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Average AML Analyst Salary in India for 2026

An AML analyst in India earns about 588,500 INR a year. That's 53% above the national average of 384,200 INR.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in India sit around 271,300 INR a year, while the very top stretches to 932,000 INR. Everything on this page is in Indian rupee (INR, symbol ₹), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in India, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.

How much does an AML analyst make in India?

Average salary
588,500 INR
49,041 INR per month
Lowest reported
271,300 INR
22,608 INR per month
Highest reported
932,000 INR
77,666 INR per month

A typical AML analyst working in India brings home around 49,041 INR a month before tax. Entry-level pay starts near 271,300 INR, and the top of the ladder reaches roughly 932,000 INR for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior AML analyst working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.

How AML analyst pay ranges in India

A good way to think about salary in India is to look at the distribution rather than the headline average. Half of all AML analysts in India earn less than 632,400 INR a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 407,100 INR (the 25th percentile), and a quarter clear 846,500 INR (the 75th percentile). The middle 50% of AML analysts sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 271,300 INR. The highest stretch to 932,000 INR, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

271,300
Low
632,400
Median
932,000
High
407,100
25th
846,500
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in INR

AML analyst pay by experience in India

Years of experience is the single biggest lever on pay for an AML analyst in India, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical AML analyst salary changes as you move through the career ladder.

  • 0-2 Years
    307,400 INR
  • 2-5 Years
    +33% from previous
    409,000 INR
  • 5-10 Years
    +48% from previous
    605,700 INR
  • 10-15 Years
    +22% from previous
    737,000 INR
  • 15-20 Years
    +9% from previous
    805,900 INR
  • 20+ Years
    +8% from previous
    869,400 INR

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 48%. That is the point at which a AML analyst typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.

AML analyst pay by education in India

Education sits alongside experience as one of the biggest factors driving AML analyst pay in India. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average AML analyst salary in India broken down by the highest level of education a worker has completed.

  • Certificate or Diploma
    348,300 INR
  • Bachelor's Degree
    +57% from previous
    548,500 INR
  • Master's Degree
    +67% from previous
    918,600 INR

AML analyst gender pay gap in India

The gender pay gap is a stubborn feature of almost every labour market, and India is no exception. Male AML analysts in India earn an average of 641,900 INR a year, while female AML analysts earn around 531,700 INR. That works out to a 21% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

AML Analyst gender pay gap

17%

Men earn this much more than women on average in India.

Men 641,900 INR
Women 531,700 INR

Pay raises for an AML analyst in India

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in India sees a raise of about 13% every 16 months, which works out to roughly 10% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in India, the national average raise is around 9% every 16 months.

By industry

Industries with the highest pay raises in India:

  • Banking
    1%
  • Energy
    2%
  • Information Technology
  • Healthcare
  • Travel
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

AML analyst bonus rates in India

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

85%

85% of AML analysts in India reported a bonus of some kind in the past twelve months. That makes an AML analyst a high-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 5% to 9% of base salary. The remaining 15% of AML analysts reported no bonus at all over the same period.

Which careers pay bonuses in India

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

AML analyst: public vs private sector pay

Public-sector pay in India is about 6% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

5%

Public-sector workers earn this much more than private-sector workers in India on average.

Public sector 392,300 INR
Private sector 371,100 INR

AML analyst salary by city and region in India

AML analyst pay is not even across India. The chart below shows the highest-paying cities and regions in the dataset, followed by the full location table.

