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior finance officer working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How finance officer pay ranges in China

A good way to think about salary in China is to look at the distribution rather than the headline average. Half of all finance officers in China earn less than 263,200 CNY a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 172,200 CNY (the 25th percentile), and a quarter clear 344,600 CNY (the 75th percentile). The middle 50% of finance officers sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 117,520 CNY. The highest stretch to 388,100 CNY, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

117,520
Low
263,200
Median
388,100
High
172,200
25th
344,600
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in CNY

Finance officer pay by experience in China

Years of experience is the single biggest lever on pay for a finance officer in China, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical finance officer salary changes as you move through the career ladder.

  • 0-2 Years
    134,600 CNY
  • 2-5 Years
    +38% from previous
    185,100 CNY
  • 5-10 Years
    +42% from previous
    263,100 CNY
  • 10-15 Years
    +21% from previous
    319,600 CNY
  • 15-20 Years
    +6% from previous
    340,000 CNY
  • 20+ Years
    +8% from previous
    367,200 CNY

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 42%. That is the point at which a finance officer typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Finance officer pay by education in China

Education sits alongside experience as one of the biggest factors driving finance officer pay in China. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average finance officer salary in China broken down by the highest level of education a worker has completed.

  • High School
    159,400 CNY
  • Certificate or Diploma
    +51% from previous
    240,500 CNY
  • Bachelor's Degree
    +50% from previous
    361,500 CNY

Finance officer gender pay gap in China

The gender pay gap is a stubborn feature of almost every labour market, and China is no exception. Male finance officers in China earn an average of 259,100 CNY a year, while female finance officers earn around 237,400 CNY. That works out to a 9% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Finance Officer gender pay gap

8%

Men earn this much more than women on average in China.

Men 259,100 CNY
Women 237,400 CNY

Pay raises for a finance officer in China

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in China sees a raise of about 12% every 14 months, which works out to roughly 10% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in China, the national average raise is around 9% every 15 months.

By industry

Industries with the highest pay raises in China:

  • Banking
  • Energy
  • Information Technology
  • Healthcare
  • Travel
  • Construction
  • Education
    2%

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Finance officer bonus rates in China

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

34%

34% of finance officers in China reported a bonus of some kind in the past twelve months. That makes a finance officer a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 0% to 4% of base salary. The remaining 66% of finance officers reported no bonus at all over the same period.

Which careers pay bonuses in China

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Finance officer: public vs private sector pay

Public-sector pay in China is about 6% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

6%

Public-sector workers earn this much more than private-sector workers in China on average.

Public sector 362,200 CNY
Private sector 341,400 CNY

Finance officer salary by city and region in China

Finance officer pay is not even across China. The chart below shows the highest-paying cities and regions in the dataset, followed by the full location table.

