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Average Mortgage Quality Assurance Manager Salary in United States for 2026

A mortgage quality assurance manager in United States earns about 114,300 USD a year. That's 21% above the national average of 94,500 USD.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in United States sit around 61,200 USD a year, while the very top stretches to 175,200 USD. Everything on this page is in United States dollar (USD, symbol $), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in United States, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.

To turn a gross salary in United States into a take-home figure, use our United States salary after tax calculator, which works the latest tax brackets and contributions through the math for you.


How much does a mortgage quality assurance manager make in United States?

Average salary
114,300 USD
9,525 USD per month
Lowest reported
61,200 USD
5,100 USD per month
Highest reported
175,200 USD
14,600 USD per month

A typical mortgage quality assurance manager working in United States brings home around 9,525 USD a month before tax. Entry-level pay starts near 61,200 USD, and the top of the ladder reaches roughly 175,200 USD for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior mortgage quality assurance manager working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around. For a cross-country comparison, see the mortgage quality assurance manager salary in Palau or British Indian Ocean Territory, both of which pay in the same currency.


How mortgage quality assurance manager pay ranges in United States

A good way to think about salary in United States is to look at the distribution rather than the headline average. Half of all mortgage quality assurance managers in United States earn less than 107,700 USD a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 76,800 USD (the 25th percentile), and a quarter clear 128,400 USD (the 75th percentile). The middle 50% of mortgage quality assurance managers sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 61,200 USD. The highest stretch to 175,200 USD, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

61,200
Low
107,700
Median
175,200
High
76,800
25th
128,400
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in USD

Mortgage quality assurance manager pay by experience in United States

Years of experience is the single biggest lever on pay for a mortgage quality assurance manager in United States, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical mortgage quality assurance manager salary changes as you move through the career ladder.

  • 0-2 Years
    74,100 USD
  • 2-5 Years
    +26% from previous
    93,200 USD
  • 5-10 Years
    +31% from previous
    121,800 USD
  • 10-15 Years
    +17% from previous
    142,300 USD
  • 15-20 Years
    +12% from previous
    158,900 USD
  • 20+ Years
    +5% from previous
    167,100 USD

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 31%. That is the point at which a mortgage quality assurance manager typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Mortgage quality assurance manager pay by education in United States

Education sits alongside experience as one of the biggest factors driving mortgage quality assurance manager pay in United States. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average mortgage quality assurance manager salary in United States broken down by the highest level of education a worker has completed.

  • Bachelor's Degree
    93,600 USD
  • Master's Degree
    +52% from previous
    142,300 USD

Mortgage quality assurance manager gender pay gap in United States

The gender pay gap is a stubborn feature of almost every labour market, and United States is no exception. Male mortgage quality assurance managers in United States earn an average of 118,900 USD a year, while female mortgage quality assurance managers earn around 114,600 USD. That works out to a 4% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Mortgage Quality Assurance Manager gender pay gap

4%

Men earn this much more than women on average in United States.

Men 118,900 USD
Women 114,600 USD

Pay raises for a mortgage quality assurance manager in United States

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in United States sees a raise of about 12% every 15 months, which works out to roughly 10% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in United States, the national average raise is around 8% every 16 months.

By industry

Industries with the highest pay raises in United States:

  • Banking
  • Energy
  • Information Technology
  • Healthcare
  • Travel
    2%
  • Construction
  • Education
    1%

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Mortgage quality assurance manager bonus rates in United States

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

78%

78% of mortgage quality assurance managers in United States reported a bonus of some kind in the past twelve months. That makes a mortgage quality assurance manager a high-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 6% to 7% of base salary. The remaining 22% of mortgage quality assurance managers reported no bonus at all over the same period.

Which careers pay bonuses in United States

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Mortgage quality assurance manager: public vs private sector pay

Public-sector pay in United States is about 6% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

6%

Public-sector workers earn this much more than private-sector workers in United States on average.

Public sector 98,800 USD
Private sector 93,100 USD

Mortgage quality assurance manager salary by city and region in United States

Mortgage quality assurance manager pay is not even across United States. The chart below shows the highest-paying cities and regions in the dataset, followed by the full location table.

