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Average Insurance Team Leader Salary in United Kingdom for 2026

An insurance team leader in United Kingdom earns about 78,500 GBP a year. That's 13% above the national average of 69,700 GBP.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in United Kingdom sit around 39,000 GBP a year, while the very top stretches to 118,900 GBP. Everything on this page is in British pound (GBP, symbol £), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in United Kingdom, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.

To turn a gross salary in United Kingdom into a take-home figure, use our United Kingdom salary after tax calculator, which works the latest tax brackets and contributions through the math for you.

How much does an insurance team leader make in United Kingdom?

Average salary
78,500 GBP
6,541 GBP per month
Lowest reported
39,000 GBP
3,250 GBP per month
Highest reported
118,900 GBP
9,908 GBP per month

A typical insurance team leader working in United Kingdom brings home around 6,541 GBP a month before tax. Entry-level pay starts near 39,000 GBP, and the top of the ladder reaches roughly 118,900 GBP for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior insurance team leader working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around. For a cross-country comparison, see the insurance team leader salary in Guernsey or Jersey, both of which pay in the same currency.

How insurance team leader pay ranges in United Kingdom

A good way to think about salary in United Kingdom is to look at the distribution rather than the headline average. Half of all insurance team leaders in United Kingdom earn less than 74,100 GBP a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 53,300 GBP (the 25th percentile), and a quarter clear 91,500 GBP (the 75th percentile). The middle 50% of insurance team leaders sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 39,000 GBP. The highest stretch to 118,900 GBP, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

39,000
Low
74,100
Median
118,900
High
53,300
25th
91,500
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in GBP

Insurance team leader pay by experience in United Kingdom

Years of experience is the single biggest lever on pay for an insurance team leader in United Kingdom, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical insurance team leader salary changes as you move through the career ladder.

  • 0-2 Years
    45,600 GBP
  • 2-5 Years
    +35% from previous
    61,600 GBP
  • 5-10 Years
    +28% from previous
    78,700 GBP
  • 10-15 Years
    +22% from previous
    96,000 GBP
  • 15-20 Years
    +12% from previous
    107,300 GBP
  • 20+ Years
    +4% from previous
    111,700 GBP

The single largest jump on the ladder is from 0 - 2 Years to 2 - 5 Years, where pay rises by about 35%. That is the point at which a insurance team leader typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.

Insurance team leader pay by education in United Kingdom

Education sits alongside experience as one of the biggest factors driving insurance team leader pay in United Kingdom. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average insurance team leader salary in United Kingdom broken down by the highest level of education a worker has completed.

  • Certificate or Diploma
    53,800 GBP
  • Bachelor's Degree
    +57% from previous
    84,200 GBP
  • Master's Degree
    +37% from previous
    115,600 GBP

Insurance team leader gender pay gap in United Kingdom

The gender pay gap is a stubborn feature of almost every labour market, and United Kingdom is no exception. Male insurance team leaders in United Kingdom earn an average of 81,200 GBP a year, while female insurance team leaders earn around 74,700 GBP. That works out to a 9% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Insurance Team Leader gender pay gap

8%

Men earn this much more than women on average in United Kingdom.

Men 81,200 GBP
Women 74,700 GBP

Pay raises for an insurance team leader in United Kingdom

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in United Kingdom sees a raise of about 12% every 16 months, which works out to roughly 9% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in United Kingdom, the national average raise is around 9% every 15 months.

By industry

Industries with the highest pay raises in United Kingdom:

  • Banking
  • Energy
  • Information Technology
  • Healthcare
  • Travel
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Insurance team leader bonus rates in United Kingdom

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

55%

55% of insurance team leaders in United Kingdom reported a bonus of some kind in the past twelve months. That makes an insurance team leader a moderate-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 3% to 5% of base salary. The remaining 45% of insurance team leaders reported no bonus at all over the same period.

Which careers pay bonuses in United Kingdom

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Insurance team leader: public vs private sector pay

Public-sector pay in United Kingdom is about 7% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

6%

Public-sector workers earn this much more than private-sector workers in United Kingdom on average.

Public sector 72,700 GBP
Private sector 68,200 GBP

Insurance team leader salary by city and region in United Kingdom

Insurance team leader pay is not even across United Kingdom. The chart below shows the highest-paying cities and regions in the dataset, followed by the full location table.

