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Average Treasury Officer Salary in India for 2026

A treasury officer in India earns about 388,100 INR a year. That's 1% roughly in line with the national average of 384,200 INR.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in India sit around 180,300 INR a year, while the very top stretches to 619,000 INR. Everything on this page is in Indian rupee (INR, symbol ₹), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in India, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.

How much does a treasury officer make in India?

Average salary
388,100 INR
32,341 INR per month
Lowest reported
180,300 INR
15,025 INR per month
Highest reported
619,000 INR
51,583 INR per month

A typical treasury officer working in India brings home around 32,341 INR a month before tax. Entry-level pay starts near 180,300 INR, and the top of the ladder reaches roughly 619,000 INR for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior treasury officer working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.

How treasury officer pay ranges in India

A good way to think about salary in India is to look at the distribution rather than the headline average. Half of all treasury officers in India earn less than 420,100 INR a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 271,300 INR (the 25th percentile), and a quarter clear 562,200 INR (the 75th percentile). The middle 50% of treasury officers sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 180,300 INR. The highest stretch to 619,000 INR, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

180,300
Low
420,100
Median
619,000
High
271,300
25th
562,200
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in INR

Treasury officer pay by experience in India

Years of experience is the single biggest lever on pay for a treasury officer in India, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical treasury officer salary changes as you move through the career ladder.

  • 0-2 Years
    204,700 INR
  • 2-5 Years
    +33% from previous
    272,800 INR
  • 5-10 Years
    +47% from previous
    401,300 INR
  • 10-15 Years
    +22% from previous
    489,500 INR
  • 15-20 Years
    +9% from previous
    533,000 INR
  • 20+ Years
    +8% from previous
    576,500 INR

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 47%. That is the point at which a treasury officer typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.

Treasury officer pay by education in India

Education sits alongside experience as one of the biggest factors driving treasury officer pay in India. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average treasury officer salary in India broken down by the highest level of education a worker has completed.

  • High School
    232,900 INR
  • Certificate or Diploma
    +57% from previous
    365,400 INR
  • Bachelor's Degree
    +68% from previous
    612,500 INR

Treasury officer gender pay gap in India

The gender pay gap is a stubborn feature of almost every labour market, and India is no exception. Male treasury officers in India earn an average of 424,900 INR a year, while female treasury officers earn around 353,600 INR. That works out to a 20% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Treasury Officer gender pay gap

17%

Men earn this much more than women on average in India.

Men 424,900 INR
Women 353,600 INR

Pay raises for a treasury officer in India

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in India sees a raise of about 12% every 16 months, which works out to roughly 9% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in India, the national average raise is around 9% every 16 months.

By industry

Industries with the highest pay raises in India:

  • Banking
    1%
  • Energy
    2%
  • Information Technology
  • Healthcare
  • Travel
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Treasury officer bonus rates in India

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

59%

59% of treasury officers in India reported a bonus of some kind in the past twelve months. That makes a treasury officer a moderate-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 2% to 7% of base salary. The remaining 41% of treasury officers reported no bonus at all over the same period.

Which careers pay bonuses in India

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Treasury officer: public vs private sector pay

Public-sector pay in India is about 6% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

5%

Public-sector workers earn this much more than private-sector workers in India on average.

Public sector 392,300 INR
Private sector 371,100 INR

Treasury officer salary by city and region in India

Treasury officer pay is not even across India. The chart below shows the highest-paying cities and regions in the dataset, followed by the full location table.

