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Average Insurance Accounts Executive Salary in Philippines for 2026

An insurance accounts executive in Philippines earns about 565,100 PHP a year. That's 5% roughly in line with the national average of 535,800 PHP.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Philippines sit around 261,300 PHP a year, while the very top stretches to 902,100 PHP. Everything on this page is in Philippine peso (PHP, symbol ₱), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Philippines, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does an insurance accounts executive make in Philippines?

Average salary
565,100 PHP
47,091 PHP per month
Lowest reported
261,300 PHP
21,775 PHP per month
Highest reported
902,100 PHP
75,175 PHP per month

A typical insurance accounts executive working in Philippines brings home around 47,091 PHP a month before tax. Entry-level pay starts near 261,300 PHP, and the top of the ladder reaches roughly 902,100 PHP for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior insurance accounts executive working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How insurance accounts executive pay ranges in Philippines

A good way to think about salary in Philippines is to look at the distribution rather than the headline average. Half of all insurance accounts executives in Philippines earn less than 610,100 PHP a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 392,300 PHP (the 25th percentile), and a quarter clear 816,000 PHP (the 75th percentile). The middle 50% of insurance accounts executives sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 261,300 PHP. The highest stretch to 902,100 PHP, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

261,300
Low
610,100
Median
902,100
High
392,300
25th
816,000
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in PHP

Insurance accounts executive pay by experience in Philippines

Years of experience is the single biggest lever on pay for an insurance accounts executive in Philippines, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical insurance accounts executive salary changes as you move through the career ladder.

  • 0-2 Years
    296,000 PHP
  • 2-5 Years
    +33% from previous
    394,300 PHP
  • 5-10 Years
    +48% from previous
    583,000 PHP
  • 10-15 Years
    +22% from previous
    712,100 PHP
  • 15-20 Years
    +9% from previous
    778,200 PHP
  • 20+ Years
    +8% from previous
    840,800 PHP

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 48%. That is the point at which a insurance accounts executive typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Insurance accounts executive pay by education in Philippines

Education sits alongside experience as one of the biggest factors driving insurance accounts executive pay in Philippines. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average insurance accounts executive salary in Philippines broken down by the highest level of education a worker has completed.

  • Bachelor's Degree
    345,100 PHP
  • Master's Degree
    +92% from previous
    663,100 PHP

Insurance accounts executive gender pay gap in Philippines

The gender pay gap is a stubborn feature of almost every labour market, and Philippines is no exception. Male insurance accounts executives in Philippines earn an average of 605,700 PHP a year, while female insurance accounts executives earn around 528,500 PHP. That works out to a 15% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Insurance Accounts Executive gender pay gap

13%

Men earn this much more than women on average in Philippines.

Men 605,700 PHP
Women 528,500 PHP

Pay raises for an insurance accounts executive in Philippines

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Philippines sees a raise of about 11% every 19 months, which works out to roughly 7% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Philippines, the national average raise is around 8% every 18 months.

By industry

Industries with the highest pay raises in Philippines:

  • Banking
  • Energy
  • Information Technology
  • Healthcare
  • Travel
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Insurance accounts executive bonus rates in Philippines

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

57%

57% of insurance accounts executives in Philippines reported a bonus of some kind in the past twelve months. That makes an insurance accounts executive a moderate-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 2% to 7% of base salary. The remaining 43% of insurance accounts executives reported no bonus at all over the same period.

Which careers pay bonuses in Philippines

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Insurance accounts executive: public vs private sector pay

Public-sector pay in Philippines is about 12% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

10%

Public-sector workers earn this much more than private-sector workers in Philippines on average.

Public sector 563,300 PHP
Private sector 504,300 PHP

Insurance accounts executive salary by city in Philippines

Insurance accounts executive pay is not even across Philippines. The chart below shows the highest-paying cities in the dataset, followed by the full location table.

  • Quezon City
  • Manila
  • Davao
  • Taguig
  • Kalookan
  • Cebu
  • Antipolo
  • Pasig
  • Valenzuela
  • Cagayan de Oro
LocationTypeAverageMedianRange
Quezon CityCity702,800 PHP674,100 PHP363,000-1,075,700 PHP
ManilaCity699,700 PHP752,600 PHP320,500-1,109,200 PHP
DavaoCity643,800 PHP694,700 PHP296,000-1,023,400 PHP
TaguigCity632,400 PHP684,900 PHP292,000-1,007,400 PHP
KalookanCity618,800 PHP629,800 PHP301,600-965,000 PHP
CebuCity614,600 PHP589,400 PHP317,700-939,000 PHP
AntipoloCity606,400 PHP619,000 PHP299,500-946,000 PHP
PasigCity603,400 PHP578,500 PHP314,500-922,300 PHP
ValenzuelaCity581,000 PHP592,600 PHP283,700-907,100 PHP
Cagayan de OroCity562,200 PHP605,700 PHP257,700-890,100 PHP
ParanaqueCity556,000 PHP566,900 PHP275,200-868,400 PHP
DasmarinasCity553,400 PHP533,100 PHP286,400-848,200 PHP
Las PinasCity541,700 PHP522,700 PHP283,400-829,000 PHP
MakatiCity535,900 PHP580,600 PHP246,500-855,200 PHP


Insurance Accounts Executive in Philippines: FAQs

  • How much does an insurance accounts executive make per month in Philippines?

    An insurance accounts executive in Philippines earns about 47,091 PHP a month before tax, based on an annual average of 565,100 PHP.

  • What's the salary range for an insurance accounts executive in Philippines?

    Entry-level insurance accounts executives in Philippines start near 261,300 PHP. Top-end pay reaches around 902,100 PHP. The middle 50% of earners sit between 392,300 and 816,000 PHP.

  • Is the median insurance accounts executive salary in Philippines higher or lower than the average?

    The median is 610,100 PHP, higher than the average of 565,100 PHP. Half of insurance accounts executives in Philippines earn below the median, half earn above it.

  • What's the gender pay gap for insurance accounts executives in Philippines?

    Men working as an insurance accounts executive in Philippines earn around 15% more than women on average (605,700 vs 528,500 PHP a year).

  • Do insurance accounts executives in Philippines get bonuses?

    About 57% of insurance accounts executives in Philippines reported a bonus in the past 12 months. Reported bonuses ranged from 2% to 7% of base salary.

  • Do insurance accounts executives earn more in the public or private sector in Philippines?

    In Philippines, the public sector pays an insurance accounts executive about 12% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do insurance accounts executives in Philippines get a pay raise?

    An insurance accounts executive in Philippines sees a raise of around 11% every 19 months, equivalent to roughly 7% a year.