  • New York (city)
  • Chicago
  • San Diego
  • California
  • Texas
  • Georgia
  • Phoenix
  • Houston
  • Austin
  • San Jose
LocationTypeAverageMedianRange
New York (city)City147,900 USD152,700 USD68,900-229,000 USD
ChicagoCity142,300 USD153,700 USD67,800-228,200 USD
San DiegoCity141,000 USD153,800 USD64,600-222,700 USD
CaliforniaRegion140,700 USD128,400 USD73,300-210,400 USD
TexasRegion139,100 USD139,100 USD69,800-213,800 USD
GeorgiaRegion139,100 USD147,900 USD63,400-216,600 USD
PhoenixCity138,700 USD130,500 USD72,400-206,300 USD
HoustonCity138,700 USD142,300 USD64,400-216,300 USD
AustinCity138,700 USD127,700 USD73,500-206,700 USD
San JoseCity137,100 USD140,200 USD64,800-213,800 USD
Los AngelesCity134,700 USD128,200 USD73,700-206,100 USD
OhioRegion134,700 USD130,500 USD68,300-206,100 USD
IllinoisRegion134,100 USD127,700 USD69,700-205,700 USD
PhiladelphiaCity134,100 USD127,700 USD69,700-204,900 USD
San FranciscoCity130,500 USD130,500 USD64,200-204,900 USD
FloridaRegion130,500 USD117,100 USD68,200-193,400 USD
MichiganRegion130,500 USD123,000 USD68,100-195,500 USD
TennesseeRegion130,500 USD137,100 USD61,200-205,400 USD
New York (region)Region130,500 USD140,700 USD59,200-205,400 USD
PennsylvaniaRegion130,500 USD132,000 USD65,200-205,700 USD
San AntonioCity130,400 USD130,400 USD67,600-205,700 USD
JacksonvilleCity130,400 USD134,100 USD64,600-205,400 USD
WisconsinRegion128,400 USD123,000 USD68,100-195,500 USD
VirginiaRegion128,200 USD134,100 USD58,600-200,600 USD
Washington D.C.City128,200 USD134,700 USD61,400-199,700 USD
IndianapolisCity128,200 USD130,400 USD59,800-199,700 USD
DenverCity128,200 USD130,400 USD59,800-199,700 USD
LouisianaRegion127,700 USD114,300 USD67,800-191,500 USD
MassachusettsRegion127,700 USD125,400 USD63,200-193,400 USD
IndianaRegion127,700 USD137,100 USD56,600-199,700 USD
New JerseyRegion127,600 USD123,800 USD66,900-195,500 USD
MarylandRegion127,600 USD128,400 USD63,900-199,700 USD
DallasCity127,600 USD124,500 USD66,900-193,200 USD
SeattleCity127,600 USD132,000 USD61,600-199,700 USD
Oklahoma CityCity125,400 USD127,700 USD58,800-191,100 USD
North CarolinaRegion125,400 USD130,500 USD58,000-193,400 USD
WashingtonRegion125,400 USD127,700 USD61,300-191,100 USD
ColoradoRegion125,400 USD134,100 USD56,800-195,500 USD
ArkansasRegion124,500 USD121,800 USD61,200-191,500 USD
BostonCity123,800 USD132,000 USD58,500-197,600 USD
ArizonaRegion123,000 USD125,400 USD58,700-191,500 USD
AlabamaRegion121,800 USD111,700 USD66,900-183,900 USD
MinnesotaRegion121,800 USD128,400 USD54,100-192,600 USD
OklahomaRegion121,800 USD111,700 USD64,800-183,900 USD
DetroitCity121,800 USD124,500 USD59,500-189,800 USD
MemphisCity119,700 USD123,800 USD56,900-187,500 USD
MissouriRegion118,900 USD118,900 USD59,200-183,600 USD
OregonRegion118,900 USD127,700 USD55,200-189,800 USD
ConnecticutRegion117,100 USD124,500 USD56,800-187,500 USD
NevadaRegion117,100 USD123,800 USD54,700-187,500 USD
Las VegasCity117,100 USD109,000 USD64,300-177,100 USD
MaineRegion116,400 USD123,000 USD55,200-182,400 USD
IowaRegion116,400 USD119,700 USD54,700-182,400 USD
IdahoRegion116,400 USD114,600 USD58,200-175,100 USD
NebraskaRegion115,600 USD107,700 USD63,500-175,200 USD
South CarolinaRegion115,600 USD108,200 USD63,100-177,100 USD
KansasRegion114,900 USD114,900 USD56,800-175,200 USD
MontanaRegion114,900 USD108,200 USD58,600-176,300 USD
South DakotaRegion114,900 USD124,500 USD51,500-182,400 USD
SacramentoCity114,900 USD105,800 USD60,600-172,100 USD
BaltimoreCity114,300 USD119,700 USD54,100-183,900 USD
HawaiiRegion114,300 USD118,900 USD57,900-183,900 USD
KentuckyRegion114,300 USD111,700 USD60,200-175,100 USD
UtahRegion114,300 USD111,700 USD60,200-175,100 USD
New MexicoRegion112,700 USD105,800 USD58,000-169,700 USD
MississippiRegion112,700 USD115,600 USD53,500-175,200 USD
Kansas CityCity112,700 USD108,200 USD55,300-172,100 USD
New OrleansCity112,700 USD108,200 USD57,100-172,100 USD
MiamiCity111,700 USD109,700 USD57,100-171,300 USD
AtlantaCity111,700 USD109,700 USD58,600-171,300 USD
New HampshireRegion111,700 USD114,900 USD54,700-172,200 USD
DelawareRegion109,700 USD109,700 USD52,800-167,100 USD
Long BeachCity109,700 USD114,300 USD52,600-172,100 USD
West VirginiaRegion109,000 USD107,300 USD54,700-166,600 USD
WyomingRegion109,000 USD115,600 USD48,300-172,300 USD
North DakotaRegion108,200 USD108,200 USD56,100-171,300 USD
CincinnatiCity107,700 USD105,800 USD53,800-163,500 USD
OaklandCity107,300 USD109,000 USD50,100-163,800 USD
VermontRegion107,300 USD95,900 USD57,200-160,700 USD
Rhode IslandRegion107,300 USD105,200 USD55,200-164,100 USD
District of ColumbiaRegion105,800 USD100,700 USD55,700-160,700 USD
AlaskaRegion105,200 USD108,200 USD48,000-163,500 USD
MinneapolisCity105,200 USD103,600 USD54,600-160,600 USD
TampaCity102,700 USD95,900 USD56,100-156,200 USD
ClevelandCity100,700 USD102,700 USD49,200-158,900 USD
HonoluluCity100,400 USD94,300 USD50,600-151,800 USD
VancouverCity99,100 USD91,700 USD51,800-146,900 USD
KentCity97,600 USD102,700 USD45,600-153,700 USD
OrlandoCity95,900 USD100,700 USD48,600-152,900 USD
Iowa CityCity94,300 USD88,700 USD51,100-147,900 USD
BristolCity94,000 USD102,700 USD45,300-153,800 USD


