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Average Bank Teller Salary in China for 2026

A bank teller in China earns about 137,400 CNY a year. That's 61% below the national average of 351,900 CNY.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in China sit around 64,920 CNY a year, while the very top stretches to 214,000 CNY. Everything on this page is in Chinese yuan (CNY, symbol ¥), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in China, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does a bank teller make in China?

Average salary
137,400 CNY
11,450 CNY per month
Lowest reported
64,920 CNY
5,410 CNY per month
Highest reported
214,000 CNY
17,833 CNY per month

A typical bank teller working in China brings home around 11,450 CNY a month before tax. Entry-level pay starts near 64,920 CNY, and the top of the ladder reaches roughly 214,000 CNY for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior bank teller working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How bank teller pay ranges in China

A good way to think about salary in China is to look at the distribution rather than the headline average. Half of all bank tellers in China earn less than 142,300 CNY a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 91,660 CNY (the 25th percentile), and a quarter clear 185,100 CNY (the 75th percentile). The middle 50% of bank tellers sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 64,920 CNY. The highest stretch to 214,000 CNY, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

64,920
Low
142,300
Median
214,000
High
91,660
25th
185,100
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in CNY

Bank teller pay by experience in China

Years of experience is the single biggest lever on pay for a bank teller in China, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical bank teller salary changes as you move through the career ladder.

  • 0-2 Years
    75,980 CNY
  • 2-5 Years
    +41% from previous
    106,820 CNY
  • 5-10 Years
    +34% from previous
    143,200 CNY
  • 10-15 Years
    +22% from previous
    174,000 CNY
  • 15-20 Years
    +8% from previous
    187,300 CNY
  • 20+ Years
    +9% from previous
    204,000 CNY

The single largest jump on the ladder is from 0 - 2 Years to 2 - 5 Years, where pay rises by about 41%. That is the point at which a bank teller typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Bank teller pay by education in China

Education sits alongside experience as one of the biggest factors driving bank teller pay in China. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average bank teller salary in China broken down by the highest level of education a worker has completed.

  • High School
    96,980 CNY
  • Certificate or Diploma
    +43% from previous
    138,800 CNY
  • Bachelor's Degree
    +35% from previous
    187,300 CNY

Bank teller gender pay gap in China

The gender pay gap is a stubborn feature of almost every labour market, and China is no exception. Male bank tellers in China earn an average of 143,200 CNY a year, while female bank tellers earn around 134,600 CNY. That works out to a 6% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Bank Teller gender pay gap

6%

Men earn this much more than women on average in China.

Men 143,200 CNY
Women 134,600 CNY

Pay raises for a bank teller in China

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in China sees a raise of about 12% every 13 months, which works out to roughly 11% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in China, the national average raise is around 9% every 15 months.

By industry

Industries with the highest pay raises in China:

  • Banking
  • Energy
  • Information Technology
  • Healthcare
  • Travel
  • Construction
  • Education
    2%

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Bank teller bonus rates in China

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

32%

32% of bank tellers in China reported a bonus of some kind in the past twelve months. That makes a bank teller a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 0% to 4% of base salary. The remaining 68% of bank tellers reported no bonus at all over the same period.

Which careers pay bonuses in China

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Bank teller: public vs private sector pay

Public-sector pay in China is about 6% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

6%

Public-sector workers earn this much more than private-sector workers in China on average.

Public sector 362,200 CNY
Private sector 341,400 CNY

Bank teller salary by city and region in China

Bank teller pay is not even across China. The chart below shows the highest-paying cities and regions in the dataset, followed by the full location table.

  • Chongqing (city)
  • Shandong
  • Wuhan
  • Guangzhou
  • Beijing (city)
  • Sichuan
  • Guangdong
  • Henan
  • Jiangsu
  • Shanghai (city)
LocationTypeAverageMedianRange
Chongqing (city)City150,000 CNY159,500 CNY68,580-237,400 CNY
ShandongRegion150,000 CNY139,100 CNY80,840-225,300 CNY
WuhanCity150,000 CNY150,000 CNY73,800-231,000 CNY
GuangzhouCity148,300 CNY152,000 CNY69,040-231,000 CNY
Beijing (city)City148,300 CNY148,300 CNY74,620-228,500 CNY
SichuanRegion148,300 CNY152,300 CNY69,720-232,900 CNY
GuangdongRegion146,200 CNY138,200 CNY73,820-221,500 CNY
HenanRegion146,200 CNY148,300 CNY69,720-225,300 CNY
JiangsuRegion143,200 CNY137,400 CNY73,800-217,900 CNY
Shanghai (city)City142,300 CNY142,300 CNY69,720-221,500 CNY
Xi anCity142,300 CNY152,000 CNY66,820-225,700 CNY
ZhejiangRegion142,300 CNY151,800 CNY68,060-221,500 CNY
JinanCity142,300 CNY139,100 CNY75,500-218,900 CNY
YunnanRegion139,100 CNY138,800 CNY66,180-215,100 CNY
HunanRegion138,800 CNY128,500 CNY73,820-209,500 CNY
HebeiRegion138,800 CNY130,400 CNY73,800-212,500 CNY
Tianjin (city)City138,800 CNY142,300 CNY68,400-221,500 CNY
HangzhouCity138,200 CNY125,700 CNY73,980-208,600 CNY
ChengduCity138,200 CNY128,900 CNY73,880-209,500 CNY
HubeiRegion137,400 CNY146,200 CNY62,860-216,800 CNY
AnhuiRegion136,200 CNY125,700 CNY73,040-204,000 CNY
HarbinCity136,100 CNY129,000 CNY69,540-204,000 CNY
QingdaoCity136,100 CNY146,200 CNY63,380-212,500 CNY
GuangxiRegion134,600 CNY134,600 CNY66,100-207,800 CNY
NanjingCity134,600 CNY128,900 CNY66,120-204,000 CNY
JiangxiRegion134,600 CNY134,600 CNY65,080-207,800 CNY
LiaoningRegion130,400 CNY143,200 CNY60,340-209,700 CNY
ShenzhenCity130,400 CNY139,100 CNY61,680-207,700 CNY
SuzhouCity129,000 CNY136,200 CNY59,660-204,700 CNY
ShantouCity128,900 CNY124,400 CNY66,120-197,600 CNY
ShaanxiRegion128,500 CNY137,400 CNY60,340-205,700 CNY
ChangchunCity128,500 CNY128,500 CNY66,820-201,100 CNY
ShenyangCity128,500 CNY138,800 CNY61,460-207,800 CNY
FujianRegion125,700 CNY136,100 CNY61,180-201,100 CNY
ShanxiRegion125,700 CNY125,700 CNY64,640-197,600 CNY
WenzhouCity125,100 CNY127,700 CNY60,340-191,600 CNY
KunmingCity125,100 CNY116,740 CNY66,000-189,300 CNY
FuzhouCity125,100 CNY127,700 CNY58,800-191,600 CNY
HeilongjiangRegion124,400 CNY123,400 CNY64,560-191,600 CNY
QuanzhouCity123,400 CNY130,400 CNY55,580-194,600 CNY
GuizhouRegion123,400 CNY125,700 CNY58,860-192,600 CNY
Nei MonggolRegion120,040 CNY111,240 CNY61,760-181,600 CNY
JilinRegion119,900 CNY127,700 CNY58,240-192,000 CNY
XiamenCity119,700 CNY119,500 CNY62,100-185,100 CNY
Shanghai (region)Region118,520 CNY115,520 CNY60,460-183,600 CNY
Chongqing (region)Region118,520 CNY123,400 CNY58,860-187,500 CNY
FoshanCity118,380 CNY118,380 CNY57,440-183,700 CNY
DongguanCity117,860 CNY115,260 CNY62,420-183,600 CNY
Xinjiang UygurRegion117,860 CNY112,560 CNY63,320-181,600 CNY
GansuRegion117,380 CNY108,320 CNY61,680-175,900 CNY
DalianCity117,380 CNY125,700 CNY52,300-187,300 CNY
ChangshaCity116,780 CNY127,700 CNY54,500-187,300 CNY
Tianjin (region)Region116,180 CNY127,700 CNY52,820-185,100 CNY
WuxiCity113,700 CNY108,340 CNY59,940-174,000 CNY
ZhengzhouCity112,600 CNY112,600 CNY58,440-174,000 CNY
NingxiaRegion112,560 CNY107,900 CNY55,820-172,400 CNY
Xizang [Tibet]Region112,460 CNY108,300 CNY56,460-172,200 CNY
Beijing (region)Region112,420 CNY111,240 CNY57,900-172,200 CNY
HainanRegion111,860 CNY120,040 CNY51,100-176,800 CNY
QinghaiRegion110,380 CNY112,760 CNY53,160-172,400 CNY


Bank Teller in China: FAQs

  • How much does a bank teller make per month in China?

    A bank teller in China earns about 11,450 CNY a month before tax, based on an annual average of 137,400 CNY.

  • What's the salary range for a bank teller in China?

    Entry-level bank tellers in China start near 64,920 CNY. Top-end pay reaches around 214,000 CNY. The middle 50% of earners sit between 91,660 and 185,100 CNY.

  • Is the median bank teller salary in China higher or lower than the average?

    The median is 142,300 CNY, higher than the average of 137,400 CNY. Half of bank tellers in China earn below the median, half earn above it.

  • What's the gender pay gap for bank tellers in China?

    Men working as a bank teller in China earn around 6% more than women on average (143,200 vs 134,600 CNY a year).

  • Do bank tellers in China get bonuses?

    About 32% of bank tellers in China reported a bonus in the past 12 months. Reported bonuses ranged from 0% to 4% of base salary.

  • Do bank tellers earn more in the public or private sector in China?

    In China, the public sector pays a bank teller about 6% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do bank tellers in China get a pay raise?

    A bank teller in China sees a raise of around 12% every 13 months, equivalent to roughly 11% a year.