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Average Treasury Operations Officer Salary in Guatemala for 2026

A treasury operations officer in Guatemala earns about 119,900 GTQ a year. That's 6% below the national average of 127,700 GTQ.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Guatemala sit around 63,040 GTQ a year, while the very top stretches to 185,100 GTQ. Everything on this page is in Guatemalan quetzal (GTQ, symbol Q), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Guatemala, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does a treasury operations officer make in Guatemala?

Average salary
119,900 GTQ
9,991 GTQ per month
Lowest reported
63,040 GTQ
5,253 GTQ per month
Highest reported
185,100 GTQ
15,425 GTQ per month

A typical treasury operations officer working in Guatemala brings home around 9,991 GTQ a month before tax. Entry-level pay starts near 63,040 GTQ, and the top of the ladder reaches roughly 185,100 GTQ for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior treasury operations officer working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How treasury operations officer pay ranges in Guatemala

A good way to think about salary in Guatemala is to look at the distribution rather than the headline average. Half of all treasury operations officers in Guatemala earn less than 113,840 GTQ a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 80,800 GTQ (the 25th percentile), and a quarter clear 138,800 GTQ (the 75th percentile). The middle 50% of treasury operations officers sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 63,040 GTQ. The highest stretch to 185,100 GTQ, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

63,040
Low
113,840
Median
185,100
High
80,800
25th
138,800
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in GTQ

Treasury operations officer pay by experience in Guatemala

Years of experience is the single biggest lever on pay for a treasury operations officer in Guatemala, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical treasury operations officer salary changes as you move through the career ladder.

  • 0-2 Years
    72,540 GTQ
  • 2-5 Years
    +25% from previous
    90,660 GTQ
  • 5-10 Years
    +42% from previous
    129,000 GTQ
  • 10-15 Years
    +18% from previous
    151,800 GTQ
  • 15-20 Years
    +8% from previous
    164,200 GTQ
  • 20+ Years
    +6% from previous
    174,000 GTQ

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 42%. That is the point at which a treasury operations officer typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Treasury operations officer pay by education in Guatemala

Education sits alongside experience as one of the biggest factors driving treasury operations officer pay in Guatemala. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average treasury operations officer salary in Guatemala broken down by the highest level of education a worker has completed.

  • Certificate or Diploma
    90,660 GTQ
  • Bachelor's Degree
    +30% from previous
    118,260 GTQ
  • Master's Degree
    +41% from previous
    167,100 GTQ

Treasury operations officer gender pay gap in Guatemala

The gender pay gap is a stubborn feature of almost every labour market, and Guatemala is no exception. Male treasury operations officers in Guatemala earn an average of 125,700 GTQ a year, while female treasury operations officers earn around 113,220 GTQ. That works out to a 11% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Treasury Operations Officer gender pay gap

10%

Men earn this much more than women on average in Guatemala.

Men 125,700 GTQ
Women 113,220 GTQ

Pay raises for a treasury operations officer in Guatemala

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Guatemala sees a raise of about 11% every 18 months, which works out to roughly 7% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Guatemala, the national average raise is around 7% every 19 months.

By industry

Industries with the highest pay raises in Guatemala:

  • Banking
  • Energy
  • Information Technology
  • Healthcare
  • Travel
  • Construction
  • Education
    2%

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Treasury operations officer bonus rates in Guatemala

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

49%

49% of treasury operations officers in Guatemala reported a bonus of some kind in the past twelve months. That makes a treasury operations officer a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 3% to 5% of base salary. The remaining 51% of treasury operations officers reported no bonus at all over the same period.

Which careers pay bonuses in Guatemala

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Treasury operations officer: public vs private sector pay

Public-sector pay in Guatemala is about 12% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

11%

Public-sector workers earn this much more than private-sector workers in Guatemala on average.

Public sector 134,600 GTQ
Private sector 119,700 GTQ


Treasury Operations Officer in Guatemala: FAQs

  • How much does a treasury operations officer make per month in Guatemala?

    A treasury operations officer in Guatemala earns about 9,991 GTQ a month before tax, based on an annual average of 119,900 GTQ.

  • What's the salary range for a treasury operations officer in Guatemala?

    Entry-level treasury operations officers in Guatemala start near 63,040 GTQ. Top-end pay reaches around 185,100 GTQ. The middle 50% of earners sit between 80,800 and 138,800 GTQ.

  • Is the median treasury operations officer salary in Guatemala higher or lower than the average?

    The median is 113,840 GTQ, lower than the average of 119,900 GTQ. Half of treasury operations officers in Guatemala earn below the median, half earn above it.

  • What's the gender pay gap for treasury operations officers in Guatemala?

    Men working as a treasury operations officer in Guatemala earn around 11% more than women on average (125,700 vs 113,220 GTQ a year).

  • Do treasury operations officers in Guatemala get bonuses?

    About 49% of treasury operations officers in Guatemala reported a bonus in the past 12 months. Reported bonuses ranged from 3% to 5% of base salary.

  • Do treasury operations officers earn more in the public or private sector in Guatemala?

    In Guatemala, the public sector pays a treasury operations officer about 12% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do treasury operations officers in Guatemala get a pay raise?

    A treasury operations officer in Guatemala sees a raise of around 11% every 18 months, equivalent to roughly 7% a year.