  • Bihar
  • Uttar Pradesh
  • Tamil Nadu
  • Rajasthan
  • Madhya Pradesh
  • Karnataka
  • Gujarat
  • West Bengal
  • Maharashtra
  • Ahmadabad
LocationTypeAverageMedianRange
BiharRegion489,500 INR528,500 INR225,300-778,500 INR
Uttar PradeshRegion485,300 INR524,700 INR221,500-772,700 INR
Tamil NaduRegion472,100 INR510,300 INR216,800-748,600 INR
RajasthanRegion467,700 INR504,500 INR215,100-744,600 INR
Madhya PradeshRegion464,400 INR500,100 INR210,500-736,700 INR
KarnatakaRegion462,300 INR498,000 INR210,500-735,500 INR
GujaratRegion462,300 INR498,000 INR210,500-736,700 INR
West BengalRegion454,300 INR489,500 INR208,600-721,600 INR
MaharashtraRegion450,300 INR487,600 INR207,700-717,900 INR
AhmadabadCity448,500 INR483,800 INR207,800-712,100 INR
HyderabadCity445,100 INR480,600 INR205,700-706,200 INR
MumbaiCity436,200 INR472,000 INR201,100-694,700 INR
Delhi (city)City431,100 INR464,400 INR195,200-681,500 INR
KolkataCity431,100 INR466,300 INR197,600-683,400 INR
PuneCity431,100 INR466,300 INR197,600-684,900 INR
BangaloreCity428,400 INR462,300 INR195,200-681,900 INR
JharkhandRegion421,400 INR454,300 INR191,600-669,100 INR
KeralaRegion420,800 INR457,300 INR194,600-671,000 INR
Andhra PradeshRegion420,800 INR457,300 INR194,600-671,000 INR
SuratCity419,400 INR451,000 INR192,600-663,100 INR
JaipurCity415,900 INR448,500 INR192,000-659,200 INR
OrissaRegion415,900 INR447,700 INR192,000-659,200 INR
Delhi (region)Region414,000 INR447,300 INR190,500-658,300 INR
AssamRegion413,900 INR447,300 INR192,000-659,400 INR
ChennaiCity412,000 INR445,100 INR190,500-653,200 INR
KanpurCity407,300 INR442,200 INR189,300-650,800 INR
PunjabRegion407,100 INR437,900 INR187,300-648,200 INR
HaryanaRegion407,100 INR437,900 INR187,300-648,200 INR
Jammu & KashmirRegion406,300 INR437,300 INR187,500-642,800 INR
BhopalCity404,600 INR437,900 INR187,300-645,800 INR
NagpurCity394,500 INR426,700 INR183,600-629,800 INR
Pimpri-ChinchwadCity394,500 INR426,700 INR183,600-629,800 INR
LucknowCity394,300 INR428,400 INR183,600-627,900 INR
VisakhapatnamCity394,300 INR425,100 INR181,600-628,000 INR
ChhatisgarhRegion394,300 INR428,400 INR181,600-628,000 INR
ManipurRegion388,100 INR420,100 INR180,500-620,300 INR
IndoreCity386,400 INR417,100 INR175,900-615,700 INR
CoimbatoreCity385,300 INR419,400 INR175,900-614,600 INR
TripuraRegion385,300 INR419,400 INR175,900-615,700 INR
VadodaraCity383,300 INR414,000 INR174,000-606,400 INR
UttaranchalRegion378,800 INR409,000 INR172,200-602,700 INR
Arunachal PradeshRegion377,200 INR407,100 INR172,200-598,600 INR
Himachal PradeshRegion375,200 INR406,300 INR172,200-592,600 INR
NagalandRegion371,100 INR401,300 INR172,200-592,600 INR
MeghalayaRegion369,300 INR397,900 INR172,200-589,400 INR
MizoramRegion369,300 INR399,900 INR172,200-590,200 INR
agraCity367,200 INR398,300 INR169,000-588,500 INR
PondicherryRegion366,200 INR394,300 INR167,100-581,000 INR
GhaziabadCity361,600 INR389,200 INR164,200-571,300 INR
LudhianaCity361,600 INR389,200 INR164,200-571,300 INR
GoaRegion361,600 INR389,200 INR164,200-571,300 INR
PatnaCity357,700 INR384,500 INR163,800-566,900 INR
ChandigarhRegion351,900 INR378,800 INR161,300-559,000 INR
Dadra & Nagar HaveliRegion349,300 INR377,200 INR159,500-553,400 INR
MaduraiCity345,700 INR375,200 INR159,400-551,200 INR
SikkimRegion345,100 INR371,100 INR159,100-548,800 INR
Andaman & Nicobar IslandsRegion341,400 INR369,900 INR158,700-543,200 INR
Daman & DiuRegion325,900 INR351,900 INR151,800-519,300 INR
LakshadweepRegion313,700 INR340,400 INR146,200-502,200 INR

Treasury Officer in India: FAQs

  • How much does a treasury officer make per month in India?

    A treasury officer in India earns about 32,341 INR a month before tax, based on an annual average of 388,100 INR.

  • What's the salary range for a treasury officer in India?

    Entry-level treasury officers in India start near 180,300 INR. Top-end pay reaches around 619,000 INR. The middle 50% of earners sit between 271,300 and 562,200 INR.

  • Is the median treasury officer salary in India higher or lower than the average?

    The median is 420,100 INR, higher than the average of 388,100 INR. Half of treasury officers in India earn below the median, half earn above it.

  • What's the gender pay gap for treasury officers in India?

    Men working as a treasury officer in India earn around 20% more than women on average (424,900 vs 353,600 INR a year).

  • Do treasury officers in India get bonuses?

    About 59% of treasury officers in India reported a bonus in the past 12 months. Reported bonuses ranged from 2% to 7% of base salary.

  • Do treasury officers earn more in the public or private sector in India?

    In India, the public sector pays a treasury officer about 6% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do treasury officers in India get a pay raise?

    A treasury officer in India sees a raise of around 12% every 16 months, equivalent to roughly 9% a year.