Skip to content
worldsalaries .com

Average ATM Service Technician Salary in India for 2026

An ATM service technician in India earns about 152,300 INR a year. That's 60% below the national average of 384,200 INR.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in India sit around 78,420 INR a year, while the very top stretches to 238,900 INR. Everything on this page is in Indian rupee (INR, symbol ₹), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in India, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.

How much does an ATM service technician make in India?

Average salary
152,300 INR
12,691 INR per month
Lowest reported
78,420 INR
6,535 INR per month
Highest reported
238,900 INR
19,908 INR per month

A typical ATM service technician working in India brings home around 12,691 INR a month before tax. Entry-level pay starts near 78,420 INR, and the top of the ladder reaches roughly 238,900 INR for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior ATM service technician working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.

How ATM service technician pay ranges in India

A good way to think about salary in India is to look at the distribution rather than the headline average. Half of all ATM service technicians in India earn less than 152,300 INR a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 102,620 INR (the 25th percentile), and a quarter clear 195,200 INR (the 75th percentile). The middle 50% of ATM service technicians sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 78,420 INR. The highest stretch to 238,900 INR, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

78,420
Low
152,300
Median
238,900
High
102,620
25th
195,200
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in INR

ATM service technician pay by experience in India

Years of experience is the single biggest lever on pay for an ATM service technician in India, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical ATM service technician salary changes as you move through the career ladder.

  • 0-2 Years
    92,880 INR
  • 2-5 Years
    +33% from previous
    123,400 INR
  • 5-10 Years
    +31% from previous
    161,600 INR
  • 10-15 Years
    +20% from previous
    194,600 INR
  • 15-20 Years
    +8% from previous
    209,700 INR
  • 20+ Years
    +7% from previous
    225,300 INR

The single largest jump on the ladder is from 0 - 2 Years to 2 - 5 Years, where pay rises by about 33%. That is the point at which a ATM service technician typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.

ATM service technician pay by education in India

Education sits alongside experience as one of the biggest factors driving ATM service technician pay in India. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average ATM service technician salary in India broken down by the highest level of education a worker has completed.

  • High School
    114,000 INR
  • Certificate or Diploma
    +14% from previous
    130,400 INR
  • Bachelor's Degree
    +38% from previous
    180,300 INR
  • Master's Degree
    +25% from previous
    225,300 INR

ATM service technician gender pay gap in India

The gender pay gap is a stubborn feature of almost every labour market, and India is no exception. Male ATM service technicians in India earn an average of 159,100 INR a year, while female ATM service technicians earn around 150,000 INR. That works out to a 6% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

ATM Service Technician gender pay gap

6%

Men earn this much more than women on average in India.

Men 159,100 INR
Women 150,000 INR

Pay raises for an ATM service technician in India

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in India sees a raise of about 12% every 14 months, which works out to roughly 10% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in India, the national average raise is around 9% every 16 months.

By industry

Industries with the highest pay raises in India:

  • Banking
    1%
  • Energy
    2%
  • Information Technology
  • Healthcare
  • Travel
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

ATM service technician bonus rates in India

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

29%

29% of ATM service technicians in India reported a bonus of some kind in the past twelve months. That makes an ATM service technician a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 0% to 3% of base salary. The remaining 71% of ATM service technicians reported no bonus at all over the same period.

Which careers pay bonuses in India

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

ATM service technician: public vs private sector pay

Public-sector pay in India is about 6% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

5%

Public-sector workers earn this much more than private-sector workers in India on average.

Public sector 392,300 INR
Private sector 371,100 INR

ATM service technician salary by city and region in India

ATM service technician pay is not even across India. The chart below shows the highest-paying cities and regions in the dataset, followed by the full location table.

