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Average Financial Consultant Salary in Guatemala for 2026

A financial consultant in Guatemala earns about 110,340 GTQ a year. That's 14% below the national average of 127,700 GTQ.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Guatemala sit around 59,660 GTQ a year, while the very top stretches to 169,000 GTQ. Everything on this page is in Guatemalan quetzal (GTQ, symbol Q), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Guatemala, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does a financial consultant make in Guatemala?

Average salary
110,340 GTQ
9,195 GTQ per month
Lowest reported
59,660 GTQ
4,971 GTQ per month
Highest reported
169,000 GTQ
14,083 GTQ per month

A typical financial consultant working in Guatemala brings home around 9,195 GTQ a month before tax. Entry-level pay starts near 59,660 GTQ, and the top of the ladder reaches roughly 169,000 GTQ for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior financial consultant working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How financial consultant pay ranges in Guatemala

A good way to think about salary in Guatemala is to look at the distribution rather than the headline average. Half of all financial consultants in Guatemala earn less than 103,140 GTQ a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 75,040 GTQ (the 25th percentile), and a quarter clear 124,400 GTQ (the 75th percentile). The middle 50% of financial consultants sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 59,660 GTQ. The highest stretch to 169,000 GTQ, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

59,660
Low
103,140
Median
169,000
High
75,040
25th
124,400
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in GTQ

Financial consultant pay by experience in Guatemala

Years of experience is the single biggest lever on pay for a financial consultant in Guatemala, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical financial consultant salary changes as you move through the career ladder.

  • 0-2 Years
    71,700 GTQ
  • 2-5 Years
    +22% from previous
    87,760 GTQ
  • 5-10 Years
    +34% from previous
    117,660 GTQ
  • 10-15 Years
    +17% from previous
    137,400 GTQ
  • 15-20 Years
    +11% from previous
    152,000 GTQ
  • 20+ Years
    +6% from previous
    161,300 GTQ

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 34%. That is the point at which a financial consultant typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Financial consultant pay by education in Guatemala

Education sits alongside experience as one of the biggest factors driving financial consultant pay in Guatemala. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average financial consultant salary in Guatemala broken down by the highest level of education a worker has completed.

  • High School
    87,020 GTQ
  • Certificate or Diploma
    +12% from previous
    97,640 GTQ
  • Bachelor's Degree
    +31% from previous
    127,700 GTQ
  • Master's Degree
    +24% from previous
    158,700 GTQ

Financial consultant gender pay gap in Guatemala

The gender pay gap is a stubborn feature of almost every labour market, and Guatemala is no exception. Male financial consultants in Guatemala earn an average of 116,540 GTQ a year, while female financial consultants earn around 106,780 GTQ. That works out to a 9% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Financial Consultant gender pay gap

8%

Men earn this much more than women on average in Guatemala.

Men 116,540 GTQ
Women 106,780 GTQ

Pay raises for a financial consultant in Guatemala

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Guatemala sees a raise of about 10% every 19 months, which works out to roughly 6% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Guatemala, the national average raise is around 7% every 19 months.

By industry

Industries with the highest pay raises in Guatemala:

  • Banking
  • Energy
  • Information Technology
  • Healthcare
  • Travel
  • Construction
  • Education
    2%

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Financial consultant bonus rates in Guatemala

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

48%

48% of financial consultants in Guatemala reported a bonus of some kind in the past twelve months. That makes a financial consultant a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 4% to 5% of base salary. The remaining 52% of financial consultants reported no bonus at all over the same period.

Which careers pay bonuses in Guatemala

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Financial consultant: public vs private sector pay

Public-sector pay in Guatemala is about 12% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

11%

Public-sector workers earn this much more than private-sector workers in Guatemala on average.

Public sector 134,600 GTQ
Private sector 119,700 GTQ


Financial Consultant in Guatemala: FAQs

  • How much does a financial consultant make per month in Guatemala?

    A financial consultant in Guatemala earns about 9,195 GTQ a month before tax, based on an annual average of 110,340 GTQ.

  • What's the salary range for a financial consultant in Guatemala?

    Entry-level financial consultants in Guatemala start near 59,660 GTQ. Top-end pay reaches around 169,000 GTQ. The middle 50% of earners sit between 75,040 and 124,400 GTQ.

  • Is the median financial consultant salary in Guatemala higher or lower than the average?

    The median is 103,140 GTQ, lower than the average of 110,340 GTQ. Half of financial consultants in Guatemala earn below the median, half earn above it.

  • What's the gender pay gap for financial consultants in Guatemala?

    Men working as a financial consultant in Guatemala earn around 9% more than women on average (116,540 vs 106,780 GTQ a year).

  • Do financial consultants in Guatemala get bonuses?

    About 48% of financial consultants in Guatemala reported a bonus in the past 12 months. Reported bonuses ranged from 4% to 5% of base salary.

  • Do financial consultants earn more in the public or private sector in Guatemala?

    In Guatemala, the public sector pays a financial consultant about 12% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do financial consultants in Guatemala get a pay raise?

    A financial consultant in Guatemala sees a raise of around 10% every 19 months, equivalent to roughly 6% a year.