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Average Accounts Receivable Financial Analyst Salary in Morocco for 2026

An accounts receivable financial analyst in Morocco earns about 228,500 MAD a year. That's 2% roughly in line with the national average of 232,400 MAD.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Morocco sit around 109,340 MAD a year, while the very top stretches to 353,600 MAD. Everything on this page is in Moroccan dirham (MAD, symbol د.م.), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Morocco, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does an accounts receivable financial analyst make in Morocco?

Average salary
228,500 MAD
19,041 MAD per month
Lowest reported
109,340 MAD
9,111 MAD per month
Highest reported
353,600 MAD
29,466 MAD per month

A typical accounts receivable financial analyst working in Morocco brings home around 19,041 MAD a month before tax. Entry-level pay starts near 109,340 MAD, and the top of the ladder reaches roughly 353,600 MAD for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior accounts receivable financial analyst working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How accounts receivable financial analyst pay ranges in Morocco

A good way to think about salary in Morocco is to look at the distribution rather than the headline average. Half of all accounts receivable financial analysts in Morocco earn less than 232,900 MAD a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 154,700 MAD (the 25th percentile), and a quarter clear 297,000 MAD (the 75th percentile). The middle 50% of accounts receivable financial analysts sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 109,340 MAD. The highest stretch to 353,600 MAD, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

109,340
Low
232,900
Median
353,600
High
154,700
25th
297,000
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in MAD

Accounts receivable financial analyst pay by experience in Morocco

Years of experience is the single biggest lever on pay for an accounts receivable financial analyst in Morocco, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical accounts receivable financial analyst salary changes as you move through the career ladder.

  • 0-2 Years
    130,400 MAD
  • 2-5 Years
    +30% from previous
    169,000 MAD
  • 5-10 Years
    +38% from previous
    233,600 MAD
  • 10-15 Years
    +24% from previous
    290,800 MAD
  • 15-20 Years
    +7% from previous
    312,400 MAD
  • 20+ Years
    +6% from previous
    330,900 MAD

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 38%. That is the point at which a accounts receivable financial analyst typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Accounts receivable financial analyst pay by education in Morocco

Education sits alongside experience as one of the biggest factors driving accounts receivable financial analyst pay in Morocco. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average accounts receivable financial analyst salary in Morocco broken down by the highest level of education a worker has completed.

  • High School
    163,800 MAD
  • Certificate or Diploma
    +16% from previous
    189,300 MAD
  • Bachelor's Degree
    +35% from previous
    254,700 MAD
  • Master's Degree
    +25% from previous
    319,600 MAD

Accounts receivable financial analyst gender pay gap in Morocco

The gender pay gap is a stubborn feature of almost every labour market, and Morocco is no exception. Male accounts receivable financial analysts in Morocco earn an average of 237,400 MAD a year, while female accounts receivable financial analysts earn around 209,500 MAD. That works out to a 13% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Accounts Receivable Financial Analyst gender pay gap

12%

Men earn this much more than women on average in Morocco.

Men 237,400 MAD
Women 209,500 MAD

Pay raises for an accounts receivable financial analyst in Morocco

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Morocco sees a raise of about 12% every 17 months, which works out to roughly 8% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Morocco, the national average raise is around 9% every 17 months.

By industry

Industries with the highest pay raises in Morocco:

  • Banking
    2%
  • Energy
  • Information Technology
  • Healthcare
  • Travel
    1%
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Accounts receivable financial analyst bonus rates in Morocco

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

55%

55% of accounts receivable financial analysts in Morocco reported a bonus of some kind in the past twelve months. That makes an accounts receivable financial analyst a moderate-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 3% to 6% of base salary. The remaining 45% of accounts receivable financial analysts reported no bonus at all over the same period.

Which careers pay bonuses in Morocco

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Accounts receivable financial analyst: public vs private sector pay

Public-sector pay in Morocco is about 8% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

7%

Public-sector workers earn this much more than private-sector workers in Morocco on average.

Public sector 239,300 MAD
Private sector 222,300 MAD

Accounts receivable financial analyst salary by city in Morocco

Accounts receivable financial analyst pay is not even across Morocco. The chart below shows the highest-paying cities in the dataset, followed by the full location table.

  • Tangier
  • Casablanca
  • Marrakech
  • Rabat
  • Agadir
LocationTypeAverageMedianRange
TangierCity253,400 MAD240,500 MAD128,900-384,500 MAD
CasablancaCity240,500 MAD263,100 MAD112,420-385,300 MAD
MarrakechCity233,600 MAD225,700 MAD119,900-357,700 MAD
RabatCity225,700 MAD228,000 MAD109,460-352,000 MAD
AgadirCity214,000 MAD204,000 MAD112,280-327,800 MAD


Accounts Receivable Financial Analyst in Morocco: FAQs

  • How much does an accounts receivable financial analyst make per month in Morocco?

    An accounts receivable financial analyst in Morocco earns about 19,041 MAD a month before tax, based on an annual average of 228,500 MAD.

  • What's the salary range for an accounts receivable financial analyst in Morocco?

    Entry-level accounts receivable financial analysts in Morocco start near 109,340 MAD. Top-end pay reaches around 353,600 MAD. The middle 50% of earners sit between 154,700 and 297,000 MAD.

  • Is the median accounts receivable financial analyst salary in Morocco higher or lower than the average?

    The median is 232,900 MAD, higher than the average of 228,500 MAD. Half of accounts receivable financial analysts in Morocco earn below the median, half earn above it.

  • What's the gender pay gap for accounts receivable financial analysts in Morocco?

    Men working as an accounts receivable financial analyst in Morocco earn around 13% more than women on average (237,400 vs 209,500 MAD a year).

  • Do accounts receivable financial analysts in Morocco get bonuses?

    About 55% of accounts receivable financial analysts in Morocco reported a bonus in the past 12 months. Reported bonuses ranged from 3% to 6% of base salary.

  • Do accounts receivable financial analysts earn more in the public or private sector in Morocco?

    In Morocco, the public sector pays an accounts receivable financial analyst about 8% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do accounts receivable financial analysts in Morocco get a pay raise?

    An accounts receivable financial analyst in Morocco sees a raise of around 12% every 17 months, equivalent to roughly 8% a year.