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Average Trader Salary in United States for 2026

A trader in United States earns about 49,200 USD a year. That's 48% below the national average of 94,500 USD.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in United States sit around 22,000 USD a year, while the very top stretches to 79,000 USD. Everything on this page is in United States dollar (USD, symbol $), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in United States, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.

To turn a gross salary in United States into a take-home figure, use our United States salary after tax calculator, which works the latest tax brackets and contributions through the math for you.


How much does a trader make in United States?

Average salary
49,200 USD
4,100 USD per month
Lowest reported
22,000 USD
1,833 USD per month
Highest reported
79,000 USD
6,583 USD per month

A typical trader working in United States brings home around 4,100 USD a month before tax. Entry-level pay starts near 22,000 USD, and the top of the ladder reaches roughly 79,000 USD for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior trader working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around. For a cross-country comparison, see the trader salary in Palau or British Indian Ocean Territory, both of which pay in the same currency.


How trader pay ranges in United States

A good way to think about salary in United States is to look at the distribution rather than the headline average. Half of all traders in United States earn less than 53,600 USD a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 33,000 USD (the 25th percentile), and a quarter clear 69,700 USD (the 75th percentile). The middle 50% of traders sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 22,000 USD. The highest stretch to 79,000 USD, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

22,000
Low
53,600
Median
79,000
High
33,000
25th
69,700
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in USD

Trader pay by experience in United States

Years of experience is the single biggest lever on pay for a trader in United States, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical trader salary changes as you move through the career ladder.

  • 0-2 Years
    28,800 USD
  • 2-5 Years
    +37% from previous
    39,500 USD
  • 5-10 Years
    +34% from previous
    52,800 USD
  • 10-15 Years
    +22% from previous
    64,200 USD
  • 15-20 Years
    +7% from previous
    68,500 USD
  • 20+ Years
    +9% from previous
    74,600 USD

The single largest jump on the ladder is from 0 - 2 Years to 2 - 5 Years, where pay rises by about 37%. That is the point at which a trader typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Trader pay by education in United States

Education sits alongside experience as one of the biggest factors driving trader pay in United States. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average trader salary in United States broken down by the highest level of education a worker has completed.

  • High School
    34,000 USD
  • Certificate or Diploma
    +17% from previous
    39,800 USD
  • Bachelor's Degree
    +43% from previous
    57,100 USD
  • Master's Degree
    +31% from previous
    74,600 USD

Trader gender pay gap in United States

The gender pay gap is a stubborn feature of almost every labour market, and United States is no exception. Male traders in United States earn an average of 51,300 USD a year, while female traders earn around 47,400 USD. That works out to a 8% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Trader gender pay gap

8%

Men earn this much more than women on average in United States.

Men 51,300 USD
Women 47,400 USD

Pay raises for a trader in United States

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in United States sees a raise of about 11% every 14 months, which works out to roughly 9% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in United States, the national average raise is around 8% every 16 months.

By industry

Industries with the highest pay raises in United States:

  • Banking
  • Energy
  • Information Technology
  • Healthcare
  • Travel
    2%
  • Construction
  • Education
    1%

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Trader bonus rates in United States

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

58%

58% of traders in United States reported a bonus of some kind in the past twelve months. That makes a trader a moderate-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 2% to 7% of base salary. The remaining 42% of traders reported no bonus at all over the same period.

Which careers pay bonuses in United States

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Trader: public vs private sector pay

Public-sector pay in United States is about 6% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

6%

Public-sector workers earn this much more than private-sector workers in United States on average.

Public sector 98,800 USD
Private sector 93,100 USD

Trader salary by city and region in United States

Trader pay is not even across United States. The chart below shows the highest-paying cities and regions in the dataset, followed by the full location table.

