Average Mortgage Development Manager Salary in Austria for 2026
A mortgage development manager in Austria earns about 67,300 EUR a year. That's 50% above the national average of 44,780 EUR.
Pay ranges widely from country to country and from role to role. The lowest reported salaries in Austria sit around 34,280 EUR a year, while the very top stretches to 104,500 EUR. Everything on this page is in Euro (EUR, symbol €), which lets you compare numbers like-for-like without worrying about exchange rates.
The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Austria, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.
How much does a mortgage development manager make in Austria?
A typical mortgage development manager working in Austria brings home around 5,608 EUR a month before tax. Entry-level pay starts near 34,280 EUR, and the top of the ladder reaches roughly 104,500 EUR for the most experienced and specialised people in the role.
The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior mortgage development manager working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around. For a cross-country comparison, see the mortgage development manager salary in Belgium or Netherlands, both of which pay in the same currency.
How mortgage development manager pay ranges in Austria
A good way to think about salary in Austria is to look at the distribution rather than the headline average. Half of all mortgage development managers in Austria earn less than 65,940 EUR a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".
Looking at the quartiles fills in the picture. A quarter of earners take home less than 46,720 EUR (the 25th percentile), and a quarter clear 79,500 EUR (the 75th percentile). The middle 50% of mortgage development managers sit somewhere inside that band, which is where the typical reader of this page probably lives.
The very lowest reported salaries sit around 34,280 EUR. The highest stretch to 104,500 EUR, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.
Mortgage development manager pay by experience in Austria
Years of experience is the single biggest lever on pay for a mortgage development manager in Austria, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical mortgage development manager salary changes as you move through the career ladder.
- 0-2 Years41,980 EUR
- 2-5 Years+30% from previous54,460 EUR
- 5-10 Years+28% from previous69,540 EUR
- 10-15 Years+19% from previous83,100 EUR
- 15-20 Years+12% from previous93,100 EUR
- 20+ Years+3% from previous95,600 EUR
The single largest jump on the ladder is from 0 - 2 Years to 2 - 5 Years, where pay rises by about 30%. That is the point at which a mortgage development manager typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.
Mortgage development manager pay by education in Austria
Education sits alongside experience as one of the biggest factors driving mortgage development manager pay in Austria. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.
Below is the average mortgage development manager salary in Austria broken down by the highest level of education a worker has completed.
- Bachelor's Degree57,320 EUR
- Master's Degree+36% from previous78,160 EUR
Mortgage development manager gender pay gap in Austria
The gender pay gap is a stubborn feature of almost every labour market, and Austria is no exception. Male mortgage development managers in Austria earn an average of 70,260 EUR a year, while female mortgage development managers earn around 68,060 EUR. That works out to a 3% gap in favour of men, even when comparing people doing the same work.
A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.
Mortgage Development Manager gender pay gap
3%
Men earn this much more than women on average in Austria.
Pay raises for a mortgage development manager in Austria
Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.
A typical worker doing this role in Austria sees a raise of about 9% every 28 months, which works out to roughly 4% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.
Across all jobs in Austria, the national average raise is around 5% every 28 months.
By industry
Industries with the highest pay raises in Austria:
- Banking
- Energy1%
- Information Technology
- Healthcare2%
- Travel
- Construction
- Education
By experience level
Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.
- Junior Level3% - 5%
- Mid-Career
- Senior Level
- Top Management
Mortgage development manager bonus rates in Austria
Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.
61% of mortgage development managers in Austria reported a bonus of some kind in the past twelve months. That makes a mortgage development manager a moderate-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.
Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 6% to 8% of base salary. The remaining 39% of mortgage development managers reported no bonus at all over the same period.
Which careers pay bonuses in Austria
Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.
- Finance
- Architecture
- Sales
- Business Development
- Marketing / Advertising
- Information Technology
- Healthcare
- Insurance
- Customer Service
- Human Resources
- Construction
- Transport
- Hospitality
Mortgage development manager: public vs private sector pay
Public-sector pay in Austria is about 12% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.
Public vs private pay gap
11%
Public-sector workers earn this much more than private-sector workers in Austria on average.
Mortgage development manager salary by city in Austria
Mortgage development manager pay is not even across Austria. The chart below shows the highest-paying cities in the dataset, followed by the full location table.
- Vienna
- Graz
- Salzburg
- Linz
- Innsbruck
- Wels
- Klagenfurt
- St. Polten
- Villach
- Dornbirn
| Location | Type | Average | Median | Range |
|---|---|---|---|---|
| Vienna | City | 70,840 EUR | 70,260 EUR | 39,160-109,720 EUR |
| Graz | City | 70,260 EUR | 73,980 EUR | 33,120-109,460 EUR |
| Salzburg | City | 69,040 EUR | 66,180 EUR | 36,800-106,960 EUR |
| Linz | City | 68,060 EUR | 67,300 EUR | 31,520-101,960 EUR |
| Innsbruck | City | 67,360 EUR | 72,260 EUR | 31,380-109,000 EUR |
| Wels | City | 64,920 EUR | 69,400 EUR | 32,020-103,260 EUR |
| Klagenfurt | City | 64,180 EUR | 65,800 EUR | 31,180-99,220 EUR |
| St. Polten | City | 62,460 EUR | 64,560 EUR | 30,220-98,820 EUR |
| Villach | City | 62,420 EUR | 58,000 EUR | 32,960-93,600 EUR |
| Dornbirn | City | 61,400 EUR | 57,800 EUR | 29,600-92,900 EUR |
| Wiener Neustadt | City | 56,460 EUR | 62,420 EUR | 27,300-92,400 EUR |
Mortgage Development Manager in Austria: FAQs
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How much does a mortgage development manager make per month in Austria?
A mortgage development manager in Austria earns about 5,608 EUR a month before tax, based on an annual average of 67,300 EUR.
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What's the salary range for a mortgage development manager in Austria?
Entry-level mortgage development managers in Austria start near 34,280 EUR. Top-end pay reaches around 104,500 EUR. The middle 50% of earners sit between 46,720 and 79,500 EUR.
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Is the median mortgage development manager salary in Austria higher or lower than the average?
The median is 65,940 EUR, lower than the average of 67,300 EUR. Half of mortgage development managers in Austria earn below the median, half earn above it.
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What's the gender pay gap for mortgage development managers in Austria?
Men working as a mortgage development manager in Austria earn around 3% more than women on average (70,260 vs 68,060 EUR a year).
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Do mortgage development managers in Austria get bonuses?
About 61% of mortgage development managers in Austria reported a bonus in the past 12 months. Reported bonuses ranged from 6% to 8% of base salary.
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Do mortgage development managers earn more in the public or private sector in Austria?
In Austria, the public sector pays a mortgage development manager about 12% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.
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How often do mortgage development managers in Austria get a pay raise?
A mortgage development manager in Austria sees a raise of around 9% every 28 months, equivalent to roughly 4% a year.