Average Risk Management Supervisor Salary in Singapore for 2026
A risk management supervisor in Singapore earns about 138,200 SGD a year. That's 34% above the national average of 103,200 SGD.
Pay ranges widely from country to country and from role to role. The lowest reported salaries in Singapore sit around 63,480 SGD a year, while the very top stretches to 218,900 SGD. Everything on this page is in Singapore dollar (SGD, symbol $), which lets you compare numbers like-for-like without worrying about exchange rates.
The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Singapore, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.
How much does a risk management supervisor make in Singapore?
A typical risk management supervisor working in Singapore brings home around 11,516 SGD a month before tax. Entry-level pay starts near 63,480 SGD, and the top of the ladder reaches roughly 218,900 SGD for the most experienced and specialised people in the role.
The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior risk management supervisor working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.
How risk management supervisor pay ranges in Singapore
A good way to think about salary in Singapore is to look at the distribution rather than the headline average. Half of all risk management supervisors in Singapore earn less than 151,800 SGD a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".
Looking at the quartiles fills in the picture. A quarter of earners take home less than 96,680 SGD (the 25th percentile), and a quarter clear 200,000 SGD (the 75th percentile). The middle 50% of risk management supervisors sit somewhere inside that band, which is where the typical reader of this page probably lives.
The very lowest reported salaries sit around 63,480 SGD. The highest stretch to 218,900 SGD, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.
Risk management supervisor pay by experience in Singapore
Years of experience is the single biggest lever on pay for a risk management supervisor in Singapore, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical risk management supervisor salary changes as you move through the career ladder.
- 0-2 Years73,820 SGD
- 2-5 Years+30% from previous96,180 SGD
- 5-10 Years+48% from previous142,300 SGD
- 10-15 Years+22% from previous174,000 SGD
- 15-20 Years+10% from previous192,000 SGD
- 20+ Years+8% from previous207,800 SGD
The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 48%. That is the point at which a risk management supervisor typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.
Risk management supervisor pay by education in Singapore
Education sits alongside experience as one of the biggest factors driving risk management supervisor pay in Singapore. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.
Below is the average risk management supervisor salary in Singapore broken down by the highest level of education a worker has completed.
- High School88,480 SGD
- Certificate or Diploma+20% from previous105,800 SGD
- Bachelor's Degree+44% from previous152,000 SGD
- Master's Degree+30% from previous197,600 SGD
Risk management supervisor gender pay gap in Singapore
The gender pay gap is a stubborn feature of almost every labour market, and Singapore is no exception. Male risk management supervisors in Singapore earn an average of 142,300 SGD a year, while female risk management supervisors earn around 136,100 SGD. That works out to a 5% gap in favour of men, even when comparing people doing the same work.
A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.
Risk Management Supervisor gender pay gap
4%
Men earn this much more than women on average in Singapore.
Pay raises for a risk management supervisor in Singapore
Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.
A typical worker doing this role in Singapore sees a raise of about 13% every 15 months, which works out to roughly 10% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.
Across all jobs in Singapore, the national average raise is around 9% every 15 months.
By industry
Industries with the highest pay raises in Singapore:
- Banking
- Energy
- Information Technology
- Healthcare1%
- Travel
- Construction
- Education
By experience level
Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.
- Junior Level3% - 5%
- Mid-Career
- Senior Level
- Top Management
Risk management supervisor bonus rates in Singapore
Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.
86% of risk management supervisors in Singapore reported a bonus of some kind in the past twelve months. That makes a risk management supervisor a high-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.
Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 5% to 9% of base salary. The remaining 14% of risk management supervisors reported no bonus at all over the same period.
Which careers pay bonuses in Singapore
Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.
- Finance
- Architecture
- Sales
- Business Development
- Marketing / Advertising
- Information Technology
- Healthcare
- Insurance
- Customer Service
- Human Resources
- Construction
- Transport
- Hospitality
Risk management supervisor: public vs private sector pay
Public-sector pay in Singapore is about 5% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.
Public vs private pay gap
5%
Public-sector workers earn this much more than private-sector workers in Singapore on average.
Risk Management Supervisor in Singapore: FAQs
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How much does a risk management supervisor make per month in Singapore?
A risk management supervisor in Singapore earns about 11,516 SGD a month before tax, based on an annual average of 138,200 SGD.
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What's the salary range for a risk management supervisor in Singapore?
Entry-level risk management supervisors in Singapore start near 63,480 SGD. Top-end pay reaches around 218,900 SGD. The middle 50% of earners sit between 96,680 and 200,000 SGD.
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Is the median risk management supervisor salary in Singapore higher or lower than the average?
The median is 151,800 SGD, higher than the average of 138,200 SGD. Half of risk management supervisors in Singapore earn below the median, half earn above it.
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What's the gender pay gap for risk management supervisors in Singapore?
Men working as a risk management supervisor in Singapore earn around 5% more than women on average (142,300 vs 136,100 SGD a year).
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Do risk management supervisors in Singapore get bonuses?
About 86% of risk management supervisors in Singapore reported a bonus in the past 12 months. Reported bonuses ranged from 5% to 9% of base salary.
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Do risk management supervisors earn more in the public or private sector in Singapore?
In Singapore, the public sector pays a risk management supervisor about 5% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.
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How often do risk management supervisors in Singapore get a pay raise?
A risk management supervisor in Singapore sees a raise of around 13% every 15 months, equivalent to roughly 10% a year.