Average Risk Manager Salary in Guatemala for 2026
A risk manager in Guatemala earns about 225,300 GTQ a year. That's 76% above the national average of 127,700 GTQ.
Pay ranges widely from country to country and from role to role. The lowest reported salaries in Guatemala sit around 104,500 GTQ a year, while the very top stretches to 359,900 GTQ. Everything on this page is in Guatemalan quetzal (GTQ, symbol Q), which lets you compare numbers like-for-like without worrying about exchange rates.
The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Guatemala, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.
How much does a risk manager make in Guatemala?
A typical risk manager working in Guatemala brings home around 18,775 GTQ a month before tax. Entry-level pay starts near 104,500 GTQ, and the top of the ladder reaches roughly 359,900 GTQ for the most experienced and specialised people in the role.
The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior risk manager working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.
How risk manager pay ranges in Guatemala
A good way to think about salary in Guatemala is to look at the distribution rather than the headline average. Half of all risk managers in Guatemala earn less than 243,000 GTQ a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".
Looking at the quartiles fills in the picture. A quarter of earners take home less than 157,600 GTQ (the 25th percentile), and a quarter clear 325,600 GTQ (the 75th percentile). The middle 50% of risk managers sit somewhere inside that band, which is where the typical reader of this page probably lives.
The very lowest reported salaries sit around 104,500 GTQ. The highest stretch to 359,900 GTQ, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.
Risk manager pay by experience in Guatemala
Years of experience is the single biggest lever on pay for a risk manager in Guatemala, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical risk manager salary changes as you move through the career ladder.
- 0-2 Years115,940 GTQ
- 2-5 Years+37% from previous158,700 GTQ
- 5-10 Years+46% from previous232,400 GTQ
- 10-15 Years+21% from previous282,300 GTQ
- 15-20 Years+9% from previous308,300 GTQ
- 20+ Years+9% from previous335,100 GTQ
The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 46%. That is the point at which a risk manager typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.
Risk manager pay by education in Guatemala
Education sits alongside experience as one of the biggest factors driving risk manager pay in Guatemala. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.
Below is the average risk manager salary in Guatemala broken down by the highest level of education a worker has completed.
- Bachelor's Degree137,400 GTQ
- Master's Degree+92% from previous263,900 GTQ
Risk manager gender pay gap in Guatemala
The gender pay gap is a stubborn feature of almost every labour market, and Guatemala is no exception. Male risk managers in Guatemala earn an average of 243,000 GTQ a year, while female risk managers earn around 208,600 GTQ. That works out to a 16% gap in favour of men, even when comparing people doing the same work.
A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.
Risk Manager gender pay gap
14%
Men earn this much more than women on average in Guatemala.
Pay raises for a risk manager in Guatemala
Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.
A typical worker doing this role in Guatemala sees a raise of about 11% every 21 months, which works out to roughly 6% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.
Across all jobs in Guatemala, the national average raise is around 7% every 19 months.
By industry
Industries with the highest pay raises in Guatemala:
- Banking
- Energy
- Information Technology
- Healthcare
- Travel
- Construction
- Education2%
By experience level
Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.
- Junior Level3% - 5%
- Mid-Career
- Senior Level
- Top Management
Risk manager bonus rates in Guatemala
Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.
83% of risk managers in Guatemala reported a bonus of some kind in the past twelve months. That makes a risk manager a high-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.
Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 5% to 9% of base salary. The remaining 17% of risk managers reported no bonus at all over the same period.
Which careers pay bonuses in Guatemala
Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.
- Finance
- Architecture
- Sales
- Business Development
- Marketing / Advertising
- Information Technology
- Healthcare
- Insurance
- Customer Service
- Human Resources
- Construction
- Transport
- Hospitality
Risk manager: public vs private sector pay
Public-sector pay in Guatemala is about 12% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.
Public vs private pay gap
11%
Public-sector workers earn this much more than private-sector workers in Guatemala on average.
Risk Manager in Guatemala: FAQs
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How much does a risk manager make per month in Guatemala?
A risk manager in Guatemala earns about 18,775 GTQ a month before tax, based on an annual average of 225,300 GTQ.
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What's the salary range for a risk manager in Guatemala?
Entry-level risk managers in Guatemala start near 104,500 GTQ. Top-end pay reaches around 359,900 GTQ. The middle 50% of earners sit between 157,600 and 325,600 GTQ.
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Is the median risk manager salary in Guatemala higher or lower than the average?
The median is 243,000 GTQ, higher than the average of 225,300 GTQ. Half of risk managers in Guatemala earn below the median, half earn above it.
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What's the gender pay gap for risk managers in Guatemala?
Men working as a risk manager in Guatemala earn around 16% more than women on average (243,000 vs 208,600 GTQ a year).
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Do risk managers in Guatemala get bonuses?
About 83% of risk managers in Guatemala reported a bonus in the past 12 months. Reported bonuses ranged from 5% to 9% of base salary.
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Do risk managers earn more in the public or private sector in Guatemala?
In Guatemala, the public sector pays a risk manager about 12% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.
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How often do risk managers in Guatemala get a pay raise?
A risk manager in Guatemala sees a raise of around 11% every 21 months, equivalent to roughly 6% a year.