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Average Receivables Accountant Salary in Pakistan for 2026

A receivables accountant in Pakistan earns about 649,700 PKR a year. That's 34% below the national average of 983,100 PKR.

Pay ranges widely from country to country and from role to role. The lowest reported salaries in Pakistan sit around 317,700 PKR a year, while the very top stretches to 1,012,100 PKR. Everything on this page is in Pakistani rupee (PKR, symbol ₨), which lets you compare numbers like-for-like without worrying about exchange rates.

The numbers here are pulled together from official government wage data, large independent salary surveys, and aggregated worker-reported pay. Most reported salaries include the benefits that are common in Pakistan, such as housing or transport allowances, which is worth keeping in mind if you're comparing against a country where those are usually paid on top.


How much does a receivables accountant make in Pakistan?

Average salary
649,700 PKR
54,141 PKR per month
Lowest reported
317,700 PKR
26,475 PKR per month
Highest reported
1,012,100 PKR
84,341 PKR per month

A typical receivables accountant working in Pakistan brings home around 54,141 PKR a month before tax. Entry-level pay starts near 317,700 PKR, and the top of the ladder reaches roughly 1,012,100 PKR for the most experienced and specialised people in the role.

The wide gap between low end and top end reflects how much pay can vary inside the same job title. A junior receivables accountant working at a small local employer earns very different money from a senior at a multinational. Skills, employer, city and years in the seat all push the number around.


How receivables accountant pay ranges in Pakistan

A good way to think about salary in Pakistan is to look at the distribution rather than the headline average. Half of all receivables accountants in Pakistan earn less than 663,100 PKR a year, and the other half earn more. That middle number is the median, and it is usually more useful than the average for answering "is my pay normal here".

Looking at the quartiles fills in the picture. A quarter of earners take home less than 440,200 PKR (the 25th percentile), and a quarter clear 854,300 PKR (the 75th percentile). The middle 50% of receivables accountants sit somewhere inside that band, which is where the typical reader of this page probably lives.

The very lowest reported salaries sit around 317,700 PKR. The highest stretch to 1,012,100 PKR, though only a small fraction of earners ever reach that level. If you are deciding whether your own offer or current pay is reasonable, work out which of those four bands you would fall into and use that as your reference point.

317,700
Low
663,100
Median
1,012,100
High
440,200
25th
854,300
75th
The middle 50% sit between the 25th and 75th percentile Tails are the lowest and highest reported All figures in PKR

Receivables accountant pay by experience in Pakistan

Years of experience is the single biggest lever on pay for a receivables accountant in Pakistan, ahead of education and almost any other single factor. The longer you have been in the role, the more your employer can trust you to handle complexity, mentor others and act independently, all of which command higher pay. The chart below shows how the typical receivables accountant salary changes as you move through the career ladder.

  • 0-2 Years
    378,300 PKR
  • 2-5 Years
    +28% from previous
    485,200 PKR
  • 5-10 Years
    +38% from previous
    670,600 PKR
  • 10-15 Years
    +24% from previous
    832,100 PKR
  • 15-20 Years
    +7% from previous
    890,700 PKR
  • 20+ Years
    +7% from previous
    948,900 PKR

The single largest jump on the ladder is from 2 - 5 Years to 5 - 10 Years, where pay rises by about 38%. That is the point at which a receivables accountant typically goes from "competent in the role" to "the person other people in the team learn from", and the market pays well for that step.


Receivables accountant pay by education in Pakistan

Education sits alongside experience as one of the biggest factors driving receivables accountant pay in Pakistan. Higher qualifications consistently pull higher salaries, but the size of the gap tends to be smallest at junior levels and widens as people move up. Two people in the same role with the same years of experience but different degrees can end up earning very different money once they reach mid-career.

Below is the average receivables accountant salary in Pakistan broken down by the highest level of education a worker has completed.

  • High School
    472,100 PKR
  • Certificate or Diploma
    +14% from previous
    539,700 PKR
  • Bachelor's Degree
    +35% from previous
    728,500 PKR
  • Master's Degree
    +26% from previous
    917,700 PKR

Receivables accountant gender pay gap in Pakistan

The gender pay gap is a stubborn feature of almost every labour market, and Pakistan is no exception. Male receivables accountants in Pakistan earn an average of 683,400 PKR a year, while female receivables accountants earn around 597,800 PKR. That works out to a 14% gap in favour of men, even when comparing people doing the same work.

A pay gap of this size has a real long-term cost. Over a typical thirty-year career it can add up to several years of pay, and it compounds through pensions, retirement contributions and bonus-linked stock. Some of the gap is explained by women being more likely to work part-time, take career breaks, or be steered toward lower-paying specialisations. Some of it is straightforward unequal pay for the same job, which is harder to defend.

Receivables Accountant gender pay gap

13%

Men earn this much more than women on average in Pakistan.

Men 683,400 PKR
Women 597,800 PKR

Pay raises for a receivables accountant in Pakistan

Most countries hand out at least some kind of pay raise every year, typically when an employee's contract is reviewed or as a cost-of-living adjustment to keep wages roughly in step with inflation. The rhythm and size of those raises varies hugely between industries.

