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Average Claims Examiner Salary in United Kingdom for 2026

A claims examiner in United Kingdom earns about 39,800 GBP a year. That's 43% below the national average of 69,700 GBP.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in United Kingdom sit around 17,800 GBP a year, while the very top stretches to 63,200 GBP. Everything on this page is in British pound (GBP, symbol £), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in United Kingdom, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.

To turn a gross salary in United Kingdom into a take-home figure, use our United Kingdom salary after tax calculator, which works the latest tax brackets and contributions through the math for you.

How much does a claims examiner make in United Kingdom?

Average salary
39,800 GBP
3,316 GBP per month
Lowest reported
17,800 GBP
1,483 GBP per month
Highest reported
63,200 GBP
5,266 GBP per month

A typical claims examiner working in United Kingdom brings home around 3,316 GBP a month before tax. Entry-level pay starts near 17,800 GBP, and the top of the ladder reaches roughly 63,200 GBP for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior claims examiner working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around. For a cross-country comparison, see the claims examiner salary in Guernsey or Jersey, both of which pay in the same currency.

How claims examiner pay ranges in United Kingdom

A good way to think about salary in United Kingdom is to look at the distribution rather than the headline average. Half of all claims examiners in United Kingdom earn less than 41,700 GBP a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 27,100 GBP (the 25th percentile), and a quarter clear 50,100 GBP (the 75th percentile). The middle 50% of claims examiners sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 17,800 GBP. The highest stretch to 63,200 GBP, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

17,800
Low
41,700
Median
63,200
High
27,100
25th
50,100
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in GBP

Claims examiner pay by experience in United Kingdom

Years of experience is the single biggest lever on pay for a claims examiner in United Kingdom, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical claims examiner salary changes as you move through the career ladder.

  • 0-2 Years
    21,500 GBP
  • 2-5 Years
    +43% from previous
    30,800 GBP
  • 5-10 Years
    +36% from previous
    42,000 GBP
  • 10-15 Years
    +17% from previous
    49,100 GBP
  • 15-20 Years
    +12% from previous
    55,200 GBP
  • 20+ Years
    +2% from previous
    56,400 GBP

The single largest jump on the ladder is from 0 - 2 Years to 2 - 5 Years, where pay rises by about 43%. That is the point at which a claims examiner typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.

Claims examiner pay by education in United Kingdom

Education sits alongside experience as one of the biggest factors driving claims examiner pay in United Kingdom. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average claims examiner salary in United Kingdom broken down by the highest level of education a worker has completed.

  • Certificate or Diploma
    30,800 GBP
  • Bachelor's Degree
    +30% from previous
    40,000 GBP
  • Master's Degree
    +47% from previous
    58,800 GBP

Claims examiner gender pay gap in United Kingdom

The gender pay gap is a stubborn feature of almost every labour market, and United Kingdom is no exception. Male claims examiners in United Kingdom earn an average of 41,700 GBP a year, while female claims examiners earn around 36,800 GBP. That works out to a 13% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Claims Examiner gender pay gap

12%

Men earn this much more than women on average in United Kingdom.

Men 41,700 GBP
Women 36,800 GBP

Pay raises for a claims examiner in United Kingdom

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in United Kingdom sees a raise of about 11% every 15 months, which works out to roughly 9% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in United Kingdom, the national average raise is around 9% every 15 months.

By industry

Industries with the highest pay raises in United Kingdom:

  • Banking
  • Energy
  • Information Technology
  • Healthcare
  • Travel
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Claims examiner bonus rates in United Kingdom

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

32%

32% of claims examiners in United Kingdom reported a bonus of some kind in the past twelve months. That makes a claims examiner a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 0% to 4% of base salary. The remaining 68% of claims examiners reported no bonus at all over the same period.

Which careers pay bonuses in United Kingdom

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Claims examiner: public vs private sector pay

Public-sector pay in United Kingdom is about 7% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

6%

Public-sector workers earn this much more than private-sector workers in United Kingdom on average.

Public sector 72,700 GBP
Private sector 68,200 GBP

Claims examiner salary by city and region in United Kingdom

Claims examiner pay is not even across United Kingdom. The chart below shows the highest-paying cities and regions in the dataset, followed by the full location table.

  • England
  • Scotland
  • Birmingham
  • Bristol
  • Liverpool
  • Leeds
  • Cardiff
  • London
  • Edinburgh
  • Plymouth
LocationTypeAverageMedianRange
EnglandRegion70,500 GBP71,900 GBP37,200-114,600 GBP
ScotlandRegion51,800 GBP49,400 GBP26,200-79,600 GBP
BirminghamCity46,200 GBP46,900 GBP20,200-73,100 GBP
BristolCity45,300 GBP43,100 GBP20,000-68,100 GBP
LiverpoolCity45,200 GBP42,300 GBP22,100-65,700 GBP
LeedsCity44,500 GBP46,100 GBP21,100-68,300 GBP
CardiffCity43,500 GBP40,600 GBP20,100-65,800 GBP
LondonCity43,400 GBP47,500 GBP20,500-68,900 GBP
EdinburghCity43,200 GBP39,800 GBP23,400-64,300 GBP
PlymouthCity42,600 GBP43,500 GBP17,800-66,900 GBP
NewcastleCity42,600 GBP36,200 GBP23,400-61,800 GBP
WolverhamptonCity42,400 GBP45,600 GBP19,200-64,400 GBP
SheffieldCity42,000 GBP42,400 GBP18,200-64,900 GBP
CoventryCity42,000 GBP45,000 GBP20,900-66,000 GBP
SwanseaCity41,700 GBP35,400 GBP22,300-61,300 GBP
SouthamptonCity41,700 GBP36,700 GBP20,000-62,500 GBP
NottinghamCity41,500 GBP41,100 GBP23,800-63,500 GBP
GlasgowCity41,000 GBP45,000 GBP18,200-66,900 GBP
LeicesterCity41,000 GBP39,300 GBP20,000-62,600 GBP
BradfordCity40,700 GBP40,700 GBP19,300-65,200 GBP
ManchesterCity40,300 GBP40,300 GBP22,000-61,700 GBP
BelfastCity39,700 GBP42,500 GBP18,600-62,300 GBP
SomersetCity39,700 GBP41,100 GBP20,200-61,400 GBP
DundeeCity39,600 GBP38,000 GBP18,900-62,600 GBP
DerbyCity39,400 GBP35,600 GBP17,800-58,200 GBP
YorkCity39,100 GBP39,100 GBP17,800-60,200 GBP
Kingston upon HullCity38,700 GBP36,700 GBP21,400-60,000 GBP
WalesRegion38,700 GBP33,000 GBP22,000-57,100 GBP
PooleCity38,100 GBP37,100 GBP20,900-58,700 GBP
OxfordCity38,000 GBP41,100 GBP17,900-60,700 GBP
ArmaghCity38,000 GBP37,100 GBP20,000-62,100 GBP
BrightonCity37,900 GBP35,500 GBP21,700-59,700 GBP
AberdeenCity36,700 GBP33,000 GBP21,100-57,900 GBP
GloucesterCity36,500 GBP34,700 GBP19,300-58,700 GBP
NewportCity36,400 GBP42,000 GBP16,000-58,700 GBP
ChesterCity36,400 GBP33,800 GBP19,200-54,900 GBP
PeterboroughCity36,400 GBP34,900 GBP19,400-58,600 GBP
PortsmouthCity36,400 GBP42,000 GBP16,000-61,400 GBP
ExeterCity35,600 GBP35,600 GBP16,300-57,000 GBP
DurhamCity35,500 GBP36,800 GBP17,500-58,600 GBP
Northern IrelandRegion35,500 GBP35,400 GBP16,900-54,500 GBP
WinchesterCity35,400 GBP32,600 GBP16,000-50,600 GBP
LincolnCity35,000 GBP36,500 GBP18,400-56,800 GBP
LisburnCity35,000 GBP36,200 GBP19,100-57,100 GBP
HartlepoolCity34,900 GBP37,300 GBP19,400-58,200 GBP
CambridgeCity34,800 GBP34,000 GBP17,800-54,100 GBP
NorwichCity34,800 GBP36,800 GBP19,300-58,600 GBP
NewryCity34,800 GBP33,800 GBP19,200-54,900 GBP
InvernessCity34,300 GBP33,000 GBP17,100-52,300 GBP
DerryCity34,300 GBP35,100 GBP20,200-52,800 GBP
BangorCity34,100 GBP33,000 GBP15,400-51,800 GBP
StirlingCity34,000 GBP35,500 GBP19,100-51,800 GBP
WakefieldCity34,000 GBP30,700 GBP18,600-51,400 GBP
SalisburyCity33,600 GBP32,200 GBP20,200-53,600 GBP
WellsCity33,500 GBP36,500 GBP16,300-52,300 GBP
AbingdonCity33,000 GBP34,800 GBP15,500-52,800 GBP
RiponCity33,000 GBP33,000 GBP16,000-52,800 GBP
CanterburyCity32,900 GBP34,000 GBP15,100-53,300 GBP
KirkwallCity32,200 GBP33,800 GBP14,200-51,400 GBP
StromnessCity31,700 GBP35,600 GBP13,500-54,600 GBP
TruroCity31,700 GBP33,800 GBP15,500-51,300 GBP
StrontianCity31,400 GBP31,400 GBP16,800-49,800 GBP
St DavidsCity30,600 GBP30,600 GBP15,100-48,000 GBP

Claims Examiner in United Kingdom: FAQs

  • How much does a claims examiner make per month in United Kingdom?

    A claims examiner in United Kingdom earns about 3,316 GBP a month before tax, based on an annual average of 39,800 GBP.

  • What's the salary range for a claims examiner in United Kingdom?

    Entry-level claims examiners in United Kingdom start near 17,800 GBP. Top-end pay reaches around 63,200 GBP. The middle 50% of earners sit between 27,100 and 50,100 GBP.

  • Is the median claims examiner salary in United Kingdom higher or lower than the average?

    The median is 41,700 GBP, higher than the average of 39,800 GBP. Half of claims examiners in United Kingdom earn below the median, half earn above it.

  • What's the gender pay gap for claims examiners in United Kingdom?

    Men working as a claims examiner in United Kingdom earn around 13% more than women on average (41,700 vs 36,800 GBP a year).

  • Do claims examiners in United Kingdom get bonuses?

    About 32% of claims examiners in United Kingdom reported a bonus in the past 12 months. Reported bonuses ranged from 0% to 4% of base salary.

  • Do claims examiners earn more in the public or private sector in United Kingdom?

    In United Kingdom, the public sector pays a claims examiner about 7% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do claims examiners in United Kingdom get a pay raise?

    A claims examiner in United Kingdom sees a raise of around 11% every 15 months, equivalent to roughly 9% a year.