  • Maharashtra
  • Bihar
  • Madhya Pradesh
  • Bangalore
  • Uttar Pradesh
  • Mumbai
  • Hyderabad
  • Kolkata
  • Rajasthan
  • West Bengal
LocationTypeAverageMedianRange
MaharashtraRegion192,600 INR204,700 INR89,120-301,600 INR
BiharRegion191,600 INR207,700 INR87,760-307,400 INR
Madhya PradeshRegion190,500 INR183,600 INR99,920-288,700 INR
BangaloreCity181,600 INR181,600 INR89,340-283,400 INR
Uttar PradeshRegion180,500 INR164,200 INR98,440-273,300 INR
MumbaiCity180,500 INR183,700 INR89,800-281,500 INR
HyderabadCity176,800 INR183,700 INR83,100-275,800 INR
KolkataCity176,800 INR169,000 INR92,240-268,900 INR
RajasthanRegion175,900 INR172,200 INR91,520-273,300 INR
West BengalRegion174,000 INR175,900 INR86,760-273,300 INR
Delhi (city)City172,400 INR183,700 INR80,760-275,200 INR
OrissaRegion172,400 INR176,800 INR83,640-271,300 INR
GujaratRegion172,200 INR183,700 INR82,200-273,000 INR
AhmadabadCity172,200 INR159,400 INR89,120-257,700 INR
AssamRegion172,200 INR172,200 INR87,760-267,100 INR
ChennaiCity172,200 INR181,600 INR80,840-272,800 INR
Tamil NaduRegion172,200 INR172,200 INR88,020-268,900 INR
KarnatakaRegion172,200 INR172,400 INR84,780-265,000 INR
ChhatisgarhRegion168,100 INR152,300 INR89,460-253,400 INR
PuneCity164,200 INR157,600 INR87,060-253,400 INR
Andhra PradeshRegion164,200 INR159,100 INR83,900-253,400 INR
JharkhandRegion163,800 INR152,100 INR88,020-247,800 INR
PunjabRegion163,800 INR172,200 INR79,260-257,700 INR
SuratCity163,800 INR172,200 INR78,940-257,700 INR
JaipurCity159,500 INR163,800 INR78,480-253,400 INR
KeralaRegion159,500 INR152,100 INR87,020-245,300 INR
Delhi (region)Region159,400 INR164,200 INR78,160-249,600 INR
HaryanaRegion159,100 INR154,700 INR80,840-243,000 INR
NagpurCity159,100 INR163,800 INR77,380-247,800 INR
VisakhapatnamCity158,700 INR158,700 INR77,100-243,000 INR
ManipurRegion157,600 INR152,000 INR80,920-239,000 INR
LucknowCity154,700 INR148,300 INR78,260-237,400 INR
IndoreCity154,700 INR168,100 INR69,240-245,300 INR
Jammu & KashmirRegion152,300 INR152,300 INR78,160-239,000 INR
KanpurCity152,300 INR159,400 INR73,100-239,300 INR
CoimbatoreCity152,100 INR148,300 INR78,940-232,400 INR
Himachal PradeshRegion152,100 INR161,600 INR70,260-239,000 INR
BhopalCity152,100 INR152,100 INR76,540-233,900 INR
GhaziabadCity152,000 INR138,800 INR80,500-231,000 INR
MeghalayaRegion152,000 INR164,200 INR71,020-243,000 INR
Arunachal PradeshRegion152,000 INR161,300 INR73,040-239,300 INR
Pimpri-ChinchwadCity151,800 INR161,300 INR68,400-238,900 INR
UttaranchalRegion151,800 INR151,800 INR75,220-232,400 INR
NagalandRegion151,800 INR139,100 INR80,060-225,300 INR
agraCity150,000 INR159,100 INR69,180-233,900 INR
PatnaCity150,000 INR150,000 INR72,740-232,900 INR
TripuraRegion148,300 INR159,400 INR69,240-233,900 INR
ChandigarhRegion143,200 INR143,200 INR73,040-222,300 INR
PondicherryRegion143,200 INR136,100 INR73,820-216,800 INR
VadodaraCity142,300 INR136,200 INR74,620-215,100 INR
MizoramRegion142,300 INR142,300 INR70,880-221,500 INR
GoaRegion142,300 INR139,100 INR73,980-221,500 INR
Dadra & Nagar HaveliRegion139,100 INR142,300 INR67,300-215,100 INR
MaduraiCity138,800 INR152,100 INR62,860-221,500 INR
LudhianaCity138,800 INR138,800 INR71,700-216,800 INR
SikkimRegion136,200 INR142,300 INR64,720-212,500 INR
Daman & DiuRegion136,100 INR127,700 INR72,360-205,700 INR
Andaman & Nicobar IslandsRegion129,000 INR136,100 INR60,600-204,700 INR
LakshadweepRegion124,400 INR128,500 INR61,180-196,800 INR

ATM Service Technician in India: FAQs

  • How much does an ATM service technician make per month in India?

    An ATM service technician in India earns about 12,691 INR a month before tax, based on an annual average of 152,300 INR.

  • What's the salary range for an ATM service technician in India?

    Entry-level ATM service technicians in India start near 78,420 INR. Top-end pay reaches around 238,900 INR. The middle 50% of earners sit between 102,620 and 195,200 INR.

  • Is the median ATM service technician salary in India higher or lower than the average?

    The median is 152,300 INR, higher than the average of 152,300 INR. Half of ATM service technicians in India earn below the median, half earn above it.

  • What's the gender pay gap for ATM service technicians in India?

    Men working as an ATM service technician in India earn around 6% more than women on average (159,100 vs 150,000 INR a year).

  • Do ATM service technicians in India get bonuses?

    About 29% of ATM service technicians in India reported a bonus in the past 12 months. Reported bonuses ranged from 0% to 3% of base salary.

  • Do ATM service technicians earn more in the public or private sector in India?

    In India, the public sector pays an ATM service technician about 6% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do ATM service technicians in India get a pay raise?

    An ATM service technician in India sees a raise of around 12% every 14 months, equivalent to roughly 10% a year.