Average Personal Financial Advisor Salary in Oman for 2026
A personal financial advisor in Oman earns about 23,400 OMR a year. That's 8% above the national average of 21,640 OMR.
Pay ranges widely from country to country and from role to role. The lowest reported salaries in Oman sit around 11,300 OMR a year, while the very top stretches to 34,280 OMR. Everything on this page is in Omani rial (OMR, symbol ر.ع.), which lets you compare numbers like-for-like without worrying about exchange rates.
The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Oman, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.
How much does a personal financial advisor make in Oman?
A typical personal financial advisor working in Oman brings home around 1,950 OMR a month before tax. Entry-level pay starts near 11,300 OMR, and the top of the ladder reaches roughly 34,280 OMR for the most experienced and specialised people in the role.
The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior personal financial advisor working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.
How personal financial advisor pay ranges in Oman
A good way to think about salary in Oman is to look at the distribution rather than the headline average. Half of all personal financial advisors in Oman earn less than 22,400 OMR a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".
Looking at the quartiles fills in the picture. A quarter of earners take home less than 17,260 OMR (the 25th percentile), and a quarter clear 33,440 OMR (the 75th percentile). The middle 50% of personal financial advisors sit somewhere inside that band, which is where the typical reader of this page probably lives.
The very lowest reported salaries sit around 11,300 OMR. The highest stretch to 34,280 OMR, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.
Personal financial advisor pay by experience in Oman
Years of experience is the single biggest lever on pay for a personal financial advisor in Oman, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical personal financial advisor salary changes as you move through the career ladder.
- 0-2 Years9,940 OMR
- 2-5 Years+57% from previous15,580 OMR
- 5-10 Years+44% from previous22,420 OMR
- 10-15 Years+32% from previous29,540 OMR
- 15-20 Years+7% from previous31,660 OMR
- 20+ Years+1% from previous31,980 OMR
The single largest jump on the ladder is from 0 - 2 Years to 2 - 5 Years, where pay rises by about 57%. That is the point at which a personal financial advisor typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.
Personal financial advisor pay by education in Oman
Education sits alongside experience as one of the biggest factors driving personal financial advisor pay in Oman. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.
Below is the average personal financial advisor salary in Oman broken down by the highest level of education a worker has completed.
- High School13,560 OMR
- Certificate or Diploma+13% from previous15,380 OMR
- Bachelor's Degree+50% from previous23,140 OMR
- Master's Degree+39% from previous32,200 OMR
Personal financial advisor gender pay gap in Oman
The gender pay gap is a stubborn feature of almost every labour market, and Oman is no exception. Male personal financial advisors in Oman earn an average of 25,220 OMR a year, while female personal financial advisors earn around 19,380 OMR. That works out to a 30% gap in favour of men, even when comparing people doing the same work.
A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.
Personal Financial Advisor gender pay gap
23%
Men earn this much more than women on average in Oman.
Pay raises for a personal financial advisor in Oman
Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.
A typical worker doing this role in Oman sees a raise of about 10% every 19 months, which works out to roughly 6% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.
Across all jobs in Oman, the national average raise is around 7% every 19 months.
By industry
Industries with the highest pay raises in Oman:
- Banking1%
- Energy2%
- Information Technology
- Healthcare
- Travel
- Construction
- Education
By experience level
Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.
- Junior Level3% - 5%
- Mid-Career
- Senior Level
- Top Management
Personal financial advisor bonus rates in Oman
Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.
81% of personal financial advisors in Oman reported a bonus of some kind in the past twelve months. That makes a personal financial advisor a high-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.
Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 5% to 9% of base salary. The remaining 19% of personal financial advisors reported no bonus at all over the same period.
Which careers pay bonuses in Oman
Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.
- Finance
- Architecture
- Sales
- Business Development
- Marketing / Advertising
- Information Technology
- Healthcare
- Insurance
- Customer Service
- Human Resources
- Construction
- Transport
- Hospitality
Personal financial advisor: public vs private sector pay
Public-sector pay in Oman is about 5% less than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.
Public vs private pay gap
5%
Public-sector workers earn this much less than private-sector workers in Oman on average.
Personal financial advisor salary by city in Oman
Personal financial advisor pay is not even across Oman. The chart below shows the highest-paying cities in the dataset, followed by the full location table.
- Muscat
- Salalah
| Location | Type | Average | Median | Range |
|---|---|---|---|---|
| Muscat | City | 22,400 OMR | 24,720 OMR | 12,840-38,060 OMR |
| Salalah | City | 20,760 OMR | 23,260 OMR | 12,020-36,160 OMR |
Personal Financial Advisor in Oman: FAQs
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How much does a personal financial advisor make per month in Oman?
A personal financial advisor in Oman earns about 1,950 OMR a month before tax, based on an annual average of 23,400 OMR.
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What's the salary range for a personal financial advisor in Oman?
Entry-level personal financial advisors in Oman start near 11,300 OMR. Top-end pay reaches around 34,280 OMR. The middle 50% of earners sit between 17,260 and 33,440 OMR.
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Is the median personal financial advisor salary in Oman higher or lower than the average?
The median is 22,400 OMR, lower than the average of 23,400 OMR. Half of personal financial advisors in Oman earn below the median, half earn above it.
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What's the gender pay gap for personal financial advisors in Oman?
Men working as a personal financial advisor in Oman earn around 30% more than women on average (25,220 vs 19,380 OMR a year).
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Do personal financial advisors in Oman get bonuses?
About 81% of personal financial advisors in Oman reported a bonus in the past 12 months. Reported bonuses ranged from 5% to 9% of base salary.
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Do personal financial advisors earn more in the public or private sector in Oman?
In Oman, the private sector pays a personal financial advisor about 5% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.
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How often do personal financial advisors in Oman get a pay raise?
A personal financial advisor in Oman sees a raise of around 10% every 19 months, equivalent to roughly 6% a year.