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Average Risk Analyst Salary in Poland for 2026

A risk analyst in Poland earns about 104,600 PLN a year. That's 14% above the national average of 91,520 PLN.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Poland sit around 51,400 PLN a year, while the very top stretches to 159,400 PLN. Everything on this page is in Polish zu0142oty (PLN, symbol zł), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Poland, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does a risk analyst make in Poland?

Average salary
104,600 PLN
8,716 PLN per month
Lowest reported
51,400 PLN
4,283 PLN per month
Highest reported
159,400 PLN
13,283 PLN per month

A typical risk analyst working in Poland brings home around 8,716 PLN a month before tax. Entry-level pay starts near 51,400 PLN, and the top of the ladder reaches roughly 159,400 PLN for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior risk analyst working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How risk analyst pay ranges in Poland

A good way to think about salary in Poland is to look at the distribution rather than the headline average. Half of all risk analysts in Poland earn less than 103,820 PLN a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 68,320 PLN (the 25th percentile), and a quarter clear 130,400 PLN (the 75th percentile). The middle 50% of risk analysts sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 51,400 PLN. The highest stretch to 159,400 PLN, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

51,400
Low
103,820
Median
159,400
High
68,320
25th
130,400
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in PLN

Risk analyst pay by experience in Poland

Years of experience is the single biggest lever on pay for a risk analyst in Poland, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical risk analyst salary changes as you move through the career ladder.

  • 0-2 Years
    62,420 PLN
  • 2-5 Years
    +32% from previous
    82,160 PLN
  • 5-10 Years
    +31% from previous
    107,880 PLN
  • 10-15 Years
    +19% from previous
    128,900 PLN
  • 15-20 Years
    +10% from previous
    142,300 PLN
  • 20+ Years
    +7% from previous
    152,100 PLN

The single largest jump on the ladder is from 0 - 2 Years to 2 - 5 Years, where pay rises by about 32%. That is the point at which a risk analyst typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Risk analyst pay by education in Poland

Education sits alongside experience as one of the biggest factors driving risk analyst pay in Poland. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average risk analyst salary in Poland broken down by the highest level of education a worker has completed.

  • Bachelor's Degree
    87,040 PLN
  • Master's Degree
    +59% from previous
    138,200 PLN

Risk analyst gender pay gap in Poland

The gender pay gap is a stubborn feature of almost every labour market, and Poland is no exception. Male risk analysts in Poland earn an average of 103,580 PLN a year, while female risk analysts earn around 99,220 PLN. That works out to a 4% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Risk Analyst gender pay gap

4%

Men earn this much more than women on average in Poland.

Men 103,580 PLN
Women 99,220 PLN

Pay raises for a risk analyst in Poland

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Poland sees a raise of about 12% every 16 months, which works out to roughly 9% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Poland, the national average raise is around 8% every 17 months.

By industry

Industries with the highest pay raises in Poland:

  • Banking
    2%
  • Energy
  • Information Technology
  • Healthcare
  • Travel
    1%
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Risk analyst bonus rates in Poland

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

55%

55% of risk analysts in Poland reported a bonus of some kind in the past twelve months. That makes a risk analyst a moderate-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 3% to 6% of base salary. The remaining 45% of risk analysts reported no bonus at all over the same period.

Which careers pay bonuses in Poland

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Risk analyst: public vs private sector pay

Public-sector pay in Poland is about 9% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

9%

Public-sector workers earn this much more than private-sector workers in Poland on average.

Public sector 93,780 PLN
Private sector 85,700 PLN

Risk analyst salary by city in Poland

Risk analyst pay is not even across Poland. The chart below shows the highest-paying cities in the dataset, followed by the full location table.

  • Warsaw
  • Krakow
  • Wroclaw
  • Poznan
  • Szczecin
  • Gdansk
  • Lublin
  • Katowice
LocationTypeAverageMedianRange
WarsawCity110,340 PLN105,620 PLN58,280-172,200 PLN
KrakowCity103,900 PLN111,860 PLN45,260-161,600 PLN
WroclawCity102,620 PLN109,000 PLN50,020-161,600 PLN
PoznanCity96,540 PLN96,540 PLN45,720-148,300 PLN
SzczecinCity96,180 PLN88,480 PLN50,540-148,300 PLN
GdanskCity95,420 PLN92,880 PLN50,240-148,300 PLN
LublinCity93,100 PLN94,900 PLN46,840-142,300 PLN
KatowiceCity82,520 PLN80,640 PLN43,260-128,500 PLN


Risk Analyst in Poland: FAQs

  • How much does a risk analyst make per month in Poland?

    A risk analyst in Poland earns about 8,716 PLN a month before tax, based on an annual average of 104,600 PLN.

  • What's the salary range for a risk analyst in Poland?

    Entry-level risk analysts in Poland start near 51,400 PLN. Top-end pay reaches around 159,400 PLN. The middle 50% of earners sit between 68,320 and 130,400 PLN.

  • Is the median risk analyst salary in Poland higher or lower than the average?

    The median is 103,820 PLN, lower than the average of 104,600 PLN. Half of risk analysts in Poland earn below the median, half earn above it.

  • What's the gender pay gap for risk analysts in Poland?

    Men working as a risk analyst in Poland earn around 4% more than women on average (103,580 vs 99,220 PLN a year).

  • Do risk analysts in Poland get bonuses?

    About 55% of risk analysts in Poland reported a bonus in the past 12 months. Reported bonuses ranged from 3% to 6% of base salary.

  • Do risk analysts earn more in the public or private sector in Poland?

    In Poland, the public sector pays a risk analyst about 9% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do risk analysts in Poland get a pay raise?

    A risk analyst in Poland sees a raise of around 12% every 16 months, equivalent to roughly 9% a year.