Mortgage Quality Assurance Manager in United States: FAQs

  • How much does a mortgage quality assurance manager make per month in United States?

    A mortgage quality assurance manager in United States earns about 9,525 USD a month before tax, based on an annual average of 114,300 USD.

  • What's the salary range for a mortgage quality assurance manager in United States?

    Entry-level mortgage quality assurance managers in United States start near 61,200 USD. Top-end pay reaches around 175,200 USD. The middle 50% of earners sit between 76,800 and 128,400 USD.

  • Is the median mortgage quality assurance manager salary in United States higher or lower than the average?

    The median is 107,700 USD, lower than the average of 114,300 USD. Half of mortgage quality assurance managers in United States earn below the median, half earn above it.

  • What's the gender pay gap for mortgage quality assurance managers in United States?

    Men working as a mortgage quality assurance manager in United States earn around 4% more than women on average (118,900 vs 114,600 USD a year).

  • Do mortgage quality assurance managers in United States get bonuses?

    About 78% of mortgage quality assurance managers in United States reported a bonus in the past 12 months. Reported bonuses ranged from 6% to 7% of base salary.

  • Do mortgage quality assurance managers earn more in the public or private sector in United States?

    In United States, the public sector pays a mortgage quality assurance manager about 6% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do mortgage quality assurance managers in United States get a pay raise?

    A mortgage quality assurance manager in United States sees a raise of around 12% every 15 months, equivalent to roughly 10% a year.