How much does a claims adjuster make per month in Philippines?

A claims adjuster in Philippines earns about 15,625 PHP a month before tax, based on an annual average of 187,500 PHP.

What's the salary range for a claims adjuster in Philippines?

Entry-level claims adjusters in Philippines start near 84,740 PHP. Top-end pay reaches around 294,700 PHP. The middle 50% of earners sit between 129,000 and 267,100 PHP.

Is the median claims adjuster salary in Philippines higher or lower than the average?

The median is 200,000 PHP, higher than the average of 187,500 PHP. Half of claims adjusters in Philippines earn below the median, half earn above it.

What's the gender pay gap for claims adjusters in Philippines?

Men working as a claims adjuster in Philippines earn around 15% more than women on average (197,600 vs 172,400 PHP a year).

Do claims adjusters in Philippines get bonuses?

About 31% of claims adjusters in Philippines reported a bonus in the past 12 months. Reported bonuses ranged from 0% to 4% of base salary.

Do claims adjusters earn more in the public or private sector in Philippines?

In Philippines, the public sector pays a claims adjuster about 12% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

How often do claims adjusters in Philippines get a pay raise?

A claims adjuster in Philippines sees a raise of around 10% every 17 months, equivalent to roughly 7% a year.

Average Claims Adjuster Salary in Philippines for 2026

A claims adjuster in Philippines earns about 187,500 PHP a year. That's 65% below the national average of 535,800 PHP.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Philippines sit around 84,740 PHP a year, while the very top stretches to 294,700 PHP. Everything on this page is in Philippine peso (PHP, symbol ₱), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Philippines, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.

How much does a claims adjuster make in Philippines?

Average salary

187,500 PHP

15,625 PHP per month

Lowest reported

84,740 PHP

7,061 PHP per month

Highest reported

294,700 PHP

24,558 PHP per month

A typical claims adjuster working in Philippines brings home around 15,625 PHP a month before tax. Entry-level pay starts near 84,740 PHP, and the top of the ladder reaches roughly 294,700 PHP for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior claims adjuster working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.

How claims adjuster pay ranges in Philippines

A good way to think about salary in Philippines is to look at the distribution rather than the headline average. Half of all claims adjusters in Philippines earn less than 200,000 PHP a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 129,000 PHP (the 25th percentile), and a quarter clear 267,100 PHP (the 75th percentile). The middle 50% of claims adjusters sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 84,740 PHP. The highest stretch to 294,700 PHP, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

84,740

Low

200,000

Median

294,700

High

129,000

25th

267,100

75th

The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in PHP

Claims adjuster pay by experience in Philippines

Years of experience is the single biggest lever on pay for a claims adjuster in Philippines, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical claims adjuster salary changes as you move through the career ladder.

0-2 Years

97,760 PHP
2-5 Years

+31% from previous

128,500 PHP
5-10 Years

+49% from previous

192,000 PHP
10-15 Years

+21% from previous

232,400 PHP
15-20 Years

+10% from previous

254,700 PHP
20+ Years

+7% from previous

273,000 PHP

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 49%. That is the point at which a claims adjuster typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.

Claims adjuster pay by education in Philippines

Education sits alongside experience as one of the biggest factors driving claims adjuster pay in Philippines. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average claims adjuster salary in Philippines broken down by the highest level of education a worker has completed.

Certificate or Diploma

109,720 PHP
Bachelor's Degree

+57% from previous

172,200 PHP
Master's Degree

+68% from previous

288,700 PHP

Claims adjuster gender pay gap in Philippines

The gender pay gap is a stubborn feature of almost every labour market, and Philippines is no exception. Male claims adjusters in Philippines earn an average of 197,600 PHP a year, while female claims adjusters earn around 172,400 PHP. That works out to a 15% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Claims Adjuster gender pay gap

13%

Men earn this much more than women on average in Philippines.