  • New York (city)
  • Chicago
  • Texas
  • Georgia
  • California
  • San Diego
  • Ohio
  • Phoenix
  • San Francisco
  • Pennsylvania
LocationTypeAverageMedianRange
New York (city)City64,300 USD56,600 USD35,300-95,000 USD
ChicagoCity63,700 USD66,200 USD29,300-100,100 USD
TexasRegion61,400 USD58,200 USD30,100-92,100 USD
GeorgiaRegion61,400 USD54,100 USD32,600-89,400 USD
CaliforniaRegion60,000 USD61,700 USD27,700-95,100 USD
San DiegoCity59,800 USD65,900 USD26,300-97,400 USD
OhioRegion59,700 USD58,800 USD29,900-90,600 USD
PhoenixCity59,200 USD60,800 USD29,600-92,900 USD
San FranciscoCity58,600 USD54,900 USD27,700-88,300 USD
PennsylvaniaRegion58,600 USD53,800 USD29,300-87,700 USD
San JoseCity58,500 USD54,100 USD30,200-91,000 USD
Los AngelesCity58,400 USD62,500 USD26,400-92,100 USD
TennesseeRegion58,100 USD51,900 USD29,100-87,400 USD
HoustonCity58,000 USD54,200 USD30,600-89,400 USD
AustinCity58,000 USD61,400 USD29,600-95,300 USD
San AntonioCity57,200 USD55,500 USD27,300-89,300 USD
JacksonvilleCity57,200 USD55,700 USD29,200-88,300 USD
WisconsinRegion57,000 USD59,700 USD26,500-89,800 USD
IllinoisRegion56,600 USD60,100 USD29,600-92,400 USD
PhiladelphiaCity56,600 USD60,100 USD29,600-92,400 USD
DenverCity56,100 USD51,400 USD27,300-83,000 USD
Washington D.C.City56,100 USD52,300 USD31,200-84,900 USD
IndianapolisCity56,100 USD51,400 USD27,300-83,000 USD
VirginiaRegion56,100 USD51,600 USD29,200-82,200 USD
MassachusettsRegion55,700 USD55,700 USD25,500-83,700 USD
IndianaRegion55,700 USD60,900 USD23,700-86,100 USD
MichiganRegion55,200 USD59,700 USD27,300-87,600 USD
LouisianaRegion55,100 USD57,400 USD27,600-87,000 USD
SeattleCity54,900 USD51,500 USD29,300-86,100 USD
New York (region)Region54,200 USD60,100 USD27,600-87,800 USD
FloridaRegion54,200 USD60,900 USD25,800-88,000 USD
MarylandRegion54,100 USD54,600 USD28,900-83,700 USD
New JerseyRegion54,100 USD54,100 USD27,400-83,900 USD
ColoradoRegion54,100 USD58,500 USD22,800-87,200 USD
Oklahoma CityCity54,100 USD52,000 USD29,600-83,700 USD
DallasCity54,100 USD57,100 USD26,900-87,000 USD
BostonCity53,800 USD49,800 USD30,800-80,500 USD
MemphisCity53,600 USD47,400 USD27,400-81,200 USD
OregonRegion53,300 USD49,000 USD29,600-78,900 USD
WashingtonRegion52,800 USD52,000 USD29,600-80,500 USD
North CarolinaRegion52,800 USD51,600 USD29,600-82,200 USD
MissouriRegion52,600 USD49,200 USD24,800-78,400 USD
ConnecticutRegion52,600 USD49,400 USD26,200-78,900 USD
South CarolinaRegion52,300 USD51,300 USD26,200-80,800 USD
ArkansasRegion51,900 USD51,900 USD27,000-84,600 USD
HawaiiRegion51,600 USD50,000 USD25,800-76,900 USD
AlabamaRegion51,500 USD54,100 USD24,800-84,200 USD
IowaRegion51,500 USD47,800 USD25,800-74,700 USD
MinnesotaRegion51,500 USD57,100 USD22,400-83,300 USD
DetroitCity51,500 USD50,700 USD26,200-80,700 USD
NebraskaRegion51,300 USD52,800 USD25,300-80,700 USD
NevadaRegion51,100 USD47,800 USD26,100-75,800 USD
ArizonaRegion51,100 USD52,300 USD25,800-81,300 USD
KansasRegion50,800 USD49,400 USD23,700-74,700 USD
South DakotaRegion50,800 USD52,300 USD23,700-79,000 USD
KentuckyRegion50,700 USD49,700 USD24,800-77,300 USD
BaltimoreCity50,700 USD45,300 USD27,300-74,900 USD
