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Average Underwriter Salary in Yemen for 2026

An underwriter in Yemen earns about 194,600 YER a year. That's 51% below the national average of 397,900 YER.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Yemen sit around 92,400 YER a year, while the very top stretches to 307,400 YER. Everything on this page is in Yemeni rial (YER, symbol ﷼), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Yemen, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does an underwriter make in Yemen?

Average salary
194,600 YER
16,216 YER per month
Lowest reported
92,400 YER
7,700 YER per month
Highest reported
307,400 YER
25,616 YER per month

A typical underwriter working in Yemen brings home around 16,216 YER a month before tax. Entry-level pay starts near 92,400 YER, and the top of the ladder reaches roughly 307,400 YER for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior underwriter working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How underwriter pay ranges in Yemen

A good way to think about salary in Yemen is to look at the distribution rather than the headline average. Half of all underwriters in Yemen earn less than 204,000 YER a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 134,600 YER (the 25th percentile), and a quarter clear 272,800 YER (the 75th percentile). The middle 50% of underwriters sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 92,400 YER. The highest stretch to 307,400 YER, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

92,400
Low
204,000
Median
307,400
High
134,600
25th
272,800
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in YER

Underwriter pay by experience in Yemen

Years of experience is the single biggest lever on pay for an underwriter in Yemen, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical underwriter salary changes as you move through the career ladder.

  • 0-2 Years
    106,740 YER
  • 2-5 Years
    +37% from previous
    146,200 YER
  • 5-10 Years
    +42% from previous
    207,800 YER
  • 10-15 Years
    +22% from previous
    253,400 YER
  • 15-20 Years
    +5% from previous
    265,000 YER
  • 20+ Years
    +10% from previous
    290,800 YER

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 42%. That is the point at which a underwriter typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Underwriter pay by education in Yemen

Education sits alongside experience as one of the biggest factors driving underwriter pay in Yemen. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average underwriter salary in Yemen broken down by the highest level of education a worker has completed.

  • High School
    127,700 YER
  • Certificate or Diploma
    +50% from previous
    192,000 YER
  • Bachelor's Degree
    +48% from previous
    283,700 YER

Underwriter gender pay gap in Yemen

The gender pay gap is a stubborn feature of almost every labour market, and Yemen is no exception. Male underwriters in Yemen earn an average of 209,500 YER a year, while female underwriters earn around 180,500 YER. That works out to a 16% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Underwriter gender pay gap

14%

Men earn this much more than women on average in Yemen.

Men 209,500 YER
Women 180,500 YER

Pay raises for an underwriter in Yemen

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Yemen sees a raise of about 6% every 28 months, which works out to roughly 3% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Yemen, the national average raise is around 4% every 29 months.

By industry

Industries with the highest pay raises in Yemen:

  • Banking
  • Energy
  • Information Technology
  • Healthcare
    1%
  • Travel
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Underwriter bonus rates in Yemen

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

14%

14% of underwriters in Yemen reported a bonus of some kind in the past twelve months. That makes an underwriter a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 0% to 4% of base salary. The remaining 86% of underwriters reported no bonus at all over the same period.

Which careers pay bonuses in Yemen

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Underwriter: public vs private sector pay

Public-sector pay in Yemen is about 11% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

10%

Public-sector workers earn this much more than private-sector workers in Yemen on average.

Public sector 428,400 YER
Private sector 386,400 YER

Underwriter salary by city in Yemen

Underwriter pay is not even across Yemen. The chart below shows the highest-paying cities in the dataset, followed by the full location table.

  • Aden
  • Sanaa
  • Taizz
LocationTypeAverageMedianRange
AdenCity215,100 YER221,500 YER104,920-335,800 YER
SanaaCity196,800 YER209,500 YER89,120-311,700 YER
TaizzCity187,500 YER187,500 YER91,960-286,400 YER


Underwriter in Yemen: FAQs

  • How much does an underwriter make per month in Yemen?

    An underwriter in Yemen earns about 16,216 YER a month before tax, based on an annual average of 194,600 YER.

  • What's the salary range for an underwriter in Yemen?

    Entry-level underwriters in Yemen start near 92,400 YER. Top-end pay reaches around 307,400 YER. The middle 50% of earners sit between 134,600 and 272,800 YER.

  • Is the median underwriter salary in Yemen higher or lower than the average?

    The median is 204,000 YER, higher than the average of 194,600 YER. Half of underwriters in Yemen earn below the median, half earn above it.

  • What's the gender pay gap for underwriters in Yemen?

    Men working as an underwriter in Yemen earn around 16% more than women on average (209,500 vs 180,500 YER a year).

  • Do underwriters in Yemen get bonuses?

    About 14% of underwriters in Yemen reported a bonus in the past 12 months. Reported bonuses ranged from 0% to 4% of base salary.

  • Do underwriters earn more in the public or private sector in Yemen?

    In Yemen, the public sector pays an underwriter about 11% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do underwriters in Yemen get a pay raise?

    An underwriter in Yemen sees a raise of around 6% every 28 months, equivalent to roughly 3% a year.