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Average Cash Flow Analyst Salary in Sao Tome and Principe for 2026

A cash flow analyst in Sao Tome and Principe earns about 88,560,900 STN a year. That's 6% above the national average of 83,880,500 STN.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Sao Tome and Principe sit around 45,239,100 STN a year, while the very top stretches to 136,800,100 STN. Everything on this page is in Su00e3o Tomu00e9 and Pru00edncipe dobra (STN, symbol Db), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Sao Tome and Principe, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does a cash flow analyst make in Sao Tome and Principe?

Average salary
88,560,900 STN
7,380,075 STN per month
Lowest reported
45,239,100 STN
3,769,925 STN per month
Highest reported
136,800,100 STN
11,400,008 STN per month

A typical cash flow analyst working in Sao Tome and Principe brings home around 7,380,075 STN a month before tax. Entry-level pay starts near 45,239,100 STN, and the top of the ladder reaches roughly 136,800,100 STN for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior cash flow analyst working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How cash flow analyst pay ranges in Sao Tome and Principe

A good way to think about salary in Sao Tome and Principe is to look at the distribution rather than the headline average. Half of all cash flow analysts in Sao Tome and Principe earn less than 86,881,900 STN a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 59,398,900 STN (the 25th percentile), and a quarter clear 109,438,100 STN (the 75th percentile). The middle 50% of cash flow analysts sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 45,239,100 STN. The highest stretch to 136,800,100 STN, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

45,239,100
Low
86,881,900
Median
136,800,100
High
59,398,900
25th
109,438,100
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in STN

Cash flow analyst pay by experience in Sao Tome and Principe

Years of experience is the single biggest lever on pay for a cash flow analyst in Sao Tome and Principe, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical cash flow analyst salary changes as you move through the career ladder.

  • 0-2 Years
    50,639,500 STN
  • 2-5 Years
    +31% from previous
    66,240,600 STN
  • 5-10 Years
    +40% from previous
    92,641,100 STN
  • 10-15 Years
    +20% from previous
    111,359,600 STN
  • 15-20 Years
    +9% from previous
    121,199,300 STN
  • 20+ Years
    +8% from previous
    130,799,600 STN

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 40%. That is the point at which a cash flow analyst typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Cash flow analyst pay by education in Sao Tome and Principe

Education sits alongside experience as one of the biggest factors driving cash flow analyst pay in Sao Tome and Principe. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average cash flow analyst salary in Sao Tome and Principe broken down by the highest level of education a worker has completed.

  • Certificate or Diploma
    57,961,400 STN
  • Bachelor's Degree
    +50% from previous
    87,118,500 STN
  • Master's Degree
    +49% from previous
    129,601,700 STN

Cash flow analyst gender pay gap in Sao Tome and Principe

The gender pay gap is a stubborn feature of almost every labour market, and Sao Tome and Principe is no exception. Male cash flow analysts in Sao Tome and Principe earn an average of 95,759,900 STN a year, while female cash flow analysts earn around 82,080,500 STN. That works out to a 17% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Cash Flow Analyst gender pay gap

14%

Men earn this much more than women on average in Sao Tome and Principe.

Men 95,759,900 STN
Women 82,080,500 STN

Pay raises for a cash flow analyst in Sao Tome and Principe

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Sao Tome and Principe sees a raise of about 8% every 28 months, which works out to roughly 3% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Sao Tome and Principe, the national average raise is around 5% every 28 months.

By industry

Industries with the highest pay raises in Sao Tome and Principe:

  • Banking
    1%
  • Energy
    2%
  • Information Technology
  • Healthcare
  • Travel
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Cash flow analyst bonus rates in Sao Tome and Principe

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

36%

36% of cash flow analysts in Sao Tome and Principe reported a bonus of some kind in the past twelve months. That makes a cash flow analyst a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 3% to 6% of base salary. The remaining 64% of cash flow analysts reported no bonus at all over the same period.

Which careers pay bonuses in Sao Tome and Principe

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Cash flow analyst: public vs private sector pay

Public-sector pay in Sao Tome and Principe is about 11% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

10%

Public-sector workers earn this much more than private-sector workers in Sao Tome and Principe on average.

Public sector 87,240,100 STN
Private sector 78,838,900 STN


Cash Flow Analyst in Sao Tome and Principe: FAQs

  • How much does a cash flow analyst make per month in Sao Tome and Principe?

    A cash flow analyst in Sao Tome and Principe earns about 7,380,075 STN a month before tax, based on an annual average of 88,560,900 STN.

  • What's the salary range for a cash flow analyst in Sao Tome and Principe?

    Entry-level cash flow analysts in Sao Tome and Principe start near 45,239,100 STN. Top-end pay reaches around 136,800,100 STN. The middle 50% of earners sit between 59,398,900 and 109,438,100 STN.

  • Is the median cash flow analyst salary in Sao Tome and Principe higher or lower than the average?

    The median is 86,881,900 STN, lower than the average of 88,560,900 STN. Half of cash flow analysts in Sao Tome and Principe earn below the median, half earn above it.

  • What's the gender pay gap for cash flow analysts in Sao Tome and Principe?

    Men working as a cash flow analyst in Sao Tome and Principe earn around 17% more than women on average (95,759,900 vs 82,080,500 STN a year).

  • Do cash flow analysts in Sao Tome and Principe get bonuses?

    About 36% of cash flow analysts in Sao Tome and Principe reported a bonus in the past 12 months. Reported bonuses ranged from 3% to 6% of base salary.

  • Do cash flow analysts earn more in the public or private sector in Sao Tome and Principe?

    In Sao Tome and Principe, the public sector pays a cash flow analyst about 11% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do cash flow analysts in Sao Tome and Principe get a pay raise?

    A cash flow analyst in Sao Tome and Principe sees a raise of around 8% every 28 months, equivalent to roughly 3% a year.