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Average Cash Flow Analyst Salary in Saudi Arabia for 2026

A cash flow analyst in Saudi Arabia earns about 196,800 SAR a year. That's 2% roughly in line with the national average of 200,000 SAR.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Saudi Arabia sit around 90,620 SAR a year, while the very top stretches to 309,800 SAR. Everything on this page is in Saudi riyal (SAR, symbol ر.س), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Saudi Arabia, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does a cash flow analyst make in Saudi Arabia?

Average salary
196,800 SAR
16,400 SAR per month
Lowest reported
90,620 SAR
7,551 SAR per month
Highest reported
309,800 SAR
25,816 SAR per month

A typical cash flow analyst working in Saudi Arabia brings home around 16,400 SAR a month before tax. Entry-level pay starts near 90,620 SAR, and the top of the ladder reaches roughly 309,800 SAR for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior cash flow analyst working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How cash flow analyst pay ranges in Saudi Arabia

A good way to think about salary in Saudi Arabia is to look at the distribution rather than the headline average. Half of all cash flow analysts in Saudi Arabia earn less than 207,700 SAR a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 136,100 SAR (the 25th percentile), and a quarter clear 275,200 SAR (the 75th percentile). The middle 50% of cash flow analysts sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 90,620 SAR. The highest stretch to 309,800 SAR, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

90,620
Low
207,700
Median
309,800
High
136,100
25th
275,200
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in SAR

Cash flow analyst pay by experience in Saudi Arabia

Years of experience is the single biggest lever on pay for a cash flow analyst in Saudi Arabia, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical cash flow analyst salary changes as you move through the career ladder.

  • 0-2 Years
    106,160 SAR
  • 2-5 Years
    +40% from previous
    148,300 SAR
  • 5-10 Years
    +40% from previous
    207,700 SAR
  • 10-15 Years
    +21% from previous
    252,300 SAR
  • 15-20 Years
    +6% from previous
    267,100 SAR
  • 20+ Years
    +9% from previous
    292,000 SAR

The single largest jump on the ladder is from 0 - 2 Years to 2 - 5 Years, where pay rises by about 40%. That is the point at which a cash flow analyst typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Cash flow analyst pay by education in Saudi Arabia

Education sits alongside experience as one of the biggest factors driving cash flow analyst pay in Saudi Arabia. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average cash flow analyst salary in Saudi Arabia broken down by the highest level of education a worker has completed.

  • Certificate or Diploma
    127,700 SAR
  • Bachelor's Degree
    +57% from previous
    200,000 SAR
  • Master's Degree
    +39% from previous
    277,400 SAR

Cash flow analyst gender pay gap in Saudi Arabia

The gender pay gap is a stubborn feature of almost every labour market, and Saudi Arabia is no exception. Male cash flow analysts in Saudi Arabia earn an average of 208,600 SAR a year, while female cash flow analysts earn around 185,100 SAR. That works out to a 13% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Cash Flow Analyst gender pay gap

11%

Men earn this much more than women on average in Saudi Arabia.

Men 208,600 SAR
Women 185,100 SAR

Pay raises for a cash flow analyst in Saudi Arabia

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Saudi Arabia sees a raise of about 11% every 17 months, which works out to roughly 8% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Saudi Arabia, the national average raise is around 8% every 17 months.

By industry

Industries with the highest pay raises in Saudi Arabia:

  • Banking
    2%
  • Energy
  • Information Technology
  • Healthcare
  • Travel
    1%
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Cash flow analyst bonus rates in Saudi Arabia

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

57%

57% of cash flow analysts in Saudi Arabia reported a bonus of some kind in the past twelve months. That makes a cash flow analyst a moderate-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 2% to 7% of base salary. The remaining 43% of cash flow analysts reported no bonus at all over the same period.

Which careers pay bonuses in Saudi Arabia

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Cash flow analyst: public vs private sector pay

Public-sector pay in Saudi Arabia is about 8% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

7%

Public-sector workers earn this much more than private-sector workers in Saudi Arabia on average.

Public sector 207,800 SAR
Private sector 192,600 SAR

Cash flow analyst salary by city in Saudi Arabia

Cash flow analyst pay is not even across Saudi Arabia. The chart below shows the highest-paying cities in the dataset, followed by the full location table.

  • Mecca
  • Jeddah
  • Riyadh
  • Dammam
  • Medina
  • Khubar
  • Tabuk
  • Taif
  • Abha
LocationTypeAverageMedianRange
MeccaCity225,700 SAR221,500 SAR113,700-344,600 SAR
JeddahCity225,700 SAR240,500 SAR104,600-357,300 SAR
RiyadhCity221,500 SAR221,500 SAR110,340-345,700 SAR
DammamCity205,700 SAR196,800 SAR106,500-311,700 SAR
MedinaCity205,700 SAR215,100 SAR96,960-320,500 SAR
KhubarCity204,000 SAR222,300 SAR95,860-325,900 SAR
TabukCity200,000 SAR205,700 SAR99,560-311,700 SAR
TaifCity195,200 SAR205,700 SAR94,900-309,800 SAR
AbhaCity191,600 SAR175,900 SAR103,260-292,000 SAR


Cash Flow Analyst in Saudi Arabia: FAQs

  • How much does a cash flow analyst make per month in Saudi Arabia?

    A cash flow analyst in Saudi Arabia earns about 16,400 SAR a month before tax, based on an annual average of 196,800 SAR.

  • What's the salary range for a cash flow analyst in Saudi Arabia?

    Entry-level cash flow analysts in Saudi Arabia start near 90,620 SAR. Top-end pay reaches around 309,800 SAR. The middle 50% of earners sit between 136,100 and 275,200 SAR.

  • Is the median cash flow analyst salary in Saudi Arabia higher or lower than the average?

    The median is 207,700 SAR, higher than the average of 196,800 SAR. Half of cash flow analysts in Saudi Arabia earn below the median, half earn above it.

  • What's the gender pay gap for cash flow analysts in Saudi Arabia?

    Men working as a cash flow analyst in Saudi Arabia earn around 13% more than women on average (208,600 vs 185,100 SAR a year).

  • Do cash flow analysts in Saudi Arabia get bonuses?

    About 57% of cash flow analysts in Saudi Arabia reported a bonus in the past 12 months. Reported bonuses ranged from 2% to 7% of base salary.

  • Do cash flow analysts earn more in the public or private sector in Saudi Arabia?

    In Saudi Arabia, the public sector pays a cash flow analyst about 8% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do cash flow analysts in Saudi Arabia get a pay raise?

    A cash flow analyst in Saudi Arabia sees a raise of around 11% every 17 months, equivalent to roughly 8% a year.