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Average Accounts Receivable Financial Analyst Salary in Indonesia for 2026

An accounts receivable financial analyst in Indonesia earns about 144,001,700 IDR a year. That's 1% roughly in line with the national average of 145,200,100 IDR.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Indonesia sit around 70,318,900 IDR a year, while the very top stretches to 223,198,300 IDR. Everything on this page is in Indonesian rupiah (IDR, symbol Rp), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Indonesia, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does an accounts receivable financial analyst make in Indonesia?

Average salary
144,001,700 IDR
12,000,141 IDR per month
Lowest reported
70,318,900 IDR
5,859,908 IDR per month
Highest reported
223,198,300 IDR
18,599,858 IDR per month

A typical accounts receivable financial analyst working in Indonesia brings home around 12,000,141 IDR a month before tax. Entry-level pay starts near 70,318,900 IDR, and the top of the ladder reaches roughly 223,198,300 IDR for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior accounts receivable financial analyst working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How accounts receivable financial analyst pay ranges in Indonesia

A good way to think about salary in Indonesia is to look at the distribution rather than the headline average. Half of all accounts receivable financial analysts in Indonesia earn less than 146,401,200 IDR a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 97,441,800 IDR (the 25th percentile), and a quarter clear 188,401,800 IDR (the 75th percentile). The middle 50% of accounts receivable financial analysts sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 70,318,900 IDR. The highest stretch to 223,198,300 IDR, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

70,318,900
Low
146,401,200
Median
223,198,300
High
97,441,800
25th
188,401,800
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in IDR

Accounts receivable financial analyst pay by experience in Indonesia

Years of experience is the single biggest lever on pay for an accounts receivable financial analyst in Indonesia, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical accounts receivable financial analyst salary changes as you move through the career ladder.

  • 0-2 Years
    83,280,400 IDR
  • 2-5 Years
    +29% from previous
    107,039,100 IDR
  • 5-10 Years
    +38% from previous
    147,600,500 IDR
  • 10-15 Years
    +24% from previous
    183,600,500 IDR
  • 15-20 Years
    +7% from previous
    195,600,300 IDR
  • 20+ Years
    +7% from previous
    208,801,000 IDR

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 38%. That is the point at which a accounts receivable financial analyst typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Accounts receivable financial analyst pay by education in Indonesia

Education sits alongside experience as one of the biggest factors driving accounts receivable financial analyst pay in Indonesia. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average accounts receivable financial analyst salary in Indonesia broken down by the highest level of education a worker has completed.

  • High School
    104,040,600 IDR
  • Certificate or Diploma
    +15% from previous
    119,399,100 IDR
  • Bachelor's Degree
    +35% from previous
    160,800,900 IDR
  • Master's Degree
    +26% from previous
    202,799,300 IDR

Accounts receivable financial analyst gender pay gap in Indonesia

The gender pay gap is a stubborn feature of almost every labour market, and Indonesia is no exception. Male accounts receivable financial analysts in Indonesia earn an average of 148,800,300 IDR a year, while female accounts receivable financial analysts earn around 135,600,300 IDR. That works out to a 10% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Accounts Receivable Financial Analyst gender pay gap

9%

Men earn this much more than women on average in Indonesia.

Men 148,800,300 IDR
Women 135,600,300 IDR

Pay raises for an accounts receivable financial analyst in Indonesia

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Indonesia sees a raise of about 11% every 18 months, which works out to roughly 7% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Indonesia, the national average raise is around 8% every 18 months.

By industry

Industries with the highest pay raises in Indonesia:

  • Banking
    2%
  • Energy
  • Information Technology
  • Healthcare
  • Travel
    1%
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Accounts receivable financial analyst bonus rates in Indonesia

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

55%

55% of accounts receivable financial analysts in Indonesia reported a bonus of some kind in the past twelve months. That makes an accounts receivable financial analyst a moderate-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 3% to 6% of base salary. The remaining 45% of accounts receivable financial analysts reported no bonus at all over the same period.

Which careers pay bonuses in Indonesia

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Accounts receivable financial analyst: public vs private sector pay

Public-sector pay in Indonesia is about 9% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

8%

Public-sector workers earn this much more than private-sector workers in Indonesia on average.

Public sector 151,201,000 IDR
Private sector 139,199,500 IDR

Accounts receivable financial analyst salary by city in Indonesia

Accounts receivable financial analyst pay is not even across Indonesia. The chart below shows the highest-paying cities in the dataset, followed by the full location table.

  • Jakarta
  • Surabaya
  • Bandung
  • Medan
  • Tangerang
  • Palembang
  • Semarang
  • Makasar
  • Malang
  • Surakarta
LocationTypeAverageMedianRange
JakartaCity158,398,200 IDR162,000,100 IDR77,758,500-247,201,400 IDR
SurabayaCity156,000,100 IDR169,198,600 IDR71,878,800-248,398,700 IDR
BandungCity153,600,700 IDR147,600,500 IDR79,921,300-235,200,900 IDR
MedanCity151,201,000 IDR154,800,100 IDR74,161,900-236,398,300 IDR
TangerangCity149,999,200 IDR162,000,100 IDR69,119,600-238,800,100 IDR
PalembangCity146,401,200 IDR157,201,600 IDR67,200,800-231,599,000 IDR
SemarangCity144,001,700 IDR138,000,600 IDR74,639,200-219,601,200 IDR
MakasarCity140,401,100 IDR144,001,700 IDR69,119,600-219,601,200 IDR
MalangCity139,199,500 IDR141,598,200 IDR68,281,500-217,198,400 IDR
SurakartaCity136,800,100 IDR131,998,300 IDR71,400,600-209,999,300 IDR


Accounts Receivable Financial Analyst in Indonesia: FAQs

  • How much does an accounts receivable financial analyst make per month in Indonesia?

    An accounts receivable financial analyst in Indonesia earns about 12,000,141 IDR a month before tax, based on an annual average of 144,001,700 IDR.

  • What's the salary range for an accounts receivable financial analyst in Indonesia?

    Entry-level accounts receivable financial analysts in Indonesia start near 70,318,900 IDR. Top-end pay reaches around 223,198,300 IDR. The middle 50% of earners sit between 97,441,800 and 188,401,800 IDR.

  • Is the median accounts receivable financial analyst salary in Indonesia higher or lower than the average?

    The median is 146,401,200 IDR, higher than the average of 144,001,700 IDR. Half of accounts receivable financial analysts in Indonesia earn below the median, half earn above it.

  • What's the gender pay gap for accounts receivable financial analysts in Indonesia?

    Men working as an accounts receivable financial analyst in Indonesia earn around 10% more than women on average (148,800,300 vs 135,600,300 IDR a year).

  • Do accounts receivable financial analysts in Indonesia get bonuses?

    About 55% of accounts receivable financial analysts in Indonesia reported a bonus in the past 12 months. Reported bonuses ranged from 3% to 6% of base salary.

  • Do accounts receivable financial analysts earn more in the public or private sector in Indonesia?

    In Indonesia, the public sector pays an accounts receivable financial analyst about 9% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do accounts receivable financial analysts in Indonesia get a pay raise?

    An accounts receivable financial analyst in Indonesia sees a raise of around 11% every 18 months, equivalent to roughly 7% a year.