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Average Capital Risk Manager Salary in China for 2026

A capital risk manager in China earns about 695,400 CNY a year. That's 98% above the national average of 351,900 CNY.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in China sit around 376,800 CNY a year, while the very top stretches to 1,048,600 CNY. Everything on this page is in Chinese yuan (CNY, symbol ¥), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in China, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does a capital risk manager make in China?

Average salary
695,400 CNY
57,950 CNY per month
Lowest reported
376,800 CNY
31,400 CNY per month
Highest reported
1,048,600 CNY
87,383 CNY per month

A typical capital risk manager working in China brings home around 57,950 CNY a month before tax. Entry-level pay starts near 376,800 CNY, and the top of the ladder reaches roughly 1,048,600 CNY for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior capital risk manager working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How capital risk manager pay ranges in China

A good way to think about salary in China is to look at the distribution rather than the headline average. Half of all capital risk managers in China earn less than 639,900 CNY a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 454,900 CNY (the 25th percentile), and a quarter clear 778,200 CNY (the 75th percentile). The middle 50% of capital risk managers sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 376,800 CNY. The highest stretch to 1,048,600 CNY, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

376,800
Low
639,900
Median
1,048,600
High
454,900
25th
778,200
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in CNY

Capital risk manager pay by experience in China

Years of experience is the single biggest lever on pay for a capital risk manager in China, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical capital risk manager salary changes as you move through the career ladder.

  • 0-2 Years
    433,800 CNY
  • 2-5 Years
    +27% from previous
    551,200 CNY
  • 5-10 Years
    +32% from previous
    727,400 CNY
  • 10-15 Years
    +18% from previous
    855,200 CNY
  • 15-20 Years
    +11% from previous
    945,400 CNY
  • 20+ Years
    +6% from previous
    1,004,500 CNY

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 32%. That is the point at which a capital risk manager typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Capital risk manager pay by education in China

Education sits alongside experience as one of the biggest factors driving capital risk manager pay in China. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average capital risk manager salary in China broken down by the highest level of education a worker has completed.

  • Bachelor's Degree
    562,600 CNY
  • Master's Degree
    +53% from previous
    861,300 CNY

Capital risk manager gender pay gap in China

The gender pay gap is a stubborn feature of almost every labour market, and China is no exception. Male capital risk managers in China earn an average of 713,900 CNY a year, while female capital risk managers earn around 669,100 CNY. That works out to a 7% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Capital Risk Manager gender pay gap

6%

Men earn this much more than women on average in China.

Men 713,900 CNY
Women 669,100 CNY

Pay raises for a capital risk manager in China

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in China sees a raise of about 14% every 15 months, which works out to roughly 11% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in China, the national average raise is around 9% every 15 months.

By industry

Industries with the highest pay raises in China:

  • Banking
  • Energy
  • Information Technology
  • Healthcare
  • Travel
  • Construction
  • Education
    2%

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Capital risk manager bonus rates in China

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

79%

79% of capital risk managers in China reported a bonus of some kind in the past twelve months. That makes a capital risk manager a high-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 6% to 7% of base salary. The remaining 21% of capital risk managers reported no bonus at all over the same period.

Which careers pay bonuses in China

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Capital risk manager: public vs private sector pay

Public-sector pay in China is about 6% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

6%

Public-sector workers earn this much more than private-sector workers in China on average.

Public sector 362,200 CNY
Private sector 341,400 CNY

Capital risk manager salary by city and region in China

Capital risk manager pay is not even across China. The chart below shows the highest-paying cities and regions in the dataset, followed by the full location table.