Men 197,600 PHP

Women 172,400 PHP

Pay raises for a claims adjuster in Philippines

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Philippines sees a raise of about 10% every 17 months, which works out to roughly 7% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Philippines, the national average raise is around 8% every 18 months.

By industry

Industries with the highest pay raises in Philippines:

Banking
Energy
Information Technology
Healthcare
Travel
Construction
Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

Junior Level

3% - 5%
Mid-Career
Senior Level
Top Management

Claims adjuster bonus rates in Philippines

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

31%

31% of claims adjusters in Philippines reported a bonus of some kind in the past twelve months. That makes a claims adjuster a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 0% to 4% of base salary. The remaining 69% of claims adjusters reported no bonus at all over the same period.

Which careers pay bonuses in Philippines

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

Finance
Architecture
Sales
Business Development
Marketing / Advertising
Information Technology
Healthcare
Insurance
Customer Service
Human Resources
Construction
Transport
Hospitality

Claims adjuster: public vs private sector pay

Public-sector pay in Philippines is about 12% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

10%

Public-sector workers earn this much more than private-sector workers in Philippines on average.

Public sector 563,300 PHP

Private sector 504,300 PHP

Claims adjuster salary by city in Philippines

Claims adjuster pay is not even across Philippines. The chart below shows the highest-paying cities in the dataset, followed by the full location table.

Quezon City
Manila
Davao
Antipolo
Cebu
Kalookan
Taguig
Pasig
Paranaque
Valenzuela

Location	Type	Average	Median	Range
Quezon City	City	240,500 PHP	246,500 PHP	118,060-378,300 PHP
Manila	City	228,000 PHP	246,500 PHP	103,580-363,000 PHP
Davao	City	222,300 PHP	239,000 PHP	104,040-351,200 PHP
Antipolo	City	221,500 PHP	209,500 PHP	115,260-335,800 PHP
Cebu	City	221,500 PHP	228,500 PHP	108,300-349,300 PHP
Kalookan	City	210,500 PHP	205,700 PHP	111,860-325,900 PHP
Taguig	City	207,700 PHP	225,700 PHP	96,720-330,700 PHP
Pasig	City	207,700 PHP	210,500 PHP	102,380-325,800 PHP
Paranaque	City	201,100 PHP	194,600 PHP	105,620-308,300 PHP
Valenzuela	City	200,000 PHP	191,600 PHP	104,900-308,900 PHP
Makati	City	194,600 PHP	209,700 PHP	91,320-308,300 PHP
Cagayan de Oro	City	191,600 PHP	208,600 PHP	87,640-308,900 PHP
Las Pinas	City	187,300 PHP	192,000 PHP	89,960-292,000 PHP
Dasmarinas	City	183,600 PHP	187,500 PHP	87,760-282,300 PHP

Similar jobs to a claims adjuster

Other jobs in the same category as a claims adjuster in Philippines.