  • England
  • Scotland
  • Leeds
  • Liverpool
  • Sheffield
  • Manchester
  • Bristol
  • Edinburgh
  • Nottingham
  • Birmingham
LocationTypeAverageMedianRange
EnglandRegion139,100 GBP132,000 GBP70,600-212,500 GBP
ScotlandRegion107,300 GBP99,400 GBP57,100-160,700 GBP
LeedsCity91,000 GBP95,500 GBP40,300-140,200 GBP
LiverpoolCity90,300 GBP83,000 GBP46,700-138,700 GBP
SheffieldCity88,600 GBP84,800 GBP45,000-137,100 GBP
ManchesterCity88,600 GBP92,000 GBP43,200-138,700 GBP
BristolCity88,300 GBP81,900 GBP44,200-134,100 GBP
EdinburghCity87,400 GBP78,500 GBP45,900-128,400 GBP
NottinghamCity87,200 GBP79,800 GBP44,500-130,500 GBP
BirminghamCity86,800 GBP93,100 GBP39,000-140,700 GBP
CardiffCity85,400 GBP78,700 GBP46,400-130,500 GBP
BradfordCity84,300 GBP91,000 GBP42,400-134,700 GBP
LondonCity84,300 GBP92,900 GBP40,300-138,700 GBP
AberdeenCity83,700 GBP83,700 GBP39,800-128,200 GBP
PlymouthCity83,300 GBP83,300 GBP43,500-130,500 GBP
GlasgowCity83,300 GBP89,800 GBP39,600-130,500 GBP
BelfastCity83,000 GBP78,700 GBP44,500-127,600 GBP
DerbyCity81,000 GBP74,300 GBP43,400-124,500 GBP
CoventryCity80,900 GBP77,100 GBP39,700-125,400 GBP
NewportCity80,900 GBP84,800 GBP35,200-128,200 GBP
Kingston upon HullCity80,500 GBP74,600 GBP43,800-125,400 GBP
LeicesterCity80,300 GBP82,200 GBP39,300-128,200 GBP
SomersetCity80,300 GBP76,000 GBP45,000-125,400 GBP
BrightonCity80,200 GBP80,200 GBP39,800-123,000 GBP
PeterboroughCity80,200 GBP80,900 GBP36,800-124,500 GBP
PortsmouthCity79,600 GBP85,700 GBP35,400-127,600 GBP
SwanseaCity79,600 GBP79,600 GBP38,900-127,700 GBP
WolverhamptonCity78,500 GBP84,500 GBP35,500-124,500 GBP
SouthamptonCity78,200 GBP71,600 GBP41,400-115,600 GBP
NewcastleCity77,300 GBP79,700 GBP39,600-121,800 GBP
YorkCity77,300 GBP80,300 GBP38,100-124,500 GBP
CambridgeCity76,800 GBP72,800 GBP40,600-115,600 GBP
OxfordCity76,000 GBP78,500 GBP33,300-117,100 GBP
ArmaghCity74,700 GBP74,700 GBP36,200-117,100 GBP
NewryCity74,700 GBP78,200 GBP36,700-117,100 GBP
LincolnCity74,700 GBP74,100 GBP39,100-115,600 GBP
GloucesterCity74,600 GBP74,600 GBP36,400-115,600 GBP
NorwichCity74,100 GBP72,800 GBP37,900-114,900 GBP
PooleCity74,100 GBP68,300 GBP40,000-114,600 GBP
DundeeCity73,300 GBP73,700 GBP40,500-114,900 GBP
DurhamCity73,100 GBP79,000 GBP35,400-115,600 GBP
ChesterCity72,700 GBP73,800 GBP34,900-116,400 GBP
LisburnCity72,400 GBP73,800 GBP32,600-112,700 GBP
WalesRegion71,900 GBP71,900 GBP37,300-114,900 GBP
AbingdonCity71,700 GBP69,400 GBP36,500-109,000 GBP
SalisburyCity71,700 GBP71,700 GBP34,700-109,700 GBP
WinchesterCity71,400 GBP69,400 GBP39,100-108,200 GBP
ExeterCity71,400 GBP76,600 GBP34,700-116,400 GBP
TruroCity71,200 GBP73,500 GBP32,300-108,200 GBP
HartlepoolCity70,800 GBP66,900 GBP35,000-107,300 GBP
StirlingCity70,000 GBP66,700 GBP35,600-107,700 GBP
Northern IrelandRegion69,800 GBP74,700 GBP35,500-114,600 GBP
WakefieldCity69,700 GBP71,200 GBP31,700-107,700 GBP
KirkwallCity69,200 GBP66,100 GBP37,200-107,700 GBP
StrontianCity69,100 GBP70,700 GBP32,900-109,000 GBP
InvernessCity68,500 GBP68,500 GBP34,000-109,000 GBP
DerryCity68,500 GBP64,900 GBP36,900-107,300 GBP
CanterburyCity68,100 GBP71,200 GBP32,600-109,000 GBP
BangorCity67,800 GBP63,500 GBP34,000-103,600 GBP
WellsCity67,400 GBP67,000 GBP33,000-103,600 GBP
StromnessCity65,800 GBP70,500 GBP30,000-107,300 GBP
St DavidsCity65,100 GBP70,100 GBP30,600-102,700 GBP
RiponCity64,200 GBP66,100 GBP32,200-102,700 GBP

Insurance Team Leader in United Kingdom: FAQs

  • How much does an insurance team leader make per month in United Kingdom?

    An insurance team leader in United Kingdom earns about 6,541 GBP a month before tax, based on an annual average of 78,500 GBP.

  • What's the salary range for an insurance team leader in United Kingdom?

    Entry-level insurance team leaders in United Kingdom start near 39,000 GBP. Top-end pay reaches around 118,900 GBP. The middle 50% of earners sit between 53,300 and 91,500 GBP.

  • Is the median insurance team leader salary in United Kingdom higher or lower than the average?

    The median is 74,100 GBP, lower than the average of 78,500 GBP. Half of insurance team leaders in United Kingdom earn below the median, half earn above it.

  • What's the gender pay gap for insurance team leaders in United Kingdom?

    Men working as an insurance team leader in United Kingdom earn around 9% more than women on average (81,200 vs 74,700 GBP a year).

  • Do insurance team leaders in United Kingdom get bonuses?

    About 55% of insurance team leaders in United Kingdom reported a bonus in the past 12 months. Reported bonuses ranged from 3% to 5% of base salary.

  • Do insurance team leaders earn more in the public or private sector in United Kingdom?

    In United Kingdom, the public sector pays an insurance team leader about 7% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do insurance team leaders in United Kingdom get a pay raise?

    An insurance team leader in United Kingdom sees a raise of around 12% every 16 months, equivalent to roughly 9% a year.