  • Shandong
  • Shanghai (city)
  • Chongqing (city)
  • Guangdong
  • Jiangsu
  • Xi an
  • Tianjin (city)
  • Sichuan
  • Guangzhou
  • Henan
LocationTypeAverageMedianRange
ShandongRegion281,500 CNY281,500 CNY138,800-433,400 CNY
Shanghai (city)City275,500 CNY286,400 CNY134,600-433,800 CNY
Chongqing (city)City275,500 CNY301,800 CNY125,700-440,200 CNY
GuangdongRegion273,000 CNY279,400 CNY136,100-426,700 CNY
JiangsuRegion263,200 CNY266,000 CNY129,000-407,300 CNY
Xi anCity261,300 CNY283,400 CNY120,880-413,900 CNY
Tianjin (city)City259,100 CNY251,500 CNY136,200-396,300 CNY
SichuanRegion258,400 CNY273,300 CNY119,900-404,600 CNY
GuangzhouCity258,400 CNY273,300 CNY119,900-404,600 CNY
HenanRegion257,700 CNY247,800 CNY136,100-394,500 CNY
HebeiRegion254,800 CNY233,900 CNY139,100-384,500 CNY
YunnanRegion254,800 CNY246,200 CNY134,600-392,300 CNY
HubeiRegion254,800 CNY249,600 CNY128,900-394,800 CNY
WuhanCity254,800 CNY266,000 CNY123,400-401,300 CNY
AnhuiRegion254,700 CNY233,600 CNY137,400-382,600 CNY
JinanCity253,400 CNY257,700 CNY125,100-394,800 CNY
Beijing (city)City252,300 CNY263,100 CNY119,900-394,500 CNY
NanjingCity252,300 CNY239,000 CNY136,100-384,500 CNY
HangzhouCity252,300 CNY252,300 CNY125,700-392,300 CNY
JiangxiRegion252,300 CNY263,100 CNY119,900-396,300 CNY
ShenzhenCity247,800 CNY263,900 CNY117,660-392,300 CNY
ZhejiangRegion246,500 CNY240,500 CNY127,700-381,800 CNY
LiaoningRegion246,500 CNY267,100 CNY115,560-394,800 CNY
HunanRegion246,200 CNY246,200 CNY123,400-381,800 CNY
FujianRegion245,300 CNY239,000 CNY124,400-377,200 CNY
HarbinCity243,000 CNY247,800 CNY119,080-378,800 CNY
ChengduCity243,000 CNY225,700 CNY130,400-367,900 CNY
SuzhouCity239,000 CNY233,900 CNY123,400-369,900 CNY
HeilongjiangRegion239,000 CNY221,500 CNY127,700-362,200 CNY
QingdaoCity239,000 CNY259,100 CNY109,720-383,300 CNY
ShenyangCity238,900 CNY257,700 CNY107,880-378,800 CNY
GuangxiRegion237,400 CNY246,200 CNY114,820-369,300 CNY
ShanxiRegion233,900 CNY245,300 CNY114,940-369,900 CNY
ShaanxiRegion233,600 CNY228,000 CNY117,440-361,600 CNY
ChangchunCity233,600 CNY240,500 CNY113,780-366,200 CNY
ShantouCity225,300 CNY231,000 CNY111,240-351,900 CNY
GuizhouRegion225,300 CNY239,000 CNY106,500-357,700 CNY
DalianCity222,300 CNY239,000 CNY101,860-353,600 CNY
WenzhouCity221,500 CNY214,000 CNY116,180-341,400 CNY
KunmingCity221,500 CNY221,500 CNY109,000-341,400 CNY
FoshanCity221,500 CNY228,000 CNY103,580-344,600 CNY
Chongqing (region)Region218,900 CNY209,500 CNY115,080-339,100 CNY
JilinRegion217,900 CNY232,900 CNY103,900-344,600 CNY
Beijing (region)Region217,900 CNY204,000 CNY116,180-332,500 CNY
QuanzhouCity214,000 CNY232,400 CNY97,300-341,400 CNY
HainanRegion212,500 CNY231,000 CNY99,080-340,400 CNY
ChangshaCity212,500 CNY209,700 CNY107,860-327,300 CNY
DongguanCity210,500 CNY216,800 CNY105,980-332,500 CNY
GansuRegion210,500 CNY210,500 CNY108,120-330,700 CNY
WuxiCity209,700 CNY214,000 CNY101,980-327,300 CNY
Tianjin (region)Region209,500 CNY227,600 CNY97,760-335,100 CNY
Nei MonggolRegion209,500 CNY194,600 CNY115,560-318,800 CNY
Shanghai (region)Region209,500 CNY215,100 CNY105,080-330,700 CNY
XiamenCity207,700 CNY196,800 CNY109,520-313,700 CNY
FuzhouCity207,700 CNY197,600 CNY107,580-318,800 CNY
ZhengzhouCity207,700 CNY215,100 CNY99,280-325,600 CNY
Xinjiang UygurRegion204,700 CNY187,300 CNY107,900-308,900 CNY
NingxiaRegion204,000 CNY191,600 CNY108,080-314,500 CNY
Xizang [Tibet]Region197,600 CNY187,500 CNY105,620-301,300 CNY
QinghaiRegion192,600 CNY183,700 CNY98,120-294,300 CNY


Finance Officer in China: FAQs

  • How much does a finance officer make per month in China?

    A finance officer in China earns about 20,541 CNY a month before tax, based on an annual average of 246,500 CNY.

  • What's the salary range for a finance officer in China?

    Entry-level finance officers in China start near 117,520 CNY. Top-end pay reaches around 388,100 CNY. The middle 50% of earners sit between 172,200 and 344,600 CNY.

  • Is the median finance officer salary in China higher or lower than the average?

    The median is 263,200 CNY, higher than the average of 246,500 CNY. Half of finance officers in China earn below the median, half earn above it.

  • What's the gender pay gap for finance officers in China?

    Men working as a finance officer in China earn around 9% more than women on average (259,100 vs 237,400 CNY a year).

  • Do finance officers in China get bonuses?

    About 34% of finance officers in China reported a bonus in the past 12 months. Reported bonuses ranged from 0% to 4% of base salary.

  • Do finance officers earn more in the public or private sector in China?

    In China, the public sector pays a finance officer about 6% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do finance officers in China get a pay raise?

    A finance officer in China sees a raise of around 12% every 14 months, equivalent to roughly 10% a year.