Average Treasury Accountant Salary in United Arab Emirates for 2026
A treasury accountant in United Arab Emirates earns about 172,200 AED a year. That's 26% below the national average of 233,900 AED.
Pay ranges widely from country to country and from role to role. The lowest reported salaries in United Arab Emirates sit around 91,380 AED a year, while the very top stretches to 266,000 AED. Everything on this page is in United Arab Emirates dirham (AED, symbol د.إ), which lets you compare numbers like-for-like without worrying about exchange rates.
The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in United Arab Emirates, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.
How much does a treasury accountant make in United Arab Emirates?
A typical treasury accountant working in United Arab Emirates brings home around 14,350 AED a month before tax. Entry-level pay starts near 91,380 AED, and the top of the ladder reaches roughly 266,000 AED for the most experienced and specialised people in the role.
The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior treasury accountant working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.
How treasury accountant pay ranges in United Arab Emirates
A good way to think about salary in United Arab Emirates is to look at the distribution rather than the headline average. Half of all treasury accountants in United Arab Emirates earn less than 168,100 AED a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".
Looking at the quartiles fills in the picture. A quarter of earners take home less than 114,000 AED (the 25th percentile), and a quarter clear 207,700 AED (the 75th percentile). The middle 50% of treasury accountants sit somewhere inside that band, which is where the typical reader of this page probably lives.
The very lowest reported salaries sit around 91,380 AED. The highest stretch to 266,000 AED, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.
Treasury accountant pay by experience in United Arab Emirates
Years of experience is the single biggest lever on pay for a treasury accountant in United Arab Emirates, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical treasury accountant salary changes as you move through the career ladder.
- 0-2 Years101,120 AED
- 2-5 Years+38% from previous139,100 AED
- 5-10 Years+30% from previous180,300 AED
- 10-15 Years+20% from previous216,800 AED
- 15-20 Years+10% from previous239,000 AED
- 20+ Years+5% from previous251,500 AED
The single largest jump on the ladder is from 0 - 2 Years to 2 - 5 Years, where pay rises by about 38%. That is the point at which a treasury accountant typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.
Treasury accountant pay by education in United Arab Emirates
Education sits alongside experience as one of the biggest factors driving treasury accountant pay in United Arab Emirates. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.
Below is the average treasury accountant salary in United Arab Emirates broken down by the highest level of education a worker has completed.
- High School125,100 AED
- Certificate or Diploma+14% from previous142,300 AED
- Bachelor's Degree+39% from previous197,600 AED
- Master's Degree+21% from previous239,300 AED
Treasury accountant gender pay gap in United Arab Emirates
The gender pay gap is a stubborn feature of almost every labour market, and United Arab Emirates is no exception. Male treasury accountants in United Arab Emirates earn an average of 180,500 AED a year, while female treasury accountants earn around 169,000 AED. That works out to a 7% gap in favour of men, even when comparing people doing the same work.
A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.
Treasury Accountant gender pay gap
6%
Men earn this much more than women on average in United Arab Emirates.
Pay raises for a treasury accountant in United Arab Emirates
Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.
A typical worker doing this role in United Arab Emirates sees a raise of about 11% every 16 months, which works out to roughly 8% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.
Across all jobs in United Arab Emirates, the national average raise is around 8% every 17 months.
By industry
Industries with the highest pay raises in United Arab Emirates:
- Banking2%
- Energy
- Information Technology
- Healthcare
- Travel1%
- Construction
- Education
By experience level
Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.
- Junior Level3% - 5%
- Mid-Career
- Senior Level
- Top Management
Treasury accountant bonus rates in United Arab Emirates
Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.
53% of treasury accountants in United Arab Emirates reported a bonus of some kind in the past twelve months. That makes a treasury accountant a moderate-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.
Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 3% to 5% of base salary. The remaining 47% of treasury accountants reported no bonus at all over the same period.
Which careers pay bonuses in United Arab Emirates
Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.
- Finance
- Architecture
- Sales
- Business Development
- Marketing / Advertising
- Information Technology
- Healthcare
- Insurance
- Customer Service
- Human Resources
- Construction
- Transport
- Hospitality
Treasury accountant: public vs private sector pay
Public-sector pay in United Arab Emirates is about 5% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.
Public vs private pay gap
5%
Public-sector workers earn this much more than private-sector workers in United Arab Emirates on average.
Treasury accountant salary by city in United Arab Emirates
Treasury accountant pay is not even across United Arab Emirates. The chart below shows the highest-paying cities in the dataset, followed by the full location table.
- Dubai
- Abu Dhabi
- Sharjah
- Al Ain
- Ajman
- Ras Al Khaimah
- Fujairah
- Um Al Quiwain
| Location | Type | Average | Median | Range |
|---|---|---|---|---|
| Dubai | City | 192,000 AED | 183,700 AED | 99,280-294,700 AED |
| Abu Dhabi | City | 187,500 AED | 200,000 AED | 86,760-296,000 AED |
| Sharjah | City | 181,600 AED | 196,800 AED | 83,760-286,400 AED |
| Al Ain | City | 174,000 AED | 180,300 AED | 85,440-275,200 AED |
| Ajman | City | 172,200 AED | 172,200 AED | 82,720-266,000 AED |
| Ras Al Khaimah | City | 164,200 AED | 180,300 AED | 74,560-263,100 AED |
| Fujairah | City | 159,400 AED | 152,300 AED | 83,760-245,300 AED |
| Um Al Quiwain | City | 154,700 AED | 150,000 AED | 80,020-237,400 AED |
Treasury Accountant in United Arab Emirates: FAQs
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How much does a treasury accountant make per month in United Arab Emirates?
A treasury accountant in United Arab Emirates earns about 14,350 AED a month before tax, based on an annual average of 172,200 AED.
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What's the salary range for a treasury accountant in United Arab Emirates?
Entry-level treasury accountants in United Arab Emirates start near 91,380 AED. Top-end pay reaches around 266,000 AED. The middle 50% of earners sit between 114,000 and 207,700 AED.
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Is the median treasury accountant salary in United Arab Emirates higher or lower than the average?
The median is 168,100 AED, lower than the average of 172,200 AED. Half of treasury accountants in United Arab Emirates earn below the median, half earn above it.
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What's the gender pay gap for treasury accountants in United Arab Emirates?
Men working as a treasury accountant in United Arab Emirates earn around 7% more than women on average (180,500 vs 169,000 AED a year).
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Do treasury accountants in United Arab Emirates get bonuses?
About 53% of treasury accountants in United Arab Emirates reported a bonus in the past 12 months. Reported bonuses ranged from 3% to 5% of base salary.
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Do treasury accountants earn more in the public or private sector in United Arab Emirates?
In United Arab Emirates, the public sector pays a treasury accountant about 5% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.
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How often do treasury accountants in United Arab Emirates get a pay raise?
A treasury accountant in United Arab Emirates sees a raise of around 11% every 16 months, equivalent to roughly 8% a year.