OklahomaRegion50,600 USD54,900 USD24,800-83,400 USD
UtahRegion49,800 USD49,300 USD24,800-77,300 USD
New MexicoRegion49,700 USD51,600 USD22,200-74,900 USD
MississippiRegion49,700 USD45,400 USD24,200-73,500 USD
IdahoRegion49,700 USD49,700 USD23,600-76,900 USD
New HampshireRegion49,400 USD46,000 USD23,600-73,500 USD
North DakotaRegion49,400 USD46,200 USD24,200-71,900 USD
AtlantaCity49,400 USD49,400 USD22,400-73,300 USD
Las VegasCity49,300 USD55,600 USD22,400-80,000 USD
SacramentoCity49,200 USD51,900 USD22,200-79,800 USD
MontanaRegion49,200 USD51,300 USD26,200-78,200 USD
MiamiCity48,600 USD48,600 USD22,400-74,100 USD
Long BeachCity48,600 USD43,500 USD27,400-73,100 USD
MaineRegion48,300 USD45,600 USD27,300-73,800 USD
West VirginiaRegion47,800 USD47,800 USD23,400-72,000 USD
DelawareRegion47,600 USD45,000 USD22,400-72,700 USD
New OrleansCity46,900 USD46,900 USD24,200-77,300 USD
Kansas CityCity46,900 USD46,900 USD26,200-77,000 USD
Rhode IslandRegion46,400 USD46,400 USD21,500-69,200 USD
VermontRegion46,400 USD49,700 USD20,000-72,400 USD
AlaskaRegion46,200 USD41,000 USD26,200-67,800 USD
WyomingRegion46,200 USD52,300 USD20,000-73,700 USD
CincinnatiCity46,100 USD46,100 USD22,800-73,100 USD
MinneapolisCity45,700 USD45,700 USD23,800-71,100 USD
OaklandCity45,600 USD45,300 USD25,300-71,100 USD
District of ColumbiaRegion45,200 USD46,000 USD23,800-69,700 USD
ClevelandCity45,000 USD40,300 USD21,300-68,900 USD
HonoluluCity43,500 USD44,500 USD19,300-67,500 USD
KentCity43,500 USD41,700 USD23,700-66,900 USD
VancouverCity43,500 USD43,100 USD18,200-67,200 USD
TampaCity43,100 USD48,600 USD23,200-69,600 USD
OrlandoCity42,700 USD40,300 USD22,100-66,000 USD
Iowa CityCity42,500 USD44,500 USD18,600-65,400 USD
BristolCity41,000 USD44,700 USD20,900-65,800 USD


Trader in United States: FAQs

  • How much does a trader make per month in United States?

    A trader in United States earns about 4,100 USD a month before tax, based on an annual average of 49,200 USD.

  • What's the salary range for a trader in United States?

    Entry-level traders in United States start near 22,000 USD. Top-end pay reaches around 79,000 USD. The middle 50% of earners sit between 33,000 and 69,700 USD.

  • Is the median trader salary in United States higher or lower than the average?

    The median is 53,600 USD, higher than the average of 49,200 USD. Half of traders in United States earn below the median, half earn above it.

  • What's the gender pay gap for traders in United States?

    Men working as a trader in United States earn around 8% more than women on average (51,300 vs 47,400 USD a year).

  • Do traders in United States get bonuses?

    About 58% of traders in United States reported a bonus in the past 12 months. Reported bonuses ranged from 2% to 7% of base salary.

  • Do traders earn more in the public or private sector in United States?

    In United States, the public sector pays a trader about 6% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do traders in United States get a pay raise?

    A trader in United States sees a raise of around 11% every 14 months, equivalent to roughly 9% a year.