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Average Cash Flow Analyst Salary in Indonesia for 2026

A cash flow analyst in Indonesia earns about 157,201,600 IDR a year. That's 8% above the national average of 145,200,100 IDR.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Indonesia sit around 73,920,200 IDR a year, while the very top stretches to 248,398,700 IDR. Everything on this page is in Indonesian rupiah (IDR, symbol Rp), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Indonesia, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does a cash flow analyst make in Indonesia?

Average salary
157,201,600 IDR
13,100,133 IDR per month
Lowest reported
73,920,200 IDR
6,160,016 IDR per month
Highest reported
248,398,700 IDR
20,699,891 IDR per month

A typical cash flow analyst working in Indonesia brings home around 13,100,133 IDR a month before tax. Entry-level pay starts near 73,920,200 IDR, and the top of the ladder reaches roughly 248,398,700 IDR for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior cash flow analyst working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How cash flow analyst pay ranges in Indonesia

A good way to think about salary in Indonesia is to look at the distribution rather than the headline average. Half of all cash flow analysts in Indonesia earn less than 166,799,600 IDR a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 108,238,800 IDR (the 25th percentile), and a quarter clear 219,601,200 IDR (the 75th percentile). The middle 50% of cash flow analysts sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 73,920,200 IDR. The highest stretch to 248,398,700 IDR, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

73,920,200
Low
166,799,600
Median
248,398,700
High
108,238,800
25th
219,601,200
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in IDR

Cash flow analyst pay by experience in Indonesia

Years of experience is the single biggest lever on pay for a cash flow analyst in Indonesia, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical cash flow analyst salary changes as you move through the career ladder.

  • 0-2 Years
    85,200,800 IDR
  • 2-5 Years
    +38% from previous
    117,481,500 IDR
  • 5-10 Years
    +42% from previous
    166,799,600 IDR
  • 10-15 Years
    +22% from previous
    203,999,800 IDR
  • 15-20 Years
    +5% from previous
    214,799,400 IDR
  • 20+ Years
    +9% from previous
    234,000,600 IDR

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 42%. That is the point at which a cash flow analyst typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Cash flow analyst pay by education in Indonesia

Education sits alongside experience as one of the biggest factors driving cash flow analyst pay in Indonesia. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average cash flow analyst salary in Indonesia broken down by the highest level of education a worker has completed.

  • Certificate or Diploma
    101,759,700 IDR
  • Bachelor's Degree
    +58% from previous
    160,800,900 IDR
  • Master's Degree
    +40% from previous
    224,398,200 IDR

Cash flow analyst gender pay gap in Indonesia

The gender pay gap is a stubborn feature of almost every labour market, and Indonesia is no exception. Male cash flow analysts in Indonesia earn an average of 166,799,600 IDR a year, while female cash flow analysts earn around 149,999,200 IDR. That works out to a 11% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Cash Flow Analyst gender pay gap

10%

Men earn this much more than women on average in Indonesia.

Men 166,799,600 IDR
Women 149,999,200 IDR

Pay raises for a cash flow analyst in Indonesia

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Indonesia sees a raise of about 11% every 18 months, which works out to roughly 7% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Indonesia, the national average raise is around 8% every 18 months.

By industry

Industries with the highest pay raises in Indonesia:

  • Banking
    2%
  • Energy
  • Information Technology
  • Healthcare
  • Travel
    1%
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Cash flow analyst bonus rates in Indonesia

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

57%

57% of cash flow analysts in Indonesia reported a bonus of some kind in the past twelve months. That makes a cash flow analyst a moderate-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 2% to 7% of base salary. The remaining 43% of cash flow analysts reported no bonus at all over the same period.

Which careers pay bonuses in Indonesia

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Cash flow analyst: public vs private sector pay

Public-sector pay in Indonesia is about 9% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

8%

Public-sector workers earn this much more than private-sector workers in Indonesia on average.

Public sector 151,201,000 IDR
Private sector 139,199,500 IDR

Cash flow analyst salary by city in Indonesia

Cash flow analyst pay is not even across Indonesia. The chart below shows the highest-paying cities in the dataset, followed by the full location table.

  • Surabaya
  • Bandung
  • Jakarta
  • Medan
  • Semarang
  • Palembang
  • Makasar
  • Tangerang
  • Surakarta
  • Malang
LocationTypeAverageMedianRange
SurabayaCity180,000,500 IDR172,800,900 IDR93,358,300-274,800,400 IDR
BandungCity180,000,500 IDR187,198,300 IDR86,278,600-282,000,500 IDR
JakartaCity178,800,800 IDR189,600,800 IDR84,238,600-283,199,800 IDR
MedanCity163,201,300 IDR153,600,700 IDR86,519,600-248,398,700 IDR
SemarangCity160,800,900 IDR147,600,500 IDR86,641,400-242,398,700 IDR
PalembangCity160,800,900 IDR163,201,300 IDR78,479,700-249,599,700 IDR
MakasarCity160,800,900 IDR160,800,900 IDR80,158,500-248,398,700 IDR
TangerangCity157,201,600 IDR170,399,900 IDR72,361,800-249,599,700 IDR
SurakartaCity154,800,100 IDR160,800,900 IDR74,161,900-242,398,700 IDR
MalangCity151,201,000 IDR160,800,900 IDR71,161,900-238,800,100 IDR


Cash Flow Analyst in Indonesia: FAQs

  • How much does a cash flow analyst make per month in Indonesia?

    A cash flow analyst in Indonesia earns about 13,100,133 IDR a month before tax, based on an annual average of 157,201,600 IDR.

  • What's the salary range for a cash flow analyst in Indonesia?

    Entry-level cash flow analysts in Indonesia start near 73,920,200 IDR. Top-end pay reaches around 248,398,700 IDR. The middle 50% of earners sit between 108,238,800 and 219,601,200 IDR.

  • Is the median cash flow analyst salary in Indonesia higher or lower than the average?

    The median is 166,799,600 IDR, higher than the average of 157,201,600 IDR. Half of cash flow analysts in Indonesia earn below the median, half earn above it.

  • What's the gender pay gap for cash flow analysts in Indonesia?

    Men working as a cash flow analyst in Indonesia earn around 11% more than women on average (166,799,600 vs 149,999,200 IDR a year).

  • Do cash flow analysts in Indonesia get bonuses?

    About 57% of cash flow analysts in Indonesia reported a bonus in the past 12 months. Reported bonuses ranged from 2% to 7% of base salary.

  • Do cash flow analysts earn more in the public or private sector in Indonesia?

    In Indonesia, the public sector pays a cash flow analyst about 9% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do cash flow analysts in Indonesia get a pay raise?

    A cash flow analyst in Indonesia sees a raise of around 11% every 18 months, equivalent to roughly 7% a year.