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Average Cash Flow Analyst Salary in Morocco for 2026

A cash flow analyst in Morocco earns about 249,600 MAD a year. That's 7% above the national average of 232,400 MAD.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Morocco sit around 119,560 MAD a year, while the very top stretches to 396,300 MAD. Everything on this page is in Moroccan dirham (MAD, symbol د.م.), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Morocco, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does a cash flow analyst make in Morocco?

Average salary
249,600 MAD
20,800 MAD per month
Lowest reported
119,560 MAD
9,963 MAD per month
Highest reported
396,300 MAD
33,025 MAD per month

A typical cash flow analyst working in Morocco brings home around 20,800 MAD a month before tax. Entry-level pay starts near 119,560 MAD, and the top of the ladder reaches roughly 396,300 MAD for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior cash flow analyst working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How cash flow analyst pay ranges in Morocco

A good way to think about salary in Morocco is to look at the distribution rather than the headline average. Half of all cash flow analysts in Morocco earn less than 266,000 MAD a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 172,400 MAD (the 25th percentile), and a quarter clear 351,900 MAD (the 75th percentile). The middle 50% of cash flow analysts sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 119,560 MAD. The highest stretch to 396,300 MAD, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

119,560
Low
266,000
Median
396,300
High
172,400
25th
351,900
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in MAD

Cash flow analyst pay by experience in Morocco

Years of experience is the single biggest lever on pay for a cash flow analyst in Morocco, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical cash flow analyst salary changes as you move through the career ladder.

  • 0-2 Years
    136,200 MAD
  • 2-5 Years
    +38% from previous
    187,300 MAD
  • 5-10 Years
    +43% from previous
    267,100 MAD
  • 10-15 Years
    +22% from previous
    325,600 MAD
  • 15-20 Years
    +5% from previous
    341,900 MAD
  • 20+ Years
    +10% from previous
    375,200 MAD

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 43%. That is the point at which a cash flow analyst typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Cash flow analyst pay by education in Morocco

Education sits alongside experience as one of the biggest factors driving cash flow analyst pay in Morocco. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average cash flow analyst salary in Morocco broken down by the highest level of education a worker has completed.

  • Certificate or Diploma
    161,300 MAD
  • Bachelor's Degree
    +60% from previous
    258,400 MAD
  • Master's Degree
    +38% from previous
    357,700 MAD

Cash flow analyst gender pay gap in Morocco

The gender pay gap is a stubborn feature of almost every labour market, and Morocco is no exception. Male cash flow analysts in Morocco earn an average of 271,300 MAD a year, while female cash flow analysts earn around 237,400 MAD. That works out to a 14% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Cash Flow Analyst gender pay gap

12%

Men earn this much more than women on average in Morocco.

Men 271,300 MAD
Women 237,400 MAD

Pay raises for a cash flow analyst in Morocco

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Morocco sees a raise of about 12% every 17 months, which works out to roughly 8% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Morocco, the national average raise is around 9% every 17 months.

By industry

Industries with the highest pay raises in Morocco:

  • Banking
    2%
  • Energy
  • Information Technology
  • Healthcare
  • Travel
    1%
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Cash flow analyst bonus rates in Morocco

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

57%

57% of cash flow analysts in Morocco reported a bonus of some kind in the past twelve months. That makes a cash flow analyst a moderate-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 2% to 7% of base salary. The remaining 43% of cash flow analysts reported no bonus at all over the same period.

Which careers pay bonuses in Morocco

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Cash flow analyst: public vs private sector pay

Public-sector pay in Morocco is about 8% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

7%

Public-sector workers earn this much more than private-sector workers in Morocco on average.

Public sector 239,300 MAD
Private sector 222,300 MAD

Cash flow analyst salary by city in Morocco

Cash flow analyst pay is not even across Morocco. The chart below shows the highest-paying cities in the dataset, followed by the full location table.

  • Casablanca
  • Tangier
  • Marrakech
  • Rabat
  • Agadir
LocationTypeAverageMedianRange
CasablancaCity279,400 MAD301,300 MAD129,000-445,100 MAD
TangierCity263,100 MAD257,700 MAD136,100-404,600 MAD
MarrakechCity239,000 MAD218,900 MAD128,500-361,500 MAD
RabatCity239,000 MAD221,500 MAD127,700-361,600 MAD
AgadirCity212,500 MAD208,600 MAD106,820-327,300 MAD


Cash Flow Analyst in Morocco: FAQs

  • How much does a cash flow analyst make per month in Morocco?

    A cash flow analyst in Morocco earns about 20,800 MAD a month before tax, based on an annual average of 249,600 MAD.

  • What's the salary range for a cash flow analyst in Morocco?

    Entry-level cash flow analysts in Morocco start near 119,560 MAD. Top-end pay reaches around 396,300 MAD. The middle 50% of earners sit between 172,400 and 351,900 MAD.

  • Is the median cash flow analyst salary in Morocco higher or lower than the average?

    The median is 266,000 MAD, higher than the average of 249,600 MAD. Half of cash flow analysts in Morocco earn below the median, half earn above it.

  • What's the gender pay gap for cash flow analysts in Morocco?

    Men working as a cash flow analyst in Morocco earn around 14% more than women on average (271,300 vs 237,400 MAD a year).

  • Do cash flow analysts in Morocco get bonuses?

    About 57% of cash flow analysts in Morocco reported a bonus in the past 12 months. Reported bonuses ranged from 2% to 7% of base salary.

  • Do cash flow analysts earn more in the public or private sector in Morocco?

    In Morocco, the public sector pays a cash flow analyst about 8% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do cash flow analysts in Morocco get a pay raise?

    A cash flow analyst in Morocco sees a raise of around 12% every 17 months, equivalent to roughly 8% a year.