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Average Teller Salary in Germany for 2026

A teller in Germany earns about 19,640 EUR a year. That's 57% below the national average of 45,620 EUR.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Germany sit around 10,100 EUR a year, while the very top stretches to 27,020 EUR. Everything on this page is in Euro (EUR, symbol €), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Germany, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does a teller make in Germany?

Average salary
19,640 EUR
1,636 EUR per month
Lowest reported
10,100 EUR
841 EUR per month
Highest reported
27,020 EUR
2,251 EUR per month

A typical teller working in Germany brings home around 1,636 EUR a month before tax. Entry-level pay starts near 10,100 EUR, and the top of the ladder reaches roughly 27,020 EUR for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior teller working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around. For a cross-country comparison, see the teller salary in Belgium or Netherlands, both of which pay in the same currency.


How teller pay ranges in Germany

A good way to think about salary in Germany is to look at the distribution rather than the headline average. Half of all tellers in Germany earn less than 19,480 EUR a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 13,700 EUR (the 25th percentile), and a quarter clear 26,080 EUR (the 75th percentile). The middle 50% of tellers sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 10,100 EUR. The highest stretch to 27,020 EUR, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

10,100
Low
19,480
Median
27,020
High
13,700
25th
26,080
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in EUR

Teller pay by experience in Germany

Years of experience is the single biggest lever on pay for a teller in Germany, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical teller salary changes as you move through the career ladder.

  • 0-2 Years
    10,380 EUR
  • 2-5 Years
    +17% from previous
    12,120 EUR
  • 5-10 Years
    +46% from previous
    17,740 EUR
  • 10-15 Years
    +26% from previous
    22,420 EUR
  • 15-20 Years
    +4% from previous
    23,360 EUR
  • 20+ Years
    +13% from previous
    26,500 EUR

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 46%. That is the point at which a teller typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Teller pay by education in Germany

Education sits alongside experience as one of the biggest factors driving teller pay in Germany. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average teller salary in Germany broken down by the highest level of education a worker has completed.

  • High School
    12,300 EUR
  • Certificate or Diploma
    +33% from previous
    16,340 EUR
  • Bachelor's Degree
    +64% from previous
    26,860 EUR

Teller gender pay gap in Germany

The gender pay gap is a stubborn feature of almost every labour market, and Germany is no exception. Male tellers in Germany earn an average of 20,120 EUR a year, while female tellers earn around 16,140 EUR. That works out to a 25% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Teller gender pay gap

20%

Men earn this much more than women on average in Germany.

Men 20,120 EUR
Women 16,140 EUR

Pay raises for a teller in Germany

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Germany sees a raise of about 10% every 15 months, which works out to roughly 8% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Germany, the national average raise is around 8% every 16 months.

By industry

Industries with the highest pay raises in Germany:

  • Banking
  • Energy
  • Information Technology
  • Healthcare
  • Travel
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Teller bonus rates in Germany

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

35%

35% of tellers in Germany reported a bonus of some kind in the past twelve months. That makes a teller a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 0% to 4% of base salary. The remaining 65% of tellers reported no bonus at all over the same period.

Which careers pay bonuses in Germany

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Teller: public vs private sector pay

Public-sector pay in Germany is about 8% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

8%

Public-sector workers earn this much more than private-sector workers in Germany on average.

Public sector 48,200 EUR
Private sector 44,540 EUR

Teller salary by city in Germany

Teller pay is not even across Germany. The chart below shows the highest-paying cities in the dataset, followed by the full location table.

  • Berlin
  • Munchen
  • Hamburg
  • Koln
  • Bremen
  • Frankfurt
  • Leipzig
  • Stuttgart
  • Dusseldorf
  • Essen
LocationTypeAverageMedianRange
BerlinCity23,520 EUR23,380 EUR8,880-34,540 EUR
MunchenCity21,640 EUR21,100 EUR12,840-30,700 EUR
HamburgCity21,100 EUR23,380 EUR8,560-30,700 EUR
KolnCity20,520 EUR19,380 EUR7,820-31,380 EUR
BremenCity20,120 EUR18,280 EUR9,440-27,560 EUR
FrankfurtCity20,120 EUR19,160 EUR7,240-28,860 EUR
LeipzigCity19,220 EUR15,700 EUR10,380-29,540 EUR
StuttgartCity18,280 EUR19,640 EUR9,460-27,560 EUR
DusseldorfCity17,740 EUR19,200 EUR9,140-28,900 EUR
EssenCity17,740 EUR21,100 EUR7,240-30,700 EUR
DortmundCity17,560 EUR15,920 EUR10,100-25,660 EUR
HannoverCity17,540 EUR17,860 EUR5,960-25,160 EUR
NurnbergCity17,100 EUR15,300 EUR6,200-26,020 EUR
DresdenCity16,340 EUR15,700 EUR10,100-25,440 EUR


Teller in Germany: FAQs

  • How much does a teller make per month in Germany?

    A teller in Germany earns about 1,636 EUR a month before tax, based on an annual average of 19,640 EUR.

  • What's the salary range for a teller in Germany?

    Entry-level tellers in Germany start near 10,100 EUR. Top-end pay reaches around 27,020 EUR. The middle 50% of earners sit between 13,700 and 26,080 EUR.

  • Is the median teller salary in Germany higher or lower than the average?

    The median is 19,480 EUR, lower than the average of 19,640 EUR. Half of tellers in Germany earn below the median, half earn above it.

  • What's the gender pay gap for tellers in Germany?

    Men working as a teller in Germany earn around 25% more than women on average (20,120 vs 16,140 EUR a year).

  • Do tellers in Germany get bonuses?

    About 35% of tellers in Germany reported a bonus in the past 12 months. Reported bonuses ranged from 0% to 4% of base salary.

  • Do tellers earn more in the public or private sector in Germany?

    In Germany, the public sector pays a teller about 8% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do tellers in Germany get a pay raise?

    A teller in Germany sees a raise of around 10% every 15 months, equivalent to roughly 8% a year.