Average Bill and Account Collector Salary in Canada for 2026
A bill and account collector in Canada earns about 46,100 CAD a year. That's 61% below the national average of 119,700 CAD.
Pay ranges widely from country to country and from role to role. The lowest reported salaries in Canada sit around 22,200 CAD a year, while the very top stretches to 73,700 CAD. Everything on this page is in Canadian dollar (CAD, symbol $), which lets you compare numbers like-for-like without worrying about exchange rates.
The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Canada, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.
To turn a gross salary in Canada into a take-home figure, use our Canada salary after tax calculator, which works the latest tax brackets and contributions through the math for you.
How much does a bill and account collector make in Canada?
A typical bill and account collector working in Canada brings home around 3,841 CAD a month before tax. Entry-level pay starts near 22,200 CAD, and the top of the ladder reaches roughly 73,700 CAD for the most experienced and specialised people in the role.
The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior bill and account collector working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.
How bill and account collector pay ranges in Canada
A good way to think about salary in Canada is to look at the distribution rather than the headline average. Half of all bill and account collectors in Canada earn less than 46,100 CAD a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".
Looking at the quartiles fills in the picture. A quarter of earners take home less than 30,200 CAD (the 25th percentile), and a quarter clear 59,500 CAD (the 75th percentile). The middle 50% of bill and account collectors sit somewhere inside that band, which is where the typical reader of this page probably lives.
The very lowest reported salaries sit around 22,200 CAD. The highest stretch to 73,700 CAD, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.
Bill and account collector pay by experience in Canada
Years of experience is the single biggest lever on pay for a bill and account collector in Canada, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical bill and account collector salary changes as you move through the career ladder.
- 0-2 Years26,500 CAD
- 2-5 Years+41% from previous37,300 CAD
- 5-10 Years+32% from previous49,300 CAD
- 10-15 Years+18% from previous58,400 CAD
- 15-20 Years+11% from previous64,900 CAD
- 20+ Years+7% from previous69,400 CAD
The single largest jump on the ladder is from 0 - 2 Years to 2 - 5 Years, where pay rises by about 41%. That is the point at which a bill and account collector typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.
Bill and account collector pay by education in Canada
Education sits alongside experience as one of the biggest factors driving bill and account collector pay in Canada. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.
Below is the average bill and account collector salary in Canada broken down by the highest level of education a worker has completed.
- High School37,300 CAD
- Certificate or Diploma+41% from previous52,600 CAD
- Bachelor's Degree+24% from previous65,200 CAD
Bill and account collector gender pay gap in Canada
The gender pay gap is a stubborn feature of almost every labour market, and Canada is no exception. Male bill and account collectors in Canada earn an average of 45,800 CAD a year, while female bill and account collectors earn around 46,300 CAD. That works out to a 1% gap in favour of women, even when comparing people doing the same work.
A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.
Bill and Account Collector gender pay gap
1%
Men earn this much less than women on average in Canada.
Pay raises for a bill and account collector in Canada
Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.
A typical worker doing this role in Canada sees a raise of about 12% every 13 months, which works out to roughly 11% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.
Across all jobs in Canada, the national average raise is around 9% every 15 months.
By industry
Industries with the highest pay raises in Canada:
- Banking2%
- Energy
- Information Technology
- Healthcare
- Travel1%
- Construction
- Education
By experience level
Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.
- Junior Level3% - 5%
- Mid-Career
- Senior Level
- Top Management
Bill and account collector bonus rates in Canada
Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.
31% of bill and account collectors in Canada reported a bonus of some kind in the past twelve months. That makes a bill and account collector a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.
Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 0% to 3% of base salary. The remaining 69% of bill and account collectors reported no bonus at all over the same period.
Which careers pay bonuses in Canada
Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.
- Finance
- Architecture
- Sales
- Business Development
- Marketing / Advertising
- Information Technology
- Healthcare
- Insurance
- Customer Service
- Human Resources
- Construction
- Transport
- Hospitality
Bill and account collector: public vs private sector pay
Public-sector pay in Canada is about 6% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.
Public vs private pay gap
6%
Public-sector workers earn this much more than private-sector workers in Canada on average.
Bill and account collector salary by city and region in Canada
Bill and account collector pay is not even across Canada. The chart below shows the highest-paying cities and regions in the dataset, followed by the full location table.