A typical worker doing this role in Pakistan sees a raise of about 11% every 18 months, which works out to roughly 7% on an annual basis. That figure is the typical underlying rate; in years where inflation runs high you can usually expect a bit more, and in flat-economy years a bit less.

Across all jobs in Pakistan, the national average raise is around 8% every 19 months.

By industry

Industries with the highest pay raises in Pakistan:

  • Banking
    2%
  • Energy
  • Information Technology
  • Healthcare
  • Travel
    1%
  • Construction
  • Education

By experience level

Experienced workers tend to see larger raises. Retaining a senior is cheaper than replacing them, so employers fight harder for them.

  • Junior Level
    3% - 5%
  • Mid-Career
  • Senior Level
  • Top Management

Receivables accountant bonus rates in Pakistan

Bonuses are the other half of total compensation, and they vary a lot between jobs and industries. Some roles are paid almost entirely in base salary; others lean heavily on bonus structures tied to revenue, project completion or company performance. Whether a job pays a bonus, how big it is, and how often it lands all factor into whether the headline salary is actually a good offer.

26%

26% of receivables accountants in Pakistan reported a bonus of some kind in the past twelve months. That makes a receivables accountant a low-bonus role overall, which is useful context when you're weighing up a job offer where the base is below market.

Among those who did receive a bonus, the size of the payment varied substantially. Reported bonuses ranged from 0% to 4% of base salary. The remaining 74% of receivables accountants reported no bonus at all over the same period.

Which careers pay bonuses in Pakistan

Revenue-facing roles tend to pay the biggest bonuses. Operational and support roles tend toward smaller, more predictable ones.

  • Finance
  • Architecture
  • Sales
  • Business Development
  • Marketing / Advertising
  • Information Technology
  • Healthcare
  • Insurance
  • Customer Service
  • Human Resources
  • Construction
  • Transport
  • Hospitality

Receivables accountant: public vs private sector pay

Public-sector pay in Pakistan is about 12% more than private-sector pay for similar work. The private sector typically offers stronger upside and bigger bonuses; the public sector typically offers better benefits and stability.

Public vs private pay gap

11%

Public-sector workers earn this much more than private-sector workers in Pakistan on average.

Public sector 1,023,400 PKR
Private sector 913,400 PKR

Receivables accountant salary by city in Pakistan

Receivables accountant pay is not even across Pakistan. The chart below shows the highest-paying cities in the dataset, followed by the full location table.

  • Karachi
  • Faisalabad
  • Lahore
  • Peshawar
  • Gujranwala
  • Hyderabad
  • Rawalpindi
  • Multan
  • Islamabad
  • Bahawalpur
LocationTypeAverageMedianRange
KarachiCity721,600 PKR735,500 PKR351,200-1,124,200 PKR
FaisalabadCity683,400 PKR658,300 PKR354,000-1,043,600 PKR
LahoreCity665,300 PKR721,600 PKR308,900-1,059,800 PKR
PeshawarCity650,700 PKR705,500 PKR301,800-1,037,600 PKR
GujranwalaCity638,700 PKR649,700 PKR311,700-995,000 PKR
HyderabadCity637,500 PKR612,500 PKR330,900-974,600 PKR
RawalpindiCity631,200 PKR643,800 PKR308,300-986,700 PKR
MultanCity623,200 PKR671,000 PKR288,100-990,700 PKR
IslamabadCity603,400 PKR615,700 PKR296,000-943,800 PKR
BahawalpurCity592,600 PKR605,700 PKR288,700-926,000 PKR
SargodhaCity589,400 PKR638,700 PKR272,800-938,100 PKR
QuettaCity565,100 PKR544,800 PKR294,300-864,700 PKR
SialkotCity543,200 PKR524,400 PKR282,300-832,000 PKR


Receivables Accountant in Pakistan: FAQs

  • How much does a receivables accountant make per month in Pakistan?

    A receivables accountant in Pakistan earns about 54,141 PKR a month before tax, based on an annual average of 649,700 PKR.

  • What's the salary range for a receivables accountant in Pakistan?

    Entry-level receivables accountants in Pakistan start near 317,700 PKR. Top-end pay reaches around 1,012,100 PKR. The middle 50% of earners sit between 440,200 and 854,300 PKR.

  • Is the median receivables accountant salary in Pakistan higher or lower than the average?

    The median is 663,100 PKR, higher than the average of 649,700 PKR. Half of receivables accountants in Pakistan earn below the median, half earn above it.

  • What's the gender pay gap for receivables accountants in Pakistan?

    Men working as a receivables accountant in Pakistan earn around 14% more than women on average (683,400 vs 597,800 PKR a year).

  • Do receivables accountants in Pakistan get bonuses?

    About 26% of receivables accountants in Pakistan reported a bonus in the past 12 months. Reported bonuses ranged from 0% to 4% of base salary.

  • Do receivables accountants earn more in the public or private sector in Pakistan?

    In Pakistan, the public sector pays a receivables accountant about 12% more on average. Public-sector pay tends to be steadier; private-sector pay tends to offer bigger upside.

  • How often do receivables accountants in Pakistan get a pay raise?

    A receivables accountant in Pakistan sees a raise of around 11% every 18 months, equivalent to roughly 7% a year.