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Average Mortgage Servicing Clerk Salary in Lithuania for 2026

A mortgage servicing clerk in Lithuania earns about 17,100 EUR a year. That's 58% below the national average of 40,240 EUR.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Lithuania sit around 7,300 EUR a year, while the very top stretches to 25,220 EUR. Everything on this page is in Euro (EUR, symbol €), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Lithuania, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does a mortgage servicing clerk make in Lithuania?

Average salary
17,100 EUR
1,425 EUR per month
Lowest reported
7,300 EUR
608 EUR per month
Highest reported
25,220 EUR
2,101 EUR per month

A typical mortgage servicing clerk working in Lithuania brings home around 1,425 EUR a month before tax. Entry-level pay starts near 7,300 EUR, and the top of the ladder reaches roughly 25,220 EUR for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior mortgage servicing clerk working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around. For a cross-country comparison, see the mortgage servicing clerk salary in Belgium or Netherlands, both of which pay in the same currency.


How mortgage servicing clerk pay ranges in Lithuania

A good way to think about salary in Lithuania is to look at the distribution rather than the headline average. Half of all mortgage servicing clerks in Lithuania earn less than 17,100 EUR a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 9,960 EUR (the 25th percentile), and a quarter clear 20,520 EUR (the 75th percentile). The middle 50% of mortgage servicing clerks sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 7,300 EUR. The highest stretch to 25,220 EUR, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

7,300
Low
17,100
Median
25,220
High
9,960
25th
20,520
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in EUR

Mortgage servicing clerk pay by experience in Lithuania

Years of experience is the single biggest lever on pay for a mortgage servicing clerk in Lithuania, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical mortgage servicing clerk salary changes as you move through the career ladder.

  • 0-2 Years
    8,560 EUR
  • 2-5 Years
    +53% from previous
    13,060 EUR
  • 5-10 Years
    +40% from previous
    18,260 EUR
  • 10-15 Years
    +7% from previous
    19,480 EUR
  • 15-20 Years
    +11% from previous
    21,640 EUR
  • 20+ Years
    21,300 EUR

The single largest jump on the ladder is from 0 - 2 Years to 2 - 5 Years, where pay rises by about 53%. That is the point at which a mortgage servicing clerk typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Mortgage servicing clerk pay by education in Lithuania

Education sits alongside experience as one of the biggest factors driving mortgage servicing clerk pay in Lithuania. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average mortgage servicing clerk salary in Lithuania broken down by the highest level of education a worker has completed.

  • Certificate or Diploma
    12,000 EUR
  • Bachelor's Degree
    +67% from previous
    19,980 EUR

Mortgage servicing clerk gender pay gap in Lithuania

The gender pay gap is a stubborn feature of almost every labour market, and Lithuania is no exception. Male mortgage servicing clerks in Lithuania earn an average of 15,760 EUR a year, while female mortgage servicing clerks earn around 14,540 EUR. That works out to a 8% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Mortgage Servicing Clerk gender pay gap

8%

Men earn this much more than women on average in Lithuania.

Men 15,760 EUR
Women 14,540 EUR

Pay raises for a mortgage servicing clerk in Lithuania

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Lithuania sees a raise of about 11% every 16 months, which works out to roughly 8% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Lithuania, the national average raise is around 8% every 18 months.

By industry

Industries with the highest pay raises in Lithuania:

  • Banking
  • Energy
  • Information Technology
  • Healthcare
    1%
  • Travel
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Mortgage servicing clerk bonus rates in Lithuania

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

26%

26% of mortgage servicing clerks in Lithuania reported a bonus of some kind in the past twelve months. That makes a mortgage servicing clerk a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 0% to 3% of base salary. The remaining 74% of mortgage servicing clerks reported no bonus at all over the same period.

Which careers pay bonuses in Lithuania

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Mortgage servicing clerk: public vs private sector pay

Public-sector pay in Lithuania is about 9% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

9%

Public-sector workers earn this much more than private-sector workers in Lithuania on average.

Public sector 42,320 EUR
Private sector 38,680 EUR

Mortgage servicing clerk salary by city in Lithuania

Mortgage servicing clerk pay is not even across Lithuania. The chart below shows the highest-paying cities in the dataset, followed by the full location table.

  • Vilnius
LocationTypeAverageMedianRange
VilniusCity15,920 EUR19,360 EUR6,440-28,660 EUR


Mortgage Servicing Clerk in Lithuania: FAQs

  • How much does a mortgage servicing clerk make per month in Lithuania?

    A mortgage servicing clerk in Lithuania earns about 1,425 EUR a month before tax, based on an annual average of 17,100 EUR.

  • What's the salary range for a mortgage servicing clerk in Lithuania?

    Entry-level mortgage servicing clerks in Lithuania start near 7,300 EUR. Top-end pay reaches around 25,220 EUR. The middle 50% of earners sit between 9,960 and 20,520 EUR.

  • Is the median mortgage servicing clerk salary in Lithuania higher or lower than the average?

    The median is 17,100 EUR, higher than the average of 17,100 EUR. Half of mortgage servicing clerks in Lithuania earn below the median, half earn above it.

  • What's the gender pay gap for mortgage servicing clerks in Lithuania?

    Men working as a mortgage servicing clerk in Lithuania earn around 8% more than women on average (15,760 vs 14,540 EUR a year).

  • Do mortgage servicing clerks in Lithuania get bonuses?

    About 26% of mortgage servicing clerks in Lithuania reported a bonus in the past 12 months. Reported bonuses ranged from 0% to 3% of base salary.

  • Do mortgage servicing clerks earn more in the public or private sector in Lithuania?

    In Lithuania, the public sector pays a mortgage servicing clerk about 9% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do mortgage servicing clerks in Lithuania get a pay raise?

    A mortgage servicing clerk in Lithuania sees a raise of around 11% every 16 months, equivalent to roughly 8% a year.