  • Shandong
  • Chongqing (city)
  • Guangdong
  • Guangzhou
  • Jiangsu
  • Shanghai (city)
  • Sichuan
  • Hebei
  • Hangzhou
  • Wuhan
LocationTypeAverageMedianRange
ShandongRegion855,200 CNY839,500 CNY433,800-1,320,500 CNY
Chongqing (city)City840,800 CNY906,000 CNY385,300-1,333,900 CNY
GuangdongRegion840,100 CNY808,000 CNY436,200-1,283,600 CNY
GuangzhouCity832,300 CNY767,400 CNY451,000-1,259,300 CNY
JiangsuRegion832,000 CNY800,500 CNY431,300-1,273,300 CNY
Shanghai (city)City825,900 CNY778,200 CNY436,200-1,259,300 CNY
SichuanRegion818,100 CNY752,600 CNY442,300-1,235,600 CNY
HebeiRegion803,400 CNY852,600 CNY378,300-1,273,300 CNY
HangzhouCity803,400 CNY786,600 CNY411,400-1,235,600 CNY
WuhanCity795,700 CNY748,600 CNY420,800-1,212,800 CNY
HunanRegion795,700 CNY780,600 CNY407,100-1,224,800 CNY
ZhejiangRegion792,900 CNY792,900 CNY396,300-1,235,600 CNY
Beijing (city)City790,600 CNY744,700 CNY421,400-1,198,300 CNY
ChengduCity790,300 CNY839,500 CNY369,300-1,249,900 CNY
GuangxiRegion788,000 CNY741,500 CNY419,400-1,196,900 CNY
HenanRegion783,800 CNY799,300 CNY384,500-1,224,800 CNY
AnhuiRegion769,500 CNY817,800 CNY361,500-1,212,800 CNY
Xi anCity767,500 CNY829,000 CNY351,200-1,224,800 CNY
ShenyangCity765,100 CNY824,800 CNY351,900-1,212,800 CNY
Tianjin (city)City762,400 CNY778,900 CNY375,200-1,191,100 CNY
HubeiRegion762,400 CNY762,400 CNY383,300-1,182,400 CNY
YunnanRegion759,300 CNY778,200 CNY372,600-1,185,300 CNY
HarbinCity759,300 CNY732,400 CNY394,500-1,162,300 CNY
ShenzhenCity757,600 CNY696,700 CNY409,000-1,142,900 CNY
LiaoningRegion745,000 CNY803,400 CNY341,900-1,185,300 CNY
HeilongjiangRegion735,500 CNY765,100 CNY351,200-1,154,300 CNY
QingdaoCity735,500 CNY791,600 CNY340,000-1,168,700 CNY
JinanCity735,200 CNY707,600 CNY384,200-1,125,300 CNY
SuzhouCity724,300 CNY724,300 CNY361,500-1,122,900 CNY
ShaanxiRegion724,300 CNY724,300 CNY361,500-1,122,900 CNY
ChangchunCity721,600 CNY677,100 CNY383,300-1,094,000 CNY
ShantouCity714,600 CNY683,800 CNY369,300-1,089,400 CNY
Chongqing (region)Region714,600 CNY727,400 CNY348,300-1,110,500 CNY
JiangxiRegion713,900 CNY674,100 CNY378,800-1,088,800 CNY
NanjingCity713,900 CNY744,700 CNY341,900-1,124,200 CNY
FujianRegion702,800 CNY702,800 CNY352,000-1,088,800 CNY
ShanxiRegion692,500 CNY649,700 CNY367,900-1,050,100 CNY
WenzhouCity692,500 CNY706,200 CNY340,000-1,080,200 CNY
Nei MonggolRegion691,200 CNY732,400 CNY325,800-1,088,600 CNY
DalianCity688,900 CNY743,100 CNY315,900-1,092,200 CNY
FuzhouCity683,400 CNY694,700 CNY335,100-1,065,400 CNY
JilinRegion672,600 CNY615,300 CNY361,500-1,011,300 CNY
GuizhouRegion665,300 CNY615,000 CNY361,600-1,007,400 CNY
GansuRegion663,100 CNY649,700 CNY340,000-1,021,800 CNY
Tianjin (region)Region659,200 CNY714,600 CNY301,700-1,048,600 CNY
ChangshaCity659,200 CNY659,200 CNY330,700-1,023,000 CNY
KunmingCity658,300 CNY631,200 CNY341,400-1,007,400 CNY
FoshanCity658,300 CNY615,300 CNY349,300-996,600 CNY
XiamenCity652,200 CNY679,200 CNY314,500-1,023,000 CNY
Beijing (region)Region649,700 CNY677,100 CNY311,700-1,023,000 CNY
DongguanCity648,200 CNY620,300 CNY335,800-987,200 CNY
QuanzhouCity633,300 CNY683,800 CNY292,000-1,009,600 CNY
Shanghai (region)Region631,200 CNY606,400 CNY327,300-966,100 CNY
Xinjiang UygurRegion625,000 CNY663,200 CNY294,300-988,600 CNY
HainanRegion620,300 CNY670,600 CNY283,700-986,700 CNY
WuxiCity610,100 CNY588,500 CNY318,800-934,900 CNY
QinghaiRegion605,700 CNY618,800 CNY299,500-946,800 CNY
Xizang [Tibet]Region597,800 CNY623,200 CNY286,400-939,600 CNY
NingxiaRegion596,800 CNY619,800 CNY288,100-938,700 CNY
ZhengzhouCity596,800 CNY562,200 CNY315,900-907,100 CNY


Capital Risk Manager in China: FAQs

  • How much does a capital risk manager make per month in China?

    A capital risk manager in China earns about 57,950 CNY a month before tax, based on an annual average of 695,400 CNY.

  • What's the salary range for a capital risk manager in China?

    Entry-level capital risk managers in China start near 376,800 CNY. Top-end pay reaches around 1,048,600 CNY. The middle 50% of earners sit between 454,900 and 778,200 CNY.

  • Is the median capital risk manager salary in China higher or lower than the average?

    The median is 639,900 CNY, lower than the average of 695,400 CNY. Half of capital risk managers in China earn below the median, half earn above it.

  • What's the gender pay gap for capital risk managers in China?

    Men working as a capital risk manager in China earn around 7% more than women on average (713,900 vs 669,100 CNY a year).

  • Do capital risk managers in China get bonuses?

    About 79% of capital risk managers in China reported a bonus in the past 12 months. Reported bonuses ranged from 6% to 7% of base salary.

  • Do capital risk managers earn more in the public or private sector in China?

    In China, the public sector pays a capital risk manager about 6% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do capital risk managers in China get a pay raise?

    A capital risk manager in China sees a raise of around 14% every 15 months, equivalent to roughly 11% a year.