- Ontario
- British Columbia
- Toronto
- Quebec (region)
- Montreal
- Nunavut
- Ottawa
- Calgary
- Alberta
- Vancouver
| Location | Type | Average | Median | Range |
|---|---|---|---|---|
| Ontario | Region | 54,100 CAD | 57,200 CAD | 26,200-84,800 CAD |
| British Columbia | Region | 53,600 CAD | 53,300 CAD | 28,800-83,800 CAD |
| Toronto | City | 51,100 CAD | 54,300 CAD | 25,400-80,700 CAD |
| Quebec (region) | Region | 50,600 CAD | 50,800 CAD | 26,500-79,000 CAD |
| Montreal | City | 50,000 CAD | 44,500 CAD | 24,800-71,400 CAD |
| Nunavut | Region | 49,800 CAD | 53,300 CAD | 23,400-78,400 CAD |
| Ottawa | City | 49,800 CAD | 49,800 CAD | 23,600-78,100 CAD |
| Calgary | City | 49,700 CAD | 45,900 CAD | 26,500-75,000 CAD |
| Alberta | Region | 49,400 CAD | 46,700 CAD | 26,600-74,100 CAD |
| Vancouver | City | 49,400 CAD | 46,200 CAD | 25,800-73,500 CAD |
| Manitoba | Region | 49,300 CAD | 49,800 CAD | 22,400-75,900 CAD |
| Edmonton | City | 49,200 CAD | 43,800 CAD | 27,100-76,000 CAD |
| Quebec (city) | City | 48,200 CAD | 49,200 CAD | 23,200-73,500 CAD |
| Winnipeg | City | 46,700 CAD | 52,000 CAD | 23,200-74,700 CAD |
| Windsor | City | 46,300 CAD | 48,500 CAD | 20,200-70,600 CAD |
| Gatineau | City | 46,300 CAD | 45,600 CAD | 22,800-71,200 CAD |
| Northwest Territories | Region | 46,300 CAD | 44,900 CAD | 23,100-68,800 CAD |
| Surrey | City | 46,100 CAD | 47,400 CAD | 20,100-71,400 CAD |
| Hamilton | City | 46,100 CAD | 44,300 CAD | 23,600-70,900 CAD |
| Halifax | City | 46,100 CAD | 44,900 CAD | 25,400-70,000 CAD |
| Brampton | City | 45,800 CAD | 49,800 CAD | 23,400-76,000 CAD |
| Saskatchewan | Region | 45,300 CAD | 51,100 CAD | 22,300-73,800 CAD |
| Markham | City | 45,300 CAD | 44,800 CAD | 24,400-67,300 CAD |
| Kitchener | City | 45,300 CAD | 45,600 CAD | 23,000-68,500 CAD |
| Nova Scotia | Region | 45,300 CAD | 39,500 CAD | 25,300-67,400 CAD |
| Vaughan | City | 45,000 CAD | 41,400 CAD | 23,100-66,400 CAD |
| Mississauga | City | 45,000 CAD | 45,600 CAD | 22,400-71,000 CAD |
| Newfoundland-Labrador | Region | 45,000 CAD | 45,000 CAD | 23,200-67,800 CAD |
| New Brunswick | Region | 44,300 CAD | 46,300 CAD | 21,700-68,900 CAD |
| Regina | City | 42,500 CAD | 44,300 CAD | 21,200-66,900 CAD |
| Yukon | Region | 40,300 CAD | 40,300 CAD | 17,800-62,600 CAD |
| Richmond | City | 40,300 CAD | 38,700 CAD | 19,300-63,000 CAD |
| Saskatoon | City | 39,700 CAD | 44,500 CAD | 18,900-63,700 CAD |
| Prince Edward Island | Region | 38,000 CAD | 38,000 CAD | 21,100-61,600 CAD |
Bill and Account Collector in Canada: FAQs
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How much does a bill and account collector make per month in Canada?
A bill and account collector in Canada earns about 3,841 CAD a month before tax, based on an annual average of 46,100 CAD.
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What's the salary range for a bill and account collector in Canada?
Entry-level bill and account collectors in Canada start near 22,200 CAD. Top-end pay reaches around 73,700 CAD. The middle 50% of earners sit between 30,200 and 59,500 CAD.
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Is the median bill and account collector salary in Canada higher or lower than the average?
The median is 46,100 CAD, higher than the average of 46,100 CAD. Half of bill and account collectors in Canada earn below the median, half earn above it.
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What's the gender pay gap for bill and account collectors in Canada?
Men working as a bill and account collector in Canada earn around 1% less than women on average (45,800 vs 46,300 CAD a year).
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Do bill and account collectors in Canada get bonuses?
About 31% of bill and account collectors in Canada reported a bonus in the past 12 months. Reported bonuses ranged from 0% to 3% of base salary.
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Do bill and account collectors earn more in the public or private sector in Canada?
In Canada, the public sector pays a bill and account collector about 6% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.
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How often do bill and account collectors in Canada get a pay raise?
A bill and account collector in Canada sees a raise of around 12% every 13 months, equivalent to roughly 11% a year.