  • Bihar
  • Delhi (city)
  • Hyderabad
  • Maharashtra
  • Rajasthan
  • Uttar Pradesh
  • Bangalore
  • Madhya Pradesh
  • Karnataka
  • Orissa
LocationTypeAverageMedianRange
BiharRegion728,500 INR788,000 INR335,800-1,159,900 INR
Delhi (city)City705,500 INR759,300 INR325,800-1,120,700 INR
HyderabadCity695,200 INR747,400 INR317,700-1,104,400 INR
MaharashtraRegion693,100 INR746,600 INR318,800-1,099,200 INR
RajasthanRegion693,100 INR747,400 INR317,700-1,102,900 INR
Uttar PradeshRegion692,500 INR746,600 INR318,800-1,099,200 INR
BangaloreCity689,900 INR744,700 INR315,900-1,097,500 INR
Madhya PradeshRegion687,100 INR741,500 INR313,700-1,089,400 INR
KarnatakaRegion683,800 INR741,500 INR313,700-1,089,400 INR
OrissaRegion680,100 INR733,300 INR311,700-1,080,400 INR
Tamil NaduRegion675,100 INR727,100 INR312,400-1,074,600 INR
MumbaiCity674,100 INR725,700 INR308,300-1,070,600 INR
JharkhandRegion667,400 INR721,600 INR307,400-1,057,700 INR
West BengalRegion665,300 INR721,600 INR308,900-1,062,500 INR
AhmadabadCity660,500 INR714,300 INR305,600-1,051,400 INR
AssamRegion658,300 INR712,100 INR301,700-1,047,900 INR
KeralaRegion646,600 INR701,400 INR297,000-1,032,400 INR
PunjabRegion643,400 INR695,200 INR294,700-1,021,800 INR
GujaratRegion642,800 INR695,200 INR294,700-1,023,000 INR
ChennaiCity641,900 INR692,500 INR294,700-1,019,200 INR
KolkataCity638,700 INR688,900 INR294,700-1,011,300 INR
SuratCity638,700 INR688,900 INR294,700-1,011,300 INR
Andhra PradeshRegion629,800 INR681,900 INR288,700-1,003,800 INR
ChhatisgarhRegion627,900 INR680,100 INR290,800-1,000,700 INR
JaipurCity626,800 INR677,100 INR286,400-995,200 INR
Jammu & KashmirRegion619,800 INR672,600 INR283,700-988,600 INR
PuneCity618,800 INR669,100 INR282,500-983,700 INR
Himachal PradeshRegion615,000 INR663,200 INR283,400-975,700 INR
Pimpri-ChinchwadCity607,400 INR658,300 INR279,400-966,100 INR
IndoreCity597,800 INR645,800 INR273,000-953,300 INR
VisakhapatnamCity592,600 INR643,400 INR275,200-945,400 INR
Delhi (region)Region592,600 INR643,400 INR275,200-945,400 INR
LucknowCity589,400 INR637,500 INR272,800-934,900 INR
NagpurCity589,400 INR637,500 INR272,800-934,900 INR
BhopalCity588,500 INR632,400 INR271,300-932,800 INR
NagalandRegion587,800 INR633,300 INR272,800-934,900 INR
KanpurCity587,800 INR637,500 INR272,800-934,900 INR
HaryanaRegion582,700 INR629,800 INR268,900-927,000 INR
Arunachal PradeshRegion580,600 INR628,000 INR267,100-922,300 INR
UttaranchalRegion578,500 INR623,700 INR266,000-918,500 INR
GhaziabadCity573,500 INR619,000 INR263,900-909,300 INR
TripuraRegion572,200 INR615,300 INR263,100-907,100 INR
agraCity566,900 INR615,000 INR263,200-903,500 INR
LudhianaCity562,600 INR608,500 INR259,100-896,700 INR
CoimbatoreCity562,200 INR606,400 INR257,700-895,900 INR
PondicherryRegion558,300 INR603,400 INR258,400-890,700 INR
ManipurRegion558,300 INR603,400 INR258,400-890,700 INR
MeghalayaRegion548,500 INR592,600 INR253,400-870,700 INR
VadodaraCity545,300 INR589,400 INR249,600-866,900 INR
ChandigarhRegion538,600 INR582,700 INR247,800-860,300 INR
GoaRegion535,800 INR576,500 INR246,200-851,200 INR
PatnaCity533,000 INR576,500 INR246,200-851,200 INR
SikkimRegion524,300 INR566,900 INR240,500-836,500 INR
MaduraiCity522,700 INR563,000 INR239,000-828,400 INR
Dadra & Nagar HaveliRegion519,300 INR559,000 INR238,900-823,400 INR
MizoramRegion514,300 INR553,400 INR237,400-817,800 INR
Daman & DiuRegion502,200 INR541,700 INR231,000-798,900 INR
LakshadweepRegion500,100 INR539,700 INR231,000-794,900 INR
Andaman & Nicobar IslandsRegion493,000 INR531,700 INR228,500-783,800 INR

AML Analyst in India: FAQs

  • How much does an AML analyst make per month in India?

    An AML analyst in India earns about 49,041 INR a month before tax, based on an annual average of 588,500 INR.

  • What's the salary range for an AML analyst in India?

    Entry-level AML analysts in India start near 271,300 INR. Top-end pay reaches around 932,000 INR. The middle 50% of earners sit between 407,100 and 846,500 INR.

  • Is the median AML analyst salary in India higher or lower than the average?

    The median is 632,400 INR, higher than the average of 588,500 INR. Half of AML analysts in India earn below the median, half earn above it.

  • What's the gender pay gap for AML analysts in India?

    Men working as an AML analyst in India earn around 21% more than women on average (641,900 vs 531,700 INR a year).

  • Do AML analysts in India get bonuses?

    About 85% of AML analysts in India reported a bonus in the past 12 months. Reported bonuses ranged from 5% to 9% of base salary.

  • Do AML analysts earn more in the public or private sector in India?

    In India, the public sector pays an AML analyst about 6% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do AML analysts in India get a pay raise?

    An AML analyst in India sees a raise of around 13% every 16 months, equivalent to roughly 10% a year.