Job title	Category	Salary
Risk Manager	Insurance	991,000 PHP
Risk Management Director	Insurance	987,200 PHP
Risk Modeling Manager	Insurance	965,000 PHP
Insurance Operations Manager	Insurance	938,700 PHP
Insurance Manager	Insurance	890,700 PHP
Policy Change Director	Insurance	836,800 PHP
Insurance Sales Director	Insurance	816,000 PHP
Auditing Insurance Manager	Insurance	767,000 PHP
Loss Prevention Manager	Insurance	727,400 PHP
Claims Manager	Insurance	713,900 PHP
Actuarial Analyst	Insurance	689,900 PHP
Risk Management Supervisor	Insurance	683,800 PHP
Actuary	Insurance	672,600 PHP
Insurance Program Manager	Insurance	653,200 PHP
Insurance Sales Manager	Insurance	653,200 PHP
Insurance Project Manager	Insurance	641,900 PHP
Insurance Account Manager	Insurance	619,000 PHP
Risk Analyst	Insurance	588,500 PHP
Eligibility Interviewer	Insurance	582,700 PHP
Insurance Team Leader	Insurance	578,500 PHP
Training Manager	Insurance	574,200 PHP
Loss Prevention Specialist	Insurance	572,200 PHP
Insurance Accounts Executive	Insurance	565,100 PHP
Assistant Claims Manager	Insurance	559,000 PHP
Policy Change Supervisor	Insurance	559,000 PHP
Claims Resolution Specialist	Insurance	555,800 PHP
Insurance Analyst	Insurance	539,800 PHP
Insurance Appraiser	Insurance	539,700 PHP
Loss Prevention Investigator	Insurance	533,000 PHP
Claim Advocacy Professional	Insurance	531,700 PHP
Medical Auditor	Insurance	524,700 PHP
Claims Supervisor	Insurance	524,400 PHP
Eligibility Specialist	Insurance	516,100 PHP
Insurance Investigator	Insurance	516,100 PHP
Payment Services Specialist	Insurance	514,800 PHP
Actuarial Specialist	Insurance	513,300 PHP
Loss Control Specialist	Insurance	510,200 PHP
Compliance Reviewer	Insurance	504,500 PHP
Complaints Specialist	Insurance	504,400 PHP
Broker	Insurance	504,300 PHP
Consultant	Insurance	501,400 PHP
Insurance Adjuster	Insurance	492,400 PHP
Compliance Examiner	Insurance	476,600 PHP
Actuarial Assistant	Insurance	471,700 PHP
Insurance Examiner	Insurance	466,900 PHP
Title Insurance Typist	Insurance	454,900 PHP
Insurance Quality Assurance Agent	Insurance	437,300 PHP
Insurance Pricing Assistant	Insurance	428,400 PHP
Compliance Officer	Insurance	412,000 PHP
Insurance Underwriter	Insurance	394,300 PHP
Marine Underwriter	Insurance	392,300 PHP
Monitoring and Performance Officer	Insurance	378,800 PHP
Assistant Broker	Insurance	330,700 PHP
Insurance Agent	Insurance	314,500 PHP
Insurance Sales Agent	Insurance	308,900 PHP
Associate Insurance Representative	Insurance	283,400 PHP
Claims Analyst	Insurance	279,400 PHP
Claims Examiner	Insurance	272,800 PHP
Insurance Sales Representative	Insurance	261,300 PHP
Policy Change Technician	Insurance	243,000 PHP
Claims Representative	Insurance	228,500 PHP
Claims Processor	Insurance	201,100 PHP
Insurance Policy Processing Clerk	Insurance	197,600 PHP
Insurance Claims Clerk	Insurance	196,800 PHP
Adjustment Insurance Clerk	Insurance	195,200 PHP

Claims Adjuster in Philippines: FAQs

How much does a claims adjuster make per month in Philippines?

A claims adjuster in Philippines earns about 15,625 PHP a month before tax, based on an annual average of 187,500 PHP.
What's the salary range for a claims adjuster in Philippines?

Entry-level claims adjusters in Philippines start near 84,740 PHP. Top-end pay reaches around 294,700 PHP. The middle 50% of earners sit between 129,000 and 267,100 PHP.
Is the median claims adjuster salary in Philippines higher or lower than the average?

The median is 200,000 PHP, higher than the average of 187,500 PHP. Half of claims adjusters in Philippines earn below the median, half earn above it.
What's the gender pay gap for claims adjusters in Philippines?

Men working as a claims adjuster in Philippines earn around 15% more than women on average (197,600 vs 172,400 PHP a year).
Do claims adjusters in Philippines get bonuses?

About 31% of claims adjusters in Philippines reported a bonus in the past 12 months. Reported bonuses ranged from 0% to 4% of base salary.
Do claims adjusters earn more in the public or private sector in Philippines?

In Philippines, the public sector pays a claims adjuster about 12% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.
How often do claims adjusters in Philippines get a pay raise?

A claims adjuster in Philippines sees a raise of around 10% every 17 months, equivalent to roughly 7% a year.