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Average Treasury Accountant Salary in Western Sahara for 2026

A treasury accountant in Western Sahara earns about 93,140 MAD a year. That's 25% below the national average of 124,400 MAD.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Western Sahara sit around 43,360 MAD a year, while the very top stretches to 148,300 MAD. Everything on this page is in Moroccan dirham (MAD, symbol DH), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Western Sahara, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does a treasury accountant make in Western Sahara?

Average salary
93,140 MAD
7,761 MAD per month
Lowest reported
43,360 MAD
3,613 MAD per month
Highest reported
148,300 MAD
12,358 MAD per month

A typical treasury accountant working in Western Sahara brings home around 7,761 MAD a month before tax. Entry-level pay starts near 43,360 MAD, and the top of the ladder reaches roughly 148,300 MAD for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior treasury accountant working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How treasury accountant pay ranges in Western Sahara

A good way to think about salary in Western Sahara is to look at the distribution rather than the headline average. Half of all treasury accountants in Western Sahara earn less than 97,460 MAD a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 64,720 MAD (the 25th percentile), and a quarter clear 134,600 MAD (the 75th percentile). The middle 50% of treasury accountants sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 43,360 MAD. The highest stretch to 148,300 MAD, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

43,360
Low
97,460
Median
148,300
High
64,720
25th
134,600
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in MAD

Treasury accountant pay by experience in Western Sahara

Years of experience is the single biggest lever on pay for a treasury accountant in Western Sahara, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical treasury accountant salary changes as you move through the career ladder.

  • 0-2 Years
    47,400 MAD
  • 2-5 Years
    +39% from previous
    66,000 MAD
  • 5-10 Years
    +42% from previous
    93,600 MAD
  • 10-15 Years
    +25% from previous
    116,960 MAD
  • 15-20 Years
    +9% from previous
    127,700 MAD
  • 20+ Years
    +8% from previous
    137,400 MAD

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 42%. That is the point at which a treasury accountant typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Treasury accountant pay by education in Western Sahara

Education sits alongside experience as one of the biggest factors driving treasury accountant pay in Western Sahara. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average treasury accountant salary in Western Sahara broken down by the highest level of education a worker has completed.

  • High School
    58,520 MAD
  • Certificate or Diploma
    +20% from previous
    70,260 MAD
  • Bachelor's Degree
    +41% from previous
    98,960 MAD
  • Master's Degree
    +32% from previous
    130,400 MAD

Treasury accountant gender pay gap in Western Sahara

The gender pay gap is a stubborn feature of almost every labour market, and Western Sahara is no exception. Male treasury accountants in Western Sahara earn an average of 100,580 MAD a year, while female treasury accountants earn around 83,300 MAD. That works out to a 21% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Treasury Accountant gender pay gap

17%

Men earn this much more than women on average in Western Sahara.

Men 100,580 MAD
Women 83,300 MAD

Pay raises for a treasury accountant in Western Sahara

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Western Sahara sees a raise of about 8% every 27 months, which works out to roughly 4% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Western Sahara, the national average raise is around 5% every 28 months.

By industry

Industries with the highest pay raises in Western Sahara:

  • Banking
  • Energy
  • Information Technology
  • Healthcare
  • Travel
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Treasury accountant bonus rates in Western Sahara

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

41%

41% of treasury accountants in Western Sahara reported a bonus of some kind in the past twelve months. That makes a treasury accountant a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 2% to 7% of base salary. The remaining 59% of treasury accountants reported no bonus at all over the same period.

Which careers pay bonuses in Western Sahara

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Treasury accountant: public vs private sector pay

Public-sector pay in Western Sahara is about 12% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

11%

Public-sector workers earn this much more than private-sector workers in Western Sahara on average.

Public sector 128,900 MAD
Private sector 115,080 MAD


Treasury Accountant in Western Sahara: FAQs

  • How much does a treasury accountant make per month in Western Sahara?

    A treasury accountant in Western Sahara earns about 7,761 MAD a month before tax, based on an annual average of 93,140 MAD.

  • What's the salary range for a treasury accountant in Western Sahara?

    Entry-level treasury accountants in Western Sahara start near 43,360 MAD. Top-end pay reaches around 148,300 MAD. The middle 50% of earners sit between 64,720 and 134,600 MAD.

  • Is the median treasury accountant salary in Western Sahara higher or lower than the average?

    The median is 97,460 MAD, higher than the average of 93,140 MAD. Half of treasury accountants in Western Sahara earn below the median, half earn above it.

  • What's the gender pay gap for treasury accountants in Western Sahara?

    Men working as a treasury accountant in Western Sahara earn around 21% more than women on average (100,580 vs 83,300 MAD a year).

  • Do treasury accountants in Western Sahara get bonuses?

    About 41% of treasury accountants in Western Sahara reported a bonus in the past 12 months. Reported bonuses ranged from 2% to 7% of base salary.

  • Do treasury accountants earn more in the public or private sector in Western Sahara?

    In Western Sahara, the public sector pays a treasury accountant about 12% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do treasury accountants in Western Sahara get a pay raise?

    A treasury accountant in Western Sahara sees a raise of around 8% every 27 months, equivalent to roughly 4% a year.