Average Insurance Accounts Executive Salary in Philippines for 2026
An insurance accounts executive in Philippines earns about 565,100 PHP a year. That's 5% roughly in line with the national average of 535,800 PHP.
Pay ranges widely from country to country and from role to role. The lowest reported salaries in Philippines sit around 261,300 PHP a year, while the very top stretches to 902,100 PHP. Everything on this page is in Philippine peso (PHP, symbol ₱), which lets you compare numbers like-for-like without worrying about exchange rates.
The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Philippines, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.
How much does an insurance accounts executive make in Philippines?
A typical insurance accounts executive working in Philippines brings home around 47,091 PHP a month before tax. Entry-level pay starts near 261,300 PHP, and the top of the ladder reaches roughly 902,100 PHP for the most experienced and specialised people in the role.
The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior insurance accounts executive working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.
How insurance accounts executive pay ranges in Philippines
A good way to think about salary in Philippines is to look at the distribution rather than the headline average. Half of all insurance accounts executives in Philippines earn less than 610,100 PHP a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".
Looking at the quartiles fills in the picture. A quarter of earners take home less than 392,300 PHP (the 25th percentile), and a quarter clear 816,000 PHP (the 75th percentile). The middle 50% of insurance accounts executives sit somewhere inside that band, which is where the typical reader of this page probably lives.
The very lowest reported salaries sit around 261,300 PHP. The highest stretch to 902,100 PHP, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.
Insurance accounts executive pay by experience in Philippines
Years of experience is the single biggest lever on pay for an insurance accounts executive in Philippines, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical insurance accounts executive salary changes as you move through the career ladder.
- 0-2 Years296,000 PHP
- 2-5 Years+33% from previous394,300 PHP
- 5-10 Years+48% from previous583,000 PHP
- 10-15 Years+22% from previous712,100 PHP
- 15-20 Years+9% from previous778,200 PHP
- 20+ Years+8% from previous840,800 PHP
The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 48%. That is the point at which a insurance accounts executive typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.
Insurance accounts executive pay by education in Philippines
Education sits alongside experience as one of the biggest factors driving insurance accounts executive pay in Philippines. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.
Below is the average insurance accounts executive salary in Philippines broken down by the highest level of education a worker has completed.
- Bachelor's Degree345,100 PHP
- Master's Degree+92% from previous663,100 PHP
Insurance accounts executive gender pay gap in Philippines
The gender pay gap is a stubborn feature of almost every labour market, and Philippines is no exception. Male insurance accounts executives in Philippines earn an average of 605,700 PHP a year, while female insurance accounts executives earn around 528,500 PHP. That works out to a 15% gap in favour of men, even when comparing people doing the same work.
A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.
Insurance Accounts Executive gender pay gap
13%
Men earn this much more than women on average in Philippines.
Pay raises for an insurance accounts executive in Philippines
Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.
A typical worker doing this role in Philippines sees a raise of about 11% every 19 months, which works out to roughly 7% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.
Across all jobs in Philippines, the national average raise is around 8% every 18 months.
By industry
Industries with the highest pay raises in Philippines:
- Banking
- Energy
- Information Technology
- Healthcare
- Travel
- Construction
- Education
By experience level
Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.
- Junior Level3% - 5%
- Mid-Career
- Senior Level
- Top Management
Insurance accounts executive bonus rates in Philippines
Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.
57% of insurance accounts executives in Philippines reported a bonus of some kind in the past twelve months. That makes an insurance accounts executive a moderate-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.
Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 2% to 7% of base salary. The remaining 43% of insurance accounts executives reported no bonus at all over the same period.
Which careers pay bonuses in Philippines
Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.
- Finance
- Architecture
- Sales
- Business Development
- Marketing / Advertising
- Information Technology
- Healthcare
- Insurance
- Customer Service
- Human Resources
- Construction
- Transport
- Hospitality
Insurance accounts executive: public vs private sector pay
Public-sector pay in Philippines is about 12% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.
Public vs private pay gap
10%
Public-sector workers earn this much more than private-sector workers in Philippines on average.
Insurance accounts executive salary by city in Philippines
Insurance accounts executive pay is not even across Philippines. The chart below shows the highest-paying cities in the dataset, followed by the full location table.
- Quezon City
- Manila
- Davao
- Taguig
- Kalookan
- Cebu
- Antipolo
- Pasig
- Valenzuela
- Cagayan de Oro
| Location | Type | Average | Median | Range |
|---|---|---|---|---|
| Quezon City | City | 702,800 PHP | 674,100 PHP | 363,000-1,075,700 PHP |
| Manila | City | 699,700 PHP | 752,600 PHP | 320,500-1,109,200 PHP |
| Davao | City | 643,800 PHP | 694,700 PHP | 296,000-1,023,400 PHP |
| Taguig | City | 632,400 PHP | 684,900 PHP | 292,000-1,007,400 PHP |
| Kalookan | City | 618,800 PHP | 629,800 PHP | 301,600-965,000 PHP |
| Cebu | City | 614,600 PHP | 589,400 PHP | 317,700-939,000 PHP |
| Antipolo | City | 606,400 PHP | 619,000 PHP | 299,500-946,000 PHP |
| Pasig | City | 603,400 PHP | 578,500 PHP | 314,500-922,300 PHP |
| Valenzuela | City | 581,000 PHP | 592,600 PHP | 283,700-907,100 PHP |
| Cagayan de Oro | City | 562,200 PHP | 605,700 PHP | 257,700-890,100 PHP |
| Paranaque | City | 556,000 PHP | 566,900 PHP | 275,200-868,400 PHP |
| Dasmarinas | City | 553,400 PHP | 533,100 PHP | 286,400-848,200 PHP |
| Las Pinas | City | 541,700 PHP | 522,700 PHP | 283,400-829,000 PHP |
| Makati | City | 535,900 PHP | 580,600 PHP | 246,500-855,200 PHP |
Insurance Accounts Executive in Philippines: FAQs
-
How much does an insurance accounts executive make per month in Philippines?
An insurance accounts executive in Philippines earns about 47,091 PHP a month before tax, based on an annual average of 565,100 PHP.
-
What's the salary range for an insurance accounts executive in Philippines?
Entry-level insurance accounts executives in Philippines start near 261,300 PHP. Top-end pay reaches around 902,100 PHP. The middle 50% of earners sit between 392,300 and 816,000 PHP.
-
Is the median insurance accounts executive salary in Philippines higher or lower than the average?
The median is 610,100 PHP, higher than the average of 565,100 PHP. Half of insurance accounts executives in Philippines earn below the median, half earn above it.
-
What's the gender pay gap for insurance accounts executives in Philippines?
Men working as an insurance accounts executive in Philippines earn around 15% more than women on average (605,700 vs 528,500 PHP a year).
-
Do insurance accounts executives in Philippines get bonuses?
About 57% of insurance accounts executives in Philippines reported a bonus in the past 12 months. Reported bonuses ranged from 2% to 7% of base salary.
-
Do insurance accounts executives earn more in the public or private sector in Philippines?
In Philippines, the public sector pays an insurance accounts executive about 12% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.
-
How often do insurance accounts executives in Philippines get a pay raise?
An insurance accounts executive in Philippines sees a raise of around 11% every 19 months, equivalent to roughly 7% a year.