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Average Actuary Salary in Vietnam for 2026

An actuary in Vietnam earns about 289,201,100 VND a year. That's 40% above the national average of 206,398,800 VND.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Vietnam sit around 147,600,500 VND a year, while the very top stretches to 445,198,200 VND. Everything on this page is in Vietnamese u0111u1ed3ng (VND, symbol ₫), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Vietnam, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does an actuary make in Vietnam?

Average salary
289,201,100 VND
24,100,091 VND per month
Lowest reported
147,600,500 VND
12,300,041 VND per month
Highest reported
445,198,200 VND
37,099,850 VND per month

A typical actuary working in Vietnam brings home around 24,100,091 VND a month before tax. Entry-level pay starts near 147,600,500 VND, and the top of the ladder reaches roughly 445,198,200 VND for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior actuary working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How actuary pay ranges in Vietnam

A good way to think about salary in Vietnam is to look at the distribution rather than the headline average. Half of all actuaries in Vietnam earn less than 283,199,800 VND a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 194,398,100 VND (the 25th percentile), and a quarter clear 356,400,900 VND (the 75th percentile). The middle 50% of actuaries sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 147,600,500 VND. The highest stretch to 445,198,200 VND, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

147,600,500
Low
283,199,800
Median
445,198,200
High
194,398,100
25th
356,400,900
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in VND

Actuary pay by experience in Vietnam

Years of experience is the single biggest lever on pay for an actuary in Vietnam, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical actuary salary changes as you move through the career ladder.

  • 0-2 Years
    165,599,600 VND
  • 2-5 Years
    +30% from previous
    215,998,500 VND
  • 5-10 Years
    +40% from previous
    302,399,700 VND
  • 10-15 Years
    +20% from previous
    363,598,800 VND
  • 15-20 Years
    +9% from previous
    394,799,800 VND
  • 20+ Years
    +8% from previous
    425,999,100 VND

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 40%. That is the point at which a actuary typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Actuary pay by education in Vietnam

Education sits alongside experience as one of the biggest factors driving actuary pay in Vietnam. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average actuary salary in Vietnam broken down by the highest level of education a worker has completed.

  • Bachelor's Degree
    203,999,800 VND
  • Master's Degree
    +78% from previous
    362,401,000 VND

Actuary gender pay gap in Vietnam

The gender pay gap is a stubborn feature of almost every labour market, and Vietnam is no exception. Male actuaries in Vietnam earn an average of 307,199,100 VND a year, while female actuaries earn around 272,398,100 VND. That works out to a 13% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Actuary gender pay gap

11%

Men earn this much more than women on average in Vietnam.

Men 307,199,100 VND
Women 272,398,100 VND

Pay raises for an actuary in Vietnam

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Vietnam sees a raise of about 12% every 18 months, which works out to roughly 8% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Vietnam, the national average raise is around 9% every 17 months.

By industry

Industries with the highest pay raises in Vietnam:

  • Banking
    2%
  • Energy
  • Information Technology
  • Healthcare
  • Travel
    1%
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Actuary bonus rates in Vietnam

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

54%

54% of actuaries in Vietnam reported a bonus of some kind in the past twelve months. That makes an actuary a moderate-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 3% to 6% of base salary. The remaining 46% of actuaries reported no bonus at all over the same period.

Which careers pay bonuses in Vietnam

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Actuary: public vs private sector pay

Public-sector pay in Vietnam is about 9% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

8%

Public-sector workers earn this much more than private-sector workers in Vietnam on average.

Public sector 213,601,200 VND
Private sector 196,799,500 VND

Actuary salary by city in Vietnam

Actuary pay is not even across Vietnam. The chart below shows the highest-paying cities in the dataset, followed by the full location table.

  • Thanh Pho Ho Chi Minh
  • Ha Noi
  • Da Nang
  • Hai Phong
LocationTypeAverageMedianRange
Thanh Pho Ho Chi MinhCity319,201,400 VND299,999,800 VND169,198,600-486,001,800 VND
Ha NoiCity291,598,200 VND285,599,300 VND148,800,300-448,801,900 VND
Da NangCity274,800,400 VND291,598,200 VND129,601,700-434,399,700 VND
Hai PhongCity266,399,100 VND272,398,100 VND130,799,600-416,401,200 VND


Actuary in Vietnam: FAQs

  • How much does an actuary make per month in Vietnam?

    An actuary in Vietnam earns about 24,100,091 VND a month before tax, based on an annual average of 289,201,100 VND.

  • What's the salary range for an actuary in Vietnam?

    Entry-level actuaries in Vietnam start near 147,600,500 VND. Top-end pay reaches around 445,198,200 VND. The middle 50% of earners sit between 194,398,100 and 356,400,900 VND.

  • Is the median actuary salary in Vietnam higher or lower than the average?

    The median is 283,199,800 VND, lower than the average of 289,201,100 VND. Half of actuaries in Vietnam earn below the median, half earn above it.

  • What's the gender pay gap for actuaries in Vietnam?

    Men working as an actuary in Vietnam earn around 13% more than women on average (307,199,100 vs 272,398,100 VND a year).

  • Do actuaries in Vietnam get bonuses?

    About 54% of actuaries in Vietnam reported a bonus in the past 12 months. Reported bonuses ranged from 3% to 6% of base salary.

  • Do actuaries earn more in the public or private sector in Vietnam?

    In Vietnam, the public sector pays an actuary about 9% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do actuaries in Vietnam get a pay raise?

    An actuary in Vietnam sees a raise of around 12% every 18 months, equivalent to roughly 8% a year.