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Average Adjustment Insurance Clerk Salary in Vietnam for 2026

An adjustment insurance clerk in Vietnam earns about 78,719,700 VND a year. That's 62% below the national average of 206,398,800 VND.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Vietnam sit around 41,761,800 VND a year, while the very top stretches to 119,640,400 VND. Everything on this page is in Vietnamese u0111u1ed3ng (VND, symbol ₫), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Vietnam, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does an adjustment insurance clerk make in Vietnam?

Average salary
78,719,700 VND
6,559,975 VND per month
Lowest reported
41,761,800 VND
3,480,150 VND per month
Highest reported
119,640,400 VND
9,970,033 VND per month

A typical adjustment insurance clerk working in Vietnam brings home around 6,559,975 VND a month before tax. Entry-level pay starts near 41,761,800 VND, and the top of the ladder reaches roughly 119,640,400 VND for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior adjustment insurance clerk working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How adjustment insurance clerk pay ranges in Vietnam

A good way to think about salary in Vietnam is to look at the distribution rather than the headline average. Half of all adjustment insurance clerks in Vietnam earn less than 74,039,800 VND a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 52,078,500 VND (the 25th percentile), and a quarter clear 91,079,200 VND (the 75th percentile). The middle 50% of adjustment insurance clerks sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 41,761,800 VND. The highest stretch to 119,640,400 VND, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

41,761,800
Low
74,039,800
Median
119,640,400
High
52,078,500
25th
91,079,200
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in VND

Adjustment insurance clerk pay by experience in Vietnam

Years of experience is the single biggest lever on pay for an adjustment insurance clerk in Vietnam, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical adjustment insurance clerk salary changes as you move through the career ladder.

  • 0-2 Years
    47,999,400 VND
  • 2-5 Years
    +23% from previous
    58,919,600 VND
  • 5-10 Years
    +42% from previous
    83,401,700 VND
  • 10-15 Years
    +17% from previous
    97,441,800 VND
  • 15-20 Years
    +10% from previous
    107,161,400 VND
  • 20+ Years
    +6% from previous
    113,399,400 VND

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 42%. That is the point at which a adjustment insurance clerk typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Adjustment insurance clerk pay by education in Vietnam

Education sits alongside experience as one of the biggest factors driving adjustment insurance clerk pay in Vietnam. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average adjustment insurance clerk salary in Vietnam broken down by the highest level of education a worker has completed.

  • Certificate or Diploma
    63,599,700 VND
  • Bachelor's Degree
    +47% from previous
    93,239,900 VND

Adjustment insurance clerk gender pay gap in Vietnam

The gender pay gap is a stubborn feature of almost every labour market, and Vietnam is no exception. Male adjustment insurance clerks in Vietnam earn an average of 82,080,500 VND a year, while female adjustment insurance clerks earn around 73,681,000 VND. That works out to a 11% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Adjustment Insurance Clerk gender pay gap

10%

Men earn this much more than women on average in Vietnam.

Men 82,080,500 VND
Women 73,681,000 VND

Pay raises for an adjustment insurance clerk in Vietnam

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Vietnam sees a raise of about 11% every 16 months, which works out to roughly 8% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Vietnam, the national average raise is around 9% every 17 months.

By industry

Industries with the highest pay raises in Vietnam:

  • Banking
    2%
  • Energy
  • Information Technology
  • Healthcare
  • Travel
    1%
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Adjustment insurance clerk bonus rates in Vietnam

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

25%

25% of adjustment insurance clerks in Vietnam reported a bonus of some kind in the past twelve months. That makes an adjustment insurance clerk a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 1% to 3% of base salary. The remaining 75% of adjustment insurance clerks reported no bonus at all over the same period.

Which careers pay bonuses in Vietnam

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Adjustment insurance clerk: public vs private sector pay

Public-sector pay in Vietnam is about 9% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

8%

Public-sector workers earn this much more than private-sector workers in Vietnam on average.

Public sector 213,601,200 VND
Private sector 196,799,500 VND

Adjustment insurance clerk salary by city in Vietnam

Adjustment insurance clerk pay is not even across Vietnam. The chart below shows the highest-paying cities in the dataset, followed by the full location table.

  • Ha Noi
  • Thanh Pho Ho Chi Minh
  • Da Nang
  • Hai Phong
LocationTypeAverageMedianRange
Ha NoiCity84,358,700 VND79,200,600 VND44,641,600-128,400,500 VND
Thanh Pho Ho Chi MinhCity83,160,200 VND76,560,700 VND44,878,500-125,999,700 VND
Da NangCity72,601,900 VND71,161,900 VND36,960,300-111,720,700 VND
Hai PhongCity70,199,400 VND67,441,500 VND36,480,500-107,400,700 VND


Adjustment Insurance Clerk in Vietnam: FAQs

  • How much does an adjustment insurance clerk make per month in Vietnam?

    An adjustment insurance clerk in Vietnam earns about 6,559,975 VND a month before tax, based on an annual average of 78,719,700 VND.

  • What's the salary range for an adjustment insurance clerk in Vietnam?

    Entry-level adjustment insurance clerks in Vietnam start near 41,761,800 VND. Top-end pay reaches around 119,640,400 VND. The middle 50% of earners sit between 52,078,500 and 91,079,200 VND.

  • Is the median adjustment insurance clerk salary in Vietnam higher or lower than the average?

    The median is 74,039,800 VND, lower than the average of 78,719,700 VND. Half of adjustment insurance clerks in Vietnam earn below the median, half earn above it.

  • What's the gender pay gap for adjustment insurance clerks in Vietnam?

    Men working as an adjustment insurance clerk in Vietnam earn around 11% more than women on average (82,080,500 vs 73,681,000 VND a year).

  • Do adjustment insurance clerks in Vietnam get bonuses?

    About 25% of adjustment insurance clerks in Vietnam reported a bonus in the past 12 months. Reported bonuses ranged from 1% to 3% of base salary.

  • Do adjustment insurance clerks earn more in the public or private sector in Vietnam?

    In Vietnam, the public sector pays an adjustment insurance clerk about 9% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do adjustment insurance clerks in Vietnam get a pay raise?

    An adjustment insurance clerk in Vietnam sees a raise of around 11% every 16 months, equivalent to roughly 8% a year.