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Average Actuarial Analyst Salary in Poland for 2026

An actuarial analyst in Poland earns about 117,860 PLN a year. That's 29% above the national average of 91,520 PLN.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Poland sit around 62,420 PLN a year, while the very top stretches to 183,600 PLN. Everything on this page is in Polish zu0142oty (PLN, symbol zł), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Poland, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does an actuarial analyst make in Poland?

Average salary
117,860 PLN
9,821 PLN per month
Lowest reported
62,420 PLN
5,201 PLN per month
Highest reported
183,600 PLN
15,300 PLN per month

A typical actuarial analyst working in Poland brings home around 9,821 PLN a month before tax. Entry-level pay starts near 62,420 PLN, and the top of the ladder reaches roughly 183,600 PLN for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior actuarial analyst working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How actuarial analyst pay ranges in Poland

A good way to think about salary in Poland is to look at the distribution rather than the headline average. Half of all actuarial analysts in Poland earn less than 115,260 PLN a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 80,920 PLN (the 25th percentile), and a quarter clear 143,200 PLN (the 75th percentile). The middle 50% of actuarial analysts sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 62,420 PLN. The highest stretch to 183,600 PLN, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

62,420
Low
115,260
Median
183,600
High
80,920
25th
143,200
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in PLN

Actuarial analyst pay by experience in Poland

Years of experience is the single biggest lever on pay for an actuarial analyst in Poland, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical actuarial analyst salary changes as you move through the career ladder.

  • 0-2 Years
    69,040 PLN
  • 2-5 Years
    +40% from previous
    96,340 PLN
  • 5-10 Years
    +28% from previous
    123,400 PLN
  • 10-15 Years
    +22% from previous
    150,000 PLN
  • 15-20 Years
    +8% from previous
    161,300 PLN
  • 20+ Years
    +7% from previous
    172,200 PLN

The single largest jump on the ladder is from 0 - 2 Years to 2 - 5 Years, where pay rises by about 40%. That is the point at which a actuarial analyst typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Actuarial analyst pay by education in Poland

Education sits alongside experience as one of the biggest factors driving actuarial analyst pay in Poland. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average actuarial analyst salary in Poland broken down by the highest level of education a worker has completed.

  • Certificate or Diploma
    84,040 PLN
  • Bachelor's Degree
    +50% from previous
    125,700 PLN
  • Master's Degree
    +44% from previous
    180,500 PLN

Actuarial analyst gender pay gap in Poland

The gender pay gap is a stubborn feature of almost every labour market, and Poland is no exception. Male actuarial analysts in Poland earn an average of 123,400 PLN a year, while female actuarial analysts earn around 116,180 PLN. That works out to a 6% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Actuarial Analyst gender pay gap

6%

Men earn this much more than women on average in Poland.

Men 123,400 PLN
Women 116,180 PLN

Pay raises for an actuarial analyst in Poland

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Poland sees a raise of about 11% every 18 months, which works out to roughly 7% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Poland, the national average raise is around 8% every 17 months.

By industry

Industries with the highest pay raises in Poland:

  • Banking
    2%
  • Energy
  • Information Technology
  • Healthcare
  • Travel
    1%
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Actuarial analyst bonus rates in Poland

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

53%

53% of actuarial analysts in Poland reported a bonus of some kind in the past twelve months. That makes an actuarial analyst a moderate-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 3% to 5% of base salary. The remaining 47% of actuarial analysts reported no bonus at all over the same period.

Which careers pay bonuses in Poland

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Actuarial analyst: public vs private sector pay

Public-sector pay in Poland is about 9% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

9%

Public-sector workers earn this much more than private-sector workers in Poland on average.

Public sector 93,780 PLN
Private sector 85,700 PLN

Actuarial analyst salary by city in Poland

Actuarial analyst pay is not even across Poland. The chart below shows the highest-paying cities in the dataset, followed by the full location table.

  • Krakow
  • Warsaw
  • Wroclaw
  • Gdansk
  • Poznan
  • Lublin
  • Szczecin
  • Katowice
LocationTypeAverageMedianRange
KrakowCity128,900 PLN142,300 PLN58,720-207,700 PLN
WarsawCity127,700 PLN119,900 PLN67,560-191,600 PLN
WroclawCity123,400 PLN124,400 PLN61,180-192,000 PLN
GdanskCity119,320 PLN125,700 PLN55,220-187,300 PLN
PoznanCity114,900 PLN111,240 PLN58,280-172,200 PLN
LublinCity108,800 PLN118,260 PLN50,240-172,400 PLN
SzczecinCity107,880 PLN110,340 PLN54,460-172,200 PLN
KatowiceCity99,220 PLN102,160 PLN48,940-158,700 PLN


Actuarial Analyst in Poland: FAQs

  • How much does an actuarial analyst make per month in Poland?

    An actuarial analyst in Poland earns about 9,821 PLN a month before tax, based on an annual average of 117,860 PLN.

  • What's the salary range for an actuarial analyst in Poland?

    Entry-level actuarial analysts in Poland start near 62,420 PLN. Top-end pay reaches around 183,600 PLN. The middle 50% of earners sit between 80,920 and 143,200 PLN.

  • Is the median actuarial analyst salary in Poland higher or lower than the average?

    The median is 115,260 PLN, lower than the average of 117,860 PLN. Half of actuarial analysts in Poland earn below the median, half earn above it.

  • What's the gender pay gap for actuarial analysts in Poland?

    Men working as an actuarial analyst in Poland earn around 6% more than women on average (123,400 vs 116,180 PLN a year).

  • Do actuarial analysts in Poland get bonuses?

    About 53% of actuarial analysts in Poland reported a bonus in the past 12 months. Reported bonuses ranged from 3% to 5% of base salary.

  • Do actuarial analysts earn more in the public or private sector in Poland?

    In Poland, the public sector pays an actuarial analyst about 9% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do actuarial analysts in Poland get a pay raise?

    An actuarial analyst in Poland sees a raise of around 11% every 18 months, equivalent to roughly 7% a year.