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Average Insurance Claims Clerk Salary in Poland for 2026

An insurance claims clerk in Poland earns about 32,900 PLN a year. That's 64% below the national average of 91,520 PLN.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Poland sit around 16,400 PLN a year, while the very top stretches to 52,180 PLN. Everything on this page is in Polish zu0142oty (PLN, symbol zł), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Poland, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does an insurance claims clerk make in Poland?

Average salary
32,900 PLN
2,741 PLN per month
Lowest reported
16,400 PLN
1,366 PLN per month
Highest reported
52,180 PLN
4,348 PLN per month

A typical insurance claims clerk working in Poland brings home around 2,741 PLN a month before tax. Entry-level pay starts near 16,400 PLN, and the top of the ladder reaches roughly 52,180 PLN for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior insurance claims clerk working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How insurance claims clerk pay ranges in Poland

A good way to think about salary in Poland is to look at the distribution rather than the headline average. Half of all insurance claims clerks in Poland earn less than 32,420 PLN a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 22,540 PLN (the 25th percentile), and a quarter clear 44,140 PLN (the 75th percentile). The middle 50% of insurance claims clerks sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 16,400 PLN. The highest stretch to 52,180 PLN, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

16,400
Low
32,420
Median
52,180
High
22,540
25th
44,140
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in PLN

Insurance claims clerk pay by experience in Poland

Years of experience is the single biggest lever on pay for an insurance claims clerk in Poland, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical insurance claims clerk salary changes as you move through the career ladder.

  • 0-2 Years
    18,900 PLN
  • 2-5 Years
    +31% from previous
    24,800 PLN
  • 5-10 Years
    +43% from previous
    35,560 PLN
  • 10-15 Years
    +19% from previous
    42,320 PLN
  • 15-20 Years
    +10% from previous
    46,720 PLN
  • 20+ Years
    +2% from previous
    47,720 PLN

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 43%. That is the point at which a insurance claims clerk typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Insurance claims clerk pay by education in Poland

Education sits alongside experience as one of the biggest factors driving insurance claims clerk pay in Poland. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average insurance claims clerk salary in Poland broken down by the highest level of education a worker has completed.

  • Certificate or Diploma
    28,820 PLN
  • Bachelor's Degree
    +41% from previous
    40,640 PLN

Insurance claims clerk gender pay gap in Poland

The gender pay gap is a stubborn feature of almost every labour market, and Poland is no exception. Male insurance claims clerks in Poland earn an average of 34,540 PLN a year, while female insurance claims clerks earn around 33,440 PLN. That works out to a 3% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Insurance Claims Clerk gender pay gap

3%

Men earn this much more than women on average in Poland.

Men 34,540 PLN
Women 33,440 PLN

Pay raises for an insurance claims clerk in Poland

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Poland sees a raise of about 10% every 16 months, which works out to roughly 8% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Poland, the national average raise is around 8% every 17 months.

By industry

Industries with the highest pay raises in Poland:

  • Banking
    2%
  • Energy
  • Information Technology
  • Healthcare
  • Travel
    1%
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Insurance claims clerk bonus rates in Poland

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

29%

29% of insurance claims clerks in Poland reported a bonus of some kind in the past twelve months. That makes an insurance claims clerk a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 0% to 4% of base salary. The remaining 71% of insurance claims clerks reported no bonus at all over the same period.

Which careers pay bonuses in Poland

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Insurance claims clerk: public vs private sector pay

Public-sector pay in Poland is about 9% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

9%

Public-sector workers earn this much more than private-sector workers in Poland on average.

Public sector 93,780 PLN
Private sector 85,700 PLN

Insurance claims clerk salary by city in Poland

Insurance claims clerk pay is not even across Poland. The chart below shows the highest-paying cities in the dataset, followed by the full location table.

  • Krakow
  • Warsaw
  • Wroclaw
  • Poznan
  • Katowice
  • Gdansk
  • Lublin
  • Szczecin
LocationTypeAverageMedianRange
KrakowCity35,500 PLN37,740 PLN15,580-51,900 PLN
WarsawCity35,260 PLN36,580 PLN17,860-58,440 PLN
WroclawCity33,520 PLN32,900 PLN18,780-53,860 PLN
PoznanCity31,180 PLN34,080 PLN15,580-48,940 PLN
KatowiceCity30,800 PLN26,400 PLN14,540-46,400 PLN
GdanskCity30,700 PLN35,520 PLN15,880-52,180 PLN
LublinCity28,900 PLN29,600 PLN14,620-47,540 PLN
SzczecinCity28,860 PLN26,860 PLN15,580-43,800 PLN


Insurance Claims Clerk in Poland: FAQs

  • How much does an insurance claims clerk make per month in Poland?

    An insurance claims clerk in Poland earns about 2,741 PLN a month before tax, based on an annual average of 32,900 PLN.

  • What's the salary range for an insurance claims clerk in Poland?

    Entry-level insurance claims clerks in Poland start near 16,400 PLN. Top-end pay reaches around 52,180 PLN. The middle 50% of earners sit between 22,540 and 44,140 PLN.

  • Is the median insurance claims clerk salary in Poland higher or lower than the average?

    The median is 32,420 PLN, lower than the average of 32,900 PLN. Half of insurance claims clerks in Poland earn below the median, half earn above it.

  • What's the gender pay gap for insurance claims clerks in Poland?

    Men working as an insurance claims clerk in Poland earn around 3% more than women on average (34,540 vs 33,440 PLN a year).

  • Do insurance claims clerks in Poland get bonuses?

    About 29% of insurance claims clerks in Poland reported a bonus in the past 12 months. Reported bonuses ranged from 0% to 4% of base salary.

  • Do insurance claims clerks earn more in the public or private sector in Poland?

    In Poland, the public sector pays an insurance claims clerk about 9% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do insurance claims clerks in Poland get a pay raise?

    An insurance claims clerk in Poland sees a raise of around 10% every 16 months, equivalent